Mortgage Lenders and Brokers in Sierra Vista, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sierra Vista, Arizona mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA50 E Fry Blvd, Sierra Vista, AZ 85635A+5.0 ★Texas Ratio: 5.36%, American Southwest Credit UnionAmerican Southwest Credit Union3090 E Fry Blvd, Sierra Vista, AZ 85635A+5.0 ★Texas Ratio: 3.90%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3932 E Fry Blvd, Sierra Vista, AZ 85635A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.25 S Highway 92, Sierra Vista, AZ 85635A+5.0 ★Texas Ratio: 3.72%, Bank of America NABank of America NA3148 E Fry Blvd, Sierra Vista, AZ 85635A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.211 S Carmichael Ave, Sierra Vista, AZ 85635A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, and Hughes Federal Credit UnionHughes Federal Credit Union971 W Wetmore Rd, Tucson, AZ 85705 1551A-4.9 ★Texas Ratio: 15.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sierra Vista, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sierra Vista are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sierra Vista, Arizona
Market share is the lender's share of all home loans closed in Sierra Vista, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Sierra Vista 50 E Fry Blvd, Sierra Vista, AZ 85635 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 8 | 0.9% | 80% | $181,250 | View |
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3090 E Fry Blvd, Sierra Vista, AZ 85635 A+5.0 ★Texas Ratio: 3.90% |
Conventional, HELOC | 6 +3 HELOCs |
0.7% | 100% | $245,000 | View |
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1 office in Sierra Vista 3932 E Fry Blvd, Sierra Vista, AZ 85635 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 4 | 0.5% | 100% | $140,000 | View |
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1 office in Sierra Vista 25 S Highway 92, Sierra Vista, AZ 85635 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 3 +6 HELOCs |
0.3% | 83.3% | $291,666 | View |
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1 office in Sierra Vista 3148 E Fry Blvd, Sierra Vista, AZ 85635 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +9 HELOCs |
0.2% | 100% | $210,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Sierra Vista 211 S Carmichael Ave, Sierra Vista, AZ 85635 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
0.5% | 50% | $145,000 | View |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 0.1% | 50% | $35,000 | View |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
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971 W Wetmore Rd, Tucson, AZ 85705 1551 A-4.9 ★Texas Ratio: 15.97% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Altitude Financial Corporation
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Conventional, FHA, VA | 19 | 2.2% | 95% | $239,736 | |
Geneva Financial LLC
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Conventional, FHA, VA | 18 | 2.1% | 100% | $298,333 | |
NOVA Financial & Investment Corporation
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Conventional, FHA, VA | 10 | 1.2% | 52.6% | $229,000 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 8 | 0.9% | 100% | $290,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.5% | 100% | $247,500 | |
Saygo Home Loans, LLC
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VA | 1 | 0.1% | 100% | $305,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.1% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 183 +8 HELOCs |
21.3% | 96.8% | $279,754 | |
Rocket Mortgage
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Conventional, FHA, VA | 78 | 9.1% | 81.4% | $203,076 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 58 | 6.8% | 89.7% | $298,103 | |
Mortgage Research Center
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FHA, VA | 54 | 6.3% | 80.9% | $310,370 | |
BoxCar Mortgage, LLC
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Conventional, FHA, VA | 51 | 5.9% | 98.1% | $205,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 35 | 4.1% | 92.1% | $205,000 | |
Freedom Mortgage Corporation
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FHA, VA | 29 | 3.4% | 92.5% | $314,310 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 29 | 3.4% | 90.9% | $206,379 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 27 +8 HELOCs |
3.1% | 65.9% | $193,518 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 25 +1 HELOCs |
2.9% | 86.7% | $190,600 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 18 | 2.1% | 100% | $267,777 | |
Newrez LLC
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Conventional, FHA, VA | 14 | 1.6% | 58.3% | $210,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 14 | 1.6% | 82.4% | $287,857 | |
Nationstar Mortgage
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Conventional, VA | 10 | 1.2% | 90.9% | $149,000 | |
New Day Financial, LLC.
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VA | 9 | 1% | 55.6% | $295,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 7 | 0.8% | 50% | $157,857 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 5 | 0.6% | 55.6% | $201,000 | View |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 5 | 0.6% | 71.4% | $223,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 5 | 0.6% | 62.5% | $267,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 5 | 0.6% | 83.3% | $343,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 5 | 0.6% | 100% | $171,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
0.5% | 50% | $35,000 | |
Goodleap, LLC
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FHA, VA | 4 | 0.5% | 100% | $277,500 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 4 | 0.5% | 36.4% | $262,500 | |
Loanunited.Com, LLC
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FHA, VA | 4 | 0.5% | 100% | $342,500 | |
Carrington Mortgage Services LLC
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FHA, VA | 4 | 0.5% | 41.7% | $222,500 | |
Village Capital & Investment
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VA | 4 | 0.5% | 88.9% | $417,500 | |
Guaranteed Rate, Inc.
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VA | 3 | 0.3% | 100% | $315,000 | |
Primelending
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VA | 3 | 0.3% | 100% | $221,666 | |
Discover Bank
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Conventional | 3 | 0.3% | 23.1% | $55,000 | |
American Financing Corporation
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FHA, VA | 3 | 0.3% | 60% | $335,000 | |
ClearPath Lending
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VA | 3 | 0.3% | 100% | $221,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 3 | 0.3% | 100% | $285,000 | View |
Southwest Funding LP
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Conventional, VA | 3 | 0.3% | 100% | $225,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 2 +4 HELOCs |
0.2% | 50% | $380,000 | |
Cornerstone First Mortgage, LLC
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Conventional, VA | 2 | 0.2% | 100% | $200,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $95,000 | |
Union Home Mortgage Corp.
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VA | 2 | 0.2% | 100% | $340,000 | |
Boeing Employees' Credit Union
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Conventional | 2 | 0.2% | 100% | $125,000 | |
Provident Funding Associates
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Conventional | 2 | 0.2% | 100% | $200,000 | |
New American Funding, LLC.
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FHA | 2 | 0.2% | 33.3% | $230,000 | |
21St Mortgage
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Conventional | 2 | 0.2% | 40% | $80,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 66.7% | $190,000 | View |
The Mortgage Link, Inc.
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FHA, VA | 2 | 0.2% | 100% | $375,000 | |
Cmg Mortgage Inc
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FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $435,000 | |
Idaho Central Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
Alameda Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $125,000 | |
American Financial Resources LLC
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FHA | 1 | 0.1% | 100% | $265,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $475,000 | |
MortgageOne, Inc
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VA | 1 | 0.1% | 100% | $385,000 | |
Nbkc Bank
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VA | 1 | 0.1% | 100% | $405,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 33.3% | $235,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 66.7% | $255,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $275,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.1% | 100% | $215,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.1% | 50% | $195,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $195,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.1% | 100% | $335,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.1% | 66.7% | $55,000 | |
Network Capital Funding Corporation
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VA | 1 | 0.1% | 100% | $195,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Efinity Financial LLC
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FHA | 1 | 0.1% | 100% | $265,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.1% | 100% | $45,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.1% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 0.1% | 33.3% | $55,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 50% | $185,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $555,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Veritas Funding, LLC
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VA | 1 | 0.1% | 100% | $355,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $275,000 | View |
Right Start Mortgage, Inc
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FHA | 1 | 0.1% | 50% | $245,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.1% | 100% | $245,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.1% | 50% | $335,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 3.26% |
VA | 1 | 0.1% | 100% | $355,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +16 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Sierra Vista Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sierra Vista, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Sierra Vista? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sierra Vista in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sierra Vista, AZ
Use these to narrow the list above. Each category shows how many Sierra Vista, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Sierra Vista, AZ
Independent mortgage companies closed 89.7 percent of home loans in Sierra Vista, Arizona in 2025, banks 5.4 percent and credit unions 4.9 percent. Altitude Financial Corporation was the largest mortgage company, Wells Fargo Bank NA the largest bank and American Southwest Credit Union the largest credit union. Among lenders headquartered in Arizona, American Southwest Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sierra Vista, AZ
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Sierra Vista, Arizona with 8 loans, about 0.9 percent of the market. The largest lender headquartered in Arizona was American Southwest Credit Union with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sierra Vista, Arizona, BoxCar Mortgage, LLC approved the highest share of completed applications in 2025 at 98.1 percent, against a 83.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
42 lenders closed FHA loans in Sierra Vista, Arizona in 2025, led by CrossCountry Mortgage, LLC with 44. 52 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 14 credit unions closed home loans in Sierra Vista, Arizona in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sierra Vista, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sierra Vista, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sierra Vista. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
