CD Rates Oregon (OR) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Oregon CD rates include Northwest Adventist Federal Credit UnionNorthwest Adventist Federal Credit Union10333 SE Main St, Portland, OR 97216 2940A+5.0 ★Texas Ratio: 2.11%Real return: +1.53%APY minus CPI (February 2026) offering 1-Year Certificate at 4.33% APY, Teamsters Council #37 Federal Credit UnionTeamsters Council #37 Federal Credit Union1866 NE 162nd Ave, Portland, OR 97230 5642A+5.0 ★Texas Ratio: 0.55%Real return: +1.20%APY minus CPI (February 2026) offering IRA / ESA 12-Month Certificate at 4.00% APY, Pioneer Trust BankPioneer Trust Bank109 Commercial St Ne, Salem, OR 97301A+5.0 ★Texas Ratio: 2.87%Real return: +1.02%APY minus CPI (February 2026) offering 6 Month TCD at 3.82% APY, Unitus Community Credit UnionUnitus Community Credit Union1300 SW 6th Ave, Portland, OR 97201 3464A+5.0 ★Texas Ratio: 4.22%Real return: +0.95%APY minus CPI (February 2026) offering 12 Mo Certificate - Regular, IRA, ESA at 3.75% APY, and Point West Credit UnionPoint West Credit Union5257 NE M L King Blvd Ste 301, Portland, OR 97211 3283A+5.0 ★Texas Ratio: 4.60%Real return: +0.95%APY minus CPI (February 2026) offering Regular Share Certificate of Deposit 12 months at 3.75% APY. CD rates as of April 21, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Oregon side-by-side. Oregon CD rates currently reach as high as 4.33% APY from Northwest Adventist Federal Credit Union at 10333 SE Main St, Portland, OR 97216 2940. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 21, 2026
Compare Best CD Rates in Oregon
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
3 Month Short Term Certificates
$0
3.65%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 90 Day Fixed Rate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
3 Month TCD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
3 Month Certificate Accounts
$500
2.10%
▼
Rate2.08%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Certificate Accounts 3 Months
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 3 months
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Must qualify for OnPoint Rewards.
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR 97030 7605
IRA Certificates 3 Months
$0
1.38%
▼
Rate1.37%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
3 Months Share Certificate
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR 97211 3283
Regular Share Certificate of Deposit 3 months
$500
0.70%
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
3-Month Certificate of Deposit (CD)
$0
0.40%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
150 Nw 2nd Ave, Canby, OR 97013
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Early withdrawal penalties may apply
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
3 Months Certificates of Deposit
$500
0.05%
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
6-Month Certificate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
6 Month TCD
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
6 Mo Certificate - Regular, IRA, ESA
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
6 Month Certificate Account
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
6 Month Short Term Certificates
$0
3.55%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
6 Month Certificate
$100
3.50%
▼
Rate3.46%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 6-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
299 E 11th Ave, Eugene, OR 97401 3251
6 Months Certificate Reward Tier 2
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Certificate Reward
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
6 Month Special IRA
$100
3.50%
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR 97477
6-Month Certificate
$1,000
3.45%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 6 Month Fixed Rate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
6 Mo. Share Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
6 Month Certificates or More
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
6 Month & Easy Saver Certificate Accounts
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
6 month CD
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
6-Month Share Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
6 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
6 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500 - $74,999.99
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR 97030 7605
IRA Certificates 6 Months
$0
2.70%
▼
Rate2.66%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
6 Months Certificates of Deposit
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 6 months
$1,000
2.01%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Must qualify for OnPoint Rewards.
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
631 Winter St NE, Salem, OR 97301
6 Months Share Certificate and IRA
$0
1.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Certificate Accounts 6 Months
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR 97321
Certificates/IRA Certificates 6 Months
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
6 Month Certificate
$15,000
1.15%
▼
Rate1.14%
Min Deposit$15,000
Min Balance—
UpdatedApr 21, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
6-Month Certificate of Deposit (CD)
$0
1.00%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
150 Nw 2nd Ave, Canby, OR 97013
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Early withdrawal penalties may apply
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15700 Boones Ferry Rd, Lake Oswego, OR 97035
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
1-Year Certificate
$0
4.33%
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 12-Month Certificate
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR 97211 3283
Regular Share Certificate of Deposit 12 months
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
12 Mo Certificate - Regular, IRA, ESA
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR 97321
Flex 12 CDx (Consumer, IRA, & Business)****** 12 Months
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR 97477
Add-On 1 Year Certificate
$1,000
3.65%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
1-Year Certificate of Deposit (CD)
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
12 Month Certificate
$100
3.50%
▼
Rate3.46%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
12 Month Special IRA
$100
3.50%
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 12 Month Fixed Rate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
12 Month Certificates or More
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
12 Month Certificate Account
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
12 Months Share Certificate
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
Long Term Certificates 1 Year
$0
3.25%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
12 Month Certificate Accounts
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
12-Month Share Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR 97030 7605
IRA Certificates 12 Months
$0
3.17%
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
12 month CD
$1,000
3.05%
▼
Rate3.02%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
12 Month TCD
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
12-Month Share Certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
12 Month Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500 - $74,999.99
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
12 Month Certificate
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 12 months
$1,000
2.51%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Must qualify for OnPoint Rewards.
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
1-Year Certificates of Deposit
$500
2.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
12630 SE Division St, Portland, OR 97236 3132
1 Year IRA Term Share Special
$50,000
2.30%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
12 Months Certificates of Deposit
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
631 Winter St NE, Salem, OR 97301
12 Months Share Certificate and IRA
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
12 Month Certificate
$15,000
2.05%
▼
Rate2.03%
Min Deposit$15,000
Min Balance—
UpdatedApr 21, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Certificate Accounts 12 Months
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
150 Nw 2nd Ave, Canby, OR 97013
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Early withdrawal penalties may apply
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15700 Boones Ferry Rd, Lake Oswego, OR 97035
1-year convertible CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Qualifying balance up to $49,000.00
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
299 E 11th Ave, Eugene, OR 97401 3251
18 Months Certificate Reward Tier 2
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Certificate Reward
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
18 Month IRA
$0
3.50%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
102 W 5th St, Rainier, OR 97048
18 Month Money Builder Certificates
$25
3.39%
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedApr 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
18 Mo Certificate - Regular, IRA, ESA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 18 Month Fixed Rate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
18 Months Share Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
18 Month TCD
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
18 Month Certificate Accounts
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
18 Month Certificate Account
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 18-Month Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR 97321
Certificates/IRA Certificates 18 Months
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 18 months
$1,000
2.56%
▼
Rate2.53%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Must qualify for OnPoint Rewards.
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
18 Months Certificates of Deposit
$500
2.53%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
18 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500 - $74,999.99
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
18 Month Certificate
$15,000
2.15%
▼
Rate2.13%
Min Deposit$15,000
Min Balance—
UpdatedApr 21, 2026
Details
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
631 Winter St NE, Salem, OR 97301
18 Months Share Certificate and IRA
$0
2.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
18 month CD
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
18 Month IRA
$100
1.95%
▼
Rate1.94%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Certificate Accounts 18 Months
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
24 Month Certificate
$100
3.50%
▼
Rate3.46%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
24 Month Certificates or More
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
24 Month TCD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
2 1/2 Year IRA
$0
3.25%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
24 Months Share Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR 97030 7605
IRA Certificates 24 Months
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 24 Month Fixed Rate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
24 Month Certificate Accounts
$500
2.90%
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
24 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
24 Month Certificate
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR 97321
Certificates/IRA Certificates 24 Months
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 24 months
$1,000
2.61%
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Must qualify for OnPoint Rewards.
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
24 Month Certificate
$15,000
2.55%
▼
Rate2.52%
Min Deposit$15,000
Min Balance—
UpdatedApr 21, 2026
Details
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
24 Months Certificates of Deposit
$500
2.53%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 24-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
24 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500 - $74,999.99
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR 97211 3283
Regular Share Certificate of Deposit 24 months
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
24 Mo Certificate - Regular, IRA, ESA
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
12630 SE Division St, Portland, OR 97236 3132
2 Year IRA Term Share Special
$50,000
2.35%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
631 Winter St NE, Salem, OR 97301
24 Months Share Certificate and IRA
$0
2.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
2 Year IRA
$100
2.20%
▼
Rate2.18%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
24 month CD
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
2-Year Certificates of Deposit
$500
2.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
24-Month Share Certificate
$50,000
1.76%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
2-Year Certificate of Deposit (CD)
$0
1.40%
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Certificate Accounts 24 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
36 Month Certificates or More
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR 97477
3-Year Bump-It-Up Certificate
$1,000
3.30%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
36 Months Share Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR 97030 7605
IRA Certificates 36 Months
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
36 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
36 Month Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
36 Month Certificate Accounts
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR 97321
Certificates/IRA Certificates 36 Months
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
36 Month Certificate
$100
2.75%
▼
Rate2.72%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
36 Month Certificate - Share and IRA
$15,000
2.65%
▼
Rate2.62%
Min Deposit$15,000
Min Balance—
UpdatedApr 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 36 months
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Must qualify for OnPoint Rewards.
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR 97211 3283
Regular Share Certificate of Deposit 36 months
$500
2.60%
▼
Rate2.57%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
36 Mo Certificate - Regular, IRA, ESA
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 36 Month Fixed Rate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 36-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
36 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500 - $74,999.99
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
Long Term Certificates 3 Years
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
12630 SE Division St, Portland, OR 97236 3132
3 Year IRA Term Share Special
$50,000
2.40%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
631 Winter St NE, Salem, OR 97301
36 Months Share Certificate and IRA
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
3 Year IRA
$100
2.30%
▼
Rate2.28%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
36-Month Share Certificate
$50,000
2.27%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
36 month CD
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
3-Year Certificate of Deposit (CD)
$0
1.90%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Certificate Accounts 36 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
36 Months Certificates of Deposit
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
48 Month Certificates or More
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
48 Months Share Certificate
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR 97030 7605
IRA Certificates 48 Months
$0
3.18%
▼
Rate3.13%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
48 Month Certificate
$15,000
3.05%
▼
Rate3.01%
Min Deposit$15,000
Min Balance—
UpdatedApr 21, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR 97321
Certificates/IRA Certificates 48 Months
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
48 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
48 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
48 Month Certificate Accounts
$500
2.80%
▼
Rate2.77%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 48 months
$1,000
2.70%
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Must qualify for OnPoint Rewards.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
48 Mo Certificate - Regular, IRA, ESA
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 48 Month Fixed Rate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
Long Term Certificates 4 Years
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
48 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500 - $74,999.99
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 48-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
631 Winter St NE, Salem, OR 97301
48 Months Share Certificate and IRA
$0
2.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR 97211 3283
Regular Share Certificate of Deposit 48 months
$500
2.35%
▼
Rate2.33%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
4 Year IRA
$100
2.35%
▼
Rate2.33%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
48-Month Certificates of Deposit
$500
2.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
48 month CD
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Certificate Accounts 48 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
48 Months Certificates of Deposit
$500
0.35%
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
60 Month Certificates or More
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
60 Months Share Certificate
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
60 Month Certificate
$15,000
3.15%
▼
Rate3.10%
Min Deposit$15,000
Min Balance—
UpdatedApr 21, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR 97321
Certificates/IRA Certificates 60 Months
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
60 Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
60 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 60 months
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Must qualify for OnPoint Rewards.
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
60 Month Certificate Accounts
$500
2.70%
▼
Rate2.67%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
60-Month Share Certificate
$50,000
2.53%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
631 Winter St NE, Salem, OR 97301
60 Months Share Certificate and IRA
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 60 Month Fixed Rate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
Long Term Certificates 5 Years
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
60 Mo Certificate - Regular, IRA, ESA, Optima Club
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR 97211 3283
Regular Share Certificate of Deposit 60 months
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
60 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500 - $74,999.99
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
5 Year IRA
$100
2.40%
▼
Rate2.38%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
5-Year Certificates of Deposit
$500
1.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Certificate Accounts 60 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
60 Months Certificates of Deposit
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Oregon CD Rate Trends
Compare local Oregon CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OR Avg
2.385%
▲ 0.104 vs 7 days ago
Oregon 12-month CD rates rose 0.104 points over the past 7 days to 2.385% APY.
6-Month CD — OR Avg
1.853%
▼ 0.107 vs 7 days ago
Oregon 6-month CD rates fell 0.107 points over the past 7 days to 1.853% APY.
As of Apr 21, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
OR CD Rate Forecast — Next 12 Months
Where are Oregon CD rates headed through April 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
OR 12-Month Avg APY
2.385%
6-Month Forecast
2.385%
Range: 2.19% – 2.54%
12-Month Forecast
2.135%
Range: 1.94% – 2.29%
Powered by
MonitorBankRates
What Your Savings Earn at OR CD Rates Today
Annual interest earnings at today’s Oregon average APYs. State average used where available; national average as fallback.
| CD Term | OR Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.017% | $50.87 | $101.74 | $254.35 | $508.70 |
| 6-Month CD | 1.853% | $92.65 | $185.30 | $463.25 | $926.50 |
| 12-Month CD | 2.385% | $119.24 | $238.48 | $596.20 | $1,192.40 |
| 18-Month CD | 2.512% | $125.58 | $251.16 | $627.90 | $1,255.80 |
| 24-Month CD | 2.519% | $125.95 | $251.89 | $629.73 | $1,259.45 |
| 36-Month CD | 2.414% | $120.68 | $241.35 | $603.38 | $1,206.75 |
| 48-Month CD | 2.507% | $125.34 | $250.67 | $626.68 | $1,253.35 |
| 60-Month CD | 2.445% | $122.26 | $244.52 | $611.30 | $1,222.60 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 21, 2026. | |||||
Sample CD Ladder for Oregon Savers
$25,000 split equally across 5 terms using today’s Oregon average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | OR Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.017% | $50.87 |
| 2 | 6-Month CD | $5,000 | 1.853% | $92.65 |
| 3 | 12-Month CD | $5,000 | 2.385% | $119.24 |
| 4 | 24-Month CD | $5,000 | 2.519% | $125.95 |
| 5 | 36-Month CD | $5,000 | 2.414% | $120.68 |
| Total ($25,000 invested) | $25,000 | 2.038% blended | $509.39/yr | |
Ladder example uses equal $5,000 rungs and Oregon average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
33
Institutions
in Oregon
in Oregon
10 Banks
23 Credit Unions
About Our Oregon CD Rate Database
MonitorBankRates tracks CD rates from 10 banks and 23 credit unions with locations in Oregon, plus national online institutions available to Oregon residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Northwest Adventist Federal Credit Union offers a CD at 4.33% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Oregon.
How to Find the Best CD Rates in Oregon
What to compare when shopping for a CD in Oregon
To find the best APYs in Oregon, start with credit unions and online-only banks — Oregon has 23 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Oregon
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Oregon — 33 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Oregon savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Oregon money market rates
Oregon Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
19.1%
National avg: 17.3%
Median Individual Earnings
$45,919
National avg: $47,340
Poverty Rate
11.9%
National avg: 11.1%
Unemployment Rate
5.3%
National avg: 4.8%
CD Earnings on 10% of Salary
$110/yr
At OR 12-mo avg 2.385% APY
19.1% of residents are 65 or older, in line with the national average of 17.3%. At today’s OR 12-month CD average of 2.385%, saving 10% of the local median salary ($4,591/year) and putting it in a CD would earn an additional $110 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Oregon
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Oregon
Are CD rates in Oregon FDIC insured?
Yes, most established banks in Oregon are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Oregon?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Oregon.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Oregon may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Oregon?
Here are recent top rates found for this area:
- Northwest Adventist Federal Credit Union: 4.33% APY (1-Year Certificate)
- Teamsters Council #37 Federal Credit Union: 4.00% APY (IRA / ESA 12-Month Certificate)
- Pioneer Trust Bank: 3.82% APY (6 Month TCD)
- Unitus Community Credit Union: 3.75% APY (12 Mo Certificate - Regular, IRA, ESA)
- Point West Credit Union: 3.75% APY (Regular Share Certificate of Deposit 12 months)
- Central Willamette Credit Union: 3.71% APY (Flex 12 CDx (Consumer, IRA, & Business)****** 12 Months)
- First Federal S&L of McMinnville: 3.65% APY (3 Month Short Term Certificates)
- Emerald Empire Federal Credit Union: 3.65% APY (Add-On 1 Year Certificate)
- Kaiperm Northwest Federal Credit Union: 3.60% APY (1-Year Certificate of Deposit (CD))
- SELCO Community Credit Union: 3.60% APY (18 Months Certificate Reward Tier 2)
Rates reflect recent verified offers available in Oregon. Last Updated: April 21, 2026
CD Calculators for Oregon
Oregon CD Calculator
At today’s OR top rate of 4.33% APY, a $10,000 deposit earns $433 in the first year. Enter your amount to see your exact return.
Oregon CD LadderOR CD rates currently range from 1.017% (3-month) to 2.414% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Oregon CD at 4.33% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsOregon’s average 12-month CD is 2.385% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 21, 2026
Cities in Oregon
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