Current Portland, Oregon CD rates include Northwest Adventist Federal Credit UnionNorthwest Adventist Federal Credit Union10333 SE Main St, Portland, OR 97216 2940A+5.0 ★Texas Ratio: 2.11% offering 1-Year Certificate at 4.33% APY, Teamsters Council #37 Federal Credit UnionTeamsters Council #37 Federal Credit Union1866 NE 162nd Ave, Portland, OR 97230 5642A+5.0 ★Texas Ratio: 0.55% offering IRA / ESA 12-Month Certificate at 4.00% APY, Unitus Community Credit UnionUnitus Community Credit Union1300 SW 6th Ave, Portland, OR 97201 3464A+5.0 ★Texas Ratio: 4.22% offering 12 Mo Certificate - Regular, IRA, ESA at 3.75% APY, Kaiperm Northwest Federal Credit UnionKaiperm Northwest Federal Credit Union7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377A+5.0 ★Texas Ratio: 0.66% offering 1-Year Certificate of Deposit (CD) at 3.60% APY, and IBEW And United Workers Federal Credit UnionIBEW And United Workers Federal Credit Union9955 SE Washington St, Portland, OR 97216A+5.0 ★Texas Ratio: 3.91% offering 6 MONTH SHARE CERTIFICATE at 3.56% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.
Portland has 50 local institutions in our database, with CD rates as high as 4.33% APY from Northwest Adventist Federal Credit Union at 10333 SE Main St, Portland, OR 97216 2940. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Oregon area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026
$500 - $74,999.99
$500
$500 - $74,999.99
$500.00 Minimum Opening Deposit; With .25% Bonus*
Member Perks APY
$500
Qualifying balance up to $49,000.00
$500 - $74,999.99
$500 - $74,999.99
$500
$500.00 Minimum Opening Deposit
Member Perks APY
$500 - $74,999.99
$500
$500.00 Minimum Opening Deposit
Member Perks APY
$500 - $74,999.99
$500
$500.00 Minimum Opening Deposit
Member Perks APY
$500 - $74,999.99
$500
$500.00 Minimum Opening Deposit
Member Perks APY
Compare local Portland, OR CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oregon 12-month CD rates rose 0.539 points this week to 3.019% APY.
Oregon 6-month CD rates rose 0.591 points this week to 2.938% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Portland, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Portland, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.