Mortgage Lenders and Brokers in Chino Valley, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chino Valley, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA31 Butterfield Rd, Chino Valley, AZ 86323A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.481 S Highway 89, Chino Valley, AZ 86323A+5.0 ★Texas Ratio: 3.72%, Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Flagstar Bank NAFlagstar Bank NA4979 S Alma School Rd, Chandler, AZ 85248D3.3 ★Texas Ratio: 35.11%, Wells Fargo Bank NAWells Fargo Bank NA41830 N Gavilan Peak Parway, Anthem, AZ 85086A+5.0 ★Texas Ratio: 5.36%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, Credit Union WestCredit Union West503 W Van Buren St, Avondale, AZ 85323 1328A+5.0 ★Texas Ratio: 2.78%, Arizona Central Credit UnionArizona Central Credit Union1805 W Chandler Blvd, CHANDLER, AZ 85224A5.0 ★Texas Ratio: 8.52%, and PNC Bank N.A.PNC Bank N.A.2840 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chino Valley, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chino Valley are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chino Valley, Arizona
Market share is the lender's share of all home loans closed in Chino Valley, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Chino Valley 31 Butterfield Rd, Chino Valley, AZ 86323 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 8 +2 HELOCs |
2.3% | 100% | $296,250 | View |
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1 office in Chino Valley 481 S Highway 89, Chino Valley, AZ 86323 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $525,000 | View |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 12 +12 HELOCs |
3.5% | 66.7% | $310,000 | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 5 | 1.5% | 71.4% | $333,000 | View |
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4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11% |
Conventional, VA | 3 | 0.9% | 100% | $451,666 | View |
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41830 N Gavilan Peak Parway, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 3 | 0.9% | 100% | $291,666 | View |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
Conventional, HELOC | 2 +11 HELOCs |
0.6% | 100% | $225,000 | View |
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503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 50% | $90,000 | View |
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1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52% |
Conventional | 2 | 0.6% | 100% | $125,000 | View |
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★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $705,000 | View |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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7600 E Doubletree Ranch Rd, Scottsdale, AZ 85258 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $725,000 | View |
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355 E Germann Rd, Gilbert, AZ 85297 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
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3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
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1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 8 | 2.3% | 100% | $381,250 | |
Peoples Mortgage Company
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Conventional | 6 | 1.8% | 100% | $235,000 | |
NOVA Financial & Investment Corporation
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Conventional, FHA | 4 | 1.2% | 66.7% | $365,000 | |
Geneva Financial LLC
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Conventional, FHA | 4 | 1.2% | 100% | $317,500 | |
Homeowners Financial Group, LLC
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Conventional | 3 | 0.9% | 75% | $361,666 | |
The Loan Store, Inc
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Conventional, FHA | 3 | 0.9% | 100% | $281,666 | |
Altitude Financial Corporation
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Conventional | 1 | 0.3% | 100% | $375,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 40 +2 HELOCs |
11.7% | 88.9% | $332,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 35 | 10.2% | 81.4% | $263,285 | |
Guild Mortgage Company
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Conventional, FHA, VA | 25 | 7.3% | 96.3% | $273,800 | |
Gardner Financial Services
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Conventional, FHA, VA | 9 | 2.6% | 91.7% | $342,777 | |
Primelending
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Conventional, FHA, VA | 7 | 2% | 100% | $319,285 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.8% | 100% | $320,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.8% | 85.7% | $268,333 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 1.5% | 62.5% | $319,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 1.5% | 100% | $237,000 | |
Nationstar Mortgage
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Conventional, VA | 5 | 1.5% | 100% | $147,000 | |
Mortgage Research Center
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VA | 5 | 1.5% | 71.4% | $389,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 5 | 1.5% | 100% | $395,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 4 | 1.2% | 66.7% | $297,500 | |
Equity Prime Mortgage LLC
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Conventional, FHA, VA | 4 | 1.2% | 100% | $282,500 | |
Kind Lending, LLC
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Conventional, FHA, VA | 4 | 1.2% | 100% | $287,500 | |
loanDepot.com LLC
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Conventional, FHA, VA | 4 | 1.2% | 66.7% | $165,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 1.2% | 100% | $232,500 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 4 | 1.2% | 100% | $532,500 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.9% | 60% | $465,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 3 | 0.9% | 66.7% | $221,666 | |
Movement Mortgage, LLC
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Conventional | 3 | 0.9% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, Jumbo | 3 | 0.9% | 100% | $505,000 | View |
Bank of Colorado
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Conventional, FHA, Jumbo | 3 | 0.9% | 100% | $565,000 | |
Nations Lending Corporation
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Conventional, FHA, VA | 3 | 0.9% | 100% | $348,333 | |
New American Funding, LLC.
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Conventional, Jumbo | 3 | 0.9% | 75% | $641,666 | |
21St Mortgage
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Conventional | 3 | 0.9% | 57.1% | $108,333 | |
Paramount Residential Mortgage
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Conventional, VA | 3 | 0.9% | 100% | $468,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 66.7% | $70,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.6% | 100% | $720,000 | View |
Assemblies of God Credit Union
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Conventional | 2 | 0.6% | 100% | $250,000 | |
Envoy Mortgage, Ltd
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FHA, VA | 2 | 0.6% | 100% | $365,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 50% | $70,000 | |
Intercap Lending Inc
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FHA, VA, Jumbo | 2 | 0.6% | 100% | $710,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 0.6% | 57.1% | $100,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.6% | 66.7% | $350,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 0.6% | 66.7% | $140,000 | |
Provident Funding Associates
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Conventional | 2 | 0.6% | 100% | $390,000 | |
Firefighters First Federal Credit Union
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Conventional | 2 | 0.6% | 100% | $305,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.6% | 100% | $290,000 | |
Village Capital & Investment
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FHA | 2 | 0.6% | 80% | $420,000 | |
Goodleap, LLC
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $275,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.3% | 100% | $385,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 33.3% | $75,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Wallick and Volk, Inc.
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FHA | 1 | 0.3% | 50% | $195,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $375,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.3% | 100% | $235,000 | |
First State Bank of St Charles
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
Evergreen Bank Group
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Evo Home Loans, LLC dba Epiq Lending
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional | 1 | 0.3% | 50% | $385,000 | |
Home Mortgage Advisors, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $295,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 33.3% | $365,000 | |
Encompass Lending Group, L.P.
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FHA | 1 | 0.3% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
VA | 1 | 0.3% | 100% | $485,000 | View |
Franklin Loan Corporation
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FHA | 1 | 0.3% | 100% | $345,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 0.3% | 50% | $85,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Iserve Residential Lending
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $505,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Hunt Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $535,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Idaho Central Credit Union
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Alliant Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Chino Valley Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chino Valley, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Chino Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chino Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chino Valley, AZ
Use these to narrow the list above. Each category shows how many Chino Valley, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Chino Valley, AZ
Independent mortgage companies closed 77.5 percent of home loans in Chino Valley, Arizona in 2025, banks 13.7 percent and credit unions 8.8 percent. V.I.P. Mortgage, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Oneaz Credit Union the largest credit union. Among lenders headquartered in Arizona, Oneaz Credit Union led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chino Valley, AZ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Chino Valley, Arizona with 8 loans, about 2.3 percent of the market. The largest lender headquartered in Arizona was Oneaz Credit Union with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Chino Valley, Arizona in 2025, led by United Wholesale Mortgage with 14. 29 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 13 credit unions closed home loans in Chino Valley, Arizona in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chino Valley, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chino Valley, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chino Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
