Best Money Market Rates in Lincoln City, Oregon - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Lincoln City, Oregon and the surrounding area money market deposit account rates include Fibre Federal Credit UnionFibre Federal Credit Union2004 NW 36th St, Lincoln City, OR 97367 4841A+5.0 ★Texas Ratio: 4.20% Business Money Market Savings & Checking at 0.40% APY, InRoads Federal Credit UnionInRoads Federal Credit UnionA5.0 ★Texas Ratio: 10.09% Business Money Market at 4.00% APY, IQ Credit UnionIQ Credit UnionA+5.0 ★Texas Ratio: 4.02% Business Money Market Accounts at 3.50% APY, OnPoint Community Credit UnionOnPoint Community Credit UnionA+5.0 ★Texas Ratio: 3.75% Nonprofit Money Market at 3.50% APY, and Unitus Community Credit UnionUnitus Community Credit UnionA+5.0 ★Texas Ratio: 3.85% Money Market Account (Personal) at 3.50% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.
Lincoln City has 1 local institution in our database, with money market rates as high as 0.40% APY from Fibre Federal Credit Union at 2004 NW 36th St, Lincoln City, OR 97367 4841. Use the table below to compare all available offers, including options from institutions serving the broader Oregon area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Lincoln City, Oregon and surrounding area. Last Updated and Verified: June 16, 2026
Compare the Best Money Market Rates Today in Lincoln City, Oregon & the Surrounding Area
$1,000,000+
Dividends Compounded & Credited: Monthly
Balance tier: $100,000.00 and greater
See Rate PDF
Dividends Compounded & Credited: Monthly
Earn up to 3.00% APY* interest on your entire money market account balance without locking your money down! Rates may change without notice. Withdrawals include in-person and by check. Withdrawing more than 6 times per month may incur a fee. Please see savings rate and fee schedule.
$500,000-$999,999.99
APY effective 12/2/25. Rate is variable and balance tiers may change after account is opened.
Dividends Compounded & Credited: Monthly
Daily ledger balance of: $500,000 and above
Dividends Paid: Monthly
$100,000-$499,999.99
APY means annual percentage yield.
Tiered rate based on daily collected balance.
Daily Collected Balances
Tiered rate based on daily collected balance.
Daily Collected Balances
Balance tier: $1,000,000 and greater
$50,000-$99,999.99
$5,000 and above
Daily ledger balance of: $250,000 - $499,999
$10,000-$49,999.99
Tiered rate based on daily collected balance.
Daily Collected Balances
Dividends Compounded & Credited: Monthly
Balance tier: $250,000-$999,999.99
Daily ledger balance of: $100,000 - $249,999
Higher rates on your higher balances; Access funds with your ATM card: No
Balance: $250,000 +
Daily ledger balance of: $.01 - $99,999
Balance: $100,000 - $249,999.99
Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A
Balance tier: $100,000-$249,999.99
Balance tier: $100,000 and greater
Balance tier: $5,000-$99,999.99
Balance tier: $50,000-$99,999.99
Balance tier: $5,000-$49,999.99
Balance tier: up to $4,999.99
Balance tier: up to $4,999.99
Tiered rate based on daily collected balance.
Daily Collected Balances
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lincoln City, OR Money Market Rate Trends
Compare local Lincoln City, OR money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oregon high-yield MMA rates fell 0.025 points over the past 7 days to 3.063% APY.
Oregon standard MMA rates fell 0.124 points over the past 7 days to 0.590% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lincoln City, Oregon money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lincoln City, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lincoln City, Oregon. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Lincoln City, Oregon
What is a Money Market Account (MMA)?
Are Money Market accounts in Lincoln City, Oregon safe?
How often do MMA rates change in Lincoln City, Oregon?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Lincoln City, Oregon?
Best Money Market Rates in Lincoln City, Oregon
- Fibre Federal Credit Union
Business Money Market Savings & Checking — 0.40% APY - InRoads Federal Credit Union
Business Money Market — 4.00% APY - IQ Credit Union
Business Money Market Accounts — 3.50% APY - OnPoint Community Credit Union
Nonprofit Money Market — 3.50% APY - Unitus Community Credit Union
Money Market Account (Personal) — 3.50% APY
