Best Personal Loan Rates in Portland, Oregon (OR) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Portland, Oregon include: CASTPARTS EMPLOYEESCASTPARTS EMPLOYEES8120 SE Luther Rd, Portland, OR, 97206 9238A+5.0 ★Texas Ratio: 2.98% offering Debt Consolidation Loan Special at 5.00% APR, Point West Credit UnionPoint West Credit Union5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283A+5.0 ★Texas Ratio: 4.60% offering Bicycle and eBike Loan at 5.74% APR, Oregonians Credit UnionOregonians Credit Union336 NE 20th Ave, Portland, OR, 97232 2805A+5.0 ★Texas Ratio: 4.77% offering Non-Owner Occupied Equity Loan at 6.05% APR, Unitus Community Credit UnionUnitus Community Credit Union1300 SW 6th Ave, Portland, OR, 97201 3464A+5.0 ★Texas Ratio: 4.22% offering Immigration Loan at 6.07% APR, and Pacific NW Federal Credit UnionPacific NW Federal Credit Union12005 NE Erin Way, Portland, OR, 97220A+5.0 ★Texas Ratio: 3.79% offering ITIN Personal Loans at 8.70% APR. Personal loan rates as of March 27, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Portland, Oregon can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Portland, Oregon.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Portland, Oregon. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 27, 2026
No additional details available.
As Low As
Finance Up To: $5,000
As Low As
As Low As
No additional details available.
Additional terms apply
As Low As
As Low As
No additional details available.
APR Range: 6.50%-12.25%
APR Range: 6.50%-12.25%
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; terms up to 60 months and borrow up to $30,000
Call for current Promotional Rates.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
fixed rate
11.49% - 22.74% APR* Fixed; Borrow a Specific Amount & Pay Back on a Fixed Schedule; Generous Grace Period for Payment; Flexible Due Date; Eligible for Debt Protection Insurance; Convenient Loan Signings using DocuSign Technology
$350 min, $2500 max loan amount; New purchases
No additional details available.
As Low As
As Low As; (Signature loan)
fixed rate
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Fixed 120 Months
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Up to 24 months
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Amortized over 15 years with a balloon due in 60 months
Amortized over 15 years with a balloon due in 60 months
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Amortized over 15 years with a balloon due in 60 months
Amortized over 15 years with a balloon due in 60 months
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Member Perks pricing is applicable on this loan type, resulting in 0.25% discount on the rates listed above.
As Low As; *Fixed rate, terms up to 60 months available depending on credit score and amount financed. Rate shown applies to Personal Unsecured, Autos, Boats and RVs 2016 or older model year vehicles or vehicles valued at under $10,000 and Cycle Products 2021 or older model year vehicles. OAC. APR = Annual Percentage Rate. Loan rates are available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher and will be determined by loan type, applicable fees, the terms you request, the amount you finance, and your credit history. Secured and Unsecured Loans are available. Qualified borrowers can receive financing for personal loan needs including Dental, Vision, Cosmetics Procedures, Computers, Lawn Tractors, Older Autos, Snowmobiles, ATVs, Boats and RVs.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
Personal Loans, Lines of Credit
As Low As; for non-consolidating loans
As Low As
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
As Low As
As Low As
Member Perks
As Low As
No additional details available.
As Low As; Unlock your goals-low rates, fast approval, zero hassle!
As Low As
Includes .50% reduction for autopay and e-statements. $60 loan fee applies.
Up to 60 Months
As Low As
Maximum personal loan is $10,000; Not to exceed aggregate unsecured amount of $10,000; Repayment: 3% of Credit Limit; Auto Payment Required
Fixed Rate -Maximum Seasonal Loan is $1,200.00 Not to exceed aggregate unsecured amount of $6,000 Fixed APR
Not to exceed aggregate unsecured amount of $6,000 Fixed APR
Maximum personal loan is $10,000; Not to exceed aggregate unsecured amount of $10,000; Repayment: 3% of Credit Limit; Auto Payment Required
61-72 months
As Low As
As Low As
No additional details available.
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
APR = Annual Percentage Rate. $20 Quick Loan Application Fee and automatic savings deposit required. Borrowers may only have one Quick Loan at any time, and no more than three in a six-month rolling period. Terms and conditions apply.
No additional details available.
No additional details available.
No additional details available.
Maximum $500 or 50% of monthly gross income, the lesser of the two 90 Days of Employment Required Fixed APR
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
Call for current Promotional Rates.
No additional details available.
No additional details available.
No additional details available.
fixed rate
11.49% - 22.74% APR* Fixed; Borrow a Specific Amount & Pay Back on a Fixed Schedule; Generous Grace Period for Payment; Flexible Due Date; Eligible for Debt Protection Insurance; Convenient Loan Signings using DocuSign Technology
No additional details available.
As Low As; (Signature loan)
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; for non-consolidating loans
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
As Low As
As Low As
As Low As
Member Perks
As Low As
As Low As; Unlock your goals-low rates, fast approval, zero hassle!
As Low As
Includes .50% reduction for autopay and e-statements. $60 loan fee applies.
Up to 60 Months
61-72 months
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; terms up to 60 months and borrow up to $30,000
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Not to exceed aggregate unsecured amount of $6,000 Fixed APR
No additional details available.
As Low As
Frequently Asked Questions
What credit score do I need for a personal loan in Oregon?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Oregon?
Are credit unions or banks better for personal loans in Portland, Oregon?
What are the best personal loan rates in Portland, Oregon?
- CASTPARTS EMPLOYEES: 5.00% (Debt Consolidation Loan Special)
- Point West Credit Union: 5.74% (Bicycle and eBike Loan)
- Oregonians Credit Union: 6.05% (Non-Owner Occupied Equity Loan)
- Unitus Community Credit Union: 6.07% (Immigration Loan)
- Pacific NW Federal Credit Union: 8.70% (ITIN Personal Loans)
Personal Loan Calculators
