Mortgage Lenders and Brokers in Belmont, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Belmont, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1045 Ralston Ave, Belmont, CA 94002A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA2031 Ralston Ave, Belmont, CA 94002A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1888 Ralston Ave, Belmont, CA 94002A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Hsbc Bank USA, NAHsbc Bank USA, NA1107 S Baldwin Ave, Arcadia, CA 91007A+5.0 ★Texas Ratio: 4.86%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, and Stanford Federal Credit UnionStanford Federal Credit Union1860 Embarcadero Rd, Palo Alto, CA 94303 3335A+5.0 ★Texas Ratio: 1.30%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Belmont, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belmont are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Belmont, California
Market share is the lender's share of all home loans closed in Belmont, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Belmont 1045 Ralston Ave, Belmont, CA 94002 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 71 | 20.8% | 94.7% | $1,692,042 | View |
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1 office in Belmont 2031 Ralston Ave, Belmont, CA 94002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 46 +15 HELOCs |
13.5% | 86.8% | $1,623,478 | View |
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1 office in Belmont 1888 Ralston Ave, Belmont, CA 94002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 27 +2 HELOCs |
7.9% | 93.3% | $1,632,777 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 27 +2 HELOCs |
7.9% | 93.1% | $1,531,666 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 16 +6 HELOCs |
4.7% | 94.1% | $1,349,375 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 11 | 3.2% | 100% | $1,654,090 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 8 +1 HELOCs |
2.3% | 100% | $1,722,500 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 7 +5 HELOCs |
2.1% | 77.8% | $1,346,428 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
1.2% | 80% | $1,182,500 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
1.2% | 100% | $960,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 1.2% | 100% | $790,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.9% | 100% | $715,000 | View |
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415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0.6% | 50% | $1,080,000 | View |
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3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 2 | 0.6% | 100% | $205,000 | View |
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1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 2 | 0.6% | 100% | $725,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $475,000 | View |
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1050 El Camino Real Ste C, Belmont, CA 94002 A+5.0 ★Texas Ratio: 0.49% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.3% | 100% | $1,805,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,005,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,705,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 50% | $325,000 | View |
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750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8000 SANTA TERESA BLVD, GILROY, CA 95020 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 6 | 1.8% | 100% | $1,183,333 | |
General Mortgage Capital Corporation
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Conventional, Jumbo | 5 | 1.5% | 100% | $1,001,000 | |
loanDepot.com LLC
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.9% | 100% | $808,333 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.6% | 100% | $875,000 | |
New American Funding, LLC.
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Conventional, Jumbo | 2 | 0.6% | 100% | $1,350,000 | |
Financial Partners Credit Unio
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Conventional | 1 | 0.3% | 100% | $655,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.3% | 100% | $515,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,825,000 | |
Fidelity Lending Solutions Inc
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Conventional | 1 | 0.3% | 100% | $1,195,000 | |
Googain, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,365,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.3% | 100% | $1,145,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,945,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, Jumbo | 19 | 5.6% | 87.5% | $874,473 | |
United Wholesale Mortgage
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Conventional, Jumbo | 12 | 3.5% | 92.3% | $1,098,333 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1.8% | 100% | $1,513,333 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 5 | 1.5% | 100% | $1,363,000 | |
First Technology Federal Credit Union
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Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.9% | 100% | $1,805,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.9% | 60% | $181,666 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 0.9% | 100% | $1,218,333 | View |
Better Mortgage Corporation
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.6% | 100% | $770,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 2 | 0.6% | 100% | $2,045,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 2 | 0.6% | 100% | $1,430,000 | |
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A+5.0 ★Texas Ratio: 2.36% |
Conventional, Jumbo | 2 | 0.6% | 100% | $720,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,045,000 | |
Originpoint, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,525,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.3% | 100% | $745,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Newrez LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,215,000 | |
Advancial Federal Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,655,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $785,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,305,000 | View |
Intercap Lending Inc
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,635,000 | |
Premier Lending Inc.
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Conventional | 1 | 0.3% | 100% | $1,145,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $625,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,505,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A4.8 ★Texas Ratio: 2.45% |
HELOC | 0 +1 HELOCs |
0% | 100% | View |
Belmont Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Belmont, California
Looking for mortgage lenders near me or mortgage brokers near me in Belmont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belmont in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Belmont, CA
Use these to narrow the list above. Each category shows how many Belmont, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Belmont, CA
Independent mortgage companies closed 25.5 percent of home loans in Belmont, California in 2025, banks 67.2 percent and credit unions 7.3 percent. Change Lending was the largest mortgage company, Wells Fargo Bank NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 46 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Belmont, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Belmont, California with 71 loans, about 20.8 percent of the market. The largest lender headquartered in California was Bank of America NA with 46 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Belmont, California, Wells Fargo Bank NA approved the highest share of completed applications in 2025 at 94.7 percent, against a 92.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Belmont, California in 2025, led by Top Flite Financial, Inc. with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 21 credit unions closed home loans in Belmont, California in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Belmont, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belmont, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belmont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
