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Mortgage Lenders and Brokers in Lake Havasu City, Arizona

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lake Havasu City, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1895 Mcculloch Blvd N, Lake Havasu City, AZ 86403A+5.0 ★Texas Ratio: 3.68%, Glacier BankGlacier Bank1021 Lake Havasu Ave N, Lake Havasu City, AZ 86403A+5.0 ★Texas Ratio: 1.87%, Wells Fargo Bank NAWells Fargo Bank NA3269 Maricopa Ave, Lake Havasu City, AZ 86406A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1041 Lake Havasu Ave N, Lake Havasu City, AZ 86403A+5.0 ★Texas Ratio: 3.72%, PNC Bank N.A.PNC Bank N.A.1992 Mcculloch Blvd N, Lake Havasu City, AZ 86403A+5.0 ★Texas Ratio: 4.24%, Goldwater Bank, N.A.Goldwater Bank, N.A.10 Acoma Blvd S, Lake Havasu City, AZ 86403C+4.1 ★Texas Ratio: 26.20%, Arizona Financial Credit UnionArizona Financial Credit Union225 Lake Havasu Ave N, Lake Havasu City, AZ 86403 5659A+5.0 ★Texas Ratio: 1.69%, Flagstar Bank NAFlagstar Bank NA4979 S Alma School Rd, Chandler, AZ 85248D3.3 ★Texas Ratio: 35.11%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, and Arizona Central Credit UnionArizona Central Credit Union1805 W Chandler Blvd, CHANDLER, AZ 85224A5.0 ★Texas Ratio: 8.52%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lake Havasu City, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Havasu City are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lake Havasu City, Arizona

Market share is the lender's share of all home loans closed in Lake Havasu City, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Lake Havasu City 1895 Mcculloch Blvd N, Lake Havasu City, AZ 86403 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	33 +6 HELOCs	2.2%	89.5%	$391,666	View
Glacier Bank 2 offices in Lake Havasu City 1021 Lake Havasu Ave N, Lake Havasu City, AZ 86403 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA, Jumbo, HELOC	13 +16 HELOCs	0.9%	86.7%	$421,153	View
Wells Fargo Bank NA 2 offices in Lake Havasu City 3269 Maricopa Ave, Lake Havasu City, AZ 86406 A+5.0 ★Texas Ratio: 5.36%	Conventional	13	0.9%	76.5%	$281,923	View
Zions Bancorporation, N.A. 1 office in Lake Havasu City 1041 Lake Havasu Ave N, Lake Havasu City, AZ 86403 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	2 +23 HELOCs	0.1%	71.4%	$1,125,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Lake Havasu City 1992 Mcculloch Blvd N, Lake Havasu City, AZ 86403 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +13 HELOCs	0.1%	66.7%	$215,000	View
Goldwater Bank, N.A. 1 office in Lake Havasu City 10 Acoma Blvd S, Lake Havasu City, AZ 86403 C+4.1 ★Texas Ratio: 26.20%	Conventional, Jumbo	2	0.1%	100%	$1,140,000	View
Arizona Financial Credit Union 225 Lake Havasu Ave N, Lake Havasu City, AZ 86403 5659 A+5.0 ★Texas Ratio: 1.69%	Conventional, VA, Jumbo, HELOC	29 +10 HELOCs	2%	69.4%	$254,310	View
Flagstar Bank NA 4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	18 +1 HELOCs	1.2%	73.1%	$323,333	View
US Bank, N.A. 3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	16 +4 HELOCs	1.1%	76.2%	$525,000	View
Arizona Central Credit Union 1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52%	Conventional	3	0.2%	100%	$231,666	View
BMO Harris Bank NA 1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$500,000	View
Sunflower Bank, N.A. 355 E Germann Rd, Gilbert, AZ 85297 A5.0 ★Texas Ratio: 10.77%	Conventional	2	0.1%	100%	$305,000	View
Bank of America NA 39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +8 HELOCs	0.1%	100%	$485,000	View
Desert Financial Credit Union 150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04%	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$335,000	View
First Western Trust Bank 2425 E Camelback Rd, Phoenix, AZ 85016 A+5.0 ★Texas Ratio: 5.16%	Conventional, Jumbo	1	0.1%	100%	$1,305,000	View
Columbia Bank 145 E Main St, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 2.28%	Conventional, Jumbo	1	0.1%	100%	$925,000	View
The Northern Trust Co 2398 E Camelback Rd, Phoenix, AZ 85016 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0.1%	100%	$2,415,000	View
Fifth Third Bank, National Association 10115 W Mcdowell Rd, Avondale, AZ 85392 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$205,000	View
Oneaz Credit Union 1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17%	Conventional	1	0.1%	100%	$155,000	View
Landings Credit Union 4850 W Chandler Blvd, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 3.83%	HELOC	0 +1 HELOCs	0%	n/a		View
Bokf NA 901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05%	HELOC	0 +1 HELOCs	0%	n/a		View
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	48 +15 HELOCs	3.3%	98.1%	$389,166
V.I.P. Mortgage, Inc.	Conventional, FHA	11	0.7%	100%	$310,454
NOVA Financial & Investment Corporation	Conventional, VA	5	0.3%	100%	$315,000
Peoples Mortgage Company	Conventional, Jumbo	4	0.3%	100%	$557,500
Altitude Financial Corporation	Conventional	2	0.1%	100%	$265,000
Saygo Home Loans, LLC	Conventional	2	0.1%	100%	$365,000
Champions Funding, LLC	Conventional	2	0.1%	100%	$325,000
Oaktree Funding Corp	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$415,000
Sun American Mortgage Company	Conventional	1	0.1%	100%	$475,000
Valon Mortgage	FHA	1	0.1%	100%	$425,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$425,000
Fisher Financial Group, Incorporated	Conventional	1	0.1%	100%	$515,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	291 +19 HELOCs	19.8%	93.1%	$426,099
Rocket Mortgage	Conventional, FHA, VA, Jumbo	171	11.6%	83.3%	$256,228
American Financial Network, Inc.	Conventional, FHA, VA, Jumbo	79	5.4%	97.5%	$484,620
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	49 +4 HELOCs	3.3%	76.6%	$257,040
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	41	2.8%	95.5%	$365,975	View
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	29	2%	81.6%	$370,862
Nationstar Mortgage	Conventional	26	1.8%	71.1%	$186,923
Guild Mortgage Company	Conventional, FHA	24	1.6%	85.7%	$319,583
Newrez LLC	Conventional, FHA, VA, Jumbo	21	1.4%	70%	$290,714
JMJ Financial Group Inc.	Conventional, FHA	21	1.4%	100%	$322,142
Spring Eq, LLC	Conventional, HELOC	18 +10 HELOCs	1.2%	36%	$108,888
Mortgage Research Center	VA	18	1.2%	66.7%	$430,000
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	18	1.2%	100%	$409,444
New American Funding, LLC.	Conventional, FHA, HELOC	17 +1 HELOCs	1.2%	85%	$283,823
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	16 +5 HELOCs	1.1%	89.5%	$262,500
Freedom Mortgage Corporation	Conventional, FHA, VA	16	1.1%	75%	$351,875
Guaranteed Rate, Inc.	Conventional, VA, HELOC	14 +1 HELOCs	1%	100%	$347,142
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	13 +3 HELOCs	0.9%	93.8%	$431,923
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	11	0.7%	84.6%	$404,090	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, VA	11	0.7%	100%	$301,363	View
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 2.68%	Conventional, FHA, VA	10	0.7%	100%	$376,000	View
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	10	0.7%	90.9%	$405,000
ML Mortgage Corp.	Conventional, FHA	8	0.5%	100%	$395,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	8	0.5%	45.5%	$340,000
Amerisave Mortgage Company	Conventional	8	0.5%	30.3%	$137,500
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA	8	0.5%	100%	$295,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	7	0.5%	87.5%	$373,571	View
Credit Union of Southern California	Conventional, HELOC	6 +21 HELOCs	0.4%	100%	$166,666
Cornerstone First Mortgage, LLC	Conventional, VA	6	0.4%	100%	$363,333
AdvantageFirst Lending Inc	Conventional, FHA, VA	6	0.4%	75%	$358,333
LA Financial Credit Union	Conventional	6	0.4%	100%	$106,666
Mutual of Omaha Mortgage	Conventional, FHA	6	0.4%	60%	$345,000
Nexera Holding LLC	Conventional, Jumbo	6	0.4%	100%	$736,666
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	5 +12 HELOCs	0.3%	55.6%	$135,000
Primary Residential Mortgage, INC.	Conventional, FHA	5	0.3%	100%	$383,000
Envoy Mortgage, Ltd	Conventional, VA	5	0.3%	100%	$489,000
Equity Prime Mortgage LLC	FHA, VA	5	0.3%	100%	$363,000
Discover Bank	Conventional	5	0.3%	35.7%	$75,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	5	0.3%	100%	$293,000
Firefighters First Federal Credit Union	Conventional	5	0.3%	71.4%	$421,000
Plaza Home Mortgage, Inc	Conventional, VA	5	0.3%	71.4%	$251,000
Goodleap, LLC	Conventional, FHA, VA, HELOC	4 +4 HELOCs	0.3%	80%	$462,500
Mission Loans, LLC	Conventional, FHA, HELOC	4 +3 HELOCs	0.3%	100%	$287,500
Better Mortgage Corporation	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$280,000
Primelending	Conventional, VA, Jumbo	4	0.3%	57.1%	$707,500
Credit Human Federal Credit Un	Conventional	4	0.3%	70%	$150,000
New Day Financial, LLC.	VA	4	0.3%	40%	$455,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	4	0.3%	80%	$382,500	View
Provident Funding Associates	Conventional	4	0.3%	100%	$390,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	4	0.3%	80%	$315,000	View
Summit Funding.Inc	Conventional, VA	4	0.3%	100%	$337,500
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	3 +5 HELOCs	0.2%	75%	$375,000
American Financial Resources LLC	Conventional	3	0.2%	100%	$548,333
CrossCountry Mortgage, LLC	Conventional, VA	3	0.2%	100%	$385,000
Kind Lending, LLC	Conventional	3	0.2%	75%	$241,666
Golden Empire Mortgage, Inc.	Conventional, FHA	3	0.2%	100%	$481,666
PHH Mortgage Corporation	Conventional, VA	3	0.2%	60%	$265,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA	3	0.2%	75%	$331,666	View
HomeXpress Mortgage Corp.	Conventional, FHA	3	0.2%	42.9%	$375,000
Los Angeles Police FCU	Conventional	3	0.2%	60%	$121,666
Union Home Mortgage Corp.	Conventional, VA	3	0.2%	75%	$368,333
Ameritrust Mortgage Corporation	Conventional	3	0.2%	100%	$451,666
Zillow Home Loans, LLC	Conventional	3	0.2%	75%	$285,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	3	0.2%	100%	$695,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA, Jumbo	3	0.2%	100%	$528,333	View
Tomo Mortgage LLC	Conventional	3	0.2%	100%	$345,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.1%	100%	$790,000	View
Pentagon Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0.1%	40%	$300,000
Mason-McDuffie Mortgage Corporation	Conventional, VA, HELOC	2 +1 HELOCs	0.1%	100%	$325,000
Residential Wholesale Mortgage	Conventional	2	0.1%	100%	$210,000
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional, FHA	2	0.1%	100%	$195,000	View
Movement Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$270,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, VA	2	0.1%	100%	$340,000	View
PFN Lending Group, Inc.	Conventional	2	0.1%	100%	$295,000
New Wave Lending Group Inc	Conventional, Jumbo	2	0.1%	100%	$765,000
American Financing Corporation	Conventional, FHA	2	0.1%	42.9%	$475,000
Chevron Federal Credit Union	Conventional, Jumbo	2	0.1%	100%	$705,000
Greenbox Loans	Conventional, Jumbo	2	0.1%	100%	$2,240,000
Evergreen Moneysource Mortgage Company	Conventional	2	0.1%	100%	$460,000
Planet Home Lending, LLC	Conventional, VA	2	0.1%	66.7%	$500,000
Waterstone Mortgage Corporation	Conventional	2	0.1%	100%	$420,000
Prosperity Home Mortgage, LLC	Conventional, VA	2	0.1%	100%	$330,000
Veritas Funding, LLC	FHA, VA	2	0.1%	66.7%	$355,000
ClearEdge Lending LLC	Conventional, Jumbo	2	0.1%	100%	$1,290,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.1%	100%	$360,000	View
21St Mortgage	Conventional	2	0.1%	50%	$230,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.1%	50%	$225,000	View
Ark-La-Tex Financial Services LLC	Conventional	2	0.1%	100%	$340,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	2	0.1%	100%	$785,000	View
Boeing Employees' Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$125,000
Nuvision Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$425,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$425,000	View
Communityamerica Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$505,000
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$615,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$235,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$405,000	View
First Bank A+5.0 ★Texas Ratio: 2.49%	Conventional	1	0.1%	100%	$325,000	View
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$295,000
Columbia Credit Union A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0.1%	100%	$405,000	View
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$185,000
Nbkc Bank	Conventional	1	0.1%	100%	$145,000
Infinity Equity Group, Inc.	Conventional	1	0.1%	100%	$525,000
Citizens Business Bank, NA A+5.0 ★Texas Ratio: 0.53%	Conventional	1	0.1%	100%	$805,000	View
Dart Bank	Conventional	1	0.1%	100%	$495,000
Kinecta Federal Credit Union	Conventional	1	0.1%	100%	$525,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$185,000	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.1%	100%	$765,000	View
Augusta Financial, Inc.	Conventional	1	0.1%	100%	$425,000
Resicentral LLC	Conventional	1	0.1%	100%	$405,000
Deephaven Mortgage LLC	Conventional, Jumbo	1	0.1%	50%	$1,205,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$145,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$545,000
Arrowhead Central Credit Union	Conventional	1	0.1%	100%	$145,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$295,000	View
Valley West Corporation	Conventional	1	0.1%	100%	$375,000
Nqm Funding, LLC	Conventional, Jumbo	1	0.1%	100%	$1,025,000
Altura Credit Union	Conventional	1	0.1%	100%	$355,000
American First Credit Union	Conventional	1	0.1%	100%	$275,000
City 1st Mortgage Services, LC	FHA	1	0.1%	100%	$325,000
Intercap Lending Inc	FHA	1	0.1%	100%	$345,000
Evo Home Loans, LLC dba Epiq Lending	Conventional	1	0.1%	100%	$195,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$565,000
Click n' Close, Inc.	VA	1	0.1%	100%	$205,000
Network Capital Funding Corporation	VA	1	0.1%	33.3%	$375,000
Bank of Whittier, Na A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$795,000	View
Home Mortgage Advisors, LLC	Conventional	1	0.1%	100%	$275,000
First Nations Home Finance Corporation	Conventional	1	0.1%	100%	$315,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	50%	$405,000
Nfm, Inc	Conventional	1	0.1%	100%	$805,000
Stg Mortgage Inc	Conventional, Jumbo	1	0.1%	100%	$1,355,000
Covantage Credit Union	Conventional	1	0.1%	100%	$465,000
Ony Glo, Inc.	Conventional, Jumbo	1	0.1%	50%	$1,025,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$315,000	View
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
First International Bank & Trust	Conventional, Jumbo	1	0.1%	100%	$1,305,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$205,000	View
Franklin Loan Corporation	Conventional	1	0.1%	100%	$275,000
Meridian Trust Federal Credit Union	Conventional	1	0.1%	100%	$145,000
Gardner Financial Services	Conventional	1	0.1%	100%	$345,000
First Federal Savings Bank A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	100%	$355,000	View
Logix Federal Credit Union	Conventional	1	0.1%	50%	$345,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$475,000	View
Premier Members Credit Union	Conventional	1	0.1%	100%	$635,000
First Federal Savings Bank A5.0 ★Texas Ratio: 6.90%	Conventional	1	0.1%	100%	$375,000	View
Mortgage Solutions of Colorado	Conventional	1	0.1%	100%	$275,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	100%	$315,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$355,000
Logan Finance Corporation	Conventional, Jumbo	1	0.1%	100%	$855,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$505,000
Johnson Bank A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0.1%	100%	$575,000	View
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$545,000	View
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$285,000
Thrivent Federal Credit Union	Conventional	1	0.1%	100%	$565,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$405,000	View
Wescom Central Credit Union	Conventional	1	0.1%	100%	$355,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$715,000
Right Start Mortgage, Inc	FHA	1	0.1%	100%	$305,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	50%	$105,000	View
Timberland Bank A+5.0 ★Texas Ratio: 3.23%	Conventional, Jumbo	1	0.1%	100%	$985,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$665,000
Cedar Falls Community Credit Union	Conventional	1	0.1%	100%	$315,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	1	0.1%	100%	$455,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	50%	$95,000
Legacy Bank A+5.0 ★Texas Ratio: 0.45%	Conventional, Jumbo	1	0.1%	100%	$905,000	View
Top Flite Financial, Inc.	Conventional	1	0.1%	100%	$185,000
Cake Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$1,645,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$345,000	View
Village Capital & Investment	FHA	1	0.1%	50%	$325,000
F&A Federal Credit Union A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$305,000	View
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$565,000
Figure Lending LLC	HELOC	0 +18 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Unitus Community Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Lake Havasu City Mortgage Rate Trends

Daily average mortgage rates for Arizona compared with the national average, updated every evening.

30-Year Fixed AZ Avg

7.415%

▲ 0.058 vs 7 days ago

15-Year Fixed AZ Avg

6.885%

▲ 0.031 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lake Havasu City, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in Lake Havasu City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Havasu City in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lake Havasu City, AZ

Use these to narrow the list above. Each category shows how many Lake Havasu City, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 121 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 56 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 35 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 45 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 45 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 40 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AZ 18 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in Lake Havasu City, AZ

Independent mortgage companies closed 81.7 percent of home loans in Lake Havasu City, Arizona in 2025, banks 11.5 percent and credit unions 6.7 percent. The Loan Store, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Arizona Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, Goldwater Bank, N.A. led with 2 loans.

81.7%

Mortgage companies

11.5%

Banks

6.7%

Credit unions

12%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

More Arizona Mortgage Lender Pages

All Arizona lenders 836 lenders Phoenix 477 lenders Mesa 396 lenders Tucson 262 lenders Surprise 289 lenders Buckeye 263 lenders Gilbert 308 lenders San Tan Valley 268 lenders Peoria 291 lenders Chandler 292 lenders Scottsdale 366 lenders Glendale 252 lenders Goodyear 252 lenders

Frequently Asked Questions About Mortgage Lenders in Lake Havasu City, AZ

Who is the largest mortgage lender in Lake Havasu City, AZ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lake Havasu City, Arizona with 33 loans, about 2.2 percent of the market. The largest lender headquartered in Arizona was Goldwater Bank, N.A. with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lake Havasu City, AZ have the highest approval rates?

Among lenders with meaningful volume in Lake Havasu City, Arizona, American Financial Network, Inc. approved the highest share of completed applications in 2025 at 97.5 percent, against a 82.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lake Havasu City, AZ mortgage lenders offer FHA, VA and USDA loans?

45 lenders closed FHA loans in Lake Havasu City, Arizona in 2025, led by United Wholesale Mortgage with 52. 45 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lake Havasu City, AZ lender list?

Yes. 56 banks and 35 credit unions closed home loans in Lake Havasu City, Arizona in 2025, alongside 121 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lake Havasu City, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lake Havasu City, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Havasu City, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Havasu City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.