Mortgage Lenders and Brokers in Rio Rico, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rio Rico, Arizona mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1060 Yavapai Dr, Rio Rico, AZ 85648A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 3.66%, Vantage West Credit UnionVantage West Credit Union2008 E Florence Blvd, Casa Grande, AZ 85122 5402A+5.0 ★Texas Ratio: 5.26%, Credit Union WestCredit Union West503 W Van Buren St, Avondale, AZ 85323 1328A+5.0 ★Texas Ratio: 2.78%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA39518 N Gavilan Peak Pkwy, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.14%, American Southwest Credit UnionAmerican Southwest Credit Union654 E 7th St, Benson, AZ 85602 6638A+5.0 ★Texas Ratio: 3.90%, and Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rio Rico, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rio Rico are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rio Rico, Arizona
Market share is the lender's share of all home loans closed in Rio Rico, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Rio Rico 1060 Yavapai Dr, Rio Rico, AZ 85648 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 9 | 1.7% | 56.2% | $155,000 | View |
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39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 11 +2 HELOCs |
2.1% | 91.7% | $222,272 | View |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 4 +3 HELOCs |
0.8% | 57.1% | $300,000 | View |
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1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 4 | 0.8% | 80% | $117,500 | View |
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2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 3 +4 HELOCs |
0.6% | 75% | $258,333 | View |
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503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 2 | 0.4% | 100% | $60,000 | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $25,000 | View |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $205,000 | View |
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654 E 7th St, Benson, AZ 85602 6638 A+5.0 ★Texas Ratio: 3.90% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $55,000 | View |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $25,000 | View |
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4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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4491 N Oracle Rd, Tucson, AZ 85705 A5.0 ★Texas Ratio: 7.78% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
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3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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149 W 4th St, Benson, AZ 85602 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1417 E Elliot Road, Gilbert, AZ 85233 A+5.0 ★Texas Ratio: 3.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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145 E Main St, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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971 W Wetmore Rd, Tucson, AZ 85705 1551 A-4.9 ★Texas Ratio: 15.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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Conventional, FHA, VA, USDA, HELOC | 27 +2 HELOCs |
5.2% | 93.8% | $244,259 | |
NOVA Financial & Investment Corporation
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Conventional, FHA, VA, USDA | 25 | 4.8% | 73.5% | $259,000 | |
Altitude Financial Corporation
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Conventional, FHA, VA, USDA | 10 | 1.9% | 90.9% | $259,000 | |
Peoples Mortgage Company
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Conventional, FHA, VA | 9 | 1.7% | 100% | $232,777 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA, USDA | 7 | 1.3% | 100% | $289,285 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.4% | 100% | $150,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 88 | 16.8% | 95.7% | $257,272 | |
Rocket Mortgage
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Conventional, FHA | 39 | 7.5% | 73.2% | $166,025 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 30 | 5.7% | 93.9% | $261,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 19 | 3.6% | 100% | $168,157 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA, HELOC | 18 +1 HELOCs |
3.4% | 100% | $296,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, USDA | 16 | 3.1% | 77.3% | $191,875 | |
Freedom Mortgage Corporation
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FHA, VA | 14 | 2.7% | 100% | $273,571 | |
Guild Mortgage Company
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Conventional, FHA | 13 | 2.5% | 100% | $147,307 | |
Efinity Financial LLC
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Conventional, FHA, VA | 12 | 2.3% | 92.3% | $258,333 | |
Mortgage Research Center
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VA | 11 | 2.1% | 73.3% | $351,363 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 11 | 2.1% | 100% | $288,636 | |
loanDepot.com LLC
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Conventional, FHA | 9 | 1.7% | 60% | $185,000 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 1.5% | 100% | $171,250 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.1% | 100% | $233,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 4 | 0.8% | 100% | $290,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, USDA | 4 | 0.8% | 50% | $397,500 | |
Movement Mortgage, LLC
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FHA, VA | 4 | 0.8% | 80% | $260,000 | |
PHH Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.8% | 80% | $240,000 | |
Village Capital & Investment
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FHA, VA | 4 | 0.8% | 83.3% | $262,500 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 3 +1 HELOCs |
0.6% | 60% | $385,000 | |
American Financial Resources LLC
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FHA | 3 | 0.6% | 100% | $325,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.6% | 33.3% | $261,666 | |
Newrez LLC
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Conventional, VA | 3 | 0.6% | 60% | $228,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.6% | 33.3% | $91,666 | |
Click n' Close, Inc.
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FHA, USDA | 3 | 0.6% | 100% | $315,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.6% | 75% | $318,333 | View |
Provident Funding Associates
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Conventional | 3 | 0.6% | 100% | $298,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.6% | 100% | $148,333 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.6% | 100% | $251,666 | |
Equity Prime Mortgage LLC
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FHA, USDA | 2 | 0.4% | 50% | $230,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.4% | 100% | $95,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.4% | 66.7% | $195,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.4% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.68% |
FHA, VA | 2 | 0.4% | 75% | $290,000 | View |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.4% | 100% | $525,000 | |
Bay Equity LLC
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FHA, VA | 2 | 0.4% | 100% | $285,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $130,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $240,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 0.4% | 60% | $175,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.4% | 66.7% | $300,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 66.7% | $155,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.2% | 100% | $175,000 | |
TruHome Solutions, LLC
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VA | 1 | 0.2% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 13.85% |
FHA | 1 | 0.2% | 100% | $355,000 | View |
Synergy One Lending, Inc.
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FHA | 1 | 0.2% | 100% | $235,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.2% | 50% | $215,000 | |
Evo Home Loans, LLC dba Epiq Lending
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USDA | 1 | 0.2% | 100% | $275,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $295,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.2% | 100% | $235,000 | |
Total Mortgage Services, LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
First Nations Home Finance Corporation
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.2% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.2% | 50% | $75,000 | |
BoxCar Mortgage, LLC
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VA | 1 | 0.2% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $275,000 | View |
Nasa Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $65,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.2% | 100% | $185,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.2% | 100% | $445,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Summit Funding.Inc
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VA | 1 | 0.2% | 100% | $475,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $165,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.2% | 100% | $195,000 | |
DHI Mortgage Company, LTD.
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VA | 1 | 0.2% | 100% | $295,000 | |
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A4.7 ★Texas Ratio: 2.58% |
VA | 1 | 0.2% | 100% | $315,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 14.3% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Rio Rico Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rio Rico, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Rio Rico? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rio Rico in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rio Rico, AZ
Use these to narrow the list above. Each category shows how many Rio Rico, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Rio Rico, AZ
Independent mortgage companies closed 89.1 percent of home loans in Rio Rico, Arizona in 2025, banks 7.5 percent and credit unions 3.4 percent. The Loan Store, Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and Oneaz Credit Union the largest credit union. Among lenders headquartered in Arizona, Oneaz Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rio Rico, AZ
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Rio Rico, Arizona with 9 loans, about 1.7 percent of the market. The largest lender headquartered in Arizona was Oneaz Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Rio Rico, Arizona, American Pacific Mortgage Corporation approved the highest share of completed applications in 2025 at 95.7 percent, against a 84 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Rio Rico, Arizona in 2025, led by American Pacific Mortgage Corporation with 32. 33 lenders closed VA loans, led by Mortgage Research Center, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 15 credit unions closed home loans in Rio Rico, Arizona in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rio Rico, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rio Rico, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rio Rico. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
