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Mortgage Lenders and Brokers in Daly City, California

Daly City, California mortgage lenders include US Bank, N.A.US Bank, N.A.95 Southgate Ave, Daly City, CA 94015A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA7395 Mission St, Daly City, CA 94014A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5 Southgate Ave, Daly City, CA 94015A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA135 Serramonte Ctr, Daly City, CA 94015A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA495 Hickey Blvd, Daly City, CA 94015A+5.0 ★Texas Ratio: 2.82%, BMO Harris Bank NABMO Harris Bank NA239 Westlake Ctr, Daly City, CA 94015A+5.0 ★Texas Ratio: 3.54%, East West BankEast West Bank192 Skyline Plz, Daly City, CA 94015A+5.0 ★Texas Ratio: 2.84%, Tri Counties BankTri Counties Bank6600 Mission St, Daly City, CA 94014A+5.0 ★Texas Ratio: 5.34%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, and Patelco Credit UnionPatelco Credit Union362 Gellert Blvd, Daly City, CA 94015A5.0 ★Texas Ratio: 6.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Daly City, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Daly City are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Daly City, California

Market share is the lender's share of all home loans closed in Daly City, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
2 offices in Daly City
95 Southgate Ave, Daly City, CA 94015
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 28
+12 HELOCs
4.5% 76.3% $758,571 View
2 offices in Daly City
7395 Mission St, Daly City, CA 94014
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 24
+33 HELOCs
3.9% 96% $738,750 View
3 offices in Daly City
5 Southgate Ave, Daly City, CA 94015
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo, HELOC 24
+1 HELOCs
3.9% 96% $740,000 View
3 offices in Daly City
135 Serramonte Ctr, Daly City, CA 94015
A+5.0 ★Texas Ratio: 5.36%
Conventional, Jumbo 21 3.4% 87.5% $884,047 View
1 office in Daly City
495 Hickey Blvd, Daly City, CA 94015
A+5.0 ★Texas Ratio: 2.82%
Conventional, HELOC 11
+1 HELOCs
1.8% 91.7% $914,090 View
2 offices in Daly City
239 Westlake Ctr, Daly City, CA 94015
A+5.0 ★Texas Ratio: 3.54%
Conventional, Jumbo, HELOC 6
+14 HELOCs
1% 85.7% $1,148,333 View
1 office in Daly City
192 Skyline Plz, Daly City, CA 94015
A+5.0 ★Texas Ratio: 2.84%
Conventional, HELOC 4
+7 HELOCs
0.6% 80% $532,500 View
1 office in Daly City
6600 Mission St, Daly City, CA 94014
A+5.0 ★Texas Ratio: 5.34%
HELOC 0
+2 HELOCs
0% n/a View
8727 El Camino Real, Atascadero, CA 93422
A+5.0 ★Texas Ratio: 5.50%
Conventional, Jumbo, HELOC 13
+3 HELOCs
2.1% 100% $945,769 View
362 Gellert Blvd, Daly City, CA 94015
A5.0 ★Texas Ratio: 6.65%
Conventional, Jumbo, HELOC 6
+20 HELOCs
1% 75% $638,333 View
1107 S Baldwin Ave, Arcadia, CA 91007
A+5.0 ★Texas Ratio: 4.86%
Conventional, Jumbo 6 1% 100% $838,333 View
★ 1.7 stars, 3 reviews
1329 Broadway Ave, Atwater, CA 95301
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 5
+4 HELOCs
0.8% 100% $901,000 View
10991 N De Anza Blvd, Cupertino, CA 95014 6303
A+5.0 ★Texas Ratio: 0.64%
Conventional, HELOC 5
+1 HELOCs
0.8% 100% $647,000 View
3201 California St, San Francisco, CA 94118 1903
A+5.0 ★Texas Ratio: 3.32%
Conventional 5 0.8% 71.4% $527,000 View
116 S Cloverdale Blvd, Cloverdale, CA 95425
A+5.0 ★Texas Ratio: 3.68%
Conventional 4 0.6% 80% $635,000 View
1811 El Camino Real, Burlingame, CA 94010
A+5.0 ★Texas Ratio: 0.53%
Conventional 4 0.6% 80% $607,500 View
9960 Live Oak Blvd, Live Oak, CA 95953
A+5.0 ★Texas Ratio: 0.51%
Conventional 4 0.6% 50% $130,000 View
10474 Rancho Rd, Adelanto, CA 92301
D3.3 ★Texas Ratio: 35.11%
Conventional, Jumbo 3 0.5% 50% $941,666 View
590 N Euclid St, Anaheim, CA 92801
A+5.0 ★Texas Ratio: 5.56%
Conventional 3 0.5% 100% $358,333 View
415 Westlake Ctr, Daly City, CA 94015 1432
A+5.0 ★Texas Ratio: 2.93%
Conventional, HELOC 2
+8 HELOCs
0.3% 33.3% $60,000 View
5701 Kanan Rd, Agoura Hills, CA 91301
A5.0 ★Texas Ratio: 7.72%
Conventional 2 0.3% 100% $355,000 View
840 Herndon Ave, Clovis, CA 93612
A+5.0 ★Texas Ratio: 1.59%
Conventional 2 0.3% 100% $80,000 View
406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281
A+5.0 ★Texas Ratio: 4.20%
Conventional, HELOC 1
+3 HELOCs
0.2% 50% $195,000 View
1860 Embarcadero Rd, Palo Alto, CA 94303 3335
A+5.0 ★Texas Ratio: 1.30%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $365,000 View
1211 E Valley Blvd, Alhambra, CA 91801
A+5.0 ★Texas Ratio: 4.74%
Conventional, HELOC 1
+1 HELOCs
0.2% 50% $485,000 View
801 San Pablo Ave, Albany, CA 94706
A+5.0 ★Texas Ratio: 1.81%
Conventional 1 0.2% 100% $965,000 View
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311
Conventional 1 0.2% 100% $385,000
750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941
A+5.0 ★Texas Ratio: 5.44%
Conventional 1 0.2% 100% $345,000 View
500 N Brand Blvd, Glendale, CA 91203
A+5.0 ★Texas Ratio: 5.17%
Conventional 1 0.2% 100% $555,000 View
5819 Lone Tree Way, Antioch, CA 94531
A+5.0 ★Texas Ratio: 4.51%
Conventional 1 0.2% 100% $645,000 View
510 Canal St Ste R, King City, CA 93930 3443
Conventional 1 0.2% 100% $385,000 View
9525 Camino Media, Bakersfield, CA 93311
A+5.0 ★Texas Ratio: 2.12%
Conventional 1 0.2% 100% $1,025,000 View
1211 E Valley Blvd, Alhambra, CA 91801
A+5.0 ★Texas Ratio: 4.74%
Conventional 1 0.2% 100% $35,000 View
200 Sand Creek Rd, Brentwood, CA 94513
A+5.0 ★Texas Ratio: 4.11%
HELOC 0
+3 HELOCs
0% 0% View
19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014
A5.0 ★Texas Ratio: 6.20%
HELOC 0
+3 HELOCs
0% n/a View
31924 Crown Valley Rd, Acton, CA 93510
A+5.0 ★Texas Ratio: 3.72%
HELOC 0
+2 HELOCs
0% n/a View
2680 5th St Ste A, Alameda, CA 94501
A+5.0 ★Texas Ratio: 1.28%
HELOC 0
+2 HELOCs
0% n/a View
3700 Lone Tree Way, Antioch, CA 94509
A+5.0 ★Texas Ratio: 2.28%
HELOC 0
+1 HELOCs
0% n/a View
Sea West Coast Gurad FCU
Coast Guard Island, Alameda, CA 94501 5100
HELOC 0
+1 HELOCs
0% n/a
2171 Junipero Serra Blvd Ste 150, Daly City, CA 94014 1955
A+5.0 ★Texas Ratio: 0.49%
HELOC 0
+1 HELOCs
0% n/a View
3015 San Pablo Ave, Berkeley, CA 94702
A+5.0 ★Texas Ratio: 3.84%
HELOC 0
+1 HELOCs
0% n/a View
General Mortgage Capital Corporation
Conventional 32 5.1% 97.1% $752,500
AmWest Funding Corp
Conventional, HELOC 24
+1 HELOCs
3.9% 96% $629,583
New American Funding, LLC.
Conventional, FHA, VA 21 3.4% 100% $565,952
Pennymac Loan Services LLC
Conventional 12 1.9% 85.7% $827,500
Nmsi, Inc.
Conventional 10 1.6% 100% $788,000
loanDepot.com LLC
Conventional, FHA, HELOC 7
+1 HELOCs
1.1% 87.5% $426,428
Googain, Inc.
Conventional, Jumbo 6 1% 100% $780,000
Resicentral LLC
Conventional 4 0.6% 80% $915,000
A5.0 ★Texas Ratio: 8.76%
Conventional, Jumbo 3 0.5% 100% $1,025,000 View
New Wave Lending Group Inc
Conventional 3 0.5% 80% $621,666
Provident Funding Associates
Conventional 3 0.5% 100% $641,666
American Pacific Mortgage Corporation
Conventional 3 0.5% 100% $725,000
Emet Lending Group, Inc.
Conventional 3 0.5% 100% $615,000
Paramount Residential Mortgage
Conventional, FHA 3 0.5% 100% $741,666
Cornerstone First Mortgage, LLC
Conventional, FHA 2 0.3% 100% $580,000
Kind Lending, LLC
Conventional 2 0.3% 100% $210,000
AmeriHome Mortgage Company, LLC
FHA 2 0.3% 100% $780,000
Home Mortgage Alliance Corp (Hmac)
Conventional 2 0.3% 100% $470,000
Guild Mortgage Company
Conventional 2 0.3% 100% $475,000
American Financial Network, Inc.
Conventional, FHA 2 0.3% 100% $660,000
HomeXpress Mortgage Corp.
Conventional 2 0.3% 66.7% $660,000
Alameda Mortgage Corporation
Conventional 1 0.2% 100% $265,000
AAA Capital Investment, Inc
Conventional 1 0.2% 100% $485,000
Habitfactory USA Inc dba Loaning AI
Conventional 1 0.2% 100% $555,000
Fidelity Lending Solutions Inc
Conventional 1 0.2% 100% $585,000
Bnb Financial Inc
Conventional 1 0.2% 100% $1,035,000
Ahl Funding
Conventional 1 0.2% 100% $205,000
Royal Pacific Funding
Conventional 1 0.2% 100% $1,115,000
Network Capital Funding Corporation
Conventional 1 0.2% 100% $775,000
Stg Mortgage Inc
Conventional 1 0.2% 100% $945,000
The Police Credit Union of California
Conventional 1 0.2% 100% $105,000
T. J. Financial, Inc.
Conventional 1 0.2% 100% $905,000
SnapFi, Inc.
Conventional 1 0.2% 100% $465,000
Coastal Funding SLC, Inc.
FHA 1 0.2% 100% $955,000
Carrington Mortgage Services LLC
Conventional 1 0.2% 33.3% $925,000
JMAC Lending, Inc.
Conventional 1 0.2% 100% $905,000
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
Goodleap, LLC
HELOC 0
+1 HELOCs
0% n/a
Rocket Mortgage
Conventional, FHA, Jumbo, HELOC 72
+1 HELOCs
11.6% 81.3% $655,000
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo, HELOC 71
+6 HELOCs
11.4% 89% $792,042
Guaranteed Rate, Inc.
Conventional, HELOC 18
+2 HELOCs
2.9% 94.7% $713,333
Guaranteed Rate Affinity, LLC
Conventional, VA, Jumbo 12 1.9% 100% $860,000
Spring Eq, LLC
Conventional, HELOC 7
+5 HELOCs
1.1% 41.2% $179,285
CrossCountry Mortgage, LLC
Conventional, VA 7 1.1% 87.5% $857,857
Newrez LLC
Conventional, FHA, VA 6 1% 50% $468,333
Nationstar Mortgage
Conventional 6 1% 75% $290,000
A-5.0 ★Texas Ratio: 14.93%
Conventional 5 0.8% 83.3% $995,000 View
A+5.0 ★Texas Ratio: 2.02%
Conventional, HELOC 4
+1 HELOCs
0.6% 100% $495,000 View
Everett Financial, Inc.
Conventional 4 0.6% 100% $427,500
Freedom Mortgage Corporation
Conventional, FHA, VA, Jumbo 4 0.6% 66.7% $1,022,500
A+5.0 ★Texas Ratio: 2.20%
FHA 4 0.6% 100% $677,500 View
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional 4 0.6% 100% $580,000 View
Originpoint, LLC
Conventional 3 0.5% 100% $698,333
Sage Home Loans Corporation
Conventional 3 0.5% 100% $555,000
Prosperity Home Mortgage, LLC
Conventional 3 0.5% 100% $825,000
The Loan Store, Inc
Conventional 3 0.5% 100% $551,666
A+5.0 ★Texas Ratio: 4.11%
Conventional 2 0.3% 100% $550,000 View
A+5.0 ★Texas Ratio: 0.14%
Conventional 2 0.3% 100% $885,000 View
Union Home Mortgage Corp.
Conventional 2 0.3% 100% $750,000
A+5.0 ★Texas Ratio: 2.36%
Conventional 2 0.3% 100% $355,000 View
RoundPoint Mortgage Servicing LLC
Conventional 2 0.3% 50% $620,000
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 1
+4 HELOCs
0.2% 50% $35,000
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $275,000 View
Primelending
Conventional 1 0.2% 100% $445,000
Success Lending, LLC
Conventional 1 0.2% 100% $575,000
NOVA Financial & Investment Corporation
Conventional 1 0.2% 100% $675,000
PHH Mortgage Corporation
Conventional 1 0.2% 100% $1,085,000
Loanunited.Com, LLC
FHA 1 0.2% 100% $445,000
A+5.0 ★Texas Ratio: 2.38%
Conventional 1 0.2% 100% $775,000 View
Usalliance Federal Credit Union
Conventional 1 0.2% 100% $135,000
Discover Bank
Conventional 1 0.2% 14.3% $35,000
Summit Mortgage Bankers, Inc.
Conventional 1 0.2% 100% $655,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
Conventional 1 0.2% 100% $1,055,000
Homeowners Financial Group, LLC
Conventional 1 0.2% 100% $535,000
Ameritrust Mortgage Corporation
Conventional 1 0.2% 100% $1,145,000
Cardinal Financial Company, Li
FHA 1 0.2% 100% $665,000
Communityamerica Federal Credit Union
Conventional 1 0.2% 100% $455,000
Mortgage Research Center
VA 1 0.2% 50% $585,000
Logan Finance Corporation
Conventional 1 0.2% 50% $725,000
A4.8 ★Texas Ratio: 2.45%
Conventional 1 0.2% 100% $825,000 View
Luxury Mortgage Corp.
Conventional, Jumbo 1 0.2% 100% $1,345,000
Champions Funding, LLC
Conventional 1 0.2% 50% $755,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+6 HELOCs
0% n/a View
Alliant Credit Union
HELOC 0
+4 HELOCs
0% n/a
Pentagon Federal Credit Union
HELOC 0
+3 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+1 HELOCs
0% n/a View
Oaktree Funding Corp
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.53%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Daly City, California

Looking for mortgage lenders near me or mortgage brokers near me in Daly City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Daly City in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Daly City, CA

Use these to narrow the list above. Each category shows how many Daly City, CA lenders fit and what that kind of lender is usually best for.

Who Lends in Daly City, CA

Independent mortgage companies closed 66.3 percent of home loans in Daly City, California in 2025, banks 25.8 percent and credit unions 7.9 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 24 loans.

66.3%
Mortgage companies
25.8%
Banks
7.9%
Credit unions
6%
FHA loans
2%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Daly City, CA

Who is the largest mortgage lender in Daly City, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Daly City, California with 28 loans, about 4.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 24 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Daly City, CA have the highest approval rates?

Among lenders with meaningful volume in Daly City, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 89 percent, against a 85.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Daly City, CA mortgage lenders offer FHA, VA and USDA loans?

14 lenders closed FHA loans in Daly City, California in 2025, led by United Wholesale Mortgage with 14. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Daly City, CA lender list?

Yes. 31 banks and 25 credit unions closed home loans in Daly City, California in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Daly City, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Daly City, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Daly City, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Daly City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.