Mortgage Lenders and Brokers in Elverta, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elverta, California mortgage lenders include Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Sacramento Credit UnionSacramento Credit Union8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758A+5.0 ★Texas Ratio: 0.33%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Technology Credit UnionTechnology Credit Union10051 S De Anza Blvd, Cupertino, CA 95014 2105A+5.0 ★Texas Ratio: 3.57%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, and First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elverta, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elverta are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elverta, California
Market share is the lender's share of all home loans closed in Elverta, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 2 +4 HELOCs |
1.7% | 50% | $225,000 | View |
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8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 2 | 1.7% | 100% | $110,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +6 HELOCs |
0.9% | 100% | $115,000 | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional, HELOC | 1 +5 HELOCs |
0.9% | 100% | $35,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $375,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.9% | 100% | $365,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 50% | $255,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.9% | 100% | $685,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 6% | 66.7% | $367,857 | |
Paramount Residential Mortgage
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Conventional, FHA | 5 | 4.3% | 100% | $381,000 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 3.4% | 100% | $237,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 3.4% | 100% | $315,000 | |
Provident Funding Associates
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Conventional | 2 | 1.7% | 100% | $460,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.7% | 100% | $225,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $235,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.9% | 100% | $805,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.9% | 100% | $365,000 | |
Resicentral LLC
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Conventional | 1 | 0.9% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.9% | 100% | $345,000 | View |
Network Capital Funding Corporation
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Conventional | 1 | 0.9% | 100% | $295,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.9% | 100% | $555,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.9% | 100% | $795,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.9% | 100% | $345,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.9% | 100% | $385,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 28 +6 HELOCs |
23.9% | 80% | $403,571 | |
Rocket Mortgage
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Conventional, FHA | 12 | 10.3% | 63.2% | $441,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 3.4% | 80% | $545,000 | |
Nationstar Mortgage
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Conventional | 3 | 2.6% | 83.3% | $45,000 | |
The Loan Store, Inc
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Conventional, FHA | 3 | 2.6% | 83.3% | $395,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.7% | 40% | $130,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 2 | 1.7% | 100% | $795,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.7% | 100% | $315,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.7% | 60% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 1.7% | 100% | $475,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.7% | 100% | $240,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.9% | 100% | $505,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.9% | 100% | $285,000 | |
Primelending
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FHA | 1 | 0.9% | 100% | $435,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.9% | 100% | $625,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.9% | 100% | $365,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $385,000 | |
Valon Mortgage
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Conventional | 1 | 0.9% | 100% | $395,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $555,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $425,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Elverta Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elverta, California
Looking for mortgage lenders near me or mortgage brokers near me in Elverta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elverta in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elverta, CA
Use these to narrow the list above. Each category shows how many Elverta, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Elverta, CA
Independent mortgage companies closed 88.9 percent of home loans in Elverta, California in 2025, banks 5.1 percent and credit unions 6 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Bank of America NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elverta, CA
By home loans closed in 2025, Schoolsfirst FCU was the largest mortgage lender in Elverta, California with 2 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Elverta, California in 2025, led by United Wholesale Mortgage with 6. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 5 credit unions closed home loans in Elverta, California in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elverta, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elverta, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elverta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
