CD Rates Pendleton, Oregon (OR) for March 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Pendleton, Oregon CD rates include Spokane Teachers Credit UnionSpokane Teachers Credit Union1620 N Signal Dr, Liberty Lake, WA 99019A+5.0 ★Texas Ratio: 3.44% offering 12- to 24-month certificate at 3.30% APY, Northwest Adventist Federal Credit UnionNorthwest Adventist Federal Credit Union10333 SE Main St, Portland, OR 97216 2940A+5.0 ★Texas Ratio: 2.11% offering 1-Year Certificate at 4.33% APY, Benton County Schools Credit UnionBenton County Schools Credit Union2101 NW Professional DR, Corvallis, OR 97330A+5.0 ★Texas Ratio: 0.08% offering 6 Month New Money Special CD at 4.07% APY, Teamsters Council #37 Federal Credit UnionTeamsters Council #37 Federal Credit Union1866 NE 162nd Ave, Portland, OR 97230 5642A+5.0 ★Texas Ratio: 0.55% offering IRA / ESA 12-Month Certificate at 4.00% APY, and Pioneer Trust BankPioneer Trust Bank109 Commercial St Ne, Salem, OR 97301A+5.0 ★Texas Ratio: 2.87% offering 6 Month TCD at 3.82% APY.
To help you find the best CD rates in Pendleton, Oregon, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 20, 2026
Pendleton, OR CD Rate Trends
Compare local Pendleton, OR CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OR Avg
2.233%
▼ 1.054 from last week
Oregon 12-month CD rates fell 1.054 points this week to 2.233% APY, down from 3.287% last week.
6-Month CD — OR Avg
1.745%
▼ 0.005 from last week
Oregon 6-month CD rates fell 0.005 points this week to 1.745% APY, down from 1.750% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Best CD Rates in Pendleton, Oregon & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
90-Day Certificate
$0
4.02%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
3 Month Short Term Certificates
$0
3.65%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
3 Month TCD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
90-Day Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
90-Day Certificate
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
6 Month New Money Special CD
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
6-Month Certificate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
6 Month TCD
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
6 Mo Certificate - Regular, IRA, ESA
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
6 Month IRA Special CD
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
6 Month Certificate
$100
3.75%
▼
Rate3.70%
Min Deposit$100
Min Balance—
UpdatedMar 16, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
6 Month Certificate Account
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
Commercial Certificate Account 6 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
IRA 6 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
6 Month TCD
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR 97216
6 MONTH SHARE CERTIFICATE
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
6 Month CD
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
6 Month TCD
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
6 Month Short Term Certificates
$0
3.55%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
6 Month Certificate
$100,000
3.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 18, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
1-Year Certificate
$0
4.33%
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 12-Month Certificate
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
12 Mo Certificate - Regular, IRA, ESA
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
12 Month Certificate
$100
3.75%
▼
Rate3.70%
Min Deposit$100
Min Balance—
UpdatedMar 16, 2026
Details
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR 97477
Add-On 1 Year Certificate
$1,000
3.65%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
1-Year Certificate of Deposit (CD)
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
1-Year Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA 98663
12 Month Special IRA Certificate
$100
3.50%
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
**
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
IRA 12 Month Certificate
$0
3.46%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 10, 2026
Details
Member Perks APY
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA 12 Month Certificate
$0
3.46%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 10, 2026
Details
Member Perks APY
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
Certificate Add On - Small Savers 12 Month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
Certificates or More 12 Month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
$500
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
1-Year Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
12 Month Certificate
$100,000
3.30%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 18, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
12 Month Certificate Account
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
18 Month IRA
$0
3.50%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
18 Month IRA Certificates
$0
3.50%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
18 Month SEP IRA
$0
3.50%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
796 Commerce Ave, Longview, WA 98632 2459
18 Month Money Builder Certificate
$25
3.30%
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
796 Commerce Ave, Longview, WA 98632 2459
18 Month Money Builder Certificates (Add on Certificates)
$25
3.30%
▼
Rate3.25%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
18 Mo Certificate - Regular, IRA, ESA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
18 Month TCD
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
18 Month TCD
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
18 Month Certificate Accounts
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
IRA Certificate Accounts 18 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
18-month regular certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
The regular certificate account and jumbo certificate account annual percentage yields (APY) & rates are current as of 03/05/2026. There is a minimum balance requirement of $500 to open the regular certificate account and earn the APY. There is a minimum balance requirement of $100,000 to open the jumbo certificate account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings.
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 18-Month Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
18 Month Certificate Account
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
Commercial Certificate Account 18 Month
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
IRA 18 Month
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1620 N Signal Dr, Liberty Lake, WA 99019
12- to 24-month certificate
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
24 Month Certificate
$100
3.50%
▼
Rate3.46%
Min Deposit$100
Min Balance—
UpdatedMar 16, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
Certificates or More 24 Month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
$500
SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 2 Year Callable CD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 1, 2026
Details
w/$50,000 min. deposit
SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 2 Year CD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 1, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
24 Month TCD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
24 Month TCD
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
2 1/2 Year IRA
$0
3.25%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
2 1/2 Year IRA Certificates
$0
3.25%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
2 1/2 Year SEP IRA
$0
3.25%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
24-month regular certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
The regular certificate account and jumbo certificate account annual percentage yields (APY) & rates are current as of 03/05/2026. There is a minimum balance requirement of $500 to open the regular certificate account and earn the APY. There is a minimum balance requirement of $100,000 to open the jumbo certificate account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings.
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
24 Month Certificate Accounts
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
IRA Certificate Accounts 24 Month
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
24 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
Commercial Certificate Account 24 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
824 E Ridge Rd, Rochester, NY 14621
3-year (1x bump-up) IRA Share Certificate special
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
824 E Ridge Rd, Rochester, NY 14621
3-year (1x bump-up) Share Certificate special
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
Certificates or More 36 Month
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
$500
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR 97477
3-Year Bump-It-Up Certificate
$1,000
3.30%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
36-month regular certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
The regular certificate account and jumbo certificate account annual percentage yields (APY) & rates are current as of 03/05/2026. There is a minimum balance requirement of $500 to open the regular certificate account and earn the APY. There is a minimum balance requirement of $100,000 to open the jumbo certificate account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings.
SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 3 Year Callable CD
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 1, 2026
Details
w/$50,000 min. deposit
SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 3 Year CD
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 1, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
36 Month Certificate
$100
3.00%
▼
Rate2.97%
Min Deposit$100
Min Balance—
UpdatedMar 16, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
IRA 36 Month Certificate
$0
2.94%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 10, 2026
Details
Member Perks APY
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA 36 Month Certificate
$0
2.94%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 10, 2026
Details
Member Perks APY
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
36 Month Certificate Accounts
$0
2.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
IRA Certificate Accounts 36 Month
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
36 Month Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
36 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
Commercial Certificate Account 36 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
Certificates or More 48 Month
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
$500
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
IRA 48 Month Certificate
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 10, 2026
Details
Member Perks APY
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA 48 Month Certificate
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 10, 2026
Details
Member Perks APY
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
48 Month Certificate
$15,000
3.05%
▼
Rate3.01%
Min Deposit$15,000
Min Balance—
UpdatedMar 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
48 Month Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
48 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
48 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
Commercial Certificate Account 48 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
IRA 48 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
48 Month Certificate Accounts
$0
2.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
IRA Certificate Accounts 48 Month
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
4 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 18, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
48 Month (4 Year) Certificate
$0
2.79%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 10, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
IRA 48 Month Certificate
$0
2.79%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 10, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA 48 Month Certificate
$0
2.79%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
Certificates or More 60 Month
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
$500
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
IRA 60 Month Certificate
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 10, 2026
Details
Member Perks APY
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA 60 Month Certificate
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 10, 2026
Details
Member Perks APY
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
60 Month Certificate
$15,000
3.15%
▼
Rate3.10%
Min Deposit$15,000
Min Balance—
UpdatedMar 20, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
60 Month Certificate
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
60 Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
60 Month (5 Year) Certificate
$0
2.89%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 10, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
IRA 60 Month Certificate
$0
2.89%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 10, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA 60 Month Certificate
$0
2.89%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 10, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
60 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
Commercial Certificate Account 60 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
IRA 60 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
5 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 18, 2026
Details
SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 5 Year Callable CD
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 1, 2026
Details
w/$50,000 min. deposit
SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 5 Year CD
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 1, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Frequently Asked Questions about CD Rates in Pendleton, Oregon
Are CD rates in Pendleton, Oregon FDIC insured?
Yes, most established banks in Pendleton, Oregon are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Pendleton, Oregon?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Pendleton, Oregon.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Pendleton, Oregon may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Pendleton, Oregon?
Here are recent top rates found for this area:
- Northwest Adventist Federal Credit Union: 4.33% APY (1-Year Certificate)
- Benton County Schools Credit Union: 4.07% APY (6 Month New Money Special CD)
- Teamsters Council #37 Federal Credit Union: 4.00% APY (IRA / ESA 12-Month Certificate)
- Pioneer Trust Bank: 3.82% APY (6 Month TCD)
- CUTTING EDGE: 3.75% APY (6 Month Certificate)
- Unitus Community Credit Union: 3.75% APY (12 Mo Certificate - Regular, IRA, ESA)
- First Federal S&L of McMinnville: 3.65% APY (3 Month Short Term Certificates)
- Emerald Empire Federal Credit Union: 3.65% APY (Add-On 1 Year Certificate)
- HAPO Community Credit Union: 3.60% APY (6 Month Certificate Account)
- Kaiperm Northwest Federal Credit Union: 3.60% APY (1-Year Certificate of Deposit (CD))
Rates reflect recent verified offers available in Pendleton, Oregon. Last Updated: March 20, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Pendleton, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pendleton, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 20, 2026
