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Best Money Market Rates in Oregon - June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: June 16, 2026

Current Oregon money market deposit account rates include InRoads Federal Credit UnionInRoads Federal Credit Union1720 Saint Helens St, Saint Helens, OR 97051 1745A5.0 ★Texas Ratio: 10.09% Business Money Market at 4.00% APY, Unitus Community Credit UnionUnitus Community Credit Union1300 SW 6th Ave, Portland, OR 97201 3464A+5.0 ★Texas Ratio: 3.85% Money Market Account (Personal) at 3.50% APY, OnPoint Community Credit UnionOnPoint Community Credit Union2701 NW Vaughn St, Portland, OR 97210A+5.0 ★Texas Ratio: 3.75% Nonprofit Money Market at 3.50% APY, IQ Credit UnionIQ Credit Union4239 N Williams Ave, Portland, OR 97217A+5.0 ★Texas Ratio: 4.02% Business Money Market Accounts at 3.50% APY, and Marion And Polk Schools Credit UnionMarion And Polk Schools Credit Union451 Division St NE, Salem, OR 97301A+5.0 ★Texas Ratio: 4.29% Premium Money Market at 3.25% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Oregon side-by-side. Oregon money market rates currently reach as high as 4.00% APY from InRoads Federal Credit Union at 1720 Saint Helens St, Saint Helens, OR 97051 1745. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Oregon and surrounding area. Last Updated and Verified: June 16, 2026

Compare the Best Money Market Rates Today in Oregon

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$1,000,000+

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Nonprofit Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
Premium Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Dividends Compounded & Credited: Monthly

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Money Market Account
3.25%
$1,000
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
1st Rate Money Market
3.15%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

Balance tier: $100,000.00 and greater

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
Business Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$500,000-$999,999.99

Gateway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
3030 Gateway Loop, Springfield, OR 97477
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

See Rate PDF

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
Premium Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Dividends Compounded & Credited: Monthly

Gateway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
3030 Gateway Loop, Springfield, OR 97477
Money Market Checking
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Earn up to 3.00% APY* interest on your entire money market account balance without locking your money down! Rates may change without notice. Withdrawals include in-person and by check. Withdrawing more than 6 times per month may incur a fee. Please see savings rate and fee schedule.

Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
1190 Campbell St, Baker City, OR 97814
Member Preferred Money Market
2.79%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

APY effective 12/2/25. Rate is variable and balance tiers may change after account is opened.

Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
631 Winter St NE, Salem, OR 97301
Premium Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Soar Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
Premium Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Dividends Compounded & Credited: Monthly

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$100,000-$499,999.99

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
High Yield Money Market Account
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Dividends Paid: Monthly

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Money Market Plus - Personal & Business
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Daily ledger balance of: $500,000 and above

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
2.38%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tiered rate based on daily collected balance.

Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
761 Avenue G, Seaside, OR 97138
Business Money Market
2.38%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

APY means annual percentage yield.

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
2.38%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Daily Collected Balances

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Money Market Account
2.25%
$1,000
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
10333 SE Main St, Portland, OR 97216 2940
Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tiered rate based on daily collected balance.

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Daily Collected Balances

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$50,000-$99,999.99

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Soar Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
2.00%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
2.00%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 16, 2026
Details

Balance tier: $1,000,000 and greater

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
Indexed Money Market Account
1.88%
$5
View
▼
Rate1.86%
Min Deposit$5
Min Balance—
UpdatedJun 16, 2026
Details

$5,000 and above

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
Indexed Money Market
1.88%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Money Market Plus - Personal & Business
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Daily ledger balance of: $250,000 - $499,999

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
1.60%
$0
View
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$10,000-$49,999.99

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tiered rate based on daily collected balance.

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Daily Collected Balances

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
1.50%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 16, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
Business Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
Premium Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Dividends Compounded & Credited: Monthly

SELCO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
299 E 11th Ave, Eugene, OR 97401 3251
Money Market
1.50%
$1,000
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
1.50%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 16, 2026
Details

Balance tier: $250,000-$999,999.99

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Money Market Plus - Personal & Business
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Daily ledger balance of: $100,000 - $249,999

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
Money Market Savings
1.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Higher rates on your higher balances; Access funds with your ATM card: No

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Balance: $250,000 +

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
Business Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Money Market Plus - Personal & Business
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Daily ledger balance of: $.01 - $99,999

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
1.25%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 16, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
Money Market
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Soar Money Market
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
Money Market Plus
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Balance: $100,000 - $249,999.99

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
Business Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
Money Market
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$70,000; Paid Monthly

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
Money Market Plus
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
Business Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Oregon Community Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.17%
2880 Chad Dr, Eugene, OR 97408
Money Market
1.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

APY & rate may change. Fees could reduce earnings. No limit on the number of money market accounts a member can open.

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
1.00%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details

Balance tier: $100,000 and greater

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
1.00%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 16, 2026
Details

Balance tier: $100,000-$249,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.85%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
0.75%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 16, 2026
Details

Balance tier: $5,000-$99,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.75%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details

Balance tier: $50,000-$99,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.65%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.55%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details

Balance tier: $5,000-$49,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
0.50%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 16, 2026
Details

Balance tier: up to $4,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.46%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.35%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details

Balance tier: up to $4,999.99

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tiered rate based on daily collected balance.

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Daily Collected Balances

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 3.20%
4620 SE International Way Ste 105, Milwaukie, OR 97222
Money Market
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
IRA Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
Daily Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
Daily Money Markets
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Oregon and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Oregon Money Market Rate Trends

Compare local Oregon money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oregon MMA Trends →
High-Yield MMA — OR Avg
3.063%
▼ 0.025 vs 7 days ago

Oregon high-yield MMA rates fell 0.025 points over the past 7 days to 3.063% APY.

Standard MMA — OR Avg
0.590%
▼ 0.124 vs 7 days ago

Oregon standard MMA rates fell 0.124 points over the past 7 days to 0.590% APY.

As of Jun 19, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oregon money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oregon. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Oregon

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oregon.

Are Money Market accounts in Oregon safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.

How often do MMA rates change in Oregon?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Oregon?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Oregon require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Oregon

Here are some of the highest money market account APYs currently available in Oregon:
  • InRoads Federal Credit Union
    Business Money Market — 4.00% APY
  • Unitus Community Credit Union
    Money Market Account (Personal) — 3.50% APY
  • OnPoint Community Credit Union
    Nonprofit Money Market — 3.50% APY
  • IQ Credit Union
    Business Money Market Accounts — 3.50% APY
  • Marion And Polk Schools Credit Union
    Premium Money Market — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 16, 2026

Oregon Rates & Resources

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