Mortgage Lenders and Brokers in Canyon Lake, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Canyon Lake, California mortgage lenders include PNC Bank N.A.PNC Bank N.A.31740 Railroad Canyon Rd, Canyon Lake, CA 92587A+5.0 ★Texas Ratio: 4.24%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, F&A Federal Credit UnionF&A Federal Credit Union2625 CORPORATE Pl, MONTEREY PARK, CA 91754A+5.0 ★Texas Ratio: 1.14%, and Pasadena Federal Credit UnionPasadena Federal Credit Union6840 Eastern Ave Ste B, Bell Gardens, CA 90201A+5.0 ★Texas Ratio: 1.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Canyon Lake, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Canyon Lake are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Canyon Lake, California
Market share is the lender's share of all home loans closed in Canyon Lake, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Canyon Lake 31740 Railroad Canyon Rd, Canyon Lake, CA 92587 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 2.4% | 100% | $801,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 4 +8 HELOCs |
1.9% | 100% | $187,500 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
1.4% | 100% | $288,333 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +2 HELOCs |
1.4% | 75% | $485,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 3 | 1.4% | 100% | $508,333 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.4% | 100% | $305,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $390,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $290,000 | View |
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6840 Eastern Ave Ste B, Bell Gardens, CA 90201 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.5% | 100% | $515,000 | |
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3447 Atlantic Ave, Long Beach, CA 90807 A5.0 ★Texas Ratio: 6.01% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.5% | 100% | $645,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 50% | $105,000 | View |
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250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28% |
Conventional | 1 | 0.5% | 100% | $55,000 | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Residential Wholesale Mortgage
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Conventional, FHA, VA | 10 | 4.8% | 100% | $629,000 | |
loanDepot.com LLC
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Conventional, FHA, Jumbo | 5 | 2.4% | 66.7% | $439,000 | |
Franklin Loan Corporation
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Conventional, FHA | 5 | 2.4% | 100% | $307,000 | |
Mortgage Capital Partners, INC
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Conventional, Jumbo | 3 | 1.4% | 100% | $975,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.4% | 75% | $405,000 | |
ML Mortgage Corp.
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Conventional, FHA | 2 | 1% | 100% | $455,000 | |
Resicentral LLC
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Conventional, FHA | 2 | 1% | 100% | $585,000 | |
Guild Mortgage Company
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Conventional | 2 | 1% | 100% | $300,000 | |
AdvantageFirst Lending Inc
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Conventional | 2 | 1% | 100% | $310,000 | |
AmWest Funding Corp
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Conventional | 2 | 1% | 100% | $610,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 2 | 1% | 100% | $530,000 | View |
Royal Pacific Funding
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Conventional, FHA | 2 | 1% | 100% | $415,000 | |
JMJ Financial Group Inc.
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Conventional | 2 | 1% | 100% | $325,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 1% | 66.7% | $620,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 1% | 100% | $550,000 | |
Nexera Holding LLC
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Conventional | 2 | 1% | 100% | $495,000 | |
Plaza Home Mortgage, Inc
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Conventional, Jumbo | 2 | 1% | 100% | $490,000 | |
MortgageOne, Inc
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VA, Jumbo | 1 | 0.5% | 100% | $905,000 | |
Kind Lending, LLC
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VA | 1 | 0.5% | 100% | $575,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.5% | 100% | $705,000 | |
American Financial Network, Inc.
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Conventional, Jumbo | 1 | 0.5% | 100% | $905,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.5% | 25% | $415,000 | |
New Wave Lending Group Inc
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,165,000 | |
American Heritage Lending, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $945,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.5% | 100% | $485,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $435,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $765,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,015,000 | |
Banc One Mortage Corporation
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.5% | 100% | $565,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 33.3% | $115,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $705,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Popa FCU - Cerritos
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 38 +6 HELOCs |
18.4% | 86.7% | $555,263 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 19 | 9.2% | 86.4% | $399,736 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 8 +4 HELOCs |
3.9% | 81.8% | $581,250 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +3 HELOCs |
2.4% | 62.5% | $129,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
2.4% | 100% | $575,000 | |
Newrez LLC
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Conventional, FHA | 5 | 2.4% | 83.3% | $283,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 2.4% | 100% | $433,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.9% | 100% | $545,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 1.4% | 60% | $668,333 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 3 | 1.4% | 75% | $518,333 | View |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 1% | 100% | $750,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1% | 100% | $580,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $55,000 | View |
Arc Home LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,445,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.5% | 100% | $765,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 50% | $645,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $515,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $615,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,125,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.5% | 100% | $605,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Canyon Lake Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Canyon Lake, California
Looking for mortgage lenders near me or mortgage brokers near me in Canyon Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Canyon Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Canyon Lake, CA
Use these to narrow the list above. Each category shows how many Canyon Lake, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Canyon Lake, CA
Independent mortgage companies closed 85.5 percent of home loans in Canyon Lake, California in 2025, banks 6.8 percent and credit unions 7.7 percent. Sun West Mortgage Company, Inc was the largest mortgage company, PNC Bank N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Canyon Lake, CA
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Canyon Lake, California with 0 loans, about 0 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Canyon Lake, California in 2025, led by United Wholesale Mortgage with 4. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 16 credit unions closed home loans in Canyon Lake, California in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Canyon Lake, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Canyon Lake, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Canyon Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
