Mortgage Lenders and Brokers in Golden Valley, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Golden Valley, Arizona mortgage lenders include Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA41830 N Gavilan Peak Parway, Anthem, AZ 85086A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.2840 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 4.24%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.101 W La Mina Ave, Ajo, AZ 85321A+5.0 ★Texas Ratio: 3.72%, Glacier BankGlacier Bank3651 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 1.87%, Columbia BankColumbia Bank145 E Main St, Mesa, AZ 85201A+5.0 ★Texas Ratio: 2.28%, Flagstar Bank NAFlagstar Bank NA4979 S Alma School Rd, Chandler, AZ 85248D3.3 ★Texas Ratio: 35.11%, and First Savings BankFirst Savings Bank1031 Acoma Blvd S, Lake Havasu City, AZ 86406A+5.0 ★Texas Ratio: 3.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Golden Valley, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Golden Valley are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Golden Valley, Arizona
Market share is the lender's share of all home loans closed in Golden Valley, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 4 +4 HELOCs |
1.2% | 60% | $102,500 | View |
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39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +2 HELOCs |
1.2% | 80% | $170,000 | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 4 | 1.2% | 55.6% | $207,500 | View |
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41830 N Gavilan Peak Parway, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 1.2% | 100% | $207,500 | View |
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★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $80,000 | View |
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101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
VA, HELOC | 1 +4 HELOCs |
0.3% | 50% | $255,000 | View |
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3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $105,000 | View |
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145 E Main St, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 50% | $215,000 | View |
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1031 Acoma Blvd S, Lake Havasu City, AZ 86406 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Sun American Mortgage Company
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Conventional, VA | 3 | 0.9% | 100% | $241,666 | |
Champions Funding, LLC
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Conventional, Jumbo | 3 | 0.9% | 100% | $571,666 | |
NOVA Financial & Investment Corporation
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FHA, VA | 2 | 0.6% | 100% | $345,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.6% | 100% | $260,000 | |
Valon Mortgage
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FHA | 1 | 0.3% | 100% | $175,000 | |
Altitude Financial Corporation
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Conventional | 1 | 0.3% | 100% | $345,000 | |
V.I.P. Mortgage, Inc.
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USDA | 1 | 0.3% | 100% | $235,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 50 | 15% | 80.3% | $181,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 41 +1 HELOCs |
12.3% | 95.5% | $251,585 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 19 | 5.7% | 95% | $256,052 | |
New American Funding, LLC.
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Conventional, FHA, VA | 17 | 5.1% | 70.8% | $197,352 | |
American Financial Network, Inc.
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Conventional, FHA, VA | 13 | 3.9% | 86.7% | $235,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 12 | 3.6% | 76.5% | $219,166 | |
21St Mortgage
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Conventional | 12 | 3.6% | 52.2% | $123,333 | |
Residential Wholesale Mortgage
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Conventional, FHA, VA, USDA | 11 | 3.3% | 100% | $149,545 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 2.4% | 90% | $346,250 | |
Equity Prime Mortgage LLC
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FHA, VA | 7 | 2.1% | 100% | $243,571 | |
Union Home Mortgage Corp.
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Conventional, VA | 7 | 2.1% | 88.9% | $219,285 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA, VA | 7 | 2.1% | 87.5% | $120,714 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.8% | 75% | $188,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 1.5% | 71.4% | $113,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 1.5% | 55.6% | $223,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 4 | 1.2% | 100% | $255,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 1.2% | 100% | $362,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 1.2% | 80% | $190,000 | |
Newrez LLC
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FHA, VA | 3 | 0.9% | 50% | $201,666 | |
Amerisave Mortgage Company
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FHA | 3 | 0.9% | 23.1% | $111,666 | |
AdvantageFirst Lending Inc
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FHA, VA | 3 | 0.9% | 100% | $228,333 | |
New Day Financial, LLC.
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VA | 3 | 0.9% | 100% | $168,333 | |
Nations Lending Corporation
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Conventional, FHA | 3 | 0.9% | 60% | $161,666 | |
T2 Financial LLC
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Conventional, FHA, VA | 3 | 0.9% | 75% | $278,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 0.9% | 50% | $225,000 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 40% | $60,000 | |
Cornerstone First Mortgage, LLC
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VA, USDA | 2 | 0.6% | 100% | $265,000 | |
Goodleap, LLC
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Conventional, FHA | 2 | 0.6% | 75% | $185,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.6% | 50% | $170,000 | |
American Financing Corporation
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FHA, VA | 2 | 0.6% | 40% | $280,000 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, VA | 2 | 0.6% | 66.7% | $315,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 100% | $240,000 | |
Fairway Independent Mort Corp
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FHA | 2 | 0.6% | 100% | $270,000 | |
Village Capital & Investment
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VA | 2 | 0.6% | 100% | $240,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 3.86% |
VA | 1 | 0.3% | 100% | $165,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 50% | $155,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 100% | $145,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $35,000 | |
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A+5.0 ★Texas Ratio: 2.68% |
VA | 1 | 0.3% | 100% | $355,000 | View |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $265,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $65,000 | |
Deseret First Credit Union
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Conventional | 1 | 0.3% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Boeing Employees' Credit Union
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Gardner Financial Services
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.3% | 50% | $205,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.3% | 100% | $165,000 | View |
Megastar Finanacial Corp
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VA | 1 | 0.3% | 100% | $95,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $155,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.3% | 100% | $265,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 33.3% | $105,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Northrop Grumman Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Golden Valley Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Golden Valley, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Golden Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Golden Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Golden Valley, AZ
Use these to narrow the list above. Each category shows how many Golden Valley, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Golden Valley, AZ
Independent mortgage companies closed 88.6 percent of home loans in Golden Valley, Arizona in 2025, banks 7.2 percent and credit unions 4.2 percent. Sun American Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Arizona Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, Arizona Financial Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Golden Valley, AZ
By home loans closed in 2025, Arizona Financial Credit Union was the largest mortgage lender in Golden Valley, Arizona with 4 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Golden Valley, Arizona, Rocket Mortgage approved the highest share of completed applications in 2025 at 80.3 percent, against a 77.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Golden Valley, Arizona in 2025, led by United Wholesale Mortgage with 11. 31 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 10 credit unions closed home loans in Golden Valley, Arizona in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Golden Valley, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Golden Valley, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Golden Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
