MonitorBankRates
☰
  1. Home
  2. ›
  3. Auto Loans
  4. ›
  5. Oregon
  6. ›
  7. Salem
  8. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Salem, Oregon (OR) for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Salem, Oregon. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 2, 2026

Current auto loan rates in Salem, Oregon include Central Willamette Credit UnionCentral Willamette Credit Union852 Lancaster Dr SE, Salem, OR, 97317A5.0 ★Texas Ratio: 6.01% offering New Auto at 4.49%, Oregon State Credit UnionOregon State Credit Union510 Wallace Rd NW, Salem, OR, 97304 3856A+5.0 ★Texas Ratio: 3.04% offering New auto (2025 - 2027) at 5.44%, South Coast ILWU Federal Credit UnionSouth Coast ILWU Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New or Used Auto Loans at 3.85%, Ironworkers USA Federal Credit UnionIronworkers USA Federal Credit UnionC+4.2 ★Texas Ratio: 24.46% offering New Vehicles at 4.24%, EWEB EMPLOYEESEWEB EMPLOYEESC+4.1 ★Texas Ratio: 25.28% offering New & Used Vehicles (Purchase or Refinance) at 4.25%. Auto loan rates as of May 2, 2026 according to verified data from MonitorBankRates.

Salem has 2 local institutions in our database, with auto loan rates as low as 4.49% APR from Central Willamette Credit Union at 852 Lancaster Dr SE, Salem, OR, 97317. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Salem, Oregon. Auto Loan Rates Last Updated and Verified: May 2, 2026

Compare Auto Loan Rates Today in Salem, Oregon & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
New Auto
5.24%
Up to 60 months
View
▼
APR5.24%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
New auto (2025 - 2027)
5.44%
Up to 72 months
View
▼
APR5.44%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details

As Low As

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
Used Auto
5.49%
Up to 60 months
View
▼
APR5.49%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
Used auto (2011 - 2024)
5.94%
Up to 72 months
View
▼
APR5.94%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details

As Low As

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
Used Auto
5.99%
Up to 60 months
View
▼
APR5.99%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
Used auto (2011 - 2024)
6.93%
73-84 months
View
▼
APR6.93%
Term73-84 months
Last UpdatedMay 2, 2026
Details

As Low As

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
New auto (2025 - 2027)
7.43%
85-96 months
View
▼
APR7.43%
Term85-96 months
Last UpdatedMay 2, 2026
Details

As Low As

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
Used auto (2011 - 2024)
7.68%
85-96 months
View
▼
APR7.68%
Term85-96 months
Last UpdatedMay 2, 2026
Details

As Low As

South Coast ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Auto Loans
3.85%
up to 72 Months
View
▼
APR3.85%
Termup to 72 Months
Last UpdatedApr 25, 2026
Details

Apply Today! Stop by 2438 Broadway NB or call (541) 756-5746

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
New Vehicles
4.24%
36-84 months
View
▼
APR4.24%
Term36-84 months
Last UpdatedApr 26, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Purchase New Auto or Refinance
4.49%
2025 and Newer
View
▼
APR4.49%
Term2025 and Newer
Last UpdatedMay 2, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Newer (2023 and Newer) Auto Loans
4.49%
36 Month
View
▼
APR4.49%
Term36 Month
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2022 & Newer Auto Loan
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMay 2, 2026
Details

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Used Auto
4.74%
2015 - 2024
View
▼
APR4.74%
Term2015 - 2024
Last UpdatedMay 2, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Older (2022 and Older) Auto Loans
4.74%
36 Month
View
▼
APR4.74%
Term36 Month
Last UpdatedMay 2, 2026
Details

As Low As

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loan
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2022 & Newer Auto Loan
4.80%
60 Months
View
▼
APR4.80%
Term60 Months
Last UpdatedMay 2, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loan
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2022 & Newer Auto Loan
4.90%
72 Months
View
▼
APR4.90%
Term72 Months
Last UpdatedMay 2, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
New Vehicle Loan (2023 and newer)
4.99%
24 months
View
▼
APR4.99%
Term24 months
Last UpdatedApr 19, 2026
Details

As Low As

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
New/Used Autos Fixed
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Regular APR: 13.35%

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Newer (2023 and Newer) Auto Loans
4.99%
72 Month
View
▼
APR4.99%
Term72 Month
Last UpdatedMay 2, 2026
Details

As Low As

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Older (2022 and Older) Auto Loans
4.99%
60 Month
View
▼
APR4.99%
Term60 Month
Last UpdatedMay 2, 2026
Details

As Low As

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
New Auto
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedMay 2, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 2, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2022 & Newer Auto Loan
5.01%
84 Months
View
▼
APR5.01%
Term84 Months
Last UpdatedMay 2, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2017-2021 Auto Loan
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedMay 2, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
New Vehicle Loan (2023 and newer)
5.24%
60 months
View
▼
APR5.24%
Term60 months
Last UpdatedApr 19, 2026
Details

As Low As

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
New/Used Autos Fixed
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Regular APR: 13.60%

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
Used Vehicles
5.24%
36-84 months
View
▼
APR5.24%
Term36-84 months
Last UpdatedApr 26, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Older (2022 and Older) Auto Loans
5.24%
72 Month
View
▼
APR5.24%
Term72 Month
Last UpdatedMay 2, 2026
Details

As Low As

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
Used Auto
5.24%
Up to 84 Months
View
▼
APR5.24%
TermUp to 84 Months
Last UpdatedMay 2, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New Vehicles
5.25%
24-84
View
▼
APR5.25%
Term24-84
Last UpdatedApr 18, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Used Vehicle
5.25%
24-84
View
▼
APR5.25%
Term24-84
Last UpdatedApr 18, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 2, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2017-2021 Auto Loan
5.30%
60 Months
View
▼
APR5.30%
Term60 Months
Last UpdatedMay 2, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2017-2021 Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedMay 2, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
New Vehicle Loan (2023 and newer)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 19, 2026
Details

As Low As

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Newer (2023 and Newer) Auto Loans
5.49%
84 Month
View
▼
APR5.49%
Term84 Month
Last UpdatedMay 2, 2026
Details

As Low As

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Member Appreciation Auto Loan Special
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; *some restrictions apply

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2017-2021 Auto Loan
5.51%
84 Months
View
▼
APR5.51%
Term84 Months
Last UpdatedMay 2, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
New Auto
5.54%
Up to 60 months
View
▼
APR5.54%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
New Auto
5.64%
61 - 72 months
View
▼
APR5.64%
Term61 - 72 months
Last UpdatedApr 17, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Used Auto
5.69%
Up to 60 months
View
▼
APR5.69%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2016 & Older Auto Loan
5.70%
36 Months
View
▼
APR5.70%
Term36 Months
Last UpdatedMay 2, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
New Vehicle Loan (2023 and newer)
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 19, 2026
Details

As Low As

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Older (2022 and Older) Auto Loans
5.74%
84 Month
View
▼
APR5.74%
Term84 Month
Last UpdatedMay 2, 2026
Details

As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Used Auto
5.79%
61 - 72 months
View
▼
APR5.79%
Term61 - 72 months
Last UpdatedApr 17, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2016 & Older Auto Loan
5.80%
60 Months
View
▼
APR5.80%
Term60 Months
Last UpdatedMay 2, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
New Auto
5.84%
73 - 84 months
View
▼
APR5.84%
Term73 - 84 months
Last UpdatedApr 17, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2016 & Older Auto Loan
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMay 2, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Autos (New & Used)
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedApr 17, 2026
Details

As Low As; Regular APR: 5.99% - 18.00%

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Used Auto
5.99%
73 - 84 months
View
▼
APR5.99%
Term73 - 84 months
Last UpdatedApr 17, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Auto Loan
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Newer (2023 and Newer) Auto Loans
5.99%
96 Month
View
▼
APR5.99%
Term96 Month
Last UpdatedMay 2, 2026
Details

As Low As

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2016 & Older Auto Loan
6.01%
84 Months
View
▼
APR6.01%
Term84 Months
Last UpdatedMay 2, 2026
Details

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Used Auto
6.24%
2014 and Older
View
▼
APR6.24%
Term2014 and Older
Last UpdatedMay 2, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Auto Loan
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedApr 18, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Auto Loan
7.24%
48 Months
View
▼
APR7.24%
Term48 Months
Last UpdatedApr 18, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Auto Loan
7.49%
84 Months
View
▼
APR7.49%
Term84 Months
Last UpdatedApr 18, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Auto Loan
8.24%
120 Months
View
▼
APR8.24%
Term120 Months
Last UpdatedApr 18, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Auto Loan
8.49%
144 Months
View
▼
APR8.49%
Term144 Months
Last UpdatedApr 18, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Auto Loan
8.74%
180 Months
View
▼
APR8.74%
Term180 Months
Last UpdatedApr 18, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
First Time Auto Buyer Loan
11.50%
60 Months
View
▼
APR11.50%
Term60 Months
Last UpdatedMay 2, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
New Auto
15.99%
Up to 84 Months
View
▼
APR15.99%
TermUp to 84 Months
Last UpdatedMay 2, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
Used Auto
16.24%
Up to 84 Months
View
▼
APR16.24%
TermUp to 84 Months
Last UpdatedMay 2, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
New Auto
5.24%
Up to 60 months
View
▼
APR5.24%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
New auto (2025 - 2027)
5.44%
Up to 72 months
View
▼
APR5.44%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details

As Low As

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
New auto (2025 - 2027)
7.43%
85-96 months
View
▼
APR7.43%
Term85-96 months
Last UpdatedMay 2, 2026
Details

As Low As

South Coast ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Auto Loans
3.85%
up to 72 Months
View
▼
APR3.85%
Termup to 72 Months
Last UpdatedApr 25, 2026
Details

Apply Today! Stop by 2438 Broadway NB or call (541) 756-5746

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
New Vehicles
4.24%
36-84 months
View
▼
APR4.24%
Term36-84 months
Last UpdatedApr 26, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Purchase New Auto or Refinance
4.49%
2025 and Newer
View
▼
APR4.49%
Term2025 and Newer
Last UpdatedMay 2, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Newer (2023 and Newer) Auto Loans
4.49%
36 Month
View
▼
APR4.49%
Term36 Month
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2022 & Newer Auto Loan
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMay 2, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2022 & Newer Auto Loan
4.80%
60 Months
View
▼
APR4.80%
Term60 Months
Last UpdatedMay 2, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2022 & Newer Auto Loan
4.90%
72 Months
View
▼
APR4.90%
Term72 Months
Last UpdatedMay 2, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
New Vehicle Loan (2023 and newer)
4.99%
24 months
View
▼
APR4.99%
Term24 months
Last UpdatedApr 19, 2026
Details

As Low As

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
New/Used Autos Fixed
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Regular APR: 13.35%

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Newer (2023 and Newer) Auto Loans
4.99%
72 Month
View
▼
APR4.99%
Term72 Month
Last UpdatedMay 2, 2026
Details

As Low As

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
New Auto
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedMay 2, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 2, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2022 & Newer Auto Loan
5.01%
84 Months
View
▼
APR5.01%
Term84 Months
Last UpdatedMay 2, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
New Vehicle Loan (2023 and newer)
5.24%
60 months
View
▼
APR5.24%
Term60 months
Last UpdatedApr 19, 2026
Details

As Low As

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
New/Used Autos Fixed
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Regular APR: 13.60%

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New Vehicles
5.25%
24-84
View
▼
APR5.25%
Term24-84
Last UpdatedApr 18, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 2, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
New Vehicle Loan (2023 and newer)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 19, 2026
Details

As Low As

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Newer (2023 and Newer) Auto Loans
5.49%
84 Month
View
▼
APR5.49%
Term84 Month
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
New Auto
5.54%
Up to 60 months
View
▼
APR5.54%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
New Auto
5.64%
61 - 72 months
View
▼
APR5.64%
Term61 - 72 months
Last UpdatedApr 17, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
New Vehicle Loan (2023 and newer)
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 19, 2026
Details

As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
New Auto
5.84%
73 - 84 months
View
▼
APR5.84%
Term73 - 84 months
Last UpdatedApr 17, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Autos (New & Used)
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedApr 17, 2026
Details

As Low As; Regular APR: 5.99% - 18.00%

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Newer (2023 and Newer) Auto Loans
5.99%
96 Month
View
▼
APR5.99%
Term96 Month
Last UpdatedMay 2, 2026
Details

As Low As

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
New Auto
15.99%
Up to 84 Months
View
▼
APR15.99%
TermUp to 84 Months
Last UpdatedMay 2, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
Used Auto
5.49%
Up to 60 months
View
▼
APR5.49%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
Used auto (2011 - 2024)
5.94%
Up to 72 months
View
▼
APR5.94%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details

As Low As

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
Used Auto
5.99%
Up to 60 months
View
▼
APR5.99%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
Used auto (2011 - 2024)
6.93%
73-84 months
View
▼
APR6.93%
Term73-84 months
Last UpdatedMay 2, 2026
Details

As Low As

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
Used auto (2011 - 2024)
7.68%
85-96 months
View
▼
APR7.68%
Term85-96 months
Last UpdatedMay 2, 2026
Details

As Low As

South Coast ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Auto Loans
3.85%
up to 72 Months
View
▼
APR3.85%
Termup to 72 Months
Last UpdatedApr 25, 2026
Details

Apply Today! Stop by 2438 Broadway NB or call (541) 756-5746

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Used Auto
4.74%
2015 - 2024
View
▼
APR4.74%
Term2015 - 2024
Last UpdatedMay 2, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
New/Used Autos Fixed
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Regular APR: 13.35%

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
New/Used Autos Fixed
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Regular APR: 13.60%

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
Used Vehicles
5.24%
36-84 months
View
▼
APR5.24%
Term36-84 months
Last UpdatedApr 26, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
Used Auto
5.24%
Up to 84 Months
View
▼
APR5.24%
TermUp to 84 Months
Last UpdatedMay 2, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Used Vehicle
5.25%
24-84
View
▼
APR5.25%
Term24-84
Last UpdatedApr 18, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Used Auto
5.69%
Up to 60 months
View
▼
APR5.69%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Used Auto
5.79%
61 - 72 months
View
▼
APR5.79%
Term61 - 72 months
Last UpdatedApr 17, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Autos (New & Used)
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedApr 17, 2026
Details

As Low As; Regular APR: 5.99% - 18.00%

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Used Auto
5.99%
73 - 84 months
View
▼
APR5.99%
Term73 - 84 months
Last UpdatedApr 17, 2026
Details

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Used Auto
6.24%
2014 and Older
View
▼
APR6.24%
Term2014 and Older
Last UpdatedMay 2, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
Used Auto
16.24%
Up to 84 Months
View
▼
APR16.24%
TermUp to 84 Months
Last UpdatedMay 2, 2026
Details

Salem, OR Auto Loan Rate Trends

Compare local Salem, OR auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oregon Auto Trends →
New Auto Loan — OR Avg
5.569%
▼ 0.083 vs 7 days ago

Oregon new auto rates fell 0.083 points over the past 7 days to 5.569% APR.

Used Auto Loan — OR Avg
6.257%
▼ 0.217 vs 7 days ago

Oregon used auto rates fell 0.217 points over the past 7 days to 6.257% APR.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Salem, Oregon

How does my credit score affect my car loan rate in Oregon?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Salem, Oregon with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Oregon *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Salem, Oregon typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Salem, Oregon?

Based on our current data, some of the lowest auto loan rates available in Salem, Oregon include:
  • Central Willamette Credit Union: 4.49% (New Auto)
  • Oregon State Credit Union: 5.44% (New auto (2025 - 2027))
  • South Coast ILWU Federal Credit Union: 3.85% (New or Used Auto Loans)
  • Ironworkers USA Federal Credit Union: 4.24% (New Vehicles)
  • EWEB EMPLOYEES: 4.25% (New & Used Vehicles (Purchase or Refinance))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Salem, Oregon. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026

Salem, Oregon Rates & Resources

$
Salem, Oregon CD Rates
$
Salem, Oregon Savings Rates
$
Salem, Oregon Money Market Rates
$
Salem, Oregon Mortgage Rates
$
Salem, Oregon Checking Account Rates
$
Salem, Oregon Personal Loan Rates