Mortgage Lenders and Brokers in Eureka, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Eureka, California mortgage lenders include Tri Counties BankTri Counties Bank2844 F St, Eureka, CA 95501A+5.0 ★Texas Ratio: 5.34%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA337 F St, Eureka, CA 95501A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.2910 F St, Eureka, CA 95501A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA605 G St, Eureka, CA 95501A+5.0 ★Texas Ratio: 5.36%, Columbia BankColumbia Bank701 5th St, Eureka, CA 95501A+5.0 ★Texas Ratio: 2.28%, Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, Christian Community Credit UnionChristian Community Credit Union255 N Lone Hill Ave, San Dimas, CA 91773 2308, Logix Federal Credit UnionLogix Federal Credit Union100 N First St Ste 100, Burbank, CA 91502 1845A+5.0 ★Texas Ratio: 5.23%, and Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eureka, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eureka are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Eureka, California
Market share is the lender's share of all home loans closed in Eureka, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Eureka 2844 F St, Eureka, CA 95501 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 4 +3 HELOCs |
1.4% | 80% | $242,500 | View |
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1 office in Eureka 337 F St, Eureka, CA 95501 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 3 | 1% | 100% | $278,333 | View |
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2 offices in Eureka 2910 F St, Eureka, CA 95501 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 33.3% | $65,000 | View |
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1 office in Eureka 605 G St, Eureka, CA 95501 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $235,000 | View |
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1 office in Eureka 701 5th St, Eureka, CA 95501 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 3 | 1% | 100% | $98,333 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $45,000 | View |
Christian Community Credit Union
255 N Lone Hill Ave, San Dimas, CA 91773 2308 |
Conventional | 1 | 0.3% | 100% | $325,000 | |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Summit Funding.Inc
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Conventional, FHA | 15 | 5.2% | 100% | $324,333 | |
loanDepot.com LLC
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Conventional, HELOC | 6 +2 HELOCs |
2.1% | 60% | $236,666 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $460,000 | |
Infinity Equity Group, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $255,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 0.7% | 66.7% | $165,000 | |
Provident Funding Associates
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Conventional | 2 | 0.7% | 100% | $335,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 2 | 0.7% | 66.7% | $375,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.7% | 100% | $260,000 | |
Mission Loans, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $95,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $235,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $335,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $425,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Greenbox Loans
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Conventional | 1 | 0.3% | 100% | $455,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $235,000 | |
The Police Credit Union of California
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $475,000 | |
New American Funding, LLC.
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VA | 1 | 0.3% | 100% | $525,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fairway Independent Mort Corp
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Conventional, FHA, VA | 66 | 23% | 94.4% | $306,363 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 45 +1 HELOCs |
15.7% | 92% | $307,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 26 | 9.1% | 66.7% | $264,230 | |
Better Mortgage Corporation
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Conventional, FHA | 16 | 5.6% | 88.9% | $373,750 | |
Florida Capital Bank, N.A
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Conventional, FHA, VA | 13 | 4.5% | 100% | $385,769 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 6 | 2.1% | 100% | $348,333 | |
Nationstar Mortgage
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Conventional | 6 | 2.1% | 60% | $271,666 | |
American Financial Resources LLC
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Conventional, FHA | 4 | 1.4% | 100% | $322,500 | |
CrossCountry Mortgage, LLC
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Conventional | 4 | 1.4% | 100% | $275,000 | |
Newrez LLC
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Conventional | 3 | 1% | 42.9% | $148,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $275,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.7% | 100% | $325,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 2 | 0.7% | 100% | $530,000 | |
New Day Financial, LLC.
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VA | 2 | 0.7% | 40% | $295,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.7% | 100% | $505,000 | View |
Mortgage Research Center
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VA | 2 | 0.7% | 100% | $395,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $175,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 40% | $355,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Go Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $345,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 66.7% | $135,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $265,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 50% | $95,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 25% | $35,000 | |
Valon Mortgage
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FHA | 1 | 0.3% | 100% | $355,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $415,000 | |
Boeing Employees' Credit Union
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Conventional | 1 | 0.3% | 100% | $155,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $225,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $635,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 25% | $115,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $295,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Eureka Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Eureka, California
Looking for mortgage lenders near me or mortgage brokers near me in Eureka? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eureka in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Eureka, CA
Use these to narrow the list above. Each category shows how many Eureka, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Eureka, CA
Independent mortgage companies closed 86.8 percent of home loans in Eureka, California in 2025, banks 9.4 percent and credit unions 3.8 percent. Summit Funding.Inc was the largest mortgage company, Tri Counties Bank the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, Tri Counties Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Eureka, CA
By home loans closed in 2025, Tri Counties Bank was the largest mortgage lender in Eureka, California with 4 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Eureka, California, Fairway Independent Mort Corp approved the highest share of completed applications in 2025 at 94.4 percent, against a 83.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Eureka, California in 2025, led by Fairway Independent Mort Corp with 13. 13 lenders closed VA loans, led by Florida Capital Bank, N.A. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 12 credit unions closed home loans in Eureka, California in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eureka, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eureka, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eureka. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
