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Oregon MMA Rate Trends

Best Money Market Rates in Elgin, Oregon (OR) - March 2026

Current Elgin, Oregon and the surrounding area money market rates include InRoads Federal Credit UnionInRoads Federal Credit Union1720 Saint Helens St, Saint Helens, OR 97051 1745A5.0 ★Texas Ratio: 10.70% Business Money Market at 4.00% APY, Unitus Community Credit UnionUnitus Community Credit Union1300 SW 6th Ave, Portland, OR 97201 3464A+5.0 ★Texas Ratio: 4.22% Money Market Account (Personal) at 3.50% APY, IQ Credit UnionIQ Credit Union4239 N Williams Ave, Portland, OR 97217A+5.0 ★Texas Ratio: 4.30% Business Money Market Accounts at 3.50% APY, Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union11619 Island Ave, Island City, OR 97850A+5.0 ★Texas Ratio: 4.34% Money Market Account at 3.49% APY, and Marion And Polk Schools Credit UnionMarion And Polk Schools Credit Union451 Division St NE, Salem, OR 97301A+5.0 ★Texas Ratio: 4.47% Premier Business Money Market at 3.25% APY.

To see how these money market rates in Elgin, Oregon and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Elgin, Oregon (OR) are continually updated we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Elgin, Oregon and surrounding area. Last Updated and Verified: March 20, 2026

Elgin, OR Money Market Rate Trends

Compare local Elgin, OR MMA rate quotes against the statewide average

Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oregon MMA Trends →
High-Yield MMA — OR Avg
1.950%
▲ 1.267 from last week

Oregon high-yield MMA rates rose 1.267 points this week to 1.950% APY, up from 0.683% last week.

Standard MMA — OR Avg
0.903%
▲ 0.391 from last week

Oregon standard MMA rates rose 0.391 points this week to 0.903% APY, up from 0.513% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Money Market Rates Today in Elgin, Oregon & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
109 S 8th Ave, Elgin, OR 97827
Member Preferred Money Market
2.79%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
4.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
3.50%
$10,000
Rate3.44%
Min Deposit$10,000
Min Balance
UpdatedMar 20, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
3.49%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
3.39%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
3.29%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying Bump Rate

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premier Business Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$1,000,000 and above

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premium Money Market Account
3.25%
$5
Rate
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

$500,000 and above

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premium Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$500,000 and above

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
1st Rate Money Market
3.15%
$100,000
Rate
Min Deposit$100,000
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $100,000.00

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Advanced Business Money Market with Excess Share Insurance**
3.10%
$100
Rate3.06%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Advanced Business Checking

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Money Market1
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Money Market
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Lewis & Clark Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
15960 Agnes Ave, Oregon City, OR 97045
Premium Money Market
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premier Business Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$500,000 - $999,999.99

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
3.00%
$10,000
Rate2.96%
Min Deposit$10,000
Min Balance
UpdatedMar 20, 2026
Details

Gateway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
3030 Gateway Loop, Springfield, OR 97477
Money Market Account
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $500.00

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
MyMoney Market
3.00%
$0
Rate2.98%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
Business Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premium Money Market Account
3.00%
$5
Rate
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

$250,000 - $499,999

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premium Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$250,000 - $499,999.99

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Advanced Business Money Market with Excess Share Insurance**
2.85%
$100
Rate2.81%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Advanced Business Checking

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Money Market
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Money Market1
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
Money Market
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
631 Winter St NE, Salem, OR 97301
Premium Money Market
2.75%
$0
Rate2.71%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
Money Market Checking
2.66%
$100
Rate2.63%
Min Deposit$100
Min Balance
UpdatedMar 15, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
2.58%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying Bump Rate

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Money Market1
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Money Market
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
761 Avenue G, Seaside, OR 97138
Business Money Market
2.53%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

As High As

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premium Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$100,000 - $249,999.99

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premium Money Market Account
2.50%
$5
Rate
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

$100,000 - $249,999.99

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premier Business Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$250,000 - $499,999.99

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
High Yield Money Market Account
2.50%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
2.50%
$10,000
Rate2.47%
Min Deposit$10,000
Min Balance
UpdatedMar 20, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
Business Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Soar Money Market
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
2.47%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying Bump Rate

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR 97146 7359
Elite + Money Market
2.38%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
2.38%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
2.38%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Mid Oregon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1386 NE Cushing Dr, Bend, OR 97701 3730
Business Money Market Plus
2.35%
$0
Rate2.33%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premier Business Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$100,000 - $249,999.99

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Advanced Business Money Market with Excess Share Insurance**
2.25%
$100
Rate2.23%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Advanced Business Checking

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Mid Oregon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1386 NE Cushing Dr, Bend, OR 97701 3730
Business Money Market Plus
2.20%
$0
Rate2.18%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR 97146 7359
Elite + Money Market
2.13%
$0
Rate2.11%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
2.00%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedMar 20, 2026
Details

$1,000,000 and greater

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
2.00%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $1,000,000.00

Lewis & Clark Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
15960 Agnes Ave, Oregon City, OR 97045
Indexed Money Market
1.88%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
1.50%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $999,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
1.50%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedMar 20, 2026
Details

$250,000-$999,999.99

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
Money Market Checking
1.36%
$100
Rate1.35%
Min Deposit$100
Min Balance
UpdatedMar 15, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
1.25%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedMar 20, 2026
Details

$100,000-$249,999.99

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
Money Market Checking
1.11%
$100
Rate1.10%
Min Deposit$100
Min Balance
UpdatedMar 15, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
1.00%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $249,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
1.00%
$100
Rate
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $100,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.85%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedMar 20, 2026
Details

$25,000-$99,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Elgin, Oregon and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Elgin, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Elgin, Oregon. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Elgin, Oregon

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oregon.

Are Money Market accounts in Elgin, Oregon safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.

How often do MMA rates change in Elgin, Oregon?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Elgin, Oregon

Here are some of the highest money market account APYs currently available in Elgin, Oregon and the surrounding area:
  • InRoads Federal Credit Union
    Business Money Market — 4.00% APY
  • Unitus Community Credit Union
    Money Market Account (Personal) — 3.50% APY
  • IQ Credit Union
    Business Money Market Accounts — 3.50% APY
  • Potlatch No 1 Financial Credit Union
    Money Market Account — 3.49% APY
  • Marion And Polk Schools Credit Union
    Premier Business Money Market — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Elgin, Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026