Mortgage Lenders and Brokers in Dinuba, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Dinuba, California mortgage lenders include Bank of America NABank of America NA240 E Tulare St, Dinuba, CA 93618A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA345 E Tulare St, Dinuba, CA 93618A+5.0 ★Texas Ratio: 3.54%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Tulare County Federal Credit UnionTulare County Federal Credit Union617 N Main St, Porterville, CA 93257 2358, Educational Employees Credit UnionEducational Employees Credit Union1660 Herndon Ave Ste 101, Clovis, CA 93611A+5.0 ★Texas Ratio: 0.58%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Noble Federal Credit UnionNoble Federal Credit Union175 N Clovis Ave, Clovis, CA 93612 0304A+5.0 ★Texas Ratio: 4.29%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Murphy BankMurphy Bank5180 N Palm Ave, Fresno, CA 93704A+5.0 ★Texas Ratio: 2.25%, and Safe 1 Credit UnionSafe 1 Credit Union1400 Mill Rock Way, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 1.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dinuba, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dinuba are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dinuba, California
Market share is the lender's share of all home loans closed in Dinuba, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Dinuba 240 E Tulare St, Dinuba, CA 93618 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $85,000 | View |
|
1 office in Dinuba 345 E Tulare St, Dinuba, CA 93618 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.4% | 100% | $1,165,000 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA | 8 | 3.4% | 100% | $323,750 | View |
Tulare County Federal Credit Union
617 N Main St, Porterville, CA 93257 2358 |
Conventional | 3 | 1.3% | 100% | $138,333 | |
|
1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 2 +14 HELOCs |
0.9% | 22.2% | $590,000 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $205,000 | View |
|
175 N Clovis Ave, Clovis, CA 93612 0304 A+5.0 ★Texas Ratio: 4.29% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 66.7% | $90,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 100% | $240,000 | View |
|
5180 N Palm Ave, Fresno, CA 93704 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
|
1400 Mill Rock Way, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
|
7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
|
1080 W SHAW AVE STE 109, FRESNO, CA 93711 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
|
840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
|
1245 W El Monte Way, Dinuba, CA 93618 9163 A5.0 ★Texas Ratio: 13.47% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Golden Empire Mortgage, Inc.
|
Conventional, FHA, VA | 34 | 14.5% | 100% | $317,941 | |
Kind Lending, LLC
|
Conventional, FHA, VA, USDA | 20 | 8.5% | 69% | $337,000 | |
Alameda Mortgage Corporation
|
Conventional, FHA, VA | 16 | 6.8% | 88.9% | $360,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 10 | 4.3% | 71.4% | $198,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA, USDA | 5 | 2.1% | 100% | $309,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 4 +1 HELOCs |
1.7% | 44.4% | $137,500 | |
ML Mortgage Corp.
|
Conventional, FHA | 2 | 0.9% | 100% | $185,000 | |
Goodleap, LLC
|
FHA | 2 | 0.9% | 100% | $320,000 | |
Pacific Lending LLC
|
Conventional | 2 | 0.9% | 100% | $210,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 2 | 0.9% | 100% | $345,000 | View |
Mission Loans, LLC
|
Conventional | 2 | 0.9% | 100% | $210,000 | |
Carrington Mortgage Services LLC
|
FHA | 2 | 0.9% | 75% | $275,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 2 | 0.9% | 50% | $120,000 | |
Watermark Capital, Inc.
|
Conventional | 1 | 0.4% | 100% | $75,000 | |
Fast FCU
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
Mid Valley Services Inc
|
Conventional | 1 | 0.4% | 100% | $95,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.4% | 100% | $385,000 | |
Bay-Valley Mortgage Group
|
Conventional | 1 | 0.4% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
FHA | 1 | 0.4% | 100% | $125,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.4% | 100% | $375,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.4% | 100% | $75,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $615,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA, HELOC | 31 +2 HELOCs |
13.2% | 80% | $381,129 | |
Rocket Mortgage
|
Conventional, FHA | 18 | 7.7% | 74.1% | $230,555 | |
First Community Mortgage, Inc.
|
Conventional, FHA | 5 | 2.1% | 100% | $461,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 5 | 2.1% | 85.7% | $345,000 | |
21St Mortgage
|
Conventional | 4 | 1.7% | 26.7% | $72,500 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 60% | $108,333 | |
Newrez LLC
|
Conventional, FHA | 3 | 1.3% | 50% | $218,333 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA | 3 | 1.3% | 100% | $471,666 | View |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.9% | 100% | $240,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.9% | 18.2% | $40,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.9% | 100% | $165,000 | |
Mortgage Research Center
|
VA | 2 | 0.9% | 50% | $425,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $495,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $385,000 | |
Premier Mortgage Resources, LLC
|
FHA | 1 | 0.4% | 100% | $465,000 | |
Primelending
|
Conventional | 1 | 0.4% | 100% | $495,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
Nqm Funding, LLC
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
Discover Bank
|
Conventional | 1 | 0.4% | 16.7% | $35,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.4% | 50% | $45,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.4% | 100% | $235,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.4% | 100% | $225,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.4% | 25% | $85,000 | |
|
A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.4% | 100% | $205,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.4% | 100% | $365,000 | |
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Dinuba Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dinuba, California
Looking for mortgage lenders near me or mortgage brokers near me in Dinuba? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dinuba in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dinuba, CA
Use these to narrow the list above. Each category shows how many Dinuba, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Dinuba, CA
Independent mortgage companies closed 87.2 percent of home loans in Dinuba, California in 2025, banks 6.8 percent and credit unions 6 percent. Change Lending was the largest mortgage company, Bank of America NA the largest bank and Tulare County Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dinuba, CA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Dinuba, California with 1 loans, about 0.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Dinuba, California in 2025, led by Golden Empire Mortgage, Inc. with 15. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 12 credit unions closed home loans in Dinuba, California in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dinuba, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dinuba, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dinuba. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
