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Mortgage Lenders and Brokers in Laguna Hills, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Laguna Hills, California mortgage lenders include US Bank, N.A.US Bank, N.A.23511 Paseo De Valencia, Laguna Hills, CA 92653A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA24085 El Toro Rd, Laguna Hills, CA 92653A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA24211 Paseo De Valencia, Laguna Hills, CA 92637A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA24221 Calle De La Louisa, Laguna Hills, CA 92653A+5.0 ★Texas Ratio: 2.82%, Wells Fargo Bank NAWells Fargo Bank NA25632 Alicia Pkwy, Laguna Hills, CA 92653A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.24012 Calle De La Plata, Laguna Hills, CA 92653A+5.0 ★Texas Ratio: 3.72%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, and BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Laguna Hills, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Laguna Hills are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Laguna Hills, California

Market share is the lender's share of all home loans closed in Laguna Hills, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Laguna Hills 23511 Paseo De Valencia, Laguna Hills, CA 92653 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo, HELOC	18 +11 HELOCs	4.7%	90.5%	$1,103,333	View
JPMorgan Chase Bank, NA 1 office in Laguna Hills 24085 El Toro Rd, Laguna Hills, CA 92653 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	15	3.9%	94.1%	$1,392,333	View
Bank of America NA 1 office in Laguna Hills 24211 Paseo De Valencia, Laguna Hills, CA 92637 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	7 +13 HELOCs	1.8%	100%	$1,630,714	View
Citibank, NA 1 office in Laguna Hills 24221 Calle De La Louisa, Laguna Hills, CA 92653 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	4	1.1%	80%	$2,470,000	View
Wells Fargo Bank NA 1 office in Laguna Hills 25632 Alicia Pkwy, Laguna Hills, CA 92653 A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.8%	100%	$435,000	View
Zions Bancorporation, N.A. 1 office in Laguna Hills 24012 Calle De La Plata, Laguna Hills, CA 92653 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.3%	75%	$2,475,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	14 +29 HELOCs	3.7%	82.4%	$544,285	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	5	1.3%	83.3%	$205,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	4 +3 HELOCs	1.1%	44.4%	$170,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.8%	75%	$1,965,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	2 +2 HELOCs	0.5%	100%	$390,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, HELOC	2 +1 HELOCs	0.5%	66.7%	$840,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	2	0.5%	100%	$685,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.5%	100%	$790,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo	2	0.5%	100%	$1,125,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	1 +1 HELOCs	0.3%	33.3%	$685,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	1 +1 HELOCs	0.3%	100%	$685,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	1 +1 HELOCs	0.3%	100%	$805,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.3%	100%	$605,000	View
First City Credit Union 500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03%	Conventional	1	0.3%	100%	$85,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional	1	0.3%	100%	$785,000
The Northern Trust Co 2049 Century Park E, Los Angeles, CA 90067 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0.3%	100%	$5,425,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.3%	100%	$325,000	View
Woori America Bank 5731 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 11.01%	Conventional, Jumbo	1	0.3%	100%	$1,255,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +6 HELOCs	0%	0%		View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +3 HELOCs	0%	n/a		View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	HELOC	0 +1 HELOCs	0%	n/a		View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +1 HELOCs	0%	n/a		View
Technology Credit Union 10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57%	HELOC	0 +1 HELOCs	0%	n/a		View
American First Credit Union 6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26%	HELOC	0 +1 HELOCs	0%	n/a		View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +1 HELOCs	0%	n/a		View
Nuvision Federal Credit Union 23020 Lake Forest Dr, Laguna Hills, CA 92653 1350 A+5.0 ★Texas Ratio: 3.84%	HELOC	0 +1 HELOCs	0%	0%		View
Pennymac Loan Services LLC	Conventional, VA	13	3.4%	86.7%	$681,923
Plaza Home Mortgage, Inc	Conventional	10	2.6%	76.5%	$280,000
Kind Lending, LLC	Conventional	7	1.8%	77.8%	$480,714
loanDepot.com LLC	Conventional, FHA	5	1.3%	100%	$547,000
Franklin Loan Corporation	Conventional	5	1.3%	100%	$753,000
Nexera Holding LLC	Conventional, Jumbo	5	1.3%	83.3%	$979,000
AmWest Funding Corp	Conventional, FHA, Jumbo, HELOC	3 +1 HELOCs	0.8%	75%	$1,261,666
New American Funding, LLC.	Conventional, HELOC	3 +1 HELOCs	0.8%	75%	$291,666
American Financial Network, Inc.	Conventional, FHA, Jumbo	3	0.8%	100%	$1,805,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	3	0.8%	100%	$1,085,000
Sierra Pacific Mortgage Co. Inc	Conventional	3	0.8%	75%	$578,333
American Pacific Mortgage Corporation	Conventional, FHA	3	0.8%	100%	$595,000
AAA Capital Investment, Inc	Conventional	2	0.5%	100%	$595,000
Home Mortgage Alliance Corp (Hmac)	Conventional	2	0.5%	66.7%	$240,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, Jumbo	2	0.5%	75%	$1,485,000	View
Flexpoint, Inc.	Conventional, Jumbo	2	0.5%	100%	$680,000
Ony Glo, Inc.	Conventional	2	0.5%	100%	$410,000
Hometown Equity Mortgage, LLC	Conventional	2	0.5%	66.7%	$510,000
Citadel Servicing Corporation	Conventional	2	0.5%	100%	$855,000
ClearEdge Lending LLC	Conventional, Jumbo	2	0.5%	66.7%	$2,300,000
Paramount Residential Mortgage	Conventional	2	0.5%	100%	$775,000
Vista Point Mortgage, LLC	Conventional	2	0.5%	66.7%	$430,000
Financial Partners Credit Unio	Conventional, Jumbo, HELOC	1 +8 HELOCs	0.3%	100%	$1,425,000
Fundloans Capital	Conventional	1	0.3%	100%	$425,000
Guild Mortgage Company	Conventional	1	0.3%	100%	$255,000
Fidelity Lending Solutions Inc	Conventional, Jumbo	1	0.3%	100%	$1,365,000
Ahl Funding	Conventional	1	0.3%	100%	$505,000
New Wave Lending Group Inc	Conventional, Jumbo	1	0.3%	100%	$2,005,000
Ez Fundings Inc	Conventional	1	0.3%	100%	$595,000
Victoria Financial Corp	Conventional	1	0.3%	100%	$915,000
American Heritage Lending, LLC	Conventional	1	0.3%	100%	$355,000
Provident Funding Associates	Conventional	1	0.3%	100%	$605,000
Nmsi, Inc.	Conventional	1	0.3%	100%	$945,000
Cake Mortgage Corp.	Conventional, Jumbo	1	0.3%	100%	$2,415,000
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Southland Credit Uniom	HELOC	0 +1 HELOCs	0%	n/a
Popa FCU - Cerritos	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, Jumbo	43	11.3%	69.8%	$669,186
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	38 +6 HELOCs	10%	78%	$849,736
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	9 +1 HELOCs	2.4%	100%	$812,777
The Loan Store, Inc	Conventional, Jumbo, HELOC	8 +2 HELOCs	2.1%	81.8%	$1,026,250
Spring Eq, LLC	Conventional, HELOC	7 +2 HELOCs	1.8%	53.3%	$156,428
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	7	1.8%	100%	$415,000	View
Deephaven Mortgage LLC	Conventional, Jumbo	7	1.8%	87.5%	$849,285
Guaranteed Rate, Inc.	Conventional, VA, Jumbo	6	1.6%	100%	$1,426,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	1.1%	80%	$652,500	View
Newrez LLC	Conventional, FHA	4	1.1%	66.7%	$965,000
Movement Mortgage, LLC	Conventional, Jumbo	4	1.1%	100%	$1,072,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	4	1.1%	66.7%	$435,000
Everett Financial, Inc.	Conventional, FHA, VA, Jumbo	3	0.8%	100%	$808,333
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA	3	0.8%	100%	$655,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, Jumbo	3	0.8%	100%	$1,441,666	View
Discover Bank	Conventional	2	0.5%	33.3%	$100,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.5%	100%	$545,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.5%	100%	$270,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.5%	100%	$2,700,000	View
Alliant Credit Union	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.3%	100%	$1,995,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +2 HELOCs	0.3%	100%	$255,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.3%	100%	$1,505,000	View
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.3%	50%	$1,085,000
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	1 +1 HELOCs	0.3%	100%	$435,000
Originpoint, LLC	Conventional	1	0.3%	100%	$845,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.3%	100%	$455,000
American Financial Resources LLC	Conventional	1	0.3%	100%	$465,000
Primelending	Conventional	1	0.3%	100%	$495,000
Lakeview Loan Servicing, LLC	Conventional	1	0.3%	14.3%	$205,000
Freedom Mortgage Corporation	Conventional	1	0.3%	50%	$525,000
Nbkc Bank	Conventional, Jumbo	1	0.3%	100%	$1,365,000
Equity Prime Mortgage LLC	FHA	1	0.3%	100%	$895,000
PHH Mortgage Corporation	Conventional	1	0.3%	100%	$625,000
Loanunited.Com, LLC	VA	1	0.3%	100%	$355,000
Oaktree Funding Corp	Conventional, Jumbo	1	0.3%	100%	$1,445,000
Sammamish Mortgage Company	Conventional	1	0.3%	100%	$735,000
Nqm Funding, LLC	Conventional	1	0.3%	66.7%	$695,000
Union Home Mortgage Corp.	Conventional, Jumbo	1	0.3%	50%	$1,305,000
Bay Equity LLC	Conventional	1	0.3%	100%	$305,000
First Colony Mortgage Corporat	Conventional	1	0.3%	50%	$675,000
Ameritrust Mortgage Corporation	Conventional	1	0.3%	100%	$655,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.3%	100%	$545,000
Boeing Employees' Credit Union	Conventional	1	0.3%	100%	$955,000
Nationstar Mortgage	Conventional	1	0.3%	50%	$45,000
Mortgage Research Center	VA	1	0.3%	100%	$635,000
Interstate Home Loan Center, Inc.	Conventional	1	0.3%	100%	$615,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.3%	100%	$975,000	View
Logan Finance Corporation	Conventional, Jumbo	1	0.3%	100%	$1,455,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.3%	100%	$575,000	View
Prosperity Home Mortgage, LLC	FHA	1	0.3%	100%	$715,000
Lower, LLC	Conventional, Jumbo	1	0.3%	100%	$2,685,000
Florida Capital Bank, N.A	Conventional	1	0.3%	100%	$1,005,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.3%	100%	$255,000	View
Quorum Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	0%
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Laguna Hills Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Laguna Hills, California

Looking for mortgage lenders near me or mortgage brokers near me in Laguna Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Laguna Hills in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Laguna Hills, CA

Use these to narrow the list above. Each category shows how many Laguna Hills, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 77 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 30 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 13 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 9 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 38 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 60 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Laguna Hills, CA

Independent mortgage companies closed 70 percent of home loans in Laguna Hills, California in 2025, banks 20.3 percent and credit unions 9.7 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 7 loans.

70%

Mortgage companies

20.3%

Banks

9.7%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Laguna Hills, CA

Who is the largest mortgage lender in Laguna Hills, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Laguna Hills, California with 18 loans, about 4.7 percent of the market. The largest lender headquartered in California was Bank of America NA with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Laguna Hills, CA mortgage lenders offer FHA, VA and USDA loans?

13 lenders closed FHA loans in Laguna Hills, California in 2025, led by CrossCountry Mortgage, LLC with 3. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Laguna Hills, CA lender list?

Yes. 30 banks and 28 credit unions closed home loans in Laguna Hills, California in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Laguna Hills, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Laguna Hills, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Laguna Hills, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Laguna Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.