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Oregon Savings Rate Trends

Gresham, Oregon (OR) Savings Rates - March 2026

The best savings rates for Gresham, Oregon and the surrounding area include Unitus Community Credit UnionUnitus Community Credit Union950 NW Eastman Pkwy, Gresham, OR 97030A+5.0 ★Texas Ratio: 4.22% Rewards Savings Account at 5.00% APY, OnPoint Community Credit UnionOnPoint Community Credit Union1700 NW Civic Dr Ste 101, Gresham, OR 97030A+5.0 ★Texas Ratio: 3.91% Member Savings at 3.50% APY, Rivermark Community Credit UnionRivermark Community Credit Union1058 NW Sleret Ave, Gresham, OR 97030A5.0 ★Texas Ratio: 13.55% New Member Savings at 3.00% APY, Advantis Credit UnionAdvantis Credit Union2229 NE Burnside Rd, Gresham, OR 97030A+5.0 ★Texas Ratio: 3.48% New Member Savings at 3.00% APY, and Oregonians Credit UnionOregonians Credit Union247 E Powell Blvd, Gresham, OR 97030 7605A+5.0 ★Texas Ratio: 4.77% Homebuyer Savings at 1.01% APY.

To see how these savings rates in Gresham, Oregon, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Gresham, Oregon (OR) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Gresham, Oregon and the surrounding area. Last Updated and Verified: March 20, 2026

Gresham, OR Savings Rate Trends

Compare local Gresham, OR savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oregon Savings Trends →
High-Yield Savings — OR Avg
0.902%

Oregon high-yield savings rates currently average 0.902% APY based on data from institutions in our monitoring network.

Standard Savings — OR Avg
1.138%

Oregon standard savings rates currently average 1.138% APY based on data from institutions in our monitoring network.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Gresham, Oregon & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
950 NW Eastman Pkwy, Gresham, OR 97030
Rewards Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Full Balance

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
950 NW Eastman Pkwy, Gresham, OR 97030
Rewards Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
1700 NW Civic Dr Ste 101, Gresham, OR 97030
Member Savings
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1058 NW Sleret Ave, Gresham, OR 97030
New Member Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
950 NW Eastman Pkwy, Gresham, OR 97030
Go Savings (Consumer/IRAs/Business)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
950 NW Eastman Pkwy, Gresham, OR 97030
Go Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $2,499.99

Advantis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2229 NE Burnside Rd, Gresham, OR 97030
New Member Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
950 NW Eastman Pkwy, Gresham, OR 97030
Go Savings
2.96%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR 97030 7605
Homebuyer Savings
1.01%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1058 NW Sleret Ave, Gresham, OR 97030
Start Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Qualifying balance up to $500.00

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1058 NW Sleret Ave, Gresham, OR 97030
My First Home Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Qualifying balance up to $500.00

Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR 97030 7605
IRA Share Accounts
0.68%
$0
Rate0.68%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
1700 NW Civic Dr Ste 101, Gresham, OR 97030
Business Loyalty Savings Account
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
1700 NW Civic Dr Ste 101, Gresham, OR 97030
OnPoint Loyalty Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
1700 NW Civic Dr Ste 101, Gresham, OR 97030
IRA savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
950 NW Eastman Pkwy, Gresham, OR 97030
Health Savings Account Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
1700 NW Civic Dr Ste 101, Gresham, OR 97030
Secondary Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
950 NW Eastman Pkwy, Gresham, OR 97030
Prime Share Savings: Personal, Health Savings Account, Coverdell Education Savings Account, and IRA
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1058 NW Sleret Ave, Gresham, OR 97030
IRA & ESA Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
1700 NW Civic Dr Ste 101, Gresham, OR 97030
Business savings & business secondary savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR 97030 7605
Member Rewards Savings
0.09%
$0
Rate0.09%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR 97030 7605
Membership Share Account
0.09%
$0
Rate0.09%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
950 NW Eastman Pkwy, Gresham, OR 97030
Health Savings Account Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
950 NW Eastman Pkwy, Gresham, OR 97030
Prime Share Savings: Personal, Health Savings Account, Coverdell Education Savings Account, and IRA
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1058 NW Sleret Ave, Gresham, OR 97030
IRA & ESA Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1058 NW Sleret Ave, Gresham, OR 97030
Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1058 NW Sleret Ave, Gresham, OR 97030
You Name It Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1058 NW Sleret Ave, Gresham, OR 97030
Youth Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
110 Ne Roberts Ave, Gresham, OR 97030
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
950 NW Eastman Pkwy, Gresham, OR 97030
Go Savings (Consumer/IRAs/Business)
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
950 NW Eastman Pkwy, Gresham, OR 97030
Go Savings
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
110 Ne Roberts Ave, Gresham, OR 97030
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 15, 2026
Details

How to avoid the $5 monthly service fee

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
110 Ne Roberts Ave, Gresham, OR 97030
Way2Save Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 15, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
110 Ne Roberts Ave, Gresham, OR 97030
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 15, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Optimum Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $5,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Optimum Student Savings
5.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Must be opened at a branch; Qualifying balance up to $5,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Optimum Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $5,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
3.25%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$100,000 and greater

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.63%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.58%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.53%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.28%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
High Yield Savings
1.76%
$1,000
Rate1.75%
Min Deposit$1,000
Min Balance
UpdatedMar 15, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
1.51%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
1.50%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$50,000-$99,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Gresham, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gresham, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Gresham, Oregon

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Oregon, help your money grow faster through a higher APY.

Are savings accounts in Gresham, Oregon safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.

How often do savings rates change in Gresham, Oregon?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Gresham, Oregon may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Gresham, Oregon?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Gresham, Oregon offer in-person customer service, which some customers prefer.

How do I open a savings account in Gresham, Oregon?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Gresham, Oregon

Here are recent savings rates observed in Gresham, Oregon and the surrounding area:
  • Unitus Community Credit Union
    Rewards Savings Account — 5.00% APY
  • OnPoint Community Credit Union
    Member Savings — 3.50% APY
  • Rivermark Community Credit Union
    New Member Savings — 3.00% APY
  • Advantis Credit Union
    New Member Savings — 3.00% APY
  • Oregonians Credit Union
    Homebuyer Savings — 1.01% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Gresham, Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026