Jefferson, Oregon Best CD Rates August 2026

Additional products and services are required to qualify for the OnPoint Rewards rate. Please see an OnPoint representative for more information or click here.

Additional products and services are required to qualify for the OnPoint Rewards rate. Please see an OnPoint representative for more information or click here.

New money required. CD will mature 6 months after the date it is opened. After 6 months, CD balance will automatically roll into a regular 6-Month CD at the advertised rate on the date of rollover. Offer may end at any time and without notice.

Tier 2: 3.601 %; Tier 2: 3.65 %

APY = Annual Percentage Yield. Rate is subject to change without notice. The maximum deposit per each certificate special is $250,000 per member.

The certificate owner may increase the interest rate one time during the term to match the current rate offered by Oregon State Credit Union on the standard 24-month certificate, not to exceed an increase of 0.50%. To initiate the rate bump, contact Oregon State Credit Union by calling 541-714-4000 or by visiting a branch. The bump can only be exercised once during the term of the certificate and does not increase the term of the certificate. The new interest rate will be applied the business day after the credit union receives the notice. The new rate will not be applied retroactively. New money is defined as funds that have not been on deposit with Oregon State Credit Union at any time during the certificate promotion period, unless deposited in the 30 days prior to certificate opening. New money must originate from another financial institution or source and cannot be transferred from an existing Oregon State Credit Union account. Fees could reduce the earnings on the account, for maintenance and activity fees. A penalty may be imposed for early withdrawals. Limited time offer. Other terms and conditions may apply.

Tier 2: 3.601 %; Tier 2: 3.65 %

Tier 1: 3.357 %; Tier 1: 3.40 %

Share Certificates may be subject to a penalty for early withdrawal; principal may be forfeited. The penalty is the greater of a flat $250 minimum ($100 for terms of one year or less), or 15 days of dividends for each month of the original certificate term based on the original dividend rate for the certificate. Accounts do not earn dividends while maintaining a foreign address, or where the primary owner must file a W-8BEN, is not a 'US Person,' or lacks a valid US TIN. All Rates and Terms are subject to change without notice. Fees can reduce earnings on the account. $1 par value membership share must remain on deposit to continue as a member. Subject to credit approval. Membership Requirements apply. Rates are effective as of July 21, 2026. TISA Disclosure and Fee Schedule

With .25% Bonus**

With .25% Bonus*