Florence-Graham, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Pasadena Federal Credit UnionPasadena Federal Credit Union6840 Eastern Ave Ste B, Bell Gardens, CA 90201A+5.0 ★Texas Ratio: 1.47%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, and Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Florence-Graham, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Florence-Graham are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Florence-Graham, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 9 | 4.5% | 75% | $245,000 | View |
|
403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 6 +3 HELOCs |
3% | 75% | $585,000 | View |
|
5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 6 | 3% | 100% | $250,000 | View |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 3 +6 HELOCs |
1.5% | 75% | $155,000 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 1.5% | 50% | $311,666 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 66.7% | $205,000 | View |
|
6840 Eastern Ave Ste B, Bell Gardens, CA 90201 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 2 | 1% | 100% | $50,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 2 | 1% | 100% | $620,000 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 1% | 100% | $420,000 | View |
|
5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
FHA, HELOC | 1 +1 HELOCs |
0.5% | 50% | $385,000 | View |
|
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.5% | 50% | $195,000 | View |
|
11754 Artesia Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 1.11% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
|
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
|
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 20% | $65,000 | View |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.5% | 100% | $875,000 | View |
|
3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
|
1800 W Magnolia Blvd, Burbank, CA 91506 1726 A+5.0 ★Texas Ratio: 2.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA | 28 | 13.9% | 94.4% | $574,642 | View |
Paramount Residential Mortgage
|
Conventional, FHA | 6 | 3% | 100% | $450,000 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
2% | 100% | $372,500 | |
AmWest Funding Corp
|
Conventional, FHA | 4 | 2% | 80% | $405,000 | |
Royal Pacific Funding
|
Conventional, FHA | 4 | 2% | 100% | $482,500 | |
loanDepot.com LLC
|
Conventional, FHA | 3 | 1.5% | 75% | $408,333 | |
Flexpoint, Inc.
|
Conventional, FHA | 3 | 1.5% | 71.4% | $421,666 | |
Geo-Corp, Inc.
|
FHA | 3 | 1.5% | 75% | $491,666 | |
Kind Lending, LLC
|
FHA | 2 | 1% | 33.3% | $595,000 | |
Golden Empire Mortgage, Inc.
|
Conventional, FHA | 2 | 1% | 100% | $305,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional, FHA | 2 | 1% | 100% | $460,000 | |
Bay-Valley Mortgage Group
|
Conventional | 2 | 1% | 100% | $830,000 | |
Ony Glo, Inc.
|
Conventional | 2 | 1% | 100% | $215,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 2 | 1% | 66.7% | $510,000 | |
Banc One Mortage Corporation
|
Conventional | 2 | 1% | 100% | $600,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 1% | 33.3% | $340,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 2 | 1% | 100% | $545,000 | |
ML Mortgage Corp.
|
FHA | 1 | 0.5% | 100% | $605,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.5% | 50% | $35,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.5% | 33.3% | $975,000 | |
Coast 2 Coast Funding Group, Inc
|
Conventional | 1 | 0.5% | 100% | $155,000 | |
Ahl Funding
|
FHA | 1 | 0.5% | 100% | $575,000 | |
JMJ Financial Group Inc.
|
Conventional | 1 | 0.5% | 100% | $785,000 | |
First Stardand Financial dba Nexcap Home Loans
|
Conventional | 1 | 0.5% | 100% | $385,000 | |
Network Capital Funding Corporation
|
Conventional | 1 | 0.5% | 50% | $275,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.5% | 100% | $555,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.5% | 100% | $845,000 | |
Vista Point Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $445,000 | |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Southland Credit Uniom
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 22 +3 HELOCs |
10.9% | 81.5% | $550,454 | |
Rocket Mortgage
|
Conventional, FHA, VA | 22 | 10.9% | 63.9% | $398,181 | |
Village Capital & Investment
|
FHA | 5 | 2.5% | 72.7% | $693,000 | |
Ameritrust Mortgage Corporation
|
Conventional, FHA | 4 | 2% | 100% | $557,500 | |
Nationstar Mortgage
|
Conventional, FHA | 3 | 1.5% | 100% | $88,333 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA, HELOC | 2 +1 HELOCs |
1% | 100% | $745,000 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 2 | 1% | 100% | $290,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1% | 100% | $90,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
Freedom Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $325,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.5% | 100% | $905,000 | |
Data Mortgage, Inc
|
FHA | 1 | 0.5% | 100% | $425,000 | |
Obsidian Financial Services
|
FHA | 1 | 0.5% | 100% | $545,000 | |
Discover Bank
|
Conventional | 1 | 0.5% | 50% | $65,000 | |
American Financing Corporation
|
Conventional | 1 | 0.5% | 100% | $155,000 | |
Purdue Federal Cu
|
Conventional | 1 | 0.5% | 100% | $255,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.5% | 100% | $695,000 | |
The Loan Store, Inc
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Communityamerica Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Florence-Graham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Florence-Graham in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Florence-Graham, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 77.2 percent of home loans in Florence-Graham, California in 2025, banks 16.3 percent and credit unions 6.4 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, East West Bank led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Florence-Graham, California with 9 loans, about 4.5 percent of the market. The largest lender headquartered in California was East West Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Florence-Graham, California in 2025, led by Ocmbc, Inc. with 17. 3 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 17 credit unions closed home loans in Florence-Graham, California in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Florence-Graham, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Florence-Graham, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Florence-Graham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.