Mortgage Lenders and Brokers in Discovery Bay, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Discovery Bay, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14810 Highway 4, Discovery Bay, CA 94505A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Travis Credit UnionTravis Credit Union5819 Lone Tree Way, Antioch, CA 94531A+5.0 ★Texas Ratio: 4.51%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, and BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Discovery Bay, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Discovery Bay are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Discovery Bay, California
Market share is the lender's share of all home loans closed in Discovery Bay, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Discovery Bay 14810 Highway 4, Discovery Bay, CA 94505 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1% | 100% | $585,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
3% | 75% | $672,777 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 6 +10 HELOCs |
2% | 100% | $401,666 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 4 +2 HELOCs |
1.3% | 100% | $252,500 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +7 HELOCs |
1% | 75% | $848,333 | View |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 100% | $115,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 100% | $780,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,260,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $755,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
FHA, HELOC | 1 +3 HELOCs |
0.3% | 33.3% | $105,000 | View |
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590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
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2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $795,000 | View |
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1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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229 S Main St, Angels Camp, CA 95222 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.3% | 75% | $645,000 | View |
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1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1391 Franklin St, Santa Clara, CA 95050 4710 A+5.0 ★Texas Ratio: 1.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Pacific Mortgage Corporation
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Conventional, FHA | 9 | 3% | 90% | $618,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 6 | 2% | 100% | $811,666 | |
Guild Mortgage Company
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Conventional, FHA, VA | 6 | 2% | 85.7% | $501,666 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1.3% | 66.7% | $722,500 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +2 HELOCs |
1% | 66.7% | $371,666 | |
AmWest Funding Corp
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Conventional, Jumbo | 3 | 1% | 100% | $791,666 | |
Provident Funding Associates
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Conventional | 3 | 1% | 100% | $535,000 | |
Inspire Home Loans Inc.
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Conventional, FHA | 3 | 1% | 100% | $701,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 1% | 100% | $465,000 | |
Alameda Mortgage Corporation
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Conventional, FHA | 2 | 0.7% | 100% | $555,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.7% | 100% | $405,000 | |
Resicentral LLC
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Conventional, FHA | 2 | 0.7% | 100% | $655,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.7% | 100% | $555,000 | |
Network Capital Funding Corporation
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Conventional | 2 | 0.7% | 50% | $440,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 0.7% | 66.7% | $630,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 0.7% | 100% | $570,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.3% | 100% | $875,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Googain, Inc.
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Conventional | 1 | 0.3% | 100% | $615,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $325,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,955,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 50% | $595,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Mason-McDuffie Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 43 +3 HELOCs |
14.2% | 93.6% | $661,046 | |
Rocket Mortgage
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Conventional, FHA, VA | 39 | 12.9% | 78.4% | $427,564 | |
Pulte Mortgage LLC
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Conventional, FHA | 15 | 5% | 93.8% | $632,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 13 +3 HELOCs |
4.3% | 100% | $630,384 | |
Spring Eq, LLC
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Conventional, HELOC | 7 +4 HELOCs |
2.3% | 50% | $97,857 | |
Homeowners Financial Group, LLC
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Conventional, Jumbo | 7 | 2.3% | 77.8% | $733,571 | |
Newrez LLC
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Conventional, VA, Jumbo | 5 | 1.7% | 75% | $877,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 1.7% | 71.4% | $293,000 | |
Nationstar Mortgage
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Conventional, VA | 5 | 1.7% | 100% | $259,000 | |
The Loan Store, Inc
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Conventional, FHA | 5 | 1.7% | 100% | $495,000 | |
Everett Financial, Inc.
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Conventional, FHA, HELOC | 4 +3 HELOCs |
1.3% | 100% | $495,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 1.3% | 100% | $617,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1% | 100% | $805,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA, VA | 3 | 1% | 100% | $738,333 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 3 | 1% | 75% | $605,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $610,000 | View |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $365,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $925,000 | |
Discover Bank
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Conventional | 2 | 0.7% | 50% | $165,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.7% | 66.7% | $595,000 | View |
Right Start Mortgage, Inc
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Conventional | 2 | 0.7% | 100% | $260,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.7% | 75% | $585,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 33.3% | $655,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Data Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.3% | 100% | $805,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $655,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $675,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $1,095,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.3% | 100% | $1,085,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $265,000 | View |
Luxury Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $675,000 | |
Quorum Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Discovery Bay Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Discovery Bay, California
Looking for mortgage lenders near me or mortgage brokers near me in Discovery Bay? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Discovery Bay in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Discovery Bay, CA
Use these to narrow the list above. Each category shows how many Discovery Bay, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Discovery Bay, CA
Independent mortgage companies closed 82.2 percent of home loans in Discovery Bay, California in 2025, banks 12.2 percent and credit unions 5.6 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Pacific Service Credit Union the largest credit union. Among lenders headquartered in California, Fremont Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Discovery Bay, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Discovery Bay, California with 3 loans, about 1 percent of the market. The largest lender headquartered in California was Fremont Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Discovery Bay, California in 2025, led by United Wholesale Mortgage with 7. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 23 credit unions closed home loans in Discovery Bay, California in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Discovery Bay, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Discovery Bay, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Discovery Bay. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
