Mortgage Lenders and Brokers in Ladera Heights, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ladera Heights, California mortgage lenders include US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, Kinecta Federal Credit UnionKinecta Federal Credit Union1040 E Imperial Hwy Ste F3, Brea, CA 92821A+5.0 ★Texas Ratio: 3.82%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ladera Heights, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ladera Heights are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ladera Heights, California
Market share is the lender's share of all home loans closed in Ladera Heights, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 5 +5 HELOCs |
5.2% | 100% | $1,117,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 3.1% | 100% | $1,738,333 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 3.1% | 100% | $1,755,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +7 HELOCs |
2.1% | 100% | $1,005,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 2.1% | 66.7% | $1,585,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 2.1% | 100% | $905,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
1% | 50% | $1,365,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1% | 100% | $1,425,000 | View |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $405,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 50% | $1,035,000 | View |
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1500 S Sepulveda Blvd, Los Angeles, CA 90025 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1% | 100% | $585,000 | View |
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750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 1% | 100% | $1,615,000 | View |
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6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 1% | 100% | $355,000 | View |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional | 1 | 1% | 100% | $165,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 1% | 100% | $2,435,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 1% | 100% | $1,165,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nexera Holding LLC
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Conventional, Jumbo | 3 | 3.1% | 60% | $1,625,000 | |
Vista Point Mortgage, LLC
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Conventional | 3 | 3.1% | 100% | $418,333 | |
AmWest Funding Corp
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Conventional, Jumbo | 2 | 2.1% | 100% | $775,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo | 2 | 2.1% | 66.7% | $1,440,000 | View |
Flexpoint, Inc.
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Conventional, Jumbo | 2 | 2.1% | 100% | $1,600,000 | |
MortgageOne, Inc
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Conventional | 1 | 1% | 100% | $1,025,000 | |
Royal Pacific Funding
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Conventional | 1 | 1% | 100% | $785,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1% | 50% | $545,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 1% | 100% | $1,125,000 | |
New American Funding, LLC.
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Conventional | 1 | 1% | 50% | $705,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 1% | 100% | $305,000 | |
Nmsi, Inc.
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Conventional | 1 | 1% | 100% | $1,005,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 11 +1 HELOCs |
11.5% | 91.7% | $930,454 | |
Rocket Mortgage
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Conventional, Jumbo | 10 | 10.4% | 78.6% | $841,000 | |
Originpoint, LLC
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Conventional, Jumbo | 3 | 3.1% | 100% | $1,155,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 3.1% | 100% | $1,451,666 | View |
Movement Mortgage, LLC
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Conventional, Jumbo | 2 | 2.1% | 100% | $1,505,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 2 | 2.1% | 100% | $1,025,000 | |
Spring Eq, LLC
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Conventional | 2 | 2.1% | 100% | $215,000 | |
Luxury Mortgage Corp.
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Conventional, Jumbo | 2 | 2.1% | 100% | $1,305,000 | |
HomeBridge Financial Services, Inc
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Conventional, Jumbo, HELOC | 1 +4 HELOCs |
1% | 100% | $1,585,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 1% | 100% | $985,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 1% | 100% | $615,000 | |
Newrez LLC
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Conventional | 1 | 1% | 50% | $55,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1% | 100% | $475,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1% | 50% | $185,000 | |
Emporium Tpo LLC
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Conventional, Jumbo | 1 | 1% | 100% | $1,275,000 | |
Valon Mortgage
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Conventional | 1 | 1% | 100% | $805,000 | |
Nqm Funding, LLC
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Conventional | 1 | 1% | 100% | $555,000 | |
Discover Bank
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Conventional | 1 | 1% | 33.3% | $105,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 1% | 100% | $405,000 | |
Ameritrust Mortgage Corporation
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Conventional, Jumbo | 1 | 1% | 100% | $1,465,000 | |
Communityamerica Federal Credit Union
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Conventional, Jumbo | 1 | 1% | 100% | $1,285,000 | |
Toyota Financial Savings Bank
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Conventional | 1 | 1% | 100% | $505,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 1% | 50% | $1,635,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ladera Heights Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ladera Heights, California
Looking for mortgage lenders near me or mortgage brokers near me in Ladera Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ladera Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ladera Heights, CA
Use these to narrow the list above. Each category shows how many Ladera Heights, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Ladera Heights, CA
Independent mortgage companies closed 67.7 percent of home loans in Ladera Heights, California in 2025, banks 24 percent and credit unions 8.3 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Change Lending led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ladera Heights, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Ladera Heights, California with 5 loans, about 5.2 percent of the market. The largest lender headquartered in California was Change Lending with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Ladera Heights, California in 2025, led by United Wholesale Mortgage with 1. 1 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 14 credit unions closed home loans in Ladera Heights, California in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ladera Heights, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ladera Heights, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ladera Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
