Mortgage Lenders and Brokers in Kingsburg, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kingsburg, California mortgage lenders include US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Educational Employees Credit UnionEducational Employees Credit Union1660 Herndon Ave Ste 101, Clovis, CA 93611A+5.0 ★Texas Ratio: 0.58%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Murphy BankMurphy Bank5180 N Palm Ave, Fresno, CA 93704A+5.0 ★Texas Ratio: 2.25%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, First California Federal Credit UnionFirst California Federal Credit Union2525 E Shields Ave, Fresno, CA 93726A+5.0 ★Texas Ratio: 4.38%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, and The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kingsburg, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kingsburg are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kingsburg, California
Market share is the lender's share of all home loans closed in Kingsburg, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1% | 100% | $255,000 | View |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 1 +6 HELOCs |
0.5% | 20% | $475,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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5180 N Palm Ave, Fresno, CA 93704 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.5% | 100% | $355,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.5% | 100% | $375,000 | View |
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2525 E Shields Ave, Fresno, CA 93726 A+5.0 ★Texas Ratio: 4.38% |
Conventional | 1 | 0.5% | 33.3% | $45,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.5% | 50% | $45,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Kind Lending, LLC
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Conventional, FHA, VA | 14 | 7.1% | 77.8% | $411,428 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 12 | 6.1% | 92.3% | $339,166 | |
Alameda Mortgage Corporation
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Conventional, FHA, VA | 7 | 3.5% | 100% | $297,857 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 3.5% | 100% | $223,571 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2% | 83.3% | $157,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 2% | 80% | $275,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 1.5% | 100% | $221,666 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 1% | 100% | $320,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 1% | 100% | $435,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $345,000 | |
Pacific Lending LLC
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Conventional | 1 | 0.5% | 100% | $625,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.5% | 100% | $495,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 100% | $415,000 | |
Ardri LLC
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Conventional | 1 | 0.5% | 100% | $755,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $215,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 69 +9 HELOCs |
34.8% | 89.6% | $466,014 | |
Rocket Mortgage
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Conventional, VA | 20 | 10.1% | 80.8% | $249,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 2% | 80% | $277,500 | |
Equity Prime Mortgage LLC
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Conventional, FHA, USDA | 4 | 2% | 80% | $460,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 1.5% | 100% | $401,666 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 3 | 1.5% | 100% | $395,000 | |
Nationstar Mortgage
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Conventional | 3 | 1.5% | 60% | $235,000 | |
Filo Mortgage, LLC
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Conventional | 2 | 1% | 100% | $320,000 | |
Discover Bank
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Conventional | 2 | 1% | 50% | $50,000 | |
Agwest Farm Credit, Flca
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Conventional | 2 | 1% | 100% | $635,000 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 1% | 100% | $400,000 | |
Panorama Mortgage Group, LLC
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Conventional | 1 | 0.5% | 100% | $415,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.5% | 50% | $305,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $445,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.5% | 50% | $105,000 | |
American Financing Corporation
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FHA | 1 | 0.5% | 66.7% | $55,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $325,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $385,000 | |
Self Help Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $295,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 20% | $65,000 | |
Village Capital & Investment
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FHA | 1 | 0.5% | 100% | $305,000 | |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Kingsburg Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kingsburg, California
Looking for mortgage lenders near me or mortgage brokers near me in Kingsburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kingsburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kingsburg, CA
Use these to narrow the list above. Each category shows how many Kingsburg, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Kingsburg, CA
Independent mortgage companies closed 92.9 percent of home loans in Kingsburg, California in 2025, banks 4.5 percent and credit unions 2.5 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Educational Employees Credit Union the largest credit union. Among lenders headquartered in California, Educational Employees Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kingsburg, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Kingsburg, California with 2 loans, about 1 percent of the market. The largest lender headquartered in California was Educational Employees Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Kingsburg, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 89.6 percent, against a 83.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Kingsburg, California in 2025, led by United Wholesale Mortgage with 9. 7 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 9 credit unions closed home loans in Kingsburg, California in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kingsburg, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kingsburg, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kingsburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
