Mortgage Lenders and Brokers in Hercules, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hercules, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1572 Sycamore Ave, Hercules, CA 94547A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.1590 Sycamore Ave, Hercules, CA 94547A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA1611 Sycamore Ave, Hercules, CA 94547A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4040 San Pablo Ave, Hercules, CA 94547A+5.0 ★Texas Ratio: 3.68%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, 1st Northern California Credit Union1st Northern California Credit Union560 1st St Ste B106, Benicia, CA 94510 3579A+5.0 ★Texas Ratio: 0.12%, and Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hercules, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hercules are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hercules, California
Market share is the lender's share of all home loans closed in Hercules, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hercules 1572 Sycamore Ave, Hercules, CA 94547 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 1.6% | 50% | $631,000 | View |
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1 office in Hercules 1590 Sycamore Ave, Hercules, CA 94547 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +3 HELOCs |
1.2% | 57.1% | $412,500 | View |
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1 office in Hercules 1611 Sycamore Ave, Hercules, CA 94547 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +11 HELOCs |
0.9% | 100% | $461,666 | View |
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1 office in Hercules 4040 San Pablo Ave, Hercules, CA 94547 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 75% | $555,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 4 +9 HELOCs |
1.2% | 80% | $77,500 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
1.2% | 100% | $770,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 4 | 1.2% | 80% | $992,500 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 100% | $601,666 | View |
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560 1st St Ste B106, Benicia, CA 94510 3579 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 3 | 0.9% | 100% | $411,666 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 0.9% | 50% | $391,666 | View |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $35,000 | View |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 2 | 0.6% | 100% | $130,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 0.6% | 50% | $285,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 0.6% | 100% | $130,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +11 HELOCs |
0.3% | 50% | $45,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $105,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $55,000 | View |
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3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.3% | 100% | $815,000 | |
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5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.3% | 100% | $795,000 | View |
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415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 0.3% | 50% | $545,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional, FHA | 8 | 2.5% | 80% | $250,000 | |
General Mortgage Capital Corporation
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Conventional | 8 | 2.5% | 100% | $548,750 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 1.9% | 85.7% | $351,666 | |
Provident Funding Associates
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Conventional | 6 | 1.9% | 100% | $721,666 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 5 | 1.6% | 100% | $421,000 | View |
Kind Lending, LLC
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Conventional, FHA, VA | 4 | 1.2% | 66.7% | $467,500 | |
Bridgeway Lending Partners, LLC
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Conventional | 3 | 0.9% | 100% | $421,666 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 3 | 0.9% | 100% | $718,333 | |
New American Funding, LLC.
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $650,000 | |
AmWest Funding Corp
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 50% | $355,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 2 | 0.6% | 66.7% | $395,000 | |
Resicentral LLC
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Conventional, FHA | 2 | 0.6% | 100% | $530,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.6% | 100% | $715,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.6% | 100% | $460,000 | |
The Police Credit Union of California
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Conventional | 2 | 0.6% | 100% | $240,000 | |
ClearEdge Lending LLC
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Conventional | 2 | 0.6% | 100% | $730,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 2 | 0.6% | 100% | $1,265,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $465,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.3% | 100% | $365,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $835,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $385,000 | |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 46 | 14.3% | 82.1% | $437,826 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 38 +2 HELOCs |
11.8% | 84.4% | $701,578 | |
DHI Mortgage Company, LTD.
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Conventional, FHA | 24 | 7.5% | 100% | $771,666 | |
Everett Financial, Inc.
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Conventional, FHA, HELOC | 12 +3 HELOCs |
3.7% | 100% | $513,333 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 10 +1 HELOCs |
3.1% | 100% | $576,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 8 | 2.5% | 100% | $543,750 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
1.6% | 83.3% | $357,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 5 | 1.6% | 100% | $657,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
1.2% | 44.4% | $127,500 | |
Vellum Mortgage, Inc.
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Conventional | 4 | 1.2% | 100% | $715,000 | |
Nbkc Bank
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Conventional | 3 | 0.9% | 100% | $748,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.6% | 100% | $730,000 | View |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.6% | 100% | $435,000 | |
Primelending
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Conventional, Jumbo | 2 | 0.6% | 100% | $1,110,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.6% | 33.3% | $410,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 0.6% | 100% | $360,000 | |
Newrez LLC
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Conventional | 2 | 0.6% | 66.7% | $390,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.6% | 66.7% | $385,000 | |
Discover Bank
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Conventional | 2 | 0.6% | 33.3% | $170,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.6% | 100% | $495,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.6% | 66.7% | $480,000 | |
Mortgage Research Center
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VA | 2 | 0.6% | 66.7% | $590,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $765,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $755,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $785,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Advancial Federal Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,305,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 40% | $95,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.3% | 100% | $515,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $955,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $905,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 50% | $535,000 | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Hercules Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hercules, California
Looking for mortgage lenders near me or mortgage brokers near me in Hercules? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hercules in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hercules, CA
Use these to narrow the list above. Each category shows how many Hercules, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Hercules, CA
Independent mortgage companies closed 78.5 percent of home loans in Hercules, California in 2025, banks 13.4 percent and credit unions 8.1 percent. Change Lending was the largest mortgage company, Wells Fargo Bank NA the largest bank and Patelco Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hercules, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Hercules, California with 5 loans, about 1.6 percent of the market. The largest lender headquartered in California was Bank of America NA with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Hercules, California in 2025, led by Rocket Mortgage with 3. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 23 credit unions closed home loans in Hercules, California in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hercules, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hercules, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hercules. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
