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Mortgage Lenders and Brokers in Alameda, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Alameda, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2270 Otis Dr, Alameda, CA 94501A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.2227 S Shore Ctr, Alameda, CA 94501A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA821 Marina Village Pkwy, Alameda, CA 94501A+5.0 ★Texas Ratio: 5.36%, Bank of MarinBank of Marin2208 S Shore Ctr, Alameda, CA 94501A+5.0 ★Texas Ratio: 2.03%, Bank of America NABank of America NA2218 Otis Dr, Alameda, CA 94501A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA2420 Santa Clara Ave, Alameda, CA 94501A+5.0 ★Texas Ratio: 2.82%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, and Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Alameda, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alameda are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Alameda, California

Market share is the lender's share of all home loans closed in Alameda, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Alameda 2270 Otis Dr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	35 +2 HELOCs	4.7%	87.8%	$908,714	View
US Bank, N.A. 1 office in Alameda 2227 S Shore Ctr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	30 +11 HELOCs	4%	80%	$1,040,000	View
Wells Fargo Bank NA 2 offices in Alameda 821 Marina Village Pkwy, Alameda, CA 94501 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	16	2.1%	80%	$884,375	View
Bank of Marin ★ 2 stars, 1 review 2 offices in Alameda 2208 S Shore Ctr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.03%	Conventional	14	1.9%	77.8%	$185,714	View
Bank of America NA 1 office in Alameda 2218 Otis Dr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	12 +23 HELOCs	1.6%	75%	$935,000	View
Citibank, NA 1 office in Alameda 2420 Santa Clara Ave, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	10 +3 HELOCs	1.3%	100%	$1,019,000	View
Fremont Bank 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	Conventional, HELOC	8 +18 HELOCs	1.1%	72.7%	$432,500	View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	Conventional, Jumbo, HELOC	7 +3 HELOCs	0.9%	87.5%	$519,285	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.7%	83.3%	$1,095,000	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional, HELOC	4 +2 HELOCs	0.5%	100%	$760,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.5%	100%	$600,000	View
San Francisco Federal Credit Union 1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53%	Conventional	4	0.5%	100%	$935,000	View
Provident Credit Union 2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49%	Conventional, HELOC	3 +11 HELOCs	0.4%	100%	$785,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +1 HELOCs	0.4%	60%	$961,666	View
Provident Savings Bank, F.S.B. 350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42%	Conventional	3	0.4%	100%	$975,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.4%	60%	$335,000	View
1st UNITED CREDIT UNION 2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28%	Conventional, HELOC	2 +10 HELOCs	0.3%	100%	$170,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, Jumbo, HELOC	2 +4 HELOCs	0.3%	100%	$1,000,000	View
Columbia Bank 3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28%	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$1,070,000	View
Stanford Federal Credit Union 1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30%	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$1,145,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional	2	0.3%	100%	$805,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	2	0.3%	100%	$1,505,000	View
Pacific Service Credit Union 840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$125,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$1,055,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	100%	$235,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional	1	0.1%	100%	$785,000	View
Cathay Bank 590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57%	Conventional	1	0.1%	100%	$255,000	View
San Francisco Fire Credit Union 3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$105,000	View
Citizens Bank, NA 750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$685,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	1	0.1%	100%	$415,000	View
Mission City Federal Credit Union 1391 Franklin St, Santa Clara, CA 95050 4710 A+5.0 ★Texas Ratio: 1.35%	Conventional	1	0.1%	100%	$1,145,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional	1	0.1%	100%	$1,205,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	1	0.1%	100%	$1,215,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	1	0.1%	100%	$1,455,000	View
Sea West Coast Gurad FCU Coast Guard Island, Alameda, CA 94501 5100	HELOC	0 +3 HELOCs	0%	n/a
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	HELOC	0 +2 HELOCs	0%	n/a		View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +2 HELOCs	0%	n/a		View
Redwood Credit Union 406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20%	HELOC	0 +1 HELOCs	0%	n/a		View
Tri Counties Bank 2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34%	HELOC	0 +1 HELOCs	0%	n/a		View
CommonWealth Central Credit Union 8000 SANTA TERESA BLVD, GILROY, CA 95020 A+5.0 ★Texas Ratio: 1.92%	HELOC	0 +1 HELOCs	0%	n/a		View
Technology Credit Union 10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57%	HELOC	0 +1 HELOCs	0%	n/a		View
Pennymac Loan Services LLC	Conventional, VA, Jumbo	28	3.7%	96.6%	$939,642
New American Funding, LLC.	Conventional, FHA, Jumbo	16	2.1%	84.2%	$784,375
General Mortgage Capital Corporation	Conventional	15	2%	100%	$633,000
loanDepot.com LLC	Conventional, FHA	6	0.8%	54.5%	$843,333
Googain, Inc.	Conventional	6	0.8%	100%	$483,333
Mason-McDuffie Mortgage Corporation	Conventional	6	0.8%	100%	$296,666
New Wave Lending Group Inc	Conventional	5	0.7%	100%	$715,000
Nmsi, Inc.	Conventional	5	0.7%	100%	$739,000
AmWest Funding Corp	Conventional	4	0.5%	80%	$567,500
Paramount Residential Mortgage	Conventional, Jumbo	4	0.5%	100%	$752,500
Kind Lending, LLC	Conventional, VA, Jumbo	3	0.4%	100%	$915,000
Lendsure Mortgage Corp.	Conventional	3	0.4%	100%	$541,666
American Pacific Mortgage Corporation	Conventional	3	0.4%	100%	$471,666
Cornerstone First Mortgage, LLC	Conventional	2	0.3%	100%	$605,000
Resicentral LLC	Conventional	2	0.3%	100%	$550,000
Guild Mortgage Company	Conventional	2	0.3%	100%	$185,000
HomeXpress Mortgage Corp.	Conventional, FHA	2	0.3%	100%	$355,000
Provident Funding Associates	Conventional	2	0.3%	50%	$740,000
Financial Partners Credit Unio	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$955,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$805,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$665,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$345,000
Augusta Financial, Inc.	Conventional	1	0.1%	100%	$225,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional	1	0.1%	100%	$1,125,000	View
Royal Pacific Funding	FHA	1	0.1%	100%	$525,000
Network Capital Funding Corporation	Conventional	1	0.1%	100%	$305,000
Franklin Loan Corporation	Conventional, Jumbo	1	0.1%	100%	$1,405,000
T. J. Financial, Inc.	Conventional	1	0.1%	100%	$415,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$505,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$465,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$1,085,000
Coastal Funding SLC, Inc.	Conventional	1	0.1%	100%	$795,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$125,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	66.7%	$755,000
Operating Engineers Federal Credit Union	Conventional	1	0.1%	100%	$105,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$905,000
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo	86	11.5%	86.5%	$595,813
CrossCountry Mortgage, LLC	Conventional, Jumbo, HELOC	80 +2 HELOCs	10.7%	98.8%	$832,750
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	76 +4 HELOCs	10.1%	91.6%	$752,631
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, Jumbo, HELOC	23 +1 HELOCs	3.1%	100%	$767,608	View
Nfm, Inc	Conventional, FHA, VA, Jumbo	23	3.1%	100%	$763,695
Vellum Mortgage, Inc.	Conventional, FHA, Jumbo	15	2%	100%	$921,666
Guaranteed Rate, Inc.	Conventional, Jumbo, HELOC	10 +2 HELOCs	1.3%	100%	$952,000
Originpoint, LLC	Conventional, Jumbo	8	1.1%	100%	$961,250
The Loan Store, Inc	Conventional, HELOC	6 +2 HELOCs	0.8%	100%	$558,333
Spring Eq, LLC	Conventional, HELOC	5 +2 HELOCs	0.7%	71.4%	$239,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.7%	100%	$909,000	View
National Cooperative Bank, N.A. A5.0 ★Texas Ratio: 6.04%	Conventional	5	0.7%	100%	$329,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	4 +6 HELOCs	0.5%	100%	$647,500
Better Mortgage Corporation	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.5%	50%	$617,500
Guaranteed Rate Affinity, LLC	Conventional	4	0.5%	100%	$650,000
Newrez LLC	Conventional	4	0.5%	71.4%	$607,500
Sage Home Loans Corporation	Conventional	4	0.5%	100%	$622,500
Sunward A+5.0 ★Texas Ratio: 2.97%	Conventional	4	0.5%	100%	$955,000	View
Nationstar Mortgage	Conventional	4	0.5%	80%	$210,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	4	0.5%	66.7%	$610,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	4	0.5%	100%	$945,000	View
Tomo Mortgage LLC	Conventional	4	0.5%	100%	$880,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +8 HELOCs	0.4%	100%	$135,000	View
Freedom Mortgage Corporation	VA	3	0.4%	75%	$748,333
Bay Equity LLC	Conventional	3	0.4%	100%	$581,666
Homeowners Financial Group, LLC	Conventional	3	0.4%	100%	$768,333
Mortgage Research Center	Conventional, VA	3	0.4%	100%	$548,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.3%	66.7%	$720,000	View
Mit Federal Credit Union	Conventional	2	0.3%	100%	$315,000
Logan Finance Corporation	Conventional	2	0.3%	100%	$570,000
Mutual of Omaha Mortgage	Conventional	2	0.3%	100%	$500,000
Flyhomes Mortgage LLC	Conventional	2	0.3%	66.7%	$435,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$255,000
Quorum Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$185,000
Arc Home LLC	Conventional	1	0.1%	100%	$995,000
Primelending	Conventional	1	0.1%	100%	$765,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$1,065,000
Nbkc Bank	Conventional	1	0.1%	100%	$765,000
Movement Mortgage, LLC	Conventional	1	0.1%	100%	$575,000
Dart Bank	Conventional	1	0.1%	100%	$445,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$995,000	View
Discover Bank	Conventional	1	0.1%	33.3%	$45,000
Union Home Mortgage Corp.	Conventional	1	0.1%	100%	$805,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$805,000
Ameritrust Mortgage Corporation	Conventional	1	0.1%	100%	$205,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	100%	$205,000	View
Starboard Financial Management, LLC	Conventional	1	0.1%	100%	$555,000
Boeing Employees' Credit Union	Conventional	1	0.1%	100%	$625,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$995,000	View
Abbott Laboratories Employees Credit Union	Conventional	1	0.1%	100%	$555,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$295,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$655,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$815,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$515,000
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$1,175,000
Fairway Independent Mort Corp	Conventional	1	0.1%	100%	$1,035,000
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$75,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$995,000	View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +3 HELOCs	0%	n/a		View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Usalliance Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Everett Financial, Inc.	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Inova Federal Credit Union A5.0 ★Texas Ratio: 8.94%	HELOC	0 +1 HELOCs	0%	n/a
Liberty Savings Bank, FSB	HELOC	0 +1 HELOCs	0%	n/a
Citizens Equity First Credit U	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Alameda Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Alameda, California

Looking for mortgage lenders near me or mortgage brokers near me in Alameda? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alameda in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Alameda, CA

Use these to narrow the list above. Each category shows how many Alameda, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 76 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 41 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 33 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 9 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 7 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 28 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 67 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Alameda, CA

Independent mortgage companies closed 69.1 percent of home loans in Alameda, California in 2025, banks 24.7 percent and credit unions 6.3 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Patelco Credit Union the largest credit union. Among lenders headquartered in California, Bank of Marin led with 14 loans.

69.1%

Mortgage companies

24.7%

Banks

6.3%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Alameda, CA

Who is the largest mortgage lender in Alameda, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Alameda, California with 35 loans, about 4.7 percent of the market. The largest lender headquartered in California was Bank of Marin with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Alameda, CA have the highest approval rates?

Among lenders with meaningful volume in Alameda, California, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 98.8 percent, against a 89.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Alameda, CA mortgage lenders offer FHA, VA and USDA loans?

9 lenders closed FHA loans in Alameda, California in 2025, led by United Wholesale Mortgage with 3. 7 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Alameda, CA lender list?

Yes. 41 banks and 33 credit unions closed home loans in Alameda, California in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Alameda, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Alameda, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alameda, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alameda. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.