Mortgage Lenders and Brokers in Hillsborough, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hillsborough, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, Citizens Bank, NACitizens Bank, NA750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941A+5.0 ★Texas Ratio: 5.44%, Hsbc Bank USA, NAHsbc Bank USA, NA1107 S Baldwin Ave, Arcadia, CA 91007A+5.0 ★Texas Ratio: 4.86%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, and East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hillsborough, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hillsborough are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hillsborough, California
Market share is the lender's share of all home loans closed in Hillsborough, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 23 | 17.2% | 95.8% | $2,402,391 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 15 +1 HELOCs |
11.2% | 93.8% | $3,943,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 12 +2 HELOCs |
9% | 92.3% | $3,092,500 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 9 | 6.7% | 100% | $3,326,111 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 7 +5 HELOCs |
5.2% | 77.8% | $2,140,714 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 4 | 3% | 100% | $4,075,000 | View |
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750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1.5% | 100% | $7,830,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.5% | 100% | $3,705,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.5% | 100% | $4,480,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.5% | 66.7% | $5,130,000 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.5% | 100% | $4,145,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 2 | 1.5% | 100% | $4,535,000 | View |
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415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 50% | $905,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $4,205,000 | View |
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255 E River Park Cir, Fresno, CA 93720 A+5.0 ★Texas Ratio: 1.78% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $2,955,000 | View |
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2029 Century Park E, Los Angeles, CA 90067 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.7% | 100% | $2,705,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, Jumbo | 1 | 0.7% | 33.3% | $1,305,000 | View |
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1423 Burlingame Ave, Burlingame, CA 94010 A-5.0 ★Texas Ratio: 15.57% |
Conventional, Jumbo | 1 | 0.7% | 100% | $2,605,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.7% | 33.3% | $4,125,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Citadel Servicing Corporation
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Conventional, Jumbo | 3 | 2.2% | 100% | $2,225,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 2 | 1.5% | 66.7% | $3,410,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 2 | 1.5% | 100% | $2,985,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.7% | 100% | $985,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.7% | 100% | $345,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,965,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.7% | 100% | $1,205,000 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $3,505,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 9 | 6.7% | 81.8% | $4,108,333 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 7 | 5.2% | 100% | $2,762,142 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 2 | 1.5% | 100% | $5,005,000 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 2 | 1.5% | 100% | $1,400,000 | |
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A+5.0 ★Texas Ratio: 2.36% |
Conventional, Jumbo | 2 | 1.5% | 100% | $1,905,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.5% | 50% | $14,130,000 | View |
United Wholesale Mortgage
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Conventional, Jumbo | 1 | 0.7% | 100% | $4,005,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,985,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.7% | 100% | $7,705,000 | View |
Better Mortgage Corporation
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,255,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.7% | 100% | $3,255,000 | View |
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A+5.0 ★Texas Ratio: 1.44% |
Conventional, Jumbo | 1 | 0.7% | 100% | $11,285,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.7% | 50% | $305,000 | View |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,495,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Hillsborough Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hillsborough, California
Looking for mortgage lenders near me or mortgage brokers near me in Hillsborough? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hillsborough in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hillsborough, CA
Use these to narrow the list above. Each category shows how many Hillsborough, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Hillsborough, CA
Independent mortgage companies closed 15.7 percent of home loans in Hillsborough, California in 2025, banks 81.3 percent and credit unions 3 percent. Citadel Servicing Corporation was the largest mortgage company, Wells Fargo Bank NA the largest bank and Stanford Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hillsborough, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Hillsborough, California with 23 loans, about 17.2 percent of the market. The largest lender headquartered in California was Bank of America NA with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 9 credit unions closed home loans in Hillsborough, California in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hillsborough, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hillsborough, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hillsborough. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
