Mortgage Lenders and Brokers in Ontario, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ontario, Oregon mortgage lenders include US Bank, N.A.US Bank, N.A.281 Sw 1st St, Ontario, OR 97914A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank225 Sw 4th Ave, Ontario, OR 97914A+5.0 ★Texas Ratio: 2.28%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA319 Sw 4th Ave, Ontario, OR 97914A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA189 Sw 1st St, Ontario, OR 97914A+5.0 ★Texas Ratio: 5.36%, Rogue Credit UnionRogue Credit Union330 S Verde Dr, Ontario, OR 97914A+5.0 ★Texas Ratio: 5.02%, Summit Mortgage CorporationSummit Mortgage Corporation560 Sw Columbia St, Bend, OR 97702, Selco Community Credit UnionSelco Community Credit Union1823 14th Ave SE, Albany, OR 97322A+5.0 ★Texas Ratio: 1.92%, Willamette Valley BankWillamette Valley Bank1970 14th Ave Se, Albany, OR 97322A+5.0 ★Texas Ratio: 0.89%, Bank of America NABank of America NA1375 Nw 185th Ave, Aloha, OR 97006A+5.0 ★Texas Ratio: 4.14%, and Guild Mortgage Company. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ontario, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ontario are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ontario, Oregon
Market share is the lender's share of all home loans closed in Ontario, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ontario 281 Sw 1st St, Ontario, OR 97914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, USDA, HELOC | 4 +2 HELOCs |
2% | 50% | $247,500 | View |
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1 office in Ontario 225 Sw 4th Ave, Ontario, OR 97914 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $105,000 | View |
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1 office in Ontario 319 Sw 4th Ave, Ontario, OR 97914 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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1 office in Ontario 189 Sw 1st St, Ontario, OR 97914 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $65,000 | View |
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330 S Verde Dr, Ontario, OR 97914 A+5.0 ★Texas Ratio: 5.02% |
Conventional, HELOC | 39 +3 HELOCs |
19.2% | 95.1% | $141,410 | View |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
Conventional, FHA | 2 | 1% | 100% | $280,000 | |
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1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $225,000 | View |
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1970 14th Ave Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 0.89% |
VA | 1 | 0.5% | 100% | $295,000 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA, VA | 29 | 14.3% | 97.1% | $241,551 | |
First Colony Mortgage Corporat
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Conventional, FHA | 18 | 8.9% | 100% | $251,111 | |
loanDepot.com LLC
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Conventional, FHA, USDA | 14 | 6.9% | 93.3% | $230,714 | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 4.4% | 66.7% | $225,000 | |
Primelending
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Conventional, FHA | 8 | 3.9% | 100% | $167,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 3% | 85.7% | $135,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
2.5% | 100% | $271,000 | |
Goodleap, LLC
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Conventional, VA | 4 | 2% | 80% | $155,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 2% | 100% | $185,000 | |
Idaho Central Credit Union
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Conventional | 4 | 2% | 75% | $177,500 | |
Movement Mortgage, LLC
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Conventional, VA | 3 | 1.5% | 80% | $401,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.5% | 100% | $271,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.5% | 100% | $158,333 | |
Right Start Mortgage, Inc
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Conventional, FHA | 3 | 1.5% | 100% | $228,333 | |
Loan Simple, Inc.
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FHA | 3 | 1.5% | 100% | $331,666 | |
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A+5.0 ★Texas Ratio: 1.13% |
Conventional | 3 | 1.5% | 80% | $211,666 | View |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 1% | 66.7% | $255,000 | |
Newrez LLC
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Conventional | 2 | 1% | 50% | $100,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 1% | 100% | $275,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1% | 100% | $180,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 1% | 100% | $230,000 | |
Castle & Cooke Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $320,000 | |
Mortgage Research Center
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VA | 2 | 1% | 50% | $260,000 | |
Fairway Independent Mort Corp
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FHA | 2 | 1% | 100% | $260,000 | |
Freedom Northwest Credit Union
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Success Lending, LLC
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FHA | 1 | 0.5% | 50% | $365,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.5% | 50% | $115,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 25% | $35,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.5% | 100% | $325,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 100% | $195,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.5% | 100% | $295,000 | |
Intercap Lending Inc
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VA | 1 | 0.5% | 100% | $415,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $415,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Veritas Funding, LLC
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VA | 1 | 0.5% | 100% | $195,000 | |
Navy Federal Credit Union
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VA | 1 | 0.5% | 100% | $115,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $285,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 25% | $35,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $255,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $445,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ontario Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ontario, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Ontario? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ontario in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ontario, OR
Use these to narrow the list above. Each category shows how many Ontario, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Ontario, OR
Independent mortgage companies closed 66 percent of home loans in Ontario, Oregon in 2025, banks 11.3 percent and credit unions 22.7 percent. Summit Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and Rogue Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ontario, OR
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Ontario, Oregon with 4 loans, about 2 percent of the market. The largest lender headquartered in Oregon was Columbia Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Ontario, Oregon in 2025, led by Guild Mortgage Company with 12. 16 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 5 credit unions closed home loans in Ontario, Oregon in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ontario, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ontario, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ontario. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
