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EWEB EMPLOYEES Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 14, 2026
EWEB EMPLOYEES's top rates as of October 14, 2026 are 3.15% APY on its CD - 12 Month CD, personal loans from 9.00% APR, and credit cards from 9.95% APR, according to rates verified by MonitorBankRates. Other EWEB EMPLOYEES CD rates include CD - 60 Month CD at 3.15%, CD - 12 Month CD at 3.10%, and CD - 60 Month CD at 3.10%. MonitorBankRates evaluates the financial stability of EWEB EMPLOYEES with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.43%. Rates last updated and verified on 10/14/2026.
EWEB EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EWEB EMPLOYEES? Share your experience about EWEB EMPLOYEES by leaving a review below, or read customer reviews before you decide to use EWEB EMPLOYEES.
EWEB EMPLOYEES has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
EWEB EMPLOYEES has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.43%
ExcellentLower than avg
EWEB EMPLOYEES Texas Ratio
EWEB EMPLOYEES's Texas Ratio is 0.43%, which is considered excellent and is lower than the national average of 6.13%.
EWEB EMPLOYEES has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.76% to 0.43% over 12 quarters, improvingFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
EWEB EMPLOYEES CD Rates
Product
Rate
APY
Term
View More
Share Certificate - 12 Month Certificate
3.105%
3.15%
12 Month
Min Deposit$15,000
Min Balance$15,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 60 Month Certificate
3.105%
3.15%
60 Month
Min Deposit$15,000
Min Balance$15,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 12 Month Certificate
3.057%
3.10%
12 Month
Min Deposit$1,000
Min Balance$1,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 60 Month Certificate
3.057%
3.10%
60 Month
Min Deposit$1,000
Min Balance$1,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 18 Month Certificate
3.008%
3.05%
18 Month
Min Deposit$15,000
Min Balance$15,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 24 Month Certificate
3.008%
3.05%
24 Month
Min Deposit$15,000
Min Balance$15,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 36 Month Certificate
3.008%
3.05%
36 Month
Min Deposit$15,000
Min Balance$15,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 48 Month Certificate
3.008%
3.05%
48 Month
Min Deposit$15,000
Min Balance$15,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 18 Month Certificate
2.96%
3.00%
18 Month
Min Deposit$1,000
Min Balance$1,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 24 Month Certificate
2.96%
3.00%
24 Month
Min Deposit$1,000
Min Balance$1,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 36 Month Certificate
2.96%
3.00%
36 Month
Min Deposit$1,000
Min Balance$1,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 48 Month Certificate
2.96%
3.00%
48 Month
Min Deposit$1,000
Min Balance$1,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 9 Month Certificate
2.374%
2.40%
9 Month
Min Deposit$15,000
Min Balance$15,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 2.40% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 9 Month Certificate
2.325%
2.35%
9 Month
Min Deposit$1,000
Min Balance$1,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 2.35% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 6 Month Certificate
2.129%
2.15%
6 Month
Min Deposit$15,000
Min Balance$15,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 2.15% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
IRA Certificate - 6 Month Certificate
2.08%
2.10%
6 months
Min Deposit$1,000
Min Balance$1,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 2.10% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Share Certificate - 6 Month Certificate
2.08%
2.10%
6 Month
Min Deposit$1,000
Min Balance$1,000
DetailsCompounded and Paid: Monthly
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 2.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
EWEB EMPLOYEES Savings Rates
Product
Rate
APY
View More
Holiday Plus Shares
0.15%
0.15%
Min Deposit$10
Min Balance$10
DetailsCompounded and Paid: Monthly; *Minimum Daily Balance in order to earn dividends
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Regular shares
0.10%
0.10%
Min Deposit$5
Min Balance$6
DetailsCompounded and paid monthly; *Minimum Daily Balance in order to earn dividends; $5.00 fee per withdrawal in excess of 6 per month
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
EWEB EMPLOYEES Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loans
-
-
4.25%
DetailsAs Low As
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Recreational & Utility Vehicles Loan
-
-
6.50%
48 month financing
DetailsRecreational Vehicles, Boats, Travel Trailers, 5th Wheels, Motorcycles, etc. - Purchase or refinance; *Used rate
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 6.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Recreational & Utility Vehicles Loan
-
-
6.75%
60 month financing
DetailsRecreational Vehicles, Boats, Travel Trailers, 5th Wheels, Motorcycles, etc. - Purchase or refinance; *Used rate
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 6.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Recreational & Utility Vehicles Loan
-
-
7.25%
72 month financing
DetailsRecreational Vehicles, Boats, Travel Trailers, 5th Wheels, Motorcycles, etc. - Purchase or refinance; *Used rate
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Recreational & Utility Vehicles Loan
-
-
7.75%
84 month financing
DetailsRecreational Vehicles, Boats, Travel Trailers, 5th Wheels, Motorcycles, etc. - Purchase or refinance; *Used rate
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Recreational & Utility Vehicles Loan
-
-
8.25%
120 month financing
DetailsRecreational Vehicles, Boats, Travel Trailers, 5th Wheels, Motorcycles, etc. - Purchase or Refinance; *Used rate; Longer terms offered dependent on collateral value and financed amount; inquire about availability
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 8.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Recreational & Utility Vehicles Loan
-
-
8.75%
180 month financing
DetailsRecreational Vehicles, Boats, Travel Trailers, 5th Wheels, Motorcycles, etc. - Purchase or Refinance; *Used rate; Longer terms offered dependent on collateral value and financed amount; inquire about availability
DetailsUsed vehicles; Longer terms offered dependent on collateral value and financed amount
Last Updated10/14/2026
Rate History
1 change since Sep 14, 2026 · 8.75% → 9.00% ▲ 0.25 pts · high 9.00% / low 8.75%
Oct 14, 20269.00%▲ from 8.75%
Sep 14, 20268.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
EWEB EMPLOYEES Credit Card Rates
Product
Rate
APR
View More
Visa Cards
-
9.95%
DetailsAs Low As
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 9.95% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
EWEB EMPLOYEES Personal Loan Rates
Product
APR
Term
View More
Other Loans - Personal Property Loans
9.00%
DetailsFinancing purchases of hot tubs, UTVs, tractors and other untitled items; Rate Add-On: 0.25% if Model Year 5+ Years Old (2021)
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 9.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Manufactured Homes (Taxed as Personal Property) Loan
10.00%
Up to 180 Months
No additional details.
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Other Loans - Signature
12.00%
No additional details.
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 12.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
EWEB EMPLOYEES Other Rates
Product
Rate
Points
APY/APR
Term
View More
Line of Credit
-
-
9.50%
DetailsLoan Rates effective as of 06/30/2025; APR = Annual Percentage Rate
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 9.50% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Real Estate - Fixed Rate
-
-
7.00%
360 months
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Main Money Account
0.65%
-
0.65%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 to $2,499.99; Compounded and paid monthly; *** $5.00 fee per withdrawal in excess of 6 per month; $10.00 monthly fee per account below Minimum Balance
Last Updated10/14/2026
Rate History
No change since Sep 18, 2026 · 0.65% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Main Money Account
0.75%
-
0.75%
Min Deposit$1,000
Min Balance$2,500
DetailsBalance: $2,500 to $24,999.99; Compounded and paid monthly; *** $5.00 fee per withdrawal in excess of 6 per month; $10.00 monthly fee per account below Minimum Balance
Last Updated10/14/2026
Rate History
No change since Sep 18, 2026 · 0.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Main Money Account
1.00%
-
1.00%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 to $74,999.99; Compounded and paid monthly; *** $5.00 fee per withdrawal in excess of 6 per month; $10.00 monthly fee per account below Minimum Balance
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Main Money Account
1.05%
-
1.05%
Min Deposit$1,000
Min Balance$75,000
DetailsBalance: $75,000 to $99,999.99; Compounded and paid monthly; *** $5.00 fee per withdrawal in excess of 6 per month; $10.00 monthly fee per account below Minimum Balance
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 1.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Main Money Account
1.25%
-
1.25%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 & over; Compounded and paid monthly; *** $5.00 fee per withdrawal in excess of 6 per month; $10.00 monthly fee per account below Minimum Balance
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Financial Health History
EWEB EMPLOYEES’s Texas Ratio fell from 2.76% in Q3 2023 to 0.43% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$35M
0.43%
5.0
A+
March 31, 2026
$35M
0.00%
5.0
A+
December 31, 2025
$34M
0.72%
5.0
A+
September 30, 2025
$34M
0.90%
5.0
A+
June 30, 2025
$34M
0.00%
5.0
A+
March 31, 2025
$35M
0.02%
5.0
A+
December 31, 2024
$34M
1.23%
5.0
A+
September 30, 2024
$34M
1.18%
5.0
A+
June 30, 2024
$35M
0.00%
5.0
A+
March 31, 2024
$35M
0.00%
5.0
A+
December 31, 2023
$35M
1.11%
5.0
A+
September 30, 2023
$36M
2.76%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for EWEB EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather EWEB EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with EWEB EMPLOYEES's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,350,397
Total Uninsured Shares and Deposits > $250K (F+J)
2,350,397
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,292,835
Total Interest Expense (Sum of items 6 8)
105,756
Share Certificates
80
Number of Accounts for Share Drafts
1,053
IRA KEOGH Accounts
39
Number of Accounts for Regular Shares
1,722
All other shares
20
Money Market Shares
96
Net Income (unless the amount is already included in Undivided Earnings)
161,748
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,936,161
Total Liabilities
30,059,449
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
EWEB EMPLOYEES earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for EWEB EMPLOYEES
Frequently Asked Questions About EWEB EMPLOYEES
How many branches does EWEB EMPLOYEES operate?
EWEB EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join EWEB EMPLOYEES?
Yes, to access services at EWEB EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, EWEB EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, EWEB EMPLOYEES provides members with tools to manage their accounts and build a solid financial history.
Does EWEB EMPLOYEES offer online and mobile banking?
Most modern institutions like EWEB EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.myewebcu.org.
Current EWEB EMPLOYEES Rates
12-Month CD3.10%
18-Month CD3.00%
24-Month CD3.00%
60-Month CD3.10%
Retrieved from our database of financial products. Rates subject to change.