Wilsonville, Oregon CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Wilsonville, Oregon CD rates include Oregon Community Credit UnionOregon Community Credit Union29990 SW Town Center Loop W Ste C, Wilsonville, OR 97070 9425A-5.0 ★Texas Ratio: 13.17%Real return: +0.35%APY minus CPI (February 2026) offering 24-month regular certificate at 3.15% APY, OnPoint Community Credit UnionOnPoint Community Credit Union9460 SW Wilsonville Rd, Wilsonville, OR 97070A+5.0 ★Texas Ratio: 3.75%Real return: -0.05%APY minus CPI (February 2026) offering Business Certificates of Deposit 60 months at 2.75% APY, Marion And Polk Schools Credit UnionMarion And Polk Schools Credit Union29990 SW Town Center Loop W, Wilsonville, OR 97070A+5.0 ★Texas Ratio: 4.29%Real return: -0.90%APY minus CPI (February 2026) offering IRA Certificate Accounts 12 Months at 1.90% APY, Northwest Adventist Federal Credit UnionNorthwest Adventist Federal Credit UnionA+5.0 ★Texas Ratio: 2.06%Real return: +1.53%APY minus CPI (February 2026) offering 1-Year Certificate at 4.33% APY, and Teamsters Council #37 Federal Credit UnionTeamsters Council #37 Federal Credit UnionA+5.0 ★Texas Ratio: 0.54%Real return: +1.20%APY minus CPI (February 2026) offering IRA / ESA 12-Month Certificate at 4.00% APY. CD rates as of May 29, 2026 according to verified data from MonitorBankRates.
Wilsonville has 53 local institutions in our database, with CD rates as high as 3.15% APY from Oregon Community Credit Union at 29990 SW Town Center Loop W Ste C, Wilsonville, OR 97070 9425. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Oregon area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 29, 2026
Compare Best CD Rates in Wilsonville, Oregon & the Surrounding Area
Wilsonville 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
Certificate Accounts 3 Months
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 3 months
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Must qualify for OnPoint Rewards.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Traditional & Roth IRA Certificates of Deposit 3 months
$1,000
1.55%
▼
Rate1.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
3 months
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 3 months
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month
$0
3.65%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Short Term Certificates
$0
3.65%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 90 Day Fixed Rate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate3.40%
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
90-Day Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
90-Day Certificate
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
3 Month Certificate Accounts
$500
2.10%
▼
Rate2.08%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
3 Month Certificate
$100,000
1.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
IRA Certificates 3 Months
$0
1.38%
▼
Rate1.37%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
3 Month Certificate
$50,000
1.35%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
3 Months Certificate
$0
1.28%
▼
Rate1.27%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
3 Months Certificate Accounts
$0
1.28%
▼
Rate1.27%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
3 Month Certificate
$10,000
1.25%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
3 Months Share Certificate
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 3 Months
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
3 Month Certificate
$500
1.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3-Month Certificate of Deposit (CD)
$0
0.40%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Wilsonville 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 6 months
$1,000
2.01%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Must qualify for OnPoint Rewards.
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
Certificate Accounts 6 Months
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
IRA Certificate Accounts 6 Months
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Traditional & Roth IRA Certificates of Deposit 6 months
$1,000
1.80%
▼
Rate1.79%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
6 months
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 6 months
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
6-Month Certificate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
6 Mo Certificate - Regular, IRA, ESA
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
180-Day CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
6 Month Certificate Account
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
6 Month Commercial Certificate Account
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
IRA 6 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month
$0
3.55%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Short Term Certificates
$0
3.55%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
6 Month Certificate
$100,000
3.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
6 Month Special IRA Certificate
$100
3.50%
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedMay 22, 2026
Details
**
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
IRA / ESA 6-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
6 Months Certificate Reward Tier 2
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Rate3.46%
Min Deposit$100
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
6 Month Certificate
$50,000
3.35%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
6 Mo. Share Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
6 Months Share Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 6 Months
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
6 Month & Easy Saver Certificate Accounts
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.30%
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
6 Months Certificate Reward Tier 1
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
6 Month Certificate
$10,000
3.25%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 20, 2026
Details
Advantis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
6 Month Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
As high as
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
6 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
Youth 6 Months
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
6 Month Certificate
$500
3.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
6-Month Certificate
$0
3.17%
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
6-Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
6 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$500 - $74,999.99
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
Business 6 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
180-Day Certificates of Deposit
$500
2.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
IRA Certificates 6 Months
$0
2.70%
▼
Rate2.66%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
6 Months Certificate
$0
2.59%
▼
Rate2.56%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
6 Months Certificate Accounts
$0
2.59%
▼
Rate2.56%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
6 Month Certificate
$15,000
2.15%
▼
Rate2.13%
Min Deposit$15,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
6 Month Share Certificate
$15,000
2.15%
▼
Rate2.13%
Min Deposit$15,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
6 Month Certificate
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
6 Month Share Certificate
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Wilsonville 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 12 months
$1,000
2.51%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Must qualify for OnPoint Rewards.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Traditional & Roth IRA Certificates of Deposit 12 months
$1,000
2.30%
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
12 months
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 12 months
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
Certificate Accounts 12 Months
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
IRA Certificate Accounts 12 Months
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.17%
29990 SW Town Center Loop W Ste C, Wilsonville, OR 97070 9425
12-month regular certificate
$500
1.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
Certificate Accounts 12 Months First Step
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
IRA Certificate Accounts 12 Months First Step
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
1-Year Certificate
$0
4.33%
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
IRA / ESA 12-Month Certificate
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
12 Mo Certificate - Regular, IRA, ESA
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Save To Win Certificate of Deposit 12 months
$25
3.75%
▼
Rate3.69%
Min Deposit$25
Min Balance—
UpdatedMay 18, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
Flex 12 CDx (Consumer, IRA, & Business) 12 Months
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500 - $24,999.99
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500.00 Minimum Opening Deposit; With .25% Bonus*
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1-Year Certificate of Deposit (CD)
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
1-Year Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
12 Month Special IRA Certificate
$100
3.50%
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedMay 22, 2026
Details
**
Rate3.46%
Min Deposit$100
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500.00 Minimum Opening Deposit
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
1-Year Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
12 Month Certificate
$100,000
3.30%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
12 Month Certificate Account
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
12 Month Commercial Certificate Account
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
IRA 12 Month
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
12 Months Share Certificate
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 12 Months
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year Long Term Certificates
$0
3.25%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Long Term Certificates 1 Year
$0
3.25%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1-Year CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
IRA Certificate Accounts 12 Month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
12 Month Certificate Accounts
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
12-month Share Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
IRA Certificates 12 Months
$0
3.17%
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
12 Month Certificate
$15,000
3.15%
▼
Rate3.10%
Min Deposit$15,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
12 Month Share Certificate
$15,000
3.15%
▼
Rate3.10%
Min Deposit$15,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
IRA 12 Month Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
IRA Certificate 12 Month Certificate
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
12 Month Share Certificate
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
12 Month Certificate
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
12 Month Certificate
$50,000
3.10%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
12 Months Certificate
$0
3.07%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
12 Months Certificate Accounts
$0
3.07%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
12 month CD
$1,000
3.05%
▼
Rate3.02%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
12 Month Certificate
$10,000
3.00%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
12 Month Certificate
$500
2.95%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
12 Month Flex Certificate Accounts
$500
2.95%
▼
Rate2.91%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Wilsonville 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.17%
29990 SW Town Center Loop W Ste C, Wilsonville, OR 97070 9425
18-month regular certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 18 months
$1,000
2.56%
▼
Rate2.53%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Must qualify for OnPoint Rewards.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Traditional & Roth IRA Certificates of Deposit 18 months
$1,000
2.36%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
18 months
$1,000
2.30%
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 18 months
$1,000
2.30%
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
Certificate Accounts 18 Months
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
IRA Certificate Accounts 18 Months
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
18 Months Certificate Reward Tier 2
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month IRA
$0
3.50%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month IRA Certificates
$0
3.50%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month SEP IRA
$0
3.50%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
18 Month Money Builder Certificates (Add on Certificates)
$25
3.35%
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedMay 17, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
18 Months Certificate Reward Tier 1
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
18 Mo Certificate - Regular, IRA, ESA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
18 Months Share Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 18 Months
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
18 Months
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
18 Month Certificate
$15,000
3.05%
▼
Rate3.01%
Min Deposit$15,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
18 Month Share Certificate
$15,000
3.05%
▼
Rate3.01%
Min Deposit$15,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
18 Month Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
IRA Certificate 18 Month Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
IRA 18 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
18 Month Share Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
IRA / ESA 18-Month Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
IRA 18 Month
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
18 Month Commercial Certificate Account
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
18 Month Certificate Account
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
IRA Certificate Accounts 18 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
18 Month Certificate Accounts
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
18 Month Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
18 Month Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
Certificates/IRA Certificates 18 Months
$500
2.60%
▼
Rate2.57%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
18 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$500 - $74,999.99
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
Business 18 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
18 Month Certificate
$10,000
2.50%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
18 Month Certificate
$500
2.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
18 Months Share Certificate
$0
2.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
18 month CD
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
18 Month IRA Certificate
$100
1.95%
▼
Rate1.94%
Min Deposit$100
Min Balance—
UpdatedMay 22, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Wilsonville 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.17%
29990 SW Town Center Loop W Ste C, Wilsonville, OR 97070 9425
24-month regular certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 24 months
$1,000
2.61%
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Must qualify for OnPoint Rewards.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Traditional & Roth IRA Certificates of Deposit 24 months
$1,000
2.41%
▼
Rate2.38%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
24 months
$1,000
2.36%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 24 months
$1,000
2.36%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
Certificate Accounts 24 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
IRA Certificate Accounts 24 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Rate3.46%
Min Deposit$100
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
12- to 24-month certificate
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 1/2 Year IRA
$0
3.25%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 1/2 Year IRA Certificates
$0
3.25%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 1/2 Year SEP IRA
$0
3.25%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500.00 Minimum Opening Deposit
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 24 Months
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Months Share Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
24 Month Share Certificate
$15,000
3.05%
▼
Rate3.01%
Min Deposit$15,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
24 Month Certificate
$15,000
3.05%
▼
Rate3.01%
Min Deposit$15,000
Min Balance—
UpdatedMay 20, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Long Term Certificates 2 1/2 Years
$0
3.00%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 1/2 Years Long Term Certificates
$0
3.00%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 1/2 Years Long Term Certificates
$0
3.00%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Years Long Term Certificates
$0
3.00%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Long Term Certificates 1 1/2 Years
$0
3.00%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Long Term Certificates 2 Years
$0
3.00%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
IRA Certificates 24 Months
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
24 Month Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
24 Month Share Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
IRA 24 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
IRA Certificate 24 Month Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
24 Months Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
24 Months Certificate Accounts
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
IRA Certificate Accounts 24 Month
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24 Month Certificate Accounts
$500
2.90%
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
24 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
24 Month Commercial Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
IRA 24 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
24 Month Certificate
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
24 Month Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
Certificates/IRA Certificates 24 Months
$500
2.70%
▼
Rate2.67%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
24 Months Bump Certificates
$0
2.70%
▼
Rate2.66%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Bump Certificates 24 Months
$2,500
2.70%
▼
Rate2.66%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
24 Month Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
24 Month Certificate
$10,000
2.50%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 20, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
24 Mo Certificate - Regular, IRA, ESA
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Certificates of Deposit 2 Years
$50,000
2.50%
▼
Rate2.48%
Min Deposit$50,000
Min Balance—
UpdatedMay 22, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
IRA / ESA 24-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Wilsonville 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.17%
29990 SW Town Center Loop W Ste C, Wilsonville, OR 97070 9425
36-month regular certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 36 months
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Must qualify for OnPoint Rewards.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Traditional & Roth IRA Certificates of Deposit 36 months
$1,000
2.45%
▼
Rate2.42%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
36 months
$1,000
2.40%
▼
Rate2.37%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 36 months
$1,000
2.40%
▼
Rate2.37%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
Certificate Accounts 36 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
IRA Certificate Accounts 36 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500.00 Minimum Opening Deposit
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
36 Months Share Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 36 Months
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
36 Month Share Certificate
$15,000
3.05%
▼
Rate3.01%
Min Deposit$15,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
36 Month Certificate
$15,000
3.05%
▼
Rate3.01%
Min Deposit$15,000
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
IRA Certificates 36 Months
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
36 Month Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
36 Month Share Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
IRA 36 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
IRA Certificate 36 Month Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
36 Month Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
36 Month Certificate Accounts
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
IRA Certificate Accounts 36 Month
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
36 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
36 Month Commercial Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
IRA 36 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
36 Months Certificate Accounts
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
36 Months Certificate
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
Certificates/IRA Certificates 36 Months
$500
2.80%
▼
Rate2.76%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
3 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Certificates of Deposit 3 Years
$50,000
2.75%
▼
Rate2.72%
Min Deposit$50,000
Min Balance—
UpdatedMay 22, 2026
Details
Rate2.72%
Min Deposit$100
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
36 Months Bump Certificates
$0
2.63%
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Bump Certificates 36 Months
$2,500
2.63%
▼
Rate2.60%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
3 Year Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
3 Year Certificate
$10,000
2.50%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 20, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
36 Mo Certificate - Regular, IRA, ESA
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Certificates of Deposit 3 Years
$10,000
2.50%
▼
Rate2.48%
Min Deposit$10,000
Min Balance—
UpdatedMay 22, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
IRA / ESA 36-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
Business 36 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
36 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$500 - $74,999.99
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Long Term Certificates 3 Years
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Years Long Term Certificates
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
3 Year Certificate
$500
2.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
3 Year IRA Term Share Special
$50,000
2.40%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 18, 2026
Details
NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
3 Year IRA Term Share Special
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
3 Year IRA Certificate
$100
2.30%
▼
Rate2.28%
Min Deposit$100
Min Balance—
UpdatedMay 22, 2026
Details
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
36 Months Share Certificate
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Certificates of Deposit 3 Years
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
36 month CD
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Wilsonville 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 48 months
$1,000
2.70%
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Must qualify for OnPoint Rewards.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Traditional & Roth IRA Certificates of Deposit 48 months
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
48 months
$1,000
2.45%
▼
Rate2.42%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 48 months
$1,000
2.45%
▼
Rate2.42%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
Certificate Accounts 48 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
IRA Certificate Accounts 48 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500.00 Minimum Opening Deposit
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
48 Months Share Certificate
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 48 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
IRA Certificates 48 Months
$0
3.18%
▼
Rate3.13%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
48 Month Certificate
$15,000
3.05%
▼
Rate3.01%
Min Deposit$15,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
48 Month Share Certificate
$15,000
3.05%
▼
Rate3.01%
Min Deposit$15,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
48 Month Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
48 Month Share Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
IRA 48 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
IRA Certificate 48 Month Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
48 Months Certificate
$0
2.97%
▼
Rate2.93%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
48 Months Certificate Accounts
$0
2.97%
▼
Rate2.93%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
Certificates/IRA Certificates 48 Months
$500
2.90%
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
48 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
IRA 48 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
48 Month Commercial Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
48 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Certificates of Deposit 4 Years
$50,000
2.85%
▼
Rate2.82%
Min Deposit$50,000
Min Balance—
UpdatedMay 22, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
4 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48 Month Certificate Accounts
$500
2.80%
▼
Rate2.77%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
IRA Certificate Accounts 48 Month
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
48 Months Bump Certificates
$0
2.77%
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Bump Certificates 48 Months
$2,500
2.77%
▼
Rate2.73%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Certificates of Deposit 4 Years
$10,000
2.60%
▼
Rate2.58%
Min Deposit$10,000
Min Balance—
UpdatedMay 22, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
4 Year Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
4 Year Certificate
$10,000
2.50%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 20, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
48 Mo Certificate - Regular, IRA, ESA
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
IRA / ESA 48-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
48 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$500 - $74,999.99
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
Business 48 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Long Term Certificates 4 Years
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Years Long Term Certificates
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
4 Year Certificate
$500
2.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
48 Months Share Certificate
$0
2.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Certificates of Deposit 4 Years
$1,000
2.40%
▼
Rate2.38%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
4 Year IRA Certificate
$100
2.35%
▼
Rate2.33%
Min Deposit$100
Min Balance—
UpdatedMay 22, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48-Month Certificates of Deposit
$500
2.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
48 month CD
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Wilsonville 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 60 months
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Must qualify for OnPoint Rewards.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Traditional & Roth IRA Certificates of Deposit 60 months
$1,000
2.55%
▼
Rate2.52%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
60 months
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9460 SW Wilsonville Rd, Wilsonville, OR 97070
Business Certificates of Deposit 60 months
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
Certificate Accounts 60 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
29990 SW Town Center Loop W, Wilsonville, OR 97070
IRA Certificate Accounts 60 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500.00 Minimum Opening Deposit
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
60 Months Share Certificate
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 60 Months
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
60 Month Certificate
$15,000
3.15%
▼
Rate3.10%
Min Deposit$15,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
60 Month Share Certificate
$15,000
3.15%
▼
Rate3.10%
Min Deposit$15,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
60 Month Certificate
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
60 Month Share Certificate
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
IRA 60 Month Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
IRA Certificate 60 Month Certificate
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
Certificates/IRA Certificates 60 Months
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Certificates of Deposit 5 Years
$50,000
2.95%
▼
Rate2.92%
Min Deposit$50,000
Min Balance—
UpdatedMay 22, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
60 Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
IRA 60 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
60 Month Commercial Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
60 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
5 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Certificates of Deposit 5 Years
$10,000
2.70%
▼
Rate2.67%
Min Deposit$10,000
Min Balance—
UpdatedMay 22, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
60 Month Certificate Accounts
$500
2.70%
▼
Rate2.67%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
IRA Certificate Accounts 60 Month
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
5 Year Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
Business 60 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
5 Year Certificate
$10,000
2.50%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 20, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
60 Mo Certificate - Regular, IRA, ESA, Optima Club
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Certificates of Deposit 5 Years
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
60 Months Share Certificate
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Years Long Term Certificates
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
60 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$500 - $74,999.99
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Long Term Certificates 5 Years
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year SEP IRA
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year IRA Certificates
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year IRA
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
5 Year Certificate
$500
2.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
5 Year IRA Certificate
$100
2.40%
▼
Rate2.38%
Min Deposit$100
Min Balance—
UpdatedMay 22, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
5-Year Certificates of Deposit
$500
1.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
What Is a Certificate of Deposit?
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term — commonly three months to five years — in exchange for a guaranteed interest rate. In return for agreeing to leave the money untouched until the term ends, the depositor typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA.
CD Terms
The term is the length of time the money is committed to the CD before it matures. Shorter terms such as three or six months offer easier access to funds, while longer terms such as three or five years usually pay higher rates. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term.
CD Risk
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. The main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How Interest Is Paid
Interest on a CD is calculated using the annual percentage yield, which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD balance to compound. Comparing CDs by APY rather than the nominal rate gives the truest picture of total earnings.
Fixed vs. Variable Rates
Most CDs carry a fixed rate that is locked for the entire term, protecting the depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if market conditions improve. Which is better depends on the direction the depositor expects rates to move.
Wilsonville, OR CD Rate Trends
Compare local Wilsonville, OR CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OR Avg
2.518%
▲ 0.007 vs 7 days ago
Oregon 12-month CD rates rose 0.007 points over the past 7 days to 2.518% APY.
6-Month CD — OR Avg
2.407%
▲ 0.013 vs 7 days ago
Oregon 6-month CD rates rose 0.013 points over the past 7 days to 2.407% APY.
As of May 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
OR CD Rate Forecast — Next 12 Months
Where are Oregon CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
OR 12-Month Avg APY
2.518%
6-Month Forecast
2.518%
Range: 2.32% – 2.67%
12-Month Forecast
2.268%
Range: 2.07% – 2.42%
Powered by
MonitorBankRates
What Your Savings Earn at OR CD Rates Today
Annual interest earnings at today’s Oregon average APYs. State average used where available; national average as fallback.
| CD Term | OR Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.689% | $84.44 | $168.87 | $422.18 | $844.35 |
| 6-Month CD | 2.407% | $120.36 | $240.72 | $601.80 | $1,203.60 |
| 12-Month CD | 2.518% | $125.88 | $251.75 | $629.38 | $1,258.75 |
| 18-Month CD | 2.526% | $126.32 | $252.63 | $631.58 | $1,263.15 |
| 24-Month CD | 2.531% | $126.57 | $253.14 | $632.85 | $1,265.70 |
| 36-Month CD | 2.475% | $123.76 | $247.51 | $618.78 | $1,237.55 |
| 48-Month CD | 2.491% | $124.57 | $249.13 | $622.83 | $1,245.65 |
| 60-Month CD | 2.494% | $124.70 | $249.40 | $623.50 | $1,247.00 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 29, 2026. | |||||
Sample CD Ladder for Wilsonville, Oregon Savers
$25,000 split equally across 5 terms using today’s Oregon average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | OR Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.689% | $84.44 |
| 2 | 6-Month CD | $5,000 | 2.407% | $120.36 |
| 3 | 12-Month CD | $5,000 | 2.518% | $125.88 |
| 4 | 24-Month CD | $5,000 | 2.531% | $126.57 |
| 5 | 36-Month CD | $5,000 | 2.475% | $123.76 |
| Total ($25,000 invested) | $25,000 | 2.324% blended | $581.01/yr | |
Ladder example uses equal $5,000 rungs and Oregon average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
333
CD Rates
Tracked in Wilsonville, Oregon
Tracked in Wilsonville, Oregon
8 Banks
27 Credit Unions
About Our Wilsonville, Oregon CD Rate Database
MonitorBankRates tracks 333 CD rates from 8 banks and 27 credit unions with locations in Wilsonville, Oregon, plus national online institutions available to Oregon residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Oregon Community Credit Union offers a CD at 3.15% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Wilsonville, Oregon.
How to Find the Best CD Rates in Wilsonville, Oregon
What to compare when shopping for a CD in Wilsonville, Oregon
To find the best APYs in Wilsonville, Oregon, start with credit unions and online-only banks — Wilsonville, Oregon has 27 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Wilsonville, Oregon
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Wilsonville, Oregon — 35 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Wilsonville, Oregon savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Wilsonville, Oregon money market rates
Wilsonville, Oregon Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
16.8%
National avg: 17.3%
Median Individual Earnings
$46,680
National avg: $47,340
Poverty Rate
8.8%
National avg: 11.1%
Unemployment Rate
6.5%
National avg: 4.8%
CD Earnings on 10% of Salary
$118/yr
At OR 12-mo avg 2.518% APY
16.8% of residents are 65 or older — below the national average of 17.3%; an unemployment rate of 6.5% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s OR 12-month CD average of 2.518%, saving 10% of the local median salary ($4,668/year) and putting it in a CD would earn an additional $118 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Wilsonville, Oregon
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Wilsonville, Oregon
Are CD rates in Wilsonville, Oregon FDIC insured?
Yes, most established banks in Wilsonville, Oregon are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Wilsonville, Oregon?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Wilsonville, Oregon.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Wilsonville, Oregon may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Wilsonville, Oregon?
Here are recent top rates found for this area:
- Oregon Community Credit Union: 3.15% APY (24-month regular certificate)
- OnPoint Community Credit Union: 2.75% APY (Business Certificates of Deposit 60 months)
- Marion And Polk Schools Credit Union: 1.90% APY (IRA Certificate Accounts 12 Months)
- Northwest Adventist Federal Credit Union: 4.33% APY (1-Year Certificate)
- Teamsters Council #37 Federal Credit Union: 4.00% APY (IRA / ESA 12-Month Certificate)
- Pioneer Trust Bank: 3.82% APY (6 Month TCD)
- Unitus Community Credit Union: 3.75% APY (12 Mo Certificate - Regular, IRA, ESA)
- Point West Credit Union: 3.75% APY (Save To Win Certificate of Deposit 12 months)
- Central Willamette Credit Union: 3.71% APY (Flex 12 CDx (Consumer, IRA, & Business) 12 Months)
- First Federal S&L of McMinnville: 3.65% APY (3 Month)
Rates reflect recent verified offers available in Wilsonville, Oregon. Last Updated: May 29, 2026
CD Calculators for Wilsonville, Oregon
Wilsonville, Oregon CD Calculator
At today’s OR top rate of 3.15% APY, a $10,000 deposit earns $315 in the first year. Enter your amount to see your exact return.
Wilsonville, Oregon CD LadderOR CD rates currently range from 1.689% (3-month) to 2.475% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Wilsonville, Oregon CD at 3.15% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsOregon’s average 12-month CD is 2.518% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Wilsonville, Oregon CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Wilsonville, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wilsonville, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 29, 2026
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