Mortgage Lenders and Brokers in Adelanto, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Adelanto, California mortgage lenders include US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, Arrowhead Central Credit UnionArrowhead Central Credit Union23971 Lake Dr, Crestline, CA 92325A+5.0 ★Texas Ratio: 3.64%, First Commercial Bank (USA)First Commercial Bank (USA)200 E Main St, Alhambra, CA 91801A+5.0 ★Texas Ratio: 3.91%, and ClearPath LendingClearPath Lending300 E Magnolia Blvd, Burbank, CA 91502A+5.0 ★Texas Ratio: 2.77%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Adelanto, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Adelanto are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Adelanto, California
Market share is the lender's share of all home loans closed in Adelanto, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Adelanto 11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 7 | 1.5% | 41.2% | $185,000 | View |
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1 office in Adelanto 14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 4 +7 HELOCs |
0.9% | 80% | $400,000 | View |
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1 office in Adelanto 14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.6% | 100% | $318,333 | View |
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1 office in Adelanto 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 3 | 0.6% | 42.9% | $88,333 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 10 +12 HELOCs |
2.2% | 62.5% | $134,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA, VA | 9 | 1.9% | 100% | $329,444 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA | 6 | 1.3% | 100% | $213,333 | View |
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23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 5 | 1.1% | 50% | $97,000 | View |
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200 E Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 3.91% |
Conventional | 2 | 0.4% | 100% | $215,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 2 | 0.4% | 100% | $380,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 29 | 6.3% | 96.7% | $288,448 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA | 26 | 5.6% | 100% | $290,769 | View |
ML Mortgage Corp.
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Conventional, FHA, VA | 18 | 3.9% | 100% | $320,555 | |
loanDepot.com LLC
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Conventional, FHA, VA | 15 | 3.2% | 88.2% | $215,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1.5% | 46.7% | $339,285 | |
Geo-Corp, Inc.
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Conventional, FHA | 7 | 1.5% | 100% | $366,428 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.3% | 75% | $325,000 | |
JMAC Lending, Inc.
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FHA | 6 | 1.3% | 100% | $368,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 5 | 1.1% | 50% | $219,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 4 | 0.9% | 100% | $220,000 | |
AmWest Funding Corp
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Conventional, FHA | 4 | 0.9% | 100% | $225,000 | |
Goodleap, LLC
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FHA, VA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $365,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.6% | 50% | $311,666 | |
Resicentral LLC
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Conventional, FHA | 2 | 0.4% | 66.7% | $360,000 | |
Royal Pacific Funding
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Conventional, FHA | 2 | 0.4% | 100% | $400,000 | |
Ez Fundings Inc
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Conventional, FHA | 2 | 0.4% | 100% | $365,000 | |
Flexpoint, Inc.
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Conventional | 2 | 0.4% | 100% | $345,000 | |
Ony Glo, Inc.
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FHA | 2 | 0.4% | 50% | $405,000 | |
Franklin Loan Corporation
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FHA | 2 | 0.4% | 100% | $375,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $390,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.4% | 100% | $350,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Mortgage Capital Partners, INC
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FHA | 1 | 0.2% | 100% | $385,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 0.2% | 100% | $485,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 50% | $225,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $395,000 | |
Bay-Valley Mortgage Group
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FHA | 1 | 0.2% | 100% | $395,000 | |
Ahl Funding
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VA | 1 | 0.2% | 100% | $435,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $275,000 | |
First Stardand Financial dba Nexcap Home Loans
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FHA | 1 | 0.2% | 100% | $385,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 25% | $325,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $425,000 | |
Arcstone Financial Inc
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FHA | 1 | 0.2% | 100% | $425,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Mason-McDuffie Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 63 +2 HELOCs |
13.6% | 82.1% | $358,015 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 6.9% | 67.3% | $229,687 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 28 | 6.1% | 63.6% | $474,285 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 15 | 3.2% | 88.9% | $325,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 8 | 1.7% | 100% | $238,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 1.7% | 100% | $371,250 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 1.5% | 77.8% | $129,285 | |
Village Capital & Investment
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FHA, VA | 7 | 1.5% | 64.3% | $373,571 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA, HELOC | 6 +3 HELOCs |
1.3% | 88.9% | $241,666 | View |
Newrez LLC
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Conventional, FHA, VA | 6 | 1.3% | 50% | $338,333 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +3 HELOCs |
1.1% | 50% | $77,000 | |
Ameritrust Mortgage Corporation
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Conventional, FHA | 5 | 1.1% | 100% | $381,000 | |
Mortgage Research Center
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VA | 5 | 1.1% | 62.5% | $373,000 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 5 | 1.1% | 100% | $443,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 4 | 0.9% | 66.7% | $372,500 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 4 | 0.9% | 100% | $272,500 | |
Genway Home Mortgage, Inc.
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FHA | 4 | 0.9% | 80% | $345,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 0.6% | 100% | $115,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.4% | 23.1% | $300,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 66.7% | $330,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 2 | 0.4% | 100% | $290,000 | |
Nations Direct Mortgage, LLC
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FHA | 2 | 0.4% | 100% | $360,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +5 HELOCs |
0.2% | 100% | $375,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $305,000 | |
American Financial Resources LLC
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VA | 1 | 0.2% | 100% | $315,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 33.3% | $385,000 | |
Everett Financial, Inc.
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VA | 1 | 0.2% | 100% | $315,000 | |
Global Federal Credit Union
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Conventional | 1 | 0.2% | 33.3% | $215,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $425,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 14.3% | $95,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Self Help Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Keystone Funding, Inc
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VA | 1 | 0.2% | 100% | $385,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.2% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.2% | 100% | $475,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $375,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $335,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.2% | 100% | $355,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a |
Adelanto Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Adelanto, California
Looking for mortgage lenders near me or mortgage brokers near me in Adelanto? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Adelanto in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Adelanto, CA
Use these to narrow the list above. Each category shows how many Adelanto, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Adelanto, CA
Independent mortgage companies closed 89.2 percent of home loans in Adelanto, California in 2025, banks 6.7 percent and credit unions 4.1 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Adelanto, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Adelanto, California with 7 loans, about 1.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Adelanto, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 82.1 percent, against a 75.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
58 lenders closed FHA loans in Adelanto, California in 2025, led by United Wholesale Mortgage with 39. 24 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 9 credit unions closed home loans in Adelanto, California in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Adelanto, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Adelanto, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Adelanto. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
