Mortgage Lenders and Brokers in Larkfield-Wikiup, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Larkfield-Wikiup, California mortgage lenders include Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%, Community First Credit UnionCommunity First Credit Union14866 Olympic Dr, Clearlake, CA 95422A5.0 ★Texas Ratio: 8.05%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, and Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Larkfield-Wikiup, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Larkfield-Wikiup are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Larkfield-Wikiup, California
Market share is the lender's share of all home loans closed in Larkfield-Wikiup, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, Jumbo, HELOC | 13 +20 HELOCs |
10.6% | 81.2% | $478,846 | View |
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14866 Olympic Dr, Clearlake, CA 95422 A5.0 ★Texas Ratio: 8.05% |
Conventional, HELOC | 3 +2 HELOCs |
2.4% | 100% | $108,333 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 3 | 2.4% | 100% | $995,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, Jumbo | 2 | 1.6% | 100% | $860,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 2 | 1.6% | 100% | $1,315,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 1.6% | 100% | $2,645,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.8% | 50% | $1,065,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.8% | 100% | $655,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,765,000 | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,255,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New American Funding, LLC.
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Conventional, FHA | 5 | 4.1% | 100% | $537,000 | |
loanDepot.com LLC
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Conventional, Jumbo | 4 | 3.3% | 100% | $875,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 4 | 3.3% | 100% | $447,500 | |
Guild Mortgage Company
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Conventional | 2 | 1.6% | 100% | $220,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $685,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.8% | 100% | $585,000 | |
Resicentral LLC
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FHA | 1 | 0.8% | 100% | $625,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 25% | $435,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.8% | 100% | $645,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.8% | 100% | $515,000 | View |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,655,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $645,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 100% | $715,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $495,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.8% | 100% | $975,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.8% | 100% | $895,000 | |
Nmsi, Inc.
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,005,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,275,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.8% | 100% | $615,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, Jumbo, HELOC | 9 +1 HELOCs |
7.3% | 100% | $761,666 | |
Rocket Mortgage
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Conventional | 8 | 6.5% | 100% | $313,750 | |
Triad Financial Services, Inc.
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Conventional | 6 | 4.9% | 92% | $163,333 | |
CrossCountry Mortgage, LLC
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Conventional | 5 | 4.1% | 83.3% | $575,000 | |
The Loan Store, Inc
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Conventional | 5 | 4.1% | 100% | $549,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 3 +1 HELOCs |
2.4% | 100% | $491,666 | View |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 2.4% | 100% | $695,000 | |
Securitynational Mortgage Company
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FHA, VA, Jumbo | 3 | 2.4% | 100% | $838,333 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 2 | 1.6% | 100% | $2,405,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 1.6% | 100% | $2,110,000 | View |
21St Mortgage
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Conventional | 2 | 1.6% | 66.7% | $160,000 | |
Originpoint, LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $2,235,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.8% | 100% | $505,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.8% | 100% | $355,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 100% | $615,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $645,000 | |
Click n' Close, Inc.
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FHA, Jumbo | 1 | 0.8% | 100% | $915,000 | |
Premier Lending Inc.
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Conventional | 1 | 0.8% | 100% | $535,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $765,000 | |
Pentagon Federal Credit Union
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Conventional, Jumbo | 1 | 0.8% | 100% | $3,005,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,065,000 | View |
Genway Home Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.8% | 100% | $3,275,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.8% | 100% | $555,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.8% | 100% | $775,000 | |
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Larkfield-Wikiup Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Larkfield-Wikiup, California
Looking for mortgage lenders near me or mortgage brokers near me in Larkfield-Wikiup? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Larkfield-Wikiup in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Larkfield-Wikiup, CA
Use these to narrow the list above. Each category shows how many Larkfield-Wikiup, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Larkfield-Wikiup, CA
Independent mortgage companies closed 70.7 percent of home loans in Larkfield-Wikiup, California in 2025, banks 13.8 percent and credit unions 15.4 percent. Synergy One Lending, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, Redwood Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Larkfield-Wikiup, CA
By home loans closed in 2025, Redwood Credit Union was the largest mortgage lender in Larkfield-Wikiup, California with 13 loans, about 10.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Larkfield-Wikiup, California in 2025, led by Securitynational Mortgage Company with 2. 3 lenders closed VA loans, led by Securitynational Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 8 credit unions closed home loans in Larkfield-Wikiup, California in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Larkfield-Wikiup, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Larkfield-Wikiup, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Larkfield-Wikiup. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
