CD Rates Salem, Oregon (OR) for March 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Salem, Oregon CD rates include Teamsters Council #37 Federal Credit UnionTeamsters Council #37 Federal Credit Union750 Browning Ave SE, Salem, OR 97302 3806A+5.0 ★Texas Ratio: 0.55% offering IRA / ESA 12-Month Certificate at 4.00% APY, Pioneer Trust BankPioneer Trust Bank109 Commercial St Ne, Salem, OR 97301A+5.0 ★Texas Ratio: 2.87% offering 6 Month TCD at 3.82% APY, Unitus Community Credit UnionUnitus Community Credit Union3820 Market St NE, Salem, OR 97301 1830A+5.0 ★Texas Ratio: 4.22% offering 12 Mo Certificate - Regular, IRA, ESA at 3.75% APY, Oregon Community Credit UnionOregon Community Credit Union2755 Commercial St SE, Salem, OR 97302A-5.0 ★Texas Ratio: 15.09% offering 36-month regular certificate at 3.15% APY, and Valley Credit Union Salem, ORValley Credit Union Salem, OR2096 Mission St Se, Salem, OR 97302B4.4 ★Texas Ratio: 21.74% offering 5 Year Share and IRA Certificate at 2.70% APY. CD rates as of March 29, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Salem, Oregon, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 29, 2026
Compare Best CD Rates in Salem, Oregon & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
3 Month TCD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
580 State St, Salem, OR 97301
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
3 Month Short Term Certificates
$0
3.65%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 90 Day Fixed Rate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
3 Month Certificate Accounts
$500
2.10%
▼
Rate2.08%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
3 Month Certificate
$100,000
1.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
3 Month Certificate
$0
0.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 3 Month CD
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
3-Month Certificate of Deposit (CD)
$0
0.40%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
6 Month TCD
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
3820 Market St NE, Salem, OR 97301 1830
6 Mo Certificate - Regular, IRA, ESA
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
750 Browning Ave SE, Salem, OR 97302 3806
IRA / ESA 6-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
6 Month Share and IRA Certificate
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
580 State St, Salem, OR 97301
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
6-Month Certificate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
6 Month Certificate Account
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR 97216
6 MONTH SHARE CERTIFICATE
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
6 Month Certificate
$100,000
3.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR 97477
6-Month Certificate
$1,000
3.45%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 6 Month Fixed Rate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
6 Month Certificates or More
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$500
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
6 month CD
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
6-Month Share Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
6 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 6 Month CD
$0
2.83%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
6 Month Certificate
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
6 Month Certificate
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
6-Month CD
$0
1.16%
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
6 Month Certificate
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
6-Month Certificate of Deposit (CD)
$0
1.00%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15700 Boones Ferry Rd, Lake Oswego, OR 97035
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
750 Browning Ave SE, Salem, OR 97302 3806
IRA / ESA 12-Month Certificate
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
3820 Market St NE, Salem, OR 97301 1830
12 Mo Certificate - Regular, IRA, ESA
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
12 Month TCD
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
Share and IRA Certificates 1 Year
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Regular Business Certificates 12 month
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2755 Commercial St SE, Salem, OR 97302
12-month regular certificate
$500
1.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
580 State St, Salem, OR 97301
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
1-Year Certificate
$0
4.33%
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
209 Depot St, La Grande, OR 97850
12 Month IRA
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
$500.00 Minimum Opening Deposit; With .25% Bonus*
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR 97477
Add-On 1 Year Certificate
$1,000
3.65%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
1-Year Certificate of Deposit (CD)
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
12 Month Special IRA
$100
3.50%
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
12 Month (1 Year) Certificate
$0
3.46%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 12 Month Fixed Rate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
12 Month Certificates or More
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$500
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
12 Month Certificate Account
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 1 Year Callable CD
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
w/$50,000 min. deposit
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
12 Month Certificate Accounts
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
12 Month Certificate
$50,000
3.10%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
12 month CD
$1,000
3.05%
▼
Rate3.02%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
12-Month Share Certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
12 Month Certificate
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
1-Year Certificates of Deposit
$500
2.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Early withdrawal penalty may apply.; TOTAL BALANCE PLUS INTEREST EARNED MAY BE WITHDRAWN TO CLOSE THE CD WITHOUT PENALTY SEVEN DAYS OR LATER AFTER THE ACCOUNT WAS OPENED AND FUNDED. PARTIAL WITHDRAWAL OF PRINCIPAL IS NOT PERMITTED.; Opening account balance cannot exceed $240,000 per account.
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
12 Month Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
12 Month Certificate
$0
2.05%
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
1 Year CD
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15700 Boones Ferry Rd, Lake Oswego, OR 97035
1-year convertible CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $49,000.00
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
3820 Market St NE, Salem, OR 97301 1830
18 Mo Certificate - Regular, IRA, ESA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
18 Month TCD
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
750 Browning Ave SE, Salem, OR 97302 3806
IRA / ESA 18-Month Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
18 Month IRA
$0
3.50%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
102 W 5th St, Rainier, OR 97048
18 Month Money Builder Certificate
$25
3.46%
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedMar 29, 2026
Details
IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR 97216
18 MONTH SHARE CERTIFICATE
$0
2.99%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
18 Month Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
18 Month Certificate
$0
2.69%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
18 Month Certificate
$0
2.40%
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
18 Month Certificate
$0
2.15%
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
18 month CD
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
18 Month IRA
$100
1.95%
▼
Rate1.94%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
18 Month CD
$0
1.21%
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
24 Month TCD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2755 Commercial St SE, Salem, OR 97302
24-month regular certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
750 Browning Ave SE, Salem, OR 97302 3806
IRA / ESA 24-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
Share and IRA Certificates 2 Year
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
24 Month Certificate
$100
3.50%
▼
Rate3.46%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
24 Month Certificates or More
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$500
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
2 1/2 Year IRA
$0
3.25%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 24 Month Fixed Rate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
24 Month Certificate Accounts
$500
2.90%
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
24 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
24 Month Certificate
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
24 Month (2 Year) Certificate
$0
2.79%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
24 Month Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
24 Month Certificate
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
24 Month Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
2 Year IRA
$100
2.20%
▼
Rate2.18%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
24 month CD
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
24-Month Share Certificate
$50,000
1.76%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
2 Year CD
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
2-Year Certificate of Deposit (CD)
$0
1.40%
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2755 Commercial St SE, Salem, OR 97302
36-month regular certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
Share and IRA Certificates 3 Year
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
3-year (1x bump-up) IRA Share Certificate special
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
36 Month Certificates or More
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$500
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR 97477
3-Year Bump-It-Up Certificate
$1,000
3.30%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
209 Depot St, La Grande, OR 97850
36 Month IRA
$500
3.19%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
$500.00 Minimum Opening Deposit
SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 3 Year Callable CD
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
w/$50,000 min. deposit
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
36 Month Certificate
$100
3.00%
▼
Rate2.97%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
36 Month (3 Year) Certificate
$0
2.94%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
36 Month Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
3 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
36 Month Certificate
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
36 Month Certificate
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
3 Year IRA
$100
2.30%
▼
Rate2.28%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
36-Month Share Certificate
$50,000
2.27%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
36 month CD
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
3-Year Certificate of Deposit (CD)
$0
1.90%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
3 Year CD
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
4 Year Share and IRA Certificate
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
750 Browning Ave SE, Salem, OR 97302 3806
IRA / ESA 48-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
48 Month Certificates or More
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$500
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
209 Depot St, La Grande, OR 97850
48 Month IRA
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
$500.00 Minimum Opening Deposit
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
48 Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
48 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
48 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
4 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA Certificate 48 Month Certificate
$0
2.79%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
48 Month Certificate
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
4 Year IRA
$100
2.35%
▼
Rate2.33%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
48-Month Certificates of Deposit
$500
2.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Early withdrawal penalty may apply.; TOTAL BALANCE PLUS INTEREST EARNED MAY BE WITHDRAWN TO CLOSE THE CD WITHOUT PENALTY SEVEN DAYS OR LATER AFTER THE ACCOUNT WAS OPENED AND FUNDED. PARTIAL WITHDRAWAL OF PRINCIPAL IS NOT PERMITTED.; Opening account balance cannot exceed $240,000 per account.
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
48 month CD
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
48 Month CD
$0
1.36%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
5 Year Share and IRA Certificate
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
3820 Market St NE, Salem, OR 97301 1830
60 Mo Certificate - Regular, IRA, ESA, Optima Club
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
60 Month Certificates or More
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$500
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
209 Depot St, La Grande, OR 97850
60 Month IRA
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
$500.00 Minimum Opening Deposit
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
60 Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
60 Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA Certificate 60 Month Certificate
$0
2.89%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
60 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
60 Month Certificate
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 5 Year Callable CD
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
w/$50,000 min. deposit
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
5 Year Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
60-Month Share Certificate
$50,000
2.53%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
5 Year IRA
$100
2.40%
▼
Rate2.38%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
5-Year Certificates of Deposit
$500
1.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Early withdrawal penalty may apply.; TOTAL BALANCE PLUS INTEREST EARNED MAY BE WITHDRAWN TO CLOSE THE CD WITHOUT PENALTY SEVEN DAYS OR LATER AFTER THE ACCOUNT WAS OPENED AND FUNDED. PARTIAL WITHDRAWAL OF PRINCIPAL IS NOT PERMITTED.; Opening account balance cannot exceed $240,000 per account.
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
60 Month CD
$0
1.41%
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Salem, OR CD Rate Trends
Compare local Salem, OR CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OR Avg
2.283%
▲ 0.351 from last week
Oregon 12-month CD rates rose 0.351 points this week to 2.283% APY, up from 1.932% last week.
6-Month CD — OR Avg
1.790%
▼ 1.375 from last week
Oregon 6-month CD rates fell 1.375 points this week to 1.790% APY, down from 3.165% last week.
As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Salem, Oregon
Are CD rates in Salem, Oregon FDIC insured?
Yes, most established banks in Salem, Oregon are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Salem, Oregon?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Salem, Oregon.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Salem, Oregon may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Salem, Oregon?
Here are recent top rates found for this area:
- Teamsters Council #37 Federal Credit Union: 4.00% APY (IRA / ESA 12-Month Certificate)
- Pioneer Trust Bank: 3.82% APY (6 Month TCD)
- Unitus Community Credit Union: 3.75% APY (12 Mo Certificate - Regular, IRA, ESA)
- Oregon Community Credit Union: 3.15% APY (36-month regular certificate)
- Valley Credit Union Salem, OR: 2.70% APY (5 Year Share and IRA Certificate)
- Marion And Polk Schools Credit Union: 1.90% APY (Regular Business Certificates 12 month)
- Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
- Northwest Adventist Federal Credit Union: 4.33% APY (1-Year Certificate)
- Horizon Credit Union: 3.66% APY (12 Month IRA)
- First Federal S&L of McMinnville: 3.65% APY (3 Month Short Term Certificates)
Rates reflect recent verified offers available in Salem, Oregon. Last Updated: March 29, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Salem, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Salem, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 29, 2026
