Mortgage Lenders and Brokers in Valencia West, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Valencia West, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, Vantage West Credit UnionVantage West Credit Union2008 E Florence Blvd, Casa Grande, AZ 85122 5402A+5.0 ★Texas Ratio: 5.26%, Pima Federal Credit UnionPima Federal Credit Union1417 E Elliot Road, Gilbert, AZ 85233A+5.0 ★Texas Ratio: 3.94%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Pyramid Federal Credit UnionPyramid Federal Credit Union4491 N Oracle Rd, Tucson, AZ 85705A5.0 ★Texas Ratio: 7.78%, SunWest Federal Credit UnionSunWest Federal Credit Union121 E Birch Ave, Flagstaff, AZ 86001A+5.0 ★Texas Ratio: 2.68%, Bank of America NABank of America NA39518 N Gavilan Peak Pkwy, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.14%, Arizona Central Credit UnionArizona Central Credit Union1805 W Chandler Blvd, CHANDLER, AZ 85224A5.0 ★Texas Ratio: 8.52%, Copper State Credit UnionCopper State Credit Union3428 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.49%, and PNC Bank N.A.PNC Bank N.A.2840 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Valencia West, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Valencia West are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Valencia West, Arizona
Market share is the lender's share of all home loans closed in Valencia West, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 9 | 1.6% | 81.8% | $197,222 | View |
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2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 4 +10 HELOCs |
0.7% | 100% | $300,000 | View |
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1417 E Elliot Road, Gilbert, AZ 85233 A+5.0 ★Texas Ratio: 3.94% |
Conventional, HELOC | 2 +9 HELOCs |
0.4% | 66.7% | $160,000 | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.4% | 28.6% | $55,000 | View |
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4491 N Oracle Rd, Tucson, AZ 85705 A5.0 ★Texas Ratio: 7.78% |
Conventional | 2 | 0.4% | 100% | $45,000 | View |
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121 E Birch Ave, Flagstaff, AZ 86001 A+5.0 ★Texas Ratio: 2.68% |
Conventional | 2 | 0.4% | 100% | $125,000 | View |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $265,000 | View |
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1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52% |
Conventional | 1 | 0.2% | 50% | $195,000 | View |
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3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
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★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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971 W Wetmore Rd, Tucson, AZ 85705 1551 A-4.9 ★Texas Ratio: 15.97% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
NOVA Financial & Investment Corporation
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Conventional, FHA, VA | 26 | 4.7% | 80% | $257,307 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 10 | 1.8% | 100% | $304,000 | |
Peoples Mortgage Company
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Conventional, FHA, VA | 7 | 1.3% | 100% | $313,571 | |
Altitude Financial Corporation
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Conventional, FHA, VA | 6 | 1.1% | 100% | $313,333 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 5 +4 HELOCs |
0.9% | 100% | $337,000 | |
Geneva Financial LLC
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Conventional, FHA | 3 | 0.5% | 100% | $225,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 95 +2 HELOCs |
17.1% | 87.3% | $317,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 61 | 11% | 86.1% | $300,245 | |
Homeamerican Mortgage Corporation
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Conventional, FHA, VA | 49 | 8.8% | 94.2% | $360,306 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 41 +1 HELOCs |
7.4% | 79.2% | $317,195 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 27 +5 HELOCs |
4.8% | 100% | $320,555 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 27 | 4.8% | 90% | $278,333 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 4.5% | 75% | $172,600 | |
Freedom Mortgage Corporation
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FHA, VA | 17 | 3.1% | 90% | $297,352 | |
American Pacific Mortgage Corporation
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FHA | 10 | 1.8% | 71.4% | $305,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 10 | 1.8% | 100% | $285,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.4% | 76.9% | $172,500 | |
Nationstar Mortgage
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Conventional | 8 | 1.4% | 90% | $100,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 1.1% | 85.7% | $215,000 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 1.1% | 77.8% | $205,000 | |
Click n' Close, Inc.
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Conventional, FHA | 5 | 0.9% | 100% | $199,000 | |
Right Start Mortgage, Inc
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Conventional, FHA, VA | 5 | 0.9% | 100% | $337,000 | |
Spring Eq, LLC
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Conventional | 5 | 0.9% | 75% | $63,000 | |
Mortgage Research Center
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VA | 4 | 0.7% | 66.7% | $350,000 | |
American Financial Resources LLC
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FHA, VA | 3 | 0.5% | 100% | $318,333 | |
Newrez LLC
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FHA, VA | 3 | 0.5% | 42.9% | $311,666 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 0.5% | 100% | $261,666 | |
PHH Mortgage Corporation
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FHA, VA | 3 | 0.5% | 75% | $328,333 | |
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A+5.0 ★Texas Ratio: 2.68% |
FHA, VA | 3 | 0.5% | 50% | $318,333 | View |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.5% | 60% | $291,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $45,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.4% | 100% | $315,000 | View |
TruHome Solutions, LLC
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FHA | 2 | 0.4% | 66.7% | $335,000 | |
AdvantageFirst Lending Inc
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Conventional, FHA | 2 | 0.4% | 40% | $285,000 | |
City Lending Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $175,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.4% | 50% | $245,000 | |
New American Funding, LLC.
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FHA | 2 | 0.4% | 100% | $275,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 0.4% | 20% | $265,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.4% | 100% | $260,000 | |
Village Capital & Investment
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VA | 2 | 0.4% | 100% | $420,000 | |
Kbhs Home Loans, LLC
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VA | 1 | 0.2% | 100% | $365,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 30% | $335,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.2% | 100% | $305,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.2% | 100% | $315,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $325,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $305,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 25% | $45,000 | |
American Financial Network, Inc.
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VA | 1 | 0.2% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Network Capital Funding Corporation
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VA | 1 | 0.2% | 50% | $315,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $275,000 | View |
Ony Glo, Inc.
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FHA | 1 | 0.2% | 100% | $305,000 | |
First International Bank & Trust
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $235,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $335,000 | |
Nations Lending Corporation
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FHA | 1 | 0.2% | 100% | $315,000 | |
Gardner Financial Services
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 13.31% |
FHA | 1 | 0.2% | 100% | $395,000 | View |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Nations Direct Mortgage, LLC
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VA | 1 | 0.2% | 100% | $305,000 | |
Veritas Funding, LLC
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VA | 1 | 0.2% | 100% | $335,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $335,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.2% | 50% | $445,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +9 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% |
Valencia West Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Valencia West, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Valencia West? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Valencia West in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Valencia West, AZ
Use these to narrow the list above. Each category shows how many Valencia West, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Valencia West, AZ
Independent mortgage companies closed 93.9 percent of home loans in Valencia West, Arizona in 2025, banks 3.6 percent and credit unions 2.5 percent. NOVA Financial & Investment Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Vantage West Credit Union the largest credit union. Among lenders headquartered in Arizona, Vantage West Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Valencia West, AZ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Valencia West, Arizona with 9 loans, about 1.6 percent of the market. The largest lender headquartered in Arizona was Vantage West Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Valencia West, Arizona, loanDepot.com LLC approved the highest share of completed applications in 2025 at 87.3 percent, against a 82.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Valencia West, Arizona in 2025, led by loanDepot.com LLC with 62. 33 lenders closed VA loans, led by loanDepot.com LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 12 credit unions closed home loans in Valencia West, Arizona in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Valencia West, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Valencia West, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Valencia West. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
