Mortgage Lenders and Brokers in Diamond Springs, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Diamond Springs, California mortgage lenders include El Dorado Savings BankEl Dorado Savings Bank694 Pleasant Valley Rd, Diamond Springs, CA 95619A+5.0 ★Texas Ratio: 0.41%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Sierra Central Credit UnionSierra Central Credit Union5026 Rhonda Rd, Anderson, CA 96007A+5.0 ★Texas Ratio: 3.22%, Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, and Mechanics BankMechanics Bank801 San Pablo Ave, Albany, CA 94706A+5.0 ★Texas Ratio: 1.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Diamond Springs, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Diamond Springs are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Diamond Springs, California
Market share is the lender's share of all home loans closed in Diamond Springs, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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694 Pleasant Valley Rd, Diamond Springs, CA 95619 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 9 | 3.1% | 60% | $137,222 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 7 +12 HELOCs |
2.4% | 100% | $60,714 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
1.4% | 80% | $497,500 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 2 +9 HELOCs |
0.7% | 40% | $665,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 100% | $405,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 66.7% | $290,000 | View |
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5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $295,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $405,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $465,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52% |
Conventional | 1 | 0.3% | 100% | $635,000 | View |
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8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 0.3% | 50% | $45,000 | View |
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★ 2 stars, 1 review 2208 S Shore Ctr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.3% | 100% | $625,000 | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.3% | 100% | $965,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 10 | 3.5% | 71.4% | $427,000 | |
Guild Mortgage Company
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Conventional, VA, Jumbo | 9 | 3.1% | 100% | $403,888 | |
American Pacific Mortgage Corporation
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Conventional, VA, Jumbo | 6 | 2.1% | 85.7% | $508,333 | |
Generations Home Loans, LLC
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Conventional, FHA | 5 | 1.7% | 100% | $423,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 4 | 1.4% | 100% | $330,000 | View |
Stg Mortgage Inc
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Conventional | 4 | 1.4% | 100% | $545,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 3 +1 HELOCs |
1% | 100% | $525,000 | |
MortgageOne, Inc
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Conventional, FHA | 3 | 1% | 100% | $495,000 | |
Resicentral LLC
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Conventional | 3 | 1% | 100% | $385,000 | |
Provident Funding Associates
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Conventional | 3 | 1% | 100% | $405,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 3 | 1% | 100% | $398,333 | |
Paramount Residential Mortgage
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Conventional, VA | 3 | 1% | 100% | $541,666 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.7% | 33.3% | $550,000 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 2 | 0.7% | 100% | $300,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, Jumbo | 2 | 0.7% | 100% | $830,000 | |
Residential Wholesale Mortgage
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VA | 1 | 0.3% | 100% | $735,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $585,000 | |
West Coast Mortgage Group & Realty Co
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Conventional | 1 | 0.3% | 100% | $735,000 | |
American Heritage Lending, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,145,000 | |
Loanleaders of America, Inc
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FHA | 1 | 0.3% | 100% | $675,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $805,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 42 +3 HELOCs |
14.7% | 88.5% | $498,809 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 41 | 14.3% | 85.7% | $425,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 15 +1 HELOCs |
5.2% | 94.7% | $459,666 | |
Triad Financial Services, Inc.
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Conventional | 10 | 3.5% | 87.5% | $120,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, USDA, HELOC | 6 +1 HELOCs |
2.1% | 100% | $490,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 6 | 2.1% | 100% | $406,666 | |
Newrez LLC
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Conventional | 4 | 1.4% | 80% | $402,500 | |
Credit Human Federal Credit Un
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Conventional | 4 | 1.4% | 80% | $137,500 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 4 | 1.4% | 100% | $282,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 1% | 100% | $548,333 | |
21St Mortgage
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Conventional | 3 | 1% | 100% | $155,000 | |
Primelending
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Conventional, FHA | 2 | 0.7% | 100% | $215,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.7% | 66.7% | $440,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.7% | 100% | $430,000 | |
Homeowners Financial Group, LLC
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Conventional | 2 | 0.7% | 100% | $95,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 40% | $80,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.7% | 37.5% | $85,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $615,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $205,000 | |
First Technology Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $55,000 | |
Originpoint, LLC
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 50% | $595,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 20% | $65,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $95,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $805,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $215,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $165,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, Jumbo | 1 | 0.3% | 100% | $905,000 | View |
Mortgage Research Center
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VA | 1 | 0.3% | 50% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Geneva Financial LLC
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VA | 1 | 0.3% | 100% | $715,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,085,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.3% | 50% | $545,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $545,000 | View |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Diamond Springs Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Diamond Springs, California
Looking for mortgage lenders near me or mortgage brokers near me in Diamond Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Diamond Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Diamond Springs, CA
Use these to narrow the list above. Each category shows how many Diamond Springs, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Diamond Springs, CA
Independent mortgage companies closed 81.5 percent of home loans in Diamond Springs, California in 2025, banks 10.1 percent and credit unions 8.4 percent. Pennymac Loan Services LLC was the largest mortgage company, El Dorado Savings Bank the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, El Dorado Savings Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Diamond Springs, CA
By home loans closed in 2025, El Dorado Savings Bank was the largest mortgage lender in Diamond Springs, California with 9 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Diamond Springs, California in 2025, led by United Wholesale Mortgage with 12. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 17 credit unions closed home loans in Diamond Springs, California in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Diamond Springs, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Diamond Springs, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Diamond Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
