Mortgage Lenders and Brokers in La Palma, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
La Palma, California mortgage lenders include Bank of America NABank of America NA5531 La Palma Ave, La Palma, CA 90623A+5.0 ★Texas Ratio: 4.14%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.5471 Orangethorpe Ave, La Palma, CA 90623A+5.0 ★Texas Ratio: 3.72%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, California Credit UnionCalifornia Credit Union633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973A+5.0 ★Texas Ratio: 2.90%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Kinecta Federal Credit UnionKinecta Federal Credit Union1040 E Imperial Hwy Ste F3, Brea, CA 92821A+5.0 ★Texas Ratio: 3.82%, Cathay BankCathay Bank590 W Main St, Alhambra, CA 91801A+5.0 ★Texas Ratio: 4.57%, and Provident Savings Bank, F.S.B.Provident Savings Bank, F.S.B.350 E Hobsonway, Blythe, CA 92225A+5.0 ★Texas Ratio: 0.42%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in La Palma, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in La Palma are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in La Palma, California
Market share is the lender's share of all home loans closed in La Palma, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in La Palma 5531 La Palma Ave, La Palma, CA 90623 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +7 HELOCs |
0.8% | 50% | $445,000 | View |
|
1 office in La Palma 5471 Orangethorpe Ave, La Palma, CA 90623 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $805,000 | View |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 6 +8 HELOCs |
4.9% | 100% | $296,666 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +1 HELOCs |
4.9% | 85.7% | $736,666 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
2.4% | 100% | $785,000 | View |
|
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 2 | 1.6% | 66.7% | $945,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 2 | 1.6% | 100% | $580,000 | View |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
FHA, HELOC | 1 +1 HELOCs |
0.8% | 100% | $915,000 | View |
|
590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.8% | 100% | $555,000 | View |
|
350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42% |
Conventional | 1 | 0.8% | 100% | $965,000 | View |
|
900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 1 | 0.8% | 100% | $715,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $995,000 | View |
|
5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.8% | 100% | $1,005,000 | View |
|
9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
|
Conventional | 3 | 2.4% | 100% | $391,666 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 3 | 2.4% | 100% | $335,000 | |
AmWest Funding Corp
|
Conventional | 3 | 2.4% | 100% | $505,000 | |
New Wave Lending Group Inc
|
Conventional | 3 | 2.4% | 100% | $748,333 | |
AAA Capital Investment, Inc
|
Conventional | 2 | 1.6% | 100% | $990,000 | |
loanDepot.com LLC
|
Conventional | 2 | 1.6% | 100% | $810,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 2 | 1.6% | 100% | $650,000 | View |
Paramount Residential Mortgage
|
Conventional | 2 | 1.6% | 100% | $870,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 2 | 1.6% | 100% | $700,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.8% | 100% | $355,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.8% | 33.3% | $245,000 | |
Resicentral LLC
|
Conventional | 1 | 0.8% | 100% | $865,000 | |
Bridgeway Lending Partners, LLC
|
Conventional | 1 | 0.8% | 100% | $305,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.8% | 100% | $1,095,000 | |
Bay-Valley Mortgage Group
|
Conventional | 1 | 0.8% | 100% | $235,000 | |
Ahl Funding
|
Conventional | 1 | 0.8% | 100% | $115,000 | |
Royal Pacific Funding
|
Conventional | 1 | 0.8% | 100% | $185,000 | |
JMJ Financial Group Inc.
|
Conventional | 1 | 0.8% | 100% | $1,005,000 | |
First Stardand Financial dba Nexcap Home Loans
|
Conventional | 1 | 0.8% | 100% | $955,000 | |
Flexpoint, Inc.
|
Conventional | 1 | 0.8% | 100% | $1,005,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.8% | 100% | $805,000 | |
Ony Glo, Inc.
|
Conventional | 1 | 0.8% | 100% | $465,000 | |
JSB Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $335,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.8% | 50% | $805,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.8% | 100% | $235,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.8% | 100% | $255,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.8% | 100% | $115,000 | |
Vista Point Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $275,000 | |
Financial Partners Credit Unio
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 22 +3 HELOCs |
17.9% | 100% | $793,636 | |
Rocket Mortgage
|
Conventional | 20 | 16.3% | 80% | $419,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 1.6% | 100% | $915,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.6% | 66.7% | $120,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 1.6% | 100% | $1,030,000 | View |
Spring Eq, LLC
|
Conventional | 2 | 1.6% | 25% | $225,000 | |
Communityamerica Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $555,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $345,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.8% | 100% | $515,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.8% | 100% | $135,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.8% | 33.3% | $1,135,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
La Palma Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in La Palma, California
Looking for mortgage lenders near me or mortgage brokers near me in La Palma? The list below shows the banks, credit unions and mortgage brokers that closed home loans in La Palma in 2025, with lenders based there listed first.
Types of Mortgage Lenders in La Palma, CA
Use these to narrow the list above. Each category shows how many La Palma, CA lenders fit and what that kind of lender is usually best for.
Who Lends in La Palma, CA
Independent mortgage companies closed 77.2 percent of home loans in La Palma, California in 2025, banks 13.8 percent and credit unions 8.9 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Bank of America NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in La Palma, CA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in La Palma, California with 1 loans, about 0.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in La Palma, California in 2025, led by Kinecta Federal Credit Union with 1. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 16 credit unions closed home loans in La Palma, California in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in La Palma, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in La Palma, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up La Palma. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
