Mortgage Lenders and Brokers in Sedona, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sedona, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1300 W Highway 89a, Sedona, AZ 86336A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA2201 W Highway 89a, Sedona, AZ 86336A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1470 W Highway 89a, Sedona, AZ 86336A+5.0 ★Texas Ratio: 3.72%, Flagstar Bank NAFlagstar Bank NA7000 State Route 179, Sedona, AZ 86351D3.3 ★Texas Ratio: 35.11%, BMO Harris Bank NABMO Harris Bank NA2010 W State Route 89a, Sedona, AZ 86336A+5.0 ★Texas Ratio: 3.54%, Oneaz Credit UnionOneaz Credit Union20 Roadrunner Dr Ste C, Sedona, AZ 86336 3805A+5.0 ★Texas Ratio: 4.17%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Fifth Third Bank, National AssociationFifth Third Bank, National Association10115 W Mcdowell Rd, Avondale, AZ 85392A+5.0 ★Texas Ratio: 3.22%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, and MidFirst BankMidFirst Bank3611 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sedona, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sedona are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sedona, Arizona
Market share is the lender's share of all home loans closed in Sedona, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Sedona 1300 W Highway 89a, Sedona, AZ 86336 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, Jumbo | 7 | 3.2% | 87.5% | $673,571 | View |
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1 office in Sedona 2201 W Highway 89a, Sedona, AZ 86336 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 6 | 2.8% | 85.7% | $1,260,000 | View |
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1 office in Sedona 1470 W Highway 89a, Sedona, AZ 86336 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.9% | 63.6% | $1,185,000 | View |
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2 offices in Sedona 7000 State Route 179, Sedona, AZ 86351 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 50% | $155,000 | View |
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1 office in Sedona 2010 W State Route 89a, Sedona, AZ 86336 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +11 HELOCs |
0% | 0% | View | |
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20 Roadrunner Dr Ste C, Sedona, AZ 86336 3805 A+5.0 ★Texas Ratio: 4.17% |
Conventional, Jumbo, HELOC | 8 +13 HELOCs |
3.7% | 80% | $991,250 | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.4% | 75% | $1,008,333 | View |
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10115 W Mcdowell Rd, Avondale, AZ 85392 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 2 | 0.9% | 100% | $935,000 | View |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 0.9% | 100% | $85,000 | View |
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3611 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 1 | 0.5% | 100% | $975,000 | View |
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1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,115,000 | View |
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901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
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1412 E Florence Blvd, Casa Grande, AZ 85122 A5.0 ★Texas Ratio: 6.13% |
Conventional | 1 | 0.5% | 100% | $665,000 | View |
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12900 W Thunderbird Rd, El Mirage, AZ 85335 A+5.0 ★Texas Ratio: 5.08% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,115,000 | View |
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355 E Germann Rd, Gilbert, AZ 85297 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $785,000 | View |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1640 S Stapley Dr Ste 105, Mesa, AZ 85204 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10 Acoma Blvd S, Lake Havasu City, AZ 86403 C+4.1 ★Texas Ratio: 26.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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Conventional, Jumbo | 6 | 2.8% | 85.7% | $598,333 | |
Saygo Home Loans, LLC
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Conventional | 2 | 0.9% | 100% | $615,000 | |
Altitude Financial Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,805,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.5% | 100% | $675,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.5% | 100% | $245,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, Jumbo, HELOC | 25 +1 HELOCs |
11.6% | 96.2% | $735,400 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 24 | 11.1% | 85.7% | $715,416 | |
Rocket Mortgage
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Conventional, FHA, Jumbo, HELOC | 14 +1 HELOCs |
6.5% | 60.9% | $576,428 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
2.8% | 100% | $393,333 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 5 | 2.3% | 100% | $881,000 | |
New American Funding, LLC.
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Conventional, Jumbo | 4 | 1.9% | 100% | $787,500 | |
Newrez LLC
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Conventional, VA | 3 | 1.4% | 100% | $398,333 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 3 | 1.4% | 100% | $695,000 | |
Efinity Financial LLC
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Conventional | 3 | 1.4% | 60% | $361,666 | |
Nexera Holding LLC
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Conventional, Jumbo | 3 | 1.4% | 100% | $1,101,666 | |
Loan Simple, Inc.
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Conventional | 3 | 1.4% | 100% | $388,333 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $450,000 | |
Evo Home Loans, LLC dba Epiq Lending
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Conventional, VA, Jumbo, HELOC | 2 +2 HELOCs |
0.9% | 100% | $1,095,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 2 | 0.9% | 100% | $925,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 50% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 2 | 0.9% | 100% | $515,000 | View |
Synergy One Lending, Inc.
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Conventional | 2 | 0.9% | 100% | $330,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 2 | 0.9% | 100% | $840,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $650,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 2 | 0.9% | 100% | $1,630,000 | View |
Mutual of Omaha Mortgage
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Conventional, Jumbo | 2 | 0.9% | 100% | $780,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.9% | 66.7% | $1,300,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.9% | 100% | $265,000 | View |
Carrington Mortgage Services LLC
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Conventional, Jumbo | 2 | 0.9% | 100% | $615,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.9% | 100% | $705,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $2,505,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $615,000 | |
ML Mortgage Corp.
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Conventional, Jumbo | 1 | 0.5% | 100% | $965,000 | |
Alliant Credit Union
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,195,000 | |
Originpoint, LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $2,435,000 | |
Primelending
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Conventional | 1 | 0.5% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,205,000 | View |
Assemblies of God Credit Union
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,685,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Watermark Capital, Inc.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,655,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $685,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,875,000 | View |
American Financial Network, Inc.
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Conventional | 1 | 0.5% | 100% | $805,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.5% | 100% | $755,000 | View |
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A+5.0 ★Texas Ratio: 2.68% |
Conventional | 1 | 0.5% | 100% | $705,000 | View |
Connexus Credit Union
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Flat Branch Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.5% | 100% | $915,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $605,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $515,000 | |
American Heritage Lending, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,085,000 | |
Bank of Colorado
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 50% | $475,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.5% | 100% | $585,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $2,885,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.5% | 100% | $945,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 50% | $705,000 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 0.5% | 100% | $95,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $535,000 | View |
Logan Finance Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,295,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.5% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,695,000 | View |
ClearEdge Lending LLC
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Conventional | 1 | 0.5% | 100% | $795,000 | |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.5% | 100% | $665,000 | View |
Nuvision Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Hunt Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Banc One Mortage Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,755,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
21St Mortgage
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Conventional | 1 | 0.5% | 50% | $85,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.5% | 100% | $475,000 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 1 | 0.5% | 50% | $3,465,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Sedona Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sedona, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Sedona? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sedona in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sedona, AZ
Use these to narrow the list above. Each category shows how many Sedona, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Sedona, AZ
Independent mortgage companies closed 71.8 percent of home loans in Sedona, Arizona in 2025, banks 20.8 percent and credit unions 7.4 percent. The Loan Store, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Oneaz Credit Union the largest credit union. Among lenders headquartered in Arizona, Oneaz Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sedona, AZ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Sedona, Arizona with 7 loans, about 3.2 percent of the market. The largest lender headquartered in Arizona was Oneaz Credit Union with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Sedona, Arizona in 2025, led by Fairway Independent Mort Corp with 2. 6 lenders closed VA loans, led by JPMorgan Chase Bank, NA. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 11 credit unions closed home loans in Sedona, Arizona in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sedona, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sedona, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sedona. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
