Mortgage Lenders and Brokers in Barstow, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Barstow, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1291 E Main St, Barstow, CA 92311A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.239 E Main St, Barstow, CA 92311A+5.0 ★Texas Ratio: 2.85%, Flagstar Bank NAFlagstar Bank NA945 Armory Rd, Barstow, CA 92311D3.3 ★Texas Ratio: 35.11%, Bank of America NABank of America NA524 E Main St, Barstow, CA 92311A+5.0 ★Texas Ratio: 4.14%, Frontwave Credit UnionFrontwave Credit Union995 Armory Rd, Barstow, CA 92311A+5.0 ★Texas Ratio: 5.74%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, ClearPath LendingClearPath Lending300 E Magnolia Blvd, Burbank, CA 91502A+5.0 ★Texas Ratio: 2.77%, and Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Barstow, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Barstow are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Barstow, California
Market share is the lender's share of all home loans closed in Barstow, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Barstow 1291 E Main St, Barstow, CA 92311 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA | 11 | 2.7% | 100% | $235,909 | View |
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1 office in Barstow 239 E Main St, Barstow, CA 92311 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 50% | $87,500 | View |
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1 office in Barstow 945 Armory Rd, Barstow, CA 92311 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 33.3% | $115,000 | View |
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1 office in Barstow 524 E Main St, Barstow, CA 92311 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $235,000 | View |
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995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74% |
Conventional, VA, HELOC | 18 +3 HELOCs |
4.4% | 79.2% | $106,111 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 4 | 1% | 80% | $77,500 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 3 +3 HELOCs |
0.7% | 66.7% | $228,333 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.2% | 50% | $185,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 1 | 0.2% | 100% | $555,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $255,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.2% | 50% | $305,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Golden Empire Mortgage, Inc.
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Conventional, FHA, VA | 23 | 5.7% | 100% | $198,913 | |
ML Mortgage Corp.
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Conventional, FHA, VA | 17 | 4.2% | 100% | $246,764 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA | 16 | 3.9% | 91.3% | $240,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 16 | 3.9% | 100% | $177,500 | |
Franklin Loan Corporation
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Conventional, FHA | 13 | 3.2% | 100% | $205,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 2% | 80% | $208,750 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 6 +2 HELOCs |
1.5% | 60% | $246,666 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
1.5% | 85.7% | $210,000 | |
Royal Pacific Funding
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Conventional, FHA | 5 | 1.2% | 100% | $187,000 | |
Ez Fundings Inc
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Conventional, FHA | 4 | 1% | 100% | $265,000 | |
Alameda Mortgage Corporation
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Conventional | 3 | 0.7% | 100% | $165,000 | |
AmWest Funding Corp
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Conventional, FHA | 3 | 0.7% | 100% | $151,666 | |
Carrington Mortgage Services LLC
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Conventional, VA | 3 | 0.7% | 50% | $205,000 | |
Goodleap, LLC
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FHA, HELOC | 2 +2 HELOCs |
0.5% | 75% | $270,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $215,000 | |
HomeXpress Mortgage Corp.
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VA | 2 | 0.5% | 100% | $325,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.5% | 100% | $265,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.5% | 66.7% | $155,000 | |
Pacific Lending LLC
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FHA | 1 | 0.2% | 100% | $375,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 33.3% | $355,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 100% | $195,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.2% | 50% | $285,000 | |
Coast 2 Coast Funding Group, Inc
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Ahl Funding
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FHA | 1 | 0.2% | 100% | $235,000 | |
Network Capital Funding Corporation
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VA | 1 | 0.2% | 100% | $215,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 100% | $305,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $265,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $305,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.2% | 100% | $325,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 46 | 11.3% | 71% | $183,695 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 39 +3 HELOCs |
9.6% | 76.9% | $285,000 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 2% | 85.7% | $316,250 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 2% | 80% | $225,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA | 8 | 2% | 100% | $275,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 8 | 2% | 100% | $273,750 | |
Mortgage Research Center
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VA | 8 | 2% | 66.7% | $361,250 | |
Nationstar Mortgage
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Conventional, FHA, VA | 6 | 1.5% | 75% | $146,666 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 6 | 1.5% | 100% | $350,000 | |
21St Mortgage
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Conventional | 6 | 1.5% | 33.3% | $51,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
1.2% | 71.4% | $205,000 | |
Global Federal Credit Union
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Conventional, FHA | 5 | 1.2% | 100% | $133,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 5 | 1.2% | 83.3% | $245,000 | |
Village Capital & Investment
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FHA, VA | 5 | 1.2% | 83.3% | $287,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 1% | 100% | $227,500 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $125,000 | |
Acrisure Mortgage, LLC
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FHA | 2 | 0.5% | 100% | $365,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.5% | 70% | $55,000 | |
Loanunited.Com, LLC
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VA | 2 | 0.5% | 66.7% | $320,000 | |
Oaktree Funding Corp
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Conventional | 2 | 0.5% | 100% | $230,000 | |
HomeBridge Financial Services, Inc
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FHA, VA | 2 | 0.5% | 100% | $315,000 | |
Discover Bank
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Conventional | 2 | 0.5% | 40% | $40,000 | |
Ameritrust Mortgage Corporation
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FHA | 2 | 0.5% | 100% | $225,000 | |
New Day Financial, LLC.
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VA | 2 | 0.5% | 66.7% | $330,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.5% | 100% | $245,000 | View |
Nations Direct Mortgage, LLC
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FHA, VA | 2 | 0.5% | 100% | $285,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.5% | 100% | $405,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 33.3% | $35,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $235,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $315,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
American Financial Resources LLC
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VA | 1 | 0.2% | 100% | $345,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 50% | $95,000 | |
Nbkc Bank
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VA | 1 | 0.2% | 100% | $415,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
HomeStreet Bank
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 14.3% | $125,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
VA | 1 | 0.2% | 100% | $615,000 | View |
Pentagon Federal Credit Union
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VA | 1 | 0.2% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $215,000 | View |
Reliance First Capital, LLC
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VA | 1 | 0.2% | 100% | $245,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Barstow Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Barstow, California
Looking for mortgage lenders near me or mortgage brokers near me in Barstow? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Barstow in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Barstow, CA
Use these to narrow the list above. Each category shows how many Barstow, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Barstow, CA
Independent mortgage companies closed 83.5 percent of home loans in Barstow, California in 2025, banks 8.4 percent and credit unions 8.1 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Frontwave Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Barstow, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Barstow, California with 11 loans, about 2.7 percent of the market. The largest lender headquartered in California was Bank of America NA with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Barstow, California in 2025, led by United Wholesale Mortgage with 14. 35 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 9 credit unions closed home loans in Barstow, California in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Barstow, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Barstow, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Barstow. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
