Best Money Market Rates in Heppner, Oregon (OR) - March 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Heppner, Oregon and the surrounding area money market rates include InRoads Federal Credit UnionInRoads Federal Credit Union1720 Saint Helens St, Saint Helens, OR 97051 1745A5.0 ★Texas Ratio: 10.70% Business Money Market at 4.00% APY, IQ Credit UnionIQ Credit Union4239 N Williams Ave, Portland, OR 97217A+5.0 ★Texas Ratio: 4.30% Business Money Market Accounts at 3.50% APY, OnPoint Community Credit UnionOnPoint Community Credit Union2701 NW Vaughn St, Portland, OR 97210A+5.0 ★Texas Ratio: 3.91% Nonprofit Money Market at 3.50% APY, Unitus Community Credit UnionUnitus Community Credit Union1300 SW 6th Ave, Portland, OR 97201 3464A+5.0 ★Texas Ratio: 4.22% Money Market Account (Personal) at 3.50% APY, and Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union11619 Island Ave, Island City, OR 97850A+5.0 ★Texas Ratio: 4.34% Money Market Account at 3.49% APY.
To see how these money market rates in Heppner, Oregon and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Heppner, Oregon (OR) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Heppner, Oregon and surrounding area. Last Updated and Verified: March 21, 2026
Heppner, OR Money Market Rate Trends
Compare local Heppner, OR MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — OR Avg
1.950%
Oregon high-yield MMA rates currently average 1.950% APY based on data from institutions in our monitoring network.
Standard MMA — OR Avg
0.892%
▲ 0.380 from last week
Oregon standard MMA rates rose 0.380 points this week to 0.892% APY, up from 0.513% last week.
As of Mar 21, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in Heppner, Oregon & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
3.50%
$10,000
▼
Rate3.44%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR 97210
Nonprofit Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
3.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying Bump Rate
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premium Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$500,000 and above
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
1st Rate Money Market
3.15%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $100,000.00
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Money Market1
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Lewis & Clark Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
15960 Agnes Ave, Oregon City, OR 97045
Premium Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
MyMoney Market
3.00%
$0
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
3.00%
$10,000
▼
Rate2.96%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Gateway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
3030 Gateway Loop, Springfield, OR 97477
Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $500.00
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premium Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$250,000 - $499,999
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
1190 Campbell St, Baker City, OR 97814
Member Preferred Money Market
2.79%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Money Market
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Money Market1
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
631 Winter St NE, Salem, OR 97301
Premium Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
Money Market Checking
2.66%
$0
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying Bump Rate
Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
761 Avenue G, Seaside, OR 97138
Business Money Market
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
As High As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Money Market1
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premium Money Market Account
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$100,000 - $249,999.99
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
High Yield Money Market Account
2.50%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
2.50%
$10,000
▼
Rate2.47%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Soar Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
2.47%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying Bump Rate
Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR 97146 7359
Elite + Money Market
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR 97146 7359
Elite + Money Market
2.13%
$0
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Money Market1
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
$1,000,000 and greater
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $1,000,000.00
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
2.00%
$10,000
▼
Rate1.98%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Soar Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Lewis & Clark Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
15960 Agnes Ave, Oregon City, OR 97045
Indexed Money Market
1.88%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Indexed Money Market Account
1.88%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$5,000 and above
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR 97477
Money Market (Tier 2)**
1.60%
$25,000
▼
Rate1.60%
Min Deposit$25,000
Min Balance—
UpdatedMar 15, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
1.60%
$10,000
▼
Rate1.59%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $999,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
$250,000-$999,999.99
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
Money Market Checking
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
1.25%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
$100,000-$249,999.99
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
Money Market Checking
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
1.00%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $100,000.00
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
1.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $249,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.85%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
$25,000-$99,999.99
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
Money Market Checking
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
0.75%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $99,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.75%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $99,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.65%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
$10,000-$24,999.99
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Heppner, Oregon and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Heppner, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Heppner, Oregon. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Heppner, Oregon
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oregon.
Are Money Market accounts in Heppner, Oregon safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.
How often do MMA rates change in Heppner, Oregon?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Heppner, Oregon
Here are some of the highest money market account APYs currently available in Heppner, Oregon and the surrounding area:
- InRoads Federal Credit Union
Business Money Market — 4.00% APY - IQ Credit Union
Business Money Market Accounts — 3.50% APY - OnPoint Community Credit Union
Nonprofit Money Market — 3.50% APY - Unitus Community Credit Union
Money Market Account (Personal) — 3.50% APY - Potlatch No 1 Financial Credit Union
Money Market Account — 3.49% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Heppner, Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 21, 2026
