Best Personal Loan Rates in Portland, Oregon (OR) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Portland, Oregon include: CASTPARTS EMPLOYEESCASTPARTS EMPLOYEES8120 SE Luther Rd, Portland, OR, 97206 9238A+5.0 ★Texas Ratio: 2.98% offering Debt Consolidation Loan at 5.00% APR, Point West Credit UnionPoint West Credit Union5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283A+5.0 ★Texas Ratio: 4.60% offering Bicycle and eBike Loan at 5.74% APR, Oregonians Credit UnionOregonians Credit Union336 NE 20th Ave, Portland, OR, 97232 2805A+5.0 ★Texas Ratio: 4.77% offering Non-Owner Occupied Equity Loan at 6.05% APR, Unitus Community Credit UnionUnitus Community Credit Union1300 SW 6th Ave, Portland, OR, 97201 3464A+5.0 ★Texas Ratio: 4.22% offering Immigration Loan at 6.07% APR, and IBEW And United Workers Federal Credit UnionIBEW And United Workers Federal Credit Union9955 SE Washington St, Portland, OR, 97216A+5.0 ★Texas Ratio: 3.91% offering Personal Loans at 9.49% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Portland has 14 local institutions in our database, with personal loan rates as low as 5.00% APR from CASTPARTS EMPLOYEES at 8120 SE Luther Rd, Portland, OR, 97206 9238. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Portland, Oregon.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Portland, Oregon. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
As Low As
No additional details available.
Finance Up To $5,000
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APR Range: 6.50%-12.25%
APR Range: 6.50%-12.25%
As Low As
As Low As; Rates are based on your credit history and credit qualifications. Minimum loan amount is $250. Maximum loan repayment period is 48 months or 12 months per $1,000 borrowed. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)
No additional details available.
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As Low As
As Low As
No additional details available.
As Low As
Credit Score: 740+
No additional details available.
As Low As
Automatic payments are required for lowest rate.
No additional details available.
Credit Score: 739 - 700
Automatic payments are required for lowest rate.
No additional details available.
No additional details available.
fixed rate
Personal Loan Special
Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
No additional details available.
As Low As;(Signature loan)
fixed rate
No additional details available.
As Low As
As Low As
Variable
Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
Credit Score: 699 - 660
No additional details available.
Credit Score: 659 - 610
Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
Credit Score: 609 - 560
Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
Credit Score: 559 or below
Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
As Low As
Fixed 120 Months
Fixed 120 Months
No additional details available.
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Rate is based on specific product type.
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Amortized over 15 years with a balloon due in 60 months
Amortized over 15 years with a balloon due in 60 months
Amortized over 15 years with a balloon due in 60 months
As Low As
No additional details available.
No additional details available.
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Amortized over 15 years with a balloon due in 60 months
Amortized over 15 years with a balloon due in 60 months
Amortized over 15 years with a balloon due in 60 months
No additional details available.
No additional details available.
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No additional details available.
As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
No additional details available.
No additional details available.
No additional details available.
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No additional details available.
As Low As
As Low As
No additional details available.
As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.
No additional details available.
As Low As
As Low As; *Fixed rate, terms up to 60 months available depending on credit score and amount financed. Rate shown applies to Personal Unsecured, Autos, Boats and RVs 2016 or older model year vehicles or vehicles valued at under $10,000 and Cycle Products 2021 or older model year vehicles. OAC. APR = Annual Percentage Rate. Loan rates are available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher and will be determined by loan type, applicable fees, the terms you request, the amount you finance, and your credit history. Secured and Unsecured Loans are available. Qualified borrowers can receive financing for personal loan needs including Dental, Vision, Cosmetics Procedures, Computers, Lawn Tractors, Older Autos, Snowmobiles, ATVs, Boats and RVs.
As Low As
No additional details available.
No additional details available.
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
As Low As
No additional details available.
No additional details available.
Up to 60 Months
61-72 months
No additional details available.
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
No additional details available.
APR = Annual Percentage Rate. $20 Quick Loan Application Fee and automatic savings deposit required. Borrowers may only have one Quick Loan at any time, and no more than three in a six-month rolling period. Terms and conditions apply.
No additional details available.
As Low As
As Low As; Rates are based on your credit history and credit qualifications. Minimum loan amount is $250. Maximum loan repayment period is 48 months or 12 months per $1,000 borrowed. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)
As Low As
No additional details available.
As Low As
Credit Score: 740+
Credit Score: 739 - 700
No additional details available.
fixed rate
Personal Loan Special
Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
No additional details available.
As Low As;(Signature loan)
As Low As
No additional details available.
Variable
Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
Credit Score: 699 - 660
No additional details available.
Credit Score: 659 - 610
Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
Credit Score: 609 - 560
Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
Credit Score: 559 or below
Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
No additional details available.
No additional details available.
No additional details available.
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No additional details available.
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No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
As Low As
Up to 60 Months
61-72 months
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
As Low As
No additional details available.
Automatic payments are required for lowest rate.
Automatic payments are required for lowest rate.
As Low As
No additional details available.
No additional details available.
No additional details available.
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No additional details available.
As Low As
Portland, OR Personal Loan Rate Trends
Compare local Portland, OR personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oregon personal loan rates rose 1.588 points over the past 7 days to 12.435% APR.
Oregon signature loan rates currently average 12.701% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Oregon?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Oregon?
Are credit unions or banks better for personal loans in Portland, Oregon?
What are the best personal loan rates in Portland, Oregon?
- CASTPARTS EMPLOYEES: 5.00% (Debt Consolidation Loan)
- Point West Credit Union: 5.74% (Bicycle and eBike Loan)
- Oregonians Credit Union: 6.05% (Non-Owner Occupied Equity Loan)
- Unitus Community Credit Union: 6.07% (Immigration Loan)
- IBEW And United Workers Federal Credit Union: 9.49% (Personal Loans)
Personal Loan Calculators
