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Mortgage Lenders and Brokers in Sun City West, Arizona

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Sun City West, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA13501 W Camino Del Sol, Sun City West, AZ 85375A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA19022 N R H Johnson Blvd, Sun City West, AZ 85375A+5.0 ★Texas Ratio: 4.14%, Western State BankWestern State Bank19440 N R H Johnson Blvd, Sun City West, AZ 85375A5.0 ★Texas Ratio: 6.13%, PNC Bank N.A.PNC Bank N.A.19202 N R H Johnson Blvd, Sun City West, AZ 85375A+5.0 ★Texas Ratio: 4.24%, BMO Harris Bank NABMO Harris Bank NA19428 N R H Johnson Blvd, Sun City West, AZ 85375A+5.0 ★Texas Ratio: 3.54%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust19432 N R H Johnson Blvd, Sun City West, AZ 85375A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA41830 N Gavilan Peak Parway, Anthem, AZ 85086A+5.0 ★Texas Ratio: 5.36%, Credit Union WestCredit Union West19436 N R H Johnson Blvd, Sun City West, AZ 85375A+5.0 ★Texas Ratio: 2.78%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, and US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Sun City West, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sun City West are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Sun City West, Arizona

Market share is the lender's share of all home loans closed in Sun City West, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Sun City West 13501 W Camino Del Sol, Sun City West, AZ 85375 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	43 +1 HELOCs	5.6%	84.6%	$209,883	View
Bank of America NA 1 office in Sun City West 19022 N R H Johnson Blvd, Sun City West, AZ 85375 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +6 HELOCs	0.9%	100%	$256,428	View
Western State Bank 1 office in Sun City West 19440 N R H Johnson Blvd, Sun City West, AZ 85375 A5.0 ★Texas Ratio: 6.13%	Conventional	5	0.6%	83.3%	$131,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Sun City West 19202 N R H Johnson Blvd, Sun City West, AZ 85375 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +4 HELOCs	0.4%	75%	$198,333	View
BMO Harris Bank NA 1 office in Sun City West 19428 N R H Johnson Blvd, Sun City West, AZ 85375 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	2 +7 HELOCs	0.3%	100%	$150,000	View
First Ciitizens Bank and Trust 1 office in Sun City West 19432 N R H Johnson Blvd, Sun City West, AZ 85375 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$195,000	View
Wells Fargo Bank NA 41830 N Gavilan Peak Parway, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	12	1.6%	80%	$250,833	View
Credit Union West 19436 N R H Johnson Blvd, Sun City West, AZ 85375 A+5.0 ★Texas Ratio: 2.78%	Conventional, HELOC	11 +12 HELOCs	1.4%	78.6%	$125,909	View
Desert Financial Credit Union 150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04%	Conventional, HELOC	10 +37 HELOCs	1.3%	83.3%	$274,000	View
US Bank, N.A. 3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	10 +4 HELOCs	1.3%	84.6%	$291,000	View
Copper State Credit Union 3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49%	Conventional, HELOC	6 +1 HELOCs	0.8%	77.8%	$51,666	View
Flagstar Bank NA 4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA	5	0.6%	85.7%	$305,000	View
Bell Bank 1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66%	Conventional, VA	4	0.5%	100%	$355,000	View
Armed Forces Bank, N.A. 52035 Arizona Street, Fort Huachuca, AZ 85670 A+5.0 ★Texas Ratio: 4.81%	VA	3	0.4%	100%	$328,333	View
Sunflower Bank, N.A. 355 E Germann Rd, Gilbert, AZ 85297 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA	3	0.4%	100%	$405,000	View
Arizona Financial Credit Union 13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	2 +2 HELOCs	0.3%	66.7%	$210,000	View
First National Bank Texas 2840 Highway 95, Bullhead City, AZ 86442 A4.7 ★Texas Ratio: 3.20%	Conventional, FHA	2	0.3%	100%	$265,000	View
Oneaz Credit Union 1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$315,000	View
Columbia Bank 145 E Main St, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 2.28%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$355,000	View
Alerus Financial NA 1640 S Stapley Dr Ste 105, Mesa, AZ 85204 A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$265,000	View
AERO Federal Credit Union 18301 N 79th Ave, Glendale, AZ 85308 A+5.0 ★Texas Ratio: 0.72%	Conventional	1	0.1%	100%	$285,000	View
Bokf NA 901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$75,000	View
Arizona Central Credit Union 1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52%	Conventional	1	0.1%	100%	$55,000	View
Fifth Third Bank, National Association 10115 W Mcdowell Rd, Avondale, AZ 85392 A+5.0 ★Texas Ratio: 3.22%	VA	1	0.1%	100%	$295,000	View
Glacier Bank 3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87%	Conventional	1	0.1%	100%	$125,000	View
Umb Bank NA 1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +2 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +1 HELOCs	0%	n/a		View
V.I.P. Mortgage, Inc.	Conventional, VA	18	2.3%	100%	$283,333
NOVA Financial & Investment Corporation	Conventional, VA	10	1.3%	90.9%	$230,000
The Loan Store, Inc	Conventional, VA, HELOC	8 +1 HELOCs	1%	90.9%	$338,750
Homeowners Financial Group, LLC	Conventional	3	0.4%	100%	$355,000
Peoples Mortgage Company	Conventional, FHA	3	0.4%	100%	$198,333
Saygo Home Loans, LLC	Conventional, FHA, VA	3	0.4%	100%	$408,333
Peak Residential Lending Inc	Conventional	2	0.3%	100%	$110,000
Geneva Financial LLC	Conventional, FHA	2	0.3%	100%	$375,000
Altitude Financial Corporation	Conventional	1	0.1%	100%	$285,000
Rocket Mortgage	Conventional, FHA, VA	94	12.2%	89.8%	$220,319
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	92 +3 HELOCs	11.9%	93.1%	$290,108
Fairway Independent Mort Corp	Conventional, FHA, VA	41	5.3%	97.7%	$302,560
Alameda Mortgage Corporation	Conventional, FHA, VA	27	3.5%	100%	$247,962
Pennymac Loan Services LLC	Conventional, FHA, VA	20	2.6%	95.5%	$243,500
Mortgage Research Center	Conventional, FHA, VA	17	2.2%	81%	$297,941
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	14	1.8%	100%	$229,285
Guild Mortgage Company	Conventional, VA	12	1.6%	100%	$280,833
loanDepot.com LLC	Conventional, FHA, VA, HELOC	10 +1 HELOCs	1.3%	84.6%	$269,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	9 +2 HELOCs	1.2%	75%	$176,111
Freedom Mortgage Corporation	FHA, VA	9	1.2%	100%	$319,444
Zillow Home Loans, LLC	Conventional, FHA, VA	9	1.2%	100%	$227,222
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	8 +1 HELOCs	1%	88.9%	$305,000
Evo Home Loans, LLC dba Epiq Lending	Conventional, VA	7	0.9%	100%	$192,142
Nationstar Mortgage	Conventional, VA	7	0.9%	87.5%	$207,857
Paramount Residential Mortgage	Conventional, FHA, VA	7	0.9%	87.5%	$319,285
Newrez LLC	Conventional, FHA	6	0.8%	60%	$176,666
CrossCountry Mortgage, LLC	Conventional, VA	6	0.8%	100%	$326,666
Movement Mortgage, LLC	Conventional, VA	6	0.8%	100%	$356,666
Cmg Mortgage Inc	Conventional, FHA, VA	6	0.8%	85.7%	$356,666
FirstBank	Conventional, HELOC	5 +3 HELOCs	0.6%	83.3%	$195,000
Spring Eq, LLC	Conventional, HELOC	5 +1 HELOCs	0.6%	50%	$53,000
New American Funding, LLC.	Conventional	5	0.6%	100%	$223,000
Primelending	Conventional, FHA	4	0.5%	100%	$255,000
Goodleap, LLC	Conventional, FHA, VA	4	0.5%	71.4%	$285,000
Kind Lending, LLC	Conventional, VA	4	0.5%	57.1%	$297,500
Click n' Close, Inc.	Conventional, FHA	4	0.5%	66.7%	$165,000
Nations Lending Corporation	Conventional	4	0.5%	100%	$310,000
Waterstone Mortgage Corporation	Conventional, FHA	4	0.5%	100%	$287,500
Plaza Home Mortgage, Inc	Conventional, VA	4	0.5%	66.7%	$255,000
Boeing Employees' Credit Union	Conventional, HELOC	3 +3 HELOCs	0.4%	100%	$181,666
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional, VA	3	0.4%	100%	$298,333	View
Global Federal Credit Union	Conventional	3	0.4%	100%	$258,333
American Financial Network, Inc.	Conventional, VA	3	0.4%	100%	$345,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, VA	3	0.4%	100%	$191,666	View
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 2.68%	Conventional, FHA	3	0.4%	100%	$261,666	View
Bank of Colorado	Conventional	3	0.4%	100%	$251,666
Cardinal Financial Company, Li	Conventional	3	0.4%	100%	$208,333
American Pacific Mortgage Corporation	Conventional	3	0.4%	100%	$251,666
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.4%	100%	$261,666	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	3	0.4%	100%	$331,666	View
Idaho Central Credit Union	Conventional	3	0.4%	100%	$311,666
Cornerstone First Mortgage, LLC	Conventional	2	0.3%	100%	$420,000
American Financial Resources LLC	Conventional	2	0.3%	100%	$185,000
Residential Wholesale Mortgage	Conventional, VA	2	0.3%	100%	$205,000
Equity Prime Mortgage LLC	Conventional, FHA	2	0.3%	100%	$320,000
AmeriHome Mortgage Company, LLC	Conventional	2	0.3%	100%	$255,000
Loanunited.Com, LLC	Conventional, VA	2	0.3%	100%	$275,000
Resicentral LLC	Conventional, VA	2	0.3%	100%	$235,000
Discover Bank	Conventional	2	0.3%	25%	$55,000
American Financing Corporation	Conventional, FHA	2	0.3%	66.7%	$200,000
Bay Equity LLC	Conventional	2	0.3%	66.7%	$285,000
Home Mortgage Advisors, LLC	Conventional, FHA	2	0.3%	100%	$295,000
Nfm, Inc	Conventional	2	0.3%	100%	$360,000
Stg Mortgage Inc	Conventional	2	0.3%	100%	$255,000
New Day Financial, LLC.	VA	2	0.3%	40%	$230,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.3%	100%	$320,000	View
Evergreen Moneysource Mortgage Company	Conventional	2	0.3%	100%	$470,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional, VA	2	0.3%	100%	$250,000	View
Provident Funding Associates	Conventional	2	0.3%	100%	$170,000
Castle & Cooke Mortgage, LLC	VA	2	0.3%	100%	$350,000
Mortgage Solutions of Colorado	VA	2	0.3%	100%	$360,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.3%	100%	$420,000	View
Nexera Holding LLC	Conventional	2	0.3%	100%	$360,000
Direct Rate Home Loans, Inc	Conventional, VA	2	0.3%	100%	$200,000
Ark-La-Tex Financial Services LLC	Conventional, VA	2	0.3%	100%	$290,000
JMAC Lending, Inc.	Conventional	2	0.3%	100%	$230,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$585,000
First Community Credit Union A+5.0 ★Texas Ratio: 3.86%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$125,000	View
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$55,000
Pentagon Federal Credit Union	VA, HELOC	1 +1 HELOCs	0.1%	100%	$195,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$205,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$275,000	View
Everett Financial, Inc.	Conventional	1	0.1%	100%	$185,000
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	16.7%	$95,000
Go Mortgage, LLC	Conventional	1	0.1%	100%	$445,000
MortgageOne, Inc	Conventional	1	0.1%	100%	$275,000
Watermark Capital, Inc.	VA	1	0.1%	100%	$375,000
Nbkc Bank	Conventional	1	0.1%	100%	$475,000
Washington Trust Bank A+5.0 ★Texas Ratio: 4.63%	Conventional	1	0.1%	100%	$295,000	View
PHH Mortgage Corporation	VA	1	0.1%	100%	$345,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$295,000	View
AdvantageFirst Lending Inc	VA	1	0.1%	50%	$355,000
Stockman Bank of Montana A+5.0 ★Texas Ratio: 4.20%	Conventional	1	0.1%	100%	$275,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$115,000	View
First State Bank of St Charles	Conventional	1	0.1%	100%	$395,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$145,000
ClearPath Lending	VA	1	0.1%	100%	$245,000
Securitynational Mortgage Company	VA	1	0.1%	100%	$275,000
Corporate America Family CU	Conventional	1	0.1%	100%	$75,000
Union Home Mortgage Corp.	Conventional	1	0.1%	100%	$655,000
Chevron Federal Credit Union	Conventional	1	0.1%	100%	$245,000
Justice Federal Credit Union	Conventional	1	0.1%	100%	$135,000
Summit Credit Union	Conventional	1	0.1%	100%	$125,000
NBH Bank A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	100%	$275,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$285,000
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$305,000
T2 Financial LLC	Conventional	1	0.1%	100%	$235,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$185,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$325,000	View
First Financial Bank NA A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	100%	$455,000	View
Mercantile Bank A+5.0 ★Texas Ratio: 0.63%	Conventional	1	0.1%	100%	$505,000	View
Wings Financial Credit Union	Conventional	1	0.1%	100%	$305,000
Notre Dame Federal Credit Union	Conventional	1	0.1%	100%	$165,000
Associated Bank NA A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$335,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$285,000	View
Summit Funding.Inc	Conventional	1	0.1%	100%	$105,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$75,000
Mutual of Omaha Mortgage	VA	1	0.1%	100%	$245,000
1st Security Bank of Washington A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$155,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$335,000	View
Right Start Mortgage, Inc	VA	1	0.1%	100%	$275,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$235,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$295,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	50%	$155,000	View
Star One Credit Union A5.0 ★Texas Ratio: 10.59%	Conventional	1	0.1%	100%	$235,000	View
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +2 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Consolidated Community Credit	HELOC	0 +1 HELOCs	0%	n/a
Allied Mortgage Group, Inc	HELOC	0 +1 HELOCs	0%	n/a
Chartway FCU	HELOC	0 +1 HELOCs	0%	n/a
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union A+5.0 ★Texas Ratio: 0.55%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Old Second National Bank A5.0 ★Texas Ratio: 6.17%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Sun City West Mortgage Rate Trends

Daily average mortgage rates for Arizona compared with the national average, updated every evening.

30-Year Fixed AZ Avg

7.415%

▲ 0.058 vs 7 days ago

15-Year Fixed AZ Avg

6.885%

▲ 0.031 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Sun City West, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in Sun City West? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sun City West in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Sun City West, AZ

Use these to narrow the list above. Each category shows how many Sun City West, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 87 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 51 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 29 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 54 lenders. No down payment and no mortgage insurance for eligible veterans and service members Local lenders based in AZ 16 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in Sun City West, AZ

Independent mortgage companies closed 72.9 percent of home loans in Sun City West, Arizona in 2025, banks 19.3 percent and credit unions 7.8 percent. V.I.P. Mortgage, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Credit Union West the largest credit union. Among lenders headquartered in Arizona, Credit Union West led with 11 loans.

72.9%

Mortgage companies

19.3%

Banks

7.8%

Credit unions

FHA loans

17%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

More Arizona Mortgage Lender Pages

All Arizona lenders 836 lenders Phoenix 477 lenders Mesa 396 lenders Tucson 262 lenders Surprise 289 lenders Buckeye 263 lenders Gilbert 308 lenders San Tan Valley 268 lenders Peoria 291 lenders Chandler 292 lenders Scottsdale 366 lenders Glendale 252 lenders Goodyear 252 lenders

Frequently Asked Questions About Mortgage Lenders in Sun City West, AZ

Who is the largest mortgage lender in Sun City West, AZ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Sun City West, Arizona with 43 loans, about 5.6 percent of the market. The largest lender headquartered in Arizona was Credit Union West with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Sun City West, AZ have the highest approval rates?

Among lenders with meaningful volume in Sun City West, Arizona, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.1 percent, against a 89.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Sun City West, AZ mortgage lenders offer FHA, VA and USDA loans?

29 lenders closed FHA loans in Sun City West, Arizona in 2025, led by United Wholesale Mortgage with 8. 54 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Sun City West, AZ lender list?

Yes. 51 banks and 27 credit unions closed home loans in Sun City West, Arizona in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Sun City West, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Sun City West, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sun City West, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sun City West. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.