Best Money Market Rates in Ontario, Oregon - June 2026
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Brian McKay
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Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Ontario, Oregon and the surrounding area money market deposit account rates include Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union1775 E Idaho Ave, Ontario, OR 97914A+5.0 ★Texas Ratio: 4.06% Money Market Account at 3.49% APY, 1st Security Bank of Washington1st Security Bank of Washington98 South Oregon Street, Ontario, OR 97914A+5.0 ★Texas Ratio: 2.12% 1st Rate Money Market at 3.15% APY, Rogue Credit UnionRogue Credit Union330 S Verde Dr, Ontario, OR 97914A+5.0 ★Texas Ratio: 4.58% MyMoney MarketTM at 1.50% APY, HAPO Community Credit UnionHAPO Community Credit UnionA+5.0 ★Texas Ratio: 1.93% Money Market at 3.25% APY, and Red Canoe Credit UnionRed Canoe Credit UnionA+5.0 ★Texas Ratio: 3.60% Business Money Market at 3.00% APY. Money market rates as of June 5, 2026 according to verified data from MonitorBankRates.
Ontario has 3 local institutions in our database, with money market rates as high as 3.49% APY from Potlatch No 1 Financial Credit Union at 1775 E Idaho Ave, Ontario, OR 97914. Use the table below to compare all available offers, including options from institutions serving the broader Oregon area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Ontario, Oregon and surrounding area. Last Updated and Verified: June 5, 2026
Compare the Best Money Market Rates Today in Ontario, Oregon & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
3.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Qualifying Bump Rate
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
1st Rate Money Market
3.15%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 5, 2026
Details
New money is defined as funds from another institution. Current customers may open this account by logging in to online banking. Non-customers must visit their local branch to open this account.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
2.47%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Qualifying Bump Rate
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 5, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 5, 2026
Details
$1,000,000 and greater
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 5, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
330 S Verde Dr, Ontario, OR 97914
MyMoney MarketTM
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 5, 2026
Details
$250,000-$999,999.99
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Business Money Market Account
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Business Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Business Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
1.25%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 5, 2026
Details
$100,000-$249,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
1.00%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJun 5, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
1.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 5, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.85%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 5, 2026
Details
$25,000-$99,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.75%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJun 5, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
0.75%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 5, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.65%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 5, 2026
Details
$10,000-$24,999.99
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
0.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Business Money Market Account
0.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.55%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJun 5, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
0.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 5, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.46%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 5, 2026
Details
up to $9,999.99
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Accounts
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1775 E Idaho Ave, Ontario, OR 97914
Business Money Market Account
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.35%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJun 5, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
1st Rate Money Market
0.05%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 5, 2026
Details
New money is defined as funds from another institution. Current customers may open this account by logging in to online banking. Non-customers must visit their local branch to open this account.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Member Preferred Money Market
2.79%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Minimum $500,000. APY effective 12/2/25
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Premium Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Dividends are paid monthly and calculated on average daily balance.
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
High Yield Money Market Account
2.50%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
Elite + Money Market
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Business Money Market
2.38%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
APY*
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
Elite + Money Market
2.13%
$0
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
Elite + Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Business Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.68%
Money Market Plus
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Qualifying balance up to $1,000.00
Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
Money Market Account
1.12%
$0
▼
Rate1.11%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Oregon Community Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.17%
Money Market
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.68%
Money Market Plus
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Business Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.68%
Business Choice Money Market
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$100,000.00 and greater
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.68%
Cannabis Choice Money Market
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$100,000.00 and greater
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.68%
Choice Money Market
1.04%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$100,000.00 and greater
Oregon Community Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.17%
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
Premium Money Market Account
1.00%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.68%
Business Choice Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$50,0000.00 - $99,999.99
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.68%
Cannabis Choice Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$50,000.00 - $99,999.99
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.68%
Choice Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$50,000.00 - $99,999.99
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.68%
Choice Money Market
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$25,000.00 - $49,999.99
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.68%
Cannabis Choice Money Market
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$25,000.00 - $49,999.99
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.68%
Business Choice Money Market
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$25,000.00 - $49,999.99
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Ontario, Oregon and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Ontario, OR Money Market Rate Trends
Compare local Ontario, OR money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — OR Avg
3.083%
▲ 0.031 vs 7 days ago
Oregon high-yield MMA rates rose 0.031 points over the past 7 days to 3.083% APY.
Standard MMA — OR Avg
0.668%
Unchanged vs 7 days ago
Oregon standard MMA rates currently average 0.668% APY.
As of Jun 9, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ontario, Oregon money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Ontario, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ontario, Oregon. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Ontario, Oregon
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oregon.
Are Money Market accounts in Ontario, Oregon safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.
How often do MMA rates change in Ontario, Oregon?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Ontario, Oregon?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Ontario, Oregon require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Ontario, Oregon
Here are some of the highest money market account APYs currently available in Ontario, Oregon and the surrounding area:
- Potlatch No 1 Financial Credit Union
Money Market Account — 3.49% APY - 1st Security Bank of Washington
1st Rate Money Market — 3.15% APY - Rogue Credit Union
MyMoney MarketTM — 1.50% APY - HAPO Community Credit Union
Money Market — 3.25% APY - Red Canoe Credit Union
Business Money Market — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Ontario, Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 5, 2026
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