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Oregon CD Rate Trends

CD Rates Gresham, Oregon (OR) for March 2026

Current Gresham, Oregon CD rates include Unitus Community Credit UnionUnitus Community Credit Union1300 SW 6th Ave, Portland, OR 97201 3464A+5.0 ★Texas Ratio: 4.22% offering 6 Mo Certificate - Regular, IRA, ESA at 3.75% APY, Rivermark Community Credit UnionRivermark Community Credit Union2537 SE Hawthorne Blvd, Portland, OR 97214A5.0 ★Texas Ratio: 13.55% offering 6 Month Certificate or more at 3.20% APY, Riverview BankRiverview Bank900 Washington St, Vancouver, WA 98660A+5.0 ★Texas Ratio: 0.12% offering 12-month CD Special at 3.00% APY, Wells FargoWells Fargo200 W Base St, Madison, FL 32340A5.0 ★Texas Ratio: 7.44% offering 1 year Standard Fixed Rate CD at 1.51% APY, and Northwest Adventist Federal Credit UnionNorthwest Adventist Federal Credit Union10333 SE Main St, Portland, OR 97216 2940A+5.0 ★Texas Ratio: 2.11% offering 1-Year Certificate at 4.33% APY.

To help you find the best CD rates in Gresham, Oregon, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 21, 2026

Gresham, OR CD Rate Trends

Compare local Gresham, OR CD rate quotes against the statewide average

Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oregon CD Trends →
12-Month CD — OR Avg
2.150%
▼ 1.136 from last week

Oregon 12-month CD rates fell 1.136 points this week to 2.150% APY, down from 3.287% last week.

6-Month CD — OR Avg
1.733%
▼ 0.017 from last week

Oregon 6-month CD rates fell 0.017 points this week to 1.733% APY, down from 1.750% last week.

As of Mar 21, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare Best CD Rates in Gresham, Oregon & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
3 month Standard Fixed Rate CD
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedMar 15, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
3 month Standard Fixed Rate CD
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMar 15, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
90-Day Certificate
$0
4.02%
Rate3.95%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
3 Month Short Term Certificates
$0
3.65%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
3 Month TCD
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
90-Day Certificate
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
90-Day Certificate
$0
2.99%
Rate2.95%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
6 Mo Certificate - Regular, IRA, ESA
$500
3.75%
Rate3.69%
Min Deposit$500
Min Balance
UpdatedMar 15, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
6 Month Certificate
$0
3.20%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$0.01-$49,999.99

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
6 Month Certificate or more
$0
3.20%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$100,000

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
6 month Standard Fixed Rate CD
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedMar 15, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
6 month Standard Fixed Rate CD
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMar 15, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
6 Month New Money Special CD
$0
4.07%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
6-Month Certificate
$0
4.07%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
6 Month TCD
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
6 Month IRA Special CD
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
6 Month Certificate
$100
3.75%
Rate3.70%
Min Deposit$100
Min Balance
UpdatedMar 16, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
6 Month Certificate Account
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
Commercial Certificate Account 6 Month
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
IRA 6 Month
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR 97216
6 MONTH SHARE CERTIFICATE
$500
3.56%
Rate3.50%
Min Deposit$500
Min Balance
UpdatedMar 20, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
6 Month TCD
$0
3.56%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
12 Mo Certificate - Regular, IRA, ESA
$500
3.75%
Rate3.69%
Min Deposit$500
Min Balance
UpdatedMar 15, 2026
Details

Riverview Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
900 Washington St, Vancouver, WA 98660
12-month CD Special
$1,000
3.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedMar 21, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
12 Month Certificate
$0
2.75%
Rate2.71%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$0.01-$49,999.99

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
12 Month Certificate or more
$0
2.75%
Rate2.71%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$100,000

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
1 year Standard Fixed Rate CD
$2,500
1.51%
Rate1.50%
Min Deposit$2,500
Min Balance
UpdatedMar 15, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
1 year Standard Fixed Rate CD
$2,500
1.50%
Rate1.49%
Min Deposit$2,500
Min Balance
UpdatedMar 15, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
1-Year Certificate
$0
4.33%
Rate4.25%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 12-Month Certificate
$0
4.00%
Rate3.94%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
12 Month Certificate
$100
3.75%
Rate3.70%
Min Deposit$100
Min Balance
UpdatedMar 16, 2026
Details

Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR 97477
Add-On 1 Year Certificate
$1,000
3.65%
Rate3.65%
Min Deposit$1,000
Min Balance
UpdatedMar 15, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
1-Year Certificate of Deposit (CD)
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
1-Year Certificate
$0
3.56%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA 98663
12 Month Special IRA
$100
3.50%
Rate3.44%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
IRA 12 Month Certificate
$0
3.46%
Rate
Min Deposit$0
Min Balance
UpdatedMar 10, 2026
Details

Member Perks APY

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA 12 Month Certificate
$0
3.46%
Rate
Min Deposit$0
Min Balance
UpdatedMar 10, 2026
Details

Member Perks APY

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
18 Mo Certificate - Regular, IRA, ESA
$500
3.25%
Rate3.20%
Min Deposit$500
Min Balance
UpdatedMar 15, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
18 Month IRA
$0
3.50%
Rate3.39%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
18 Month IRA Certificates
$0
3.50%
Rate3.39%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
18 Month SEP IRA
$0
3.50%
Rate3.39%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
796 Commerce Ave, Longview, WA 98632 2459
18 Month Money Builder Certificate
$25
3.30%
Rate
Min Deposit$25
Min Balance
UpdatedMar 18, 2026
Details

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
796 Commerce Ave, Longview, WA 98632 2459
18 Month Money Builder Certificates (Add on Certificates)
$25
3.30%
Rate3.25%
Min Deposit$25
Min Balance
UpdatedMar 18, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
18 Month TCD
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
18 Month TCD
$0
3.03%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
18-month regular certificate
$500
3.00%
Rate
Min Deposit$500
Min Balance
UpdatedMar 17, 2026
Details

The regular certificate account and jumbo certificate account annual percentage yields (APY) & rates are current as of 03/05/2026. There is a minimum balance requirement of $500 to open the regular certificate account and earn the APY. There is a minimum balance requirement of $100,000 to open the jumbo certificate account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings.

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 18-Month Certificate
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
18 Month Certificate Account
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
Commercial Certificate Account 18 Month
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
IRA 18 Month
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
18 Month Certificate Accounts
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
IRA Certificate Accounts 18 Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
24 Month Certificate
$0
2.80%
Rate2.76%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$0.01-$49,999.99

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
24 Month Certificate or more
$0
2.80%
Rate2.76%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$100,000

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
24 Mo Certificate - Regular, IRA, ESA
$500
2.50%
Rate2.47%
Min Deposit$500
Min Balance
UpdatedMar 15, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
24 Month Certificate
$100
3.50%
Rate3.46%
Min Deposit$100
Min Balance
UpdatedMar 16, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
24 Month Certificates or More
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$500

SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 2 Year Callable CD
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 1, 2026
Details

w/$50,000 min. deposit

SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 2 Year CD
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 1, 2026
Details

Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1620 N Signal Dr, Liberty Lake, WA 99019
12- to 24-month certificate
$500
3.30%
Rate
Min Deposit$500
Min Balance
UpdatedMar 17, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
24 Month TCD
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
24 Month TCD
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
2 1/2 Year IRA
$0
3.25%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
2 1/2 Year IRA Certificates
$0
3.25%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
2 1/2 Year SEP IRA
$0
3.25%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
24-month regular certificate
$500
3.15%
Rate
Min Deposit$500
Min Balance
UpdatedMar 17, 2026
Details

The regular certificate account and jumbo certificate account annual percentage yields (APY) & rates are current as of 03/05/2026. There is a minimum balance requirement of $500 to open the regular certificate account and earn the APY. There is a minimum balance requirement of $100,000 to open the jumbo certificate account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings.

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
24 Month Certificate Accounts
$0
2.90%
Rate2.86%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
36 Month Certificate
$0
2.85%
Rate2.81%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$0.01-$49,999.99

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
36 Month Certificate or more
$0
2.85%
Rate2.81%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$100,000

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
36 Mo Certificate - Regular, IRA, ESA
$500
2.50%
Rate2.47%
Min Deposit$500
Min Balance
UpdatedMar 15, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
824 E Ridge Rd, Rochester, NY 14621
3-year (1x bump-up) IRA Share Certificate special
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
824 E Ridge Rd, Rochester, NY 14621
3-year (1x bump-up) Share Certificate special
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
36 Month Certificates or More
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$500

Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR 97477
3-Year Bump-It-Up Certificate
$1,000
3.30%
Rate3.30%
Min Deposit$1,000
Min Balance
UpdatedMar 15, 2026
Details

Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
36-month regular certificate
$500
3.15%
Rate
Min Deposit$500
Min Balance
UpdatedMar 17, 2026
Details

The regular certificate account and jumbo certificate account annual percentage yields (APY) & rates are current as of 03/05/2026. There is a minimum balance requirement of $500 to open the regular certificate account and earn the APY. There is a minimum balance requirement of $100,000 to open the jumbo certificate account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings.

SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 3 Year Callable CD
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 1, 2026
Details

w/$50,000 min. deposit

SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 3 Year CD
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 1, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
36 Month Certificate
$100
3.00%
Rate2.97%
Min Deposit$100
Min Balance
UpdatedMar 16, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
IRA 36 Month Certificate
$0
2.94%
Rate
Min Deposit$0
Min Balance
UpdatedMar 10, 2026
Details

Member Perks APY

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA 36 Month Certificate
$0
2.94%
Rate
Min Deposit$0
Min Balance
UpdatedMar 10, 2026
Details

Member Perks APY

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
48 Month Certificate
$0
2.90%
Rate2.86%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$0.01-$49,999.99

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
48 Month Certificate or more
$0
2.90%
Rate2.86%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$100,000

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
48 Mo Certificate - Regular, IRA, ESA
$500
2.50%
Rate2.47%
Min Deposit$500
Min Balance
UpdatedMar 15, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
48 Month Certificates or More
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$500

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
IRA 48 Month Certificate
$0
3.05%
Rate
Min Deposit$0
Min Balance
UpdatedMar 10, 2026
Details

Member Perks APY

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA 48 Month Certificate
$0
3.05%
Rate
Min Deposit$0
Min Balance
UpdatedMar 10, 2026
Details

Member Perks APY

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
48 Month Certificate
$15,000
3.05%
Rate3.01%
Min Deposit$15,000
Min Balance
UpdatedMar 21, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
48 Month Certificate
$1,000
3.00%
Rate2.96%
Min Deposit$1,000
Min Balance
UpdatedMar 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
60 Month Certificate
$0
2.95%
Rate2.91%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$0.01-$49,999.99

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
60 Month Certificate or more
$0
2.95%
Rate2.91%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$100,000

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
60 Mo Certificate - Regular, IRA, ESA, Optima Club
$500
2.50%
Rate2.47%
Min Deposit$500
Min Balance
UpdatedMar 15, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
60 Month Certificates or More
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$500

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
IRA 60 Month Certificate
$0
3.15%
Rate
Min Deposit$0
Min Balance
UpdatedMar 10, 2026
Details

Member Perks APY

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA 60 Month Certificate
$0
3.15%
Rate
Min Deposit$0
Min Balance
UpdatedMar 10, 2026
Details

Member Perks APY

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
60 Month Certificate
$15,000
3.15%
Rate3.10%
Min Deposit$15,000
Min Balance
UpdatedMar 21, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
60 Month Certificate
$1,000
3.10%
Rate3.06%
Min Deposit$1,000
Min Balance
UpdatedMar 21, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Frequently Asked Questions about CD Rates in Gresham, Oregon

Are CD rates in Gresham, Oregon FDIC insured?

Yes, most established banks in Gresham, Oregon are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Gresham, Oregon?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Gresham, Oregon.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Gresham, Oregon may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Gresham, Oregon?

Here are recent top rates found for this area:
  • Northwest Adventist Federal Credit Union: 4.33% APY (1-Year Certificate)
  • Benton County Schools Credit Union: 4.07% APY (6 Month New Money Special CD)
  • Teamsters Council #37 Federal Credit Union: 4.00% APY (IRA / ESA 12-Month Certificate)
  • Pioneer Trust Bank: 3.82% APY (6 Month TCD)
  • CUTTING EDGE: 3.75% APY (12 Month Certificate)
  • Unitus Community Credit Union: 3.75% APY (12 Mo Certificate - Regular, IRA, ESA)
  • First Federal S&L of McMinnville: 3.65% APY (3 Month Short Term Certificates)
  • Emerald Empire Federal Credit Union: 3.65% APY (Add-On 1 Year Certificate)
  • Kaiperm Northwest Federal Credit Union: 3.60% APY (1-Year Certificate of Deposit (CD))
  • HAPO Community Credit Union: 3.60% APY (Commercial Certificate Account 6 Month)
Rates reflect recent verified offers available in Gresham, Oregon. Last Updated: March 21, 2026

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Gresham, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gresham, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 21, 2026