MonitorBankRates
☰
  1. Home
  2. ›
  3. Auto Loans
  4. ›
  5. Oregon
  6. ›
  7. Salem
  8. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Salem, Oregon (OR) for March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Salem, Oregon. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 20, 2026

Current auto loan rates in Salem, Oregon include Teamsters Council #37 Federal Credit UnionTeamsters Council #37 Federal Credit Union750 Browning Ave SE, Salem, OR, 97302 3806A+5.0 ★Texas Ratio: 0.55% offering Auto Loan at 4.74%, Central Willamette Credit UnionCentral Willamette Credit Union852 Lancaster Dr SE, Salem, OR, 97317A5.0 ★Texas Ratio: 6.01% offering New Auto at 5.24%, Unitus Community Credit UnionUnitus Community Credit Union3820 Market St NE, Salem, OR, 97301 1830A+5.0 ★Texas Ratio: 4.22% offering New Autos (2025 or Newer) at 5.29%, Oregon State Credit UnionOregon State Credit Union510 Wallace Rd NW, Salem, OR, 97304 3856A+5.0 ★Texas Ratio: 3.04% offering New auto (2025 - 2027) at 5.44%, IBEW SJ Cascade Federal Credit UnionIBEW SJ Cascade Federal Credit Union1825 12th St SE Ste 130, Salem, OR, 97302 2159A+5.0 ★Texas Ratio: 0.49% offering NEW VEHICLE at 5.49%.

Auto loan rates in Salem, Oregon are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Salem, Oregon. Auto Loan Rates Last Updated and Verified: March 20, 2026

Compare Auto Loan Rates Today in Salem, Oregon & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
750 Browning Ave SE, Salem, OR, 97302 3806
Auto Loan
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMar 17, 2026
Details

As Low As; 2024 & Newer

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
750 Browning Ave SE, Salem, OR, 97302 3806
Auto Loan
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedMar 17, 2026
Details

As Low As; 2024 & Newer

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
750 Browning Ave SE, Salem, OR, 97302 3806
Auto Loan
5.24%
36 months
View
▼
APR5.24%
Term36 months
Last UpdatedMar 17, 2026
Details

As Low As; 2018-2023

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
New Auto
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3820 Market St NE, Salem, OR, 97301 1830
New Autos (2025 or Newer)
5.29%
Up to 36 months
View
▼
APR5.29%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
New auto (2025 - 2027)
5.44%
72 Months
View
▼
APR5.44%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
750 Browning Ave SE, Salem, OR, 97302 3806
Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMar 17, 2026
Details

As Low As; 2018-2023

IBEW SJ Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1825 12th St SE Ste 130, Salem, OR, 97302 2159
NEW VEHICLE
5.49%
96 Months
View
▼
APR5.49%
Term96 Months
Last UpdatedMar 16, 2026
Details

Up to 100% Financing

IBEW SJ Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1825 12th St SE Ste 130, Salem, OR, 97302 2159
USED VEHICLE
5.49%
84 Months**
View
▼
APR5.49%
Term84 Months**
Last UpdatedMar 16, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
New Auto
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3820 Market St NE, Salem, OR, 97301 1830
New Autos (2025 or Newer)
5.49%
37-60 months
View
▼
APR5.49%
Term37-60 months
Last UpdatedMar 15, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3820 Market St NE, Salem, OR, 97301 1830
New Autos (2025 or Newer)
5.59%
61-66 months
View
▼
APR5.59%
Term61-66 months
Last UpdatedMar 15, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3820 Market St NE, Salem, OR, 97301 1830
New Autos (2025 or Newer)
5.69%
67-75 months
View
▼
APR5.69%
Term67-75 months
Last UpdatedMar 15, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
Used auto (2011 - 2024)
5.94%
72 Months
View
▼
APR5.94%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
Used Auto
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMar 18, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
645 9th St NW Ste 185, Salem, OR, 97304
New auto (2023 and newer)
5.99%
36-60
View
▼
APR5.99%
Term36-60
Last UpdatedMar 15, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3820 Market St NE, Salem, OR, 97301 1830
New Autos (2025 or Newer)
5.99%
76-84 months
View
▼
APR5.99%
Term76-84 months
Last UpdatedMar 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
645 9th St NW Ste 185, Salem, OR, 97304
Used auto (2016-2022)
6.14%
36-60
View
▼
APR6.14%
Term36-60
Last UpdatedMar 15, 2026
Details

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
750 Browning Ave SE, Salem, OR, 97302 3806
Auto Loan
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedMar 17, 2026
Details

As Low As; 2018-2023

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
645 9th St NW Ste 185, Salem, OR, 97304
New auto (2023 and newer)
6.24%
72 Months
View
▼
APR6.24%
Term72 Months
Last UpdatedMar 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
645 9th St NW Ste 185, Salem, OR, 97304
Used auto (2016-2022)
6.39%
72 Months
View
▼
APR6.39%
Term72 Months
Last UpdatedMar 15, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
Used Auto
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
645 9th St NW Ste 185, Salem, OR, 97304
New auto (2023 and newer)
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMar 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
645 9th St NW Ste 185, Salem, OR, 97304
Used auto (2020-2022)
6.84%
84 Months
View
▼
APR6.84%
Term84 Months
Last UpdatedMar 15, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
Used auto (2011 - 2024)
6.93%
84 Months
View
▼
APR6.93%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
750 Browning Ave SE, Salem, OR, 97302 3806
Auto Loan
6.99%
36 months
View
▼
APR6.99%
Term36 months
Last UpdatedMar 17, 2026
Details

As Low As; 2017 & Older

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
645 9th St NW Ste 185, Salem, OR, 97304
New auto (2023 and newer)
7.24%
96 Months
View
▼
APR7.24%
Term96 Months
Last UpdatedMar 15, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
New auto (2025 - 2027)
7.43%
96 Months
View
▼
APR7.43%
Term96 Months
Last UpdatedMar 15, 2026
Details

As Low As

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
Used auto (2011 - 2024)
7.68%
96 Months
View
▼
APR7.68%
Term96 Months
Last UpdatedMar 15, 2026
Details

As Low As

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
New Auto
7.89%
96 Months
View
▼
APR7.89%
Term96 Months
Last UpdatedMar 18, 2026
Details

IBEW SJ Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1825 12th St SE Ste 130, Salem, OR, 97302 2159
USED VEHICLE TEN YEARS OR OLDER
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedMar 16, 2026
Details

Amount Financed: 80% of Retail Book Value

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
Used Auto
8.14%
96 Months
View
▼
APR8.14%
Term96 Months
Last UpdatedMar 18, 2026
Details

South Coast ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2438 Broadway Ave, North Bend, OR, 97459
New or Used Auto Loans
3.85%
72 Months
View
▼
APR3.85%
Term72 Months
Last UpdatedMar 17, 2026
Details

IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR, 97216
New Vehicle Loan 2024 & Newer
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Current to 2-year-old model vehicles with terms up to 84 months

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
11620 NE Ainsworth Cir, Portland, OR, 97220
New Vehicles
4.24%
36-84 months
View
▼
APR4.24%
Term36-84 months
Last UpdatedMar 17, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
4.49%
36 Month
View
▼
APR4.49%
Term36 Month
Last UpdatedMar 11, 2026
Details

As Low As

Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR, 97477
New Vehicles Loans
4.50%
Up to 84 months
View
▼
APR4.50%
TermUp to 84 months
Last UpdatedMar 15, 2026
Details

2024 & Newer Purchase or Refinance. Up to 85% of MSRP (New-Never Titled) Up to 105% of Kelly Lending Value (Used - Titled)

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
New Vehicle - Variable Rate Loans
4.50%
84 Months
View
▼
APR4.50%
Term84 Months
Last UpdatedMar 16, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Older (2022 and Older) Auto Loans
4.74%
36 Month
View
▼
APR4.74%
Term36 Month
Last UpdatedMar 11, 2026
Details

As Low As

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR, 97850
Auto Loan
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
View
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR, 97850
Auto Loan
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
New Autos (Model Years 2020-2026)
4.99%
Up to 66 months
View
▼
APR4.99%
TermUp to 66 months
Last UpdatedMar 15, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
4.99%
24 months
View
▼
APR4.99%
Term24 months
Last UpdatedMar 15, 2026
Details

As Low As; For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments.

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
New/Used Autos Fixed
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
4.99%
72 Month
View
▼
APR4.99%
Term72 Month
Last UpdatedMar 11, 2026
Details

As Low As

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Older (2022 and Older) Auto Loans
4.99%
60 Month
View
▼
APR4.99%
Term60 Month
Last UpdatedMar 11, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
View
▼
APR5.00%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
New Vehicle
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
New Vehicle - Fixed Rate Loans - Effective March 1, 2026
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Used Vehicle (less than 6 model years old) - Variable Rate Loans
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

Margin: 4.00%; Minimum APR: 4.50%

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 20, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
11620 NE Ainsworth Cir, Portland, OR, 97220
Used Vehicles
5.24%
36-84 months
View
▼
APR5.24%
Term36-84 months
Last UpdatedMar 17, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
5.24%
60 months
View
▼
APR5.24%
Term60 months
Last UpdatedMar 15, 2026
Details

As Low As; For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments.

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
New/Used Autos Fixed
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 20, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Older (2022 and Older) Auto Loans
5.24%
72 Month
View
▼
APR5.24%
Term72 Month
Last UpdatedMar 11, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
View
▼
APR5.25%
Term6 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
10333 SE Main St, Portland, OR, 97216 2940
New Vehicles
5.25%
24-84
View
▼
APR5.25%
Term24-84
Last UpdatedMar 17, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
10333 SE Main St, Portland, OR, 97216 2940
Used Vehicle
5.25%
24-84
View
▼
APR5.25%
Term24-84
Last UpdatedMar 17, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
New Auto
5.25%
Up to 84 Months
View
▼
APR5.25%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 20, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
5.34%
24 months
View
▼
APR5.34%
Term24 months
Last UpdatedMar 15, 2026
Details

As Low As

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedMar 15, 2026
Details

As Low As; For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments.

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
5.49%
84 Month
View
▼
APR5.49%
Term84 Month
Last UpdatedMar 11, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Auto Loan (vehicle year 2025 - 2026)
5.50%
3 Months
View
▼
APR5.50%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As; 4.50%

Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR, 97477
New Vehicles Loans
5.50%
Up to 84 months
View
▼
APR5.50%
TermUp to 84 months
Last UpdatedMar 15, 2026
Details

2024 & Newer Purchase or Refinance. Up to 85% of MSRP (New-Never Titled) Up to 105% of Kelly Lending Value (Used - Titled)

United Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
20210 SW Teton Ave, Tualatin, OR, 97062
New Vehicle
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle that is 2024 or newer and with 40,000 or less miles.

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
New Autos (Model Years 2020-2026)
5.50%
Up to 42 Months
View
▼
APR5.50%
TermUp to 42 Months
Last UpdatedMar 15, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Used Vehicle (greater than 6 model years old) - Variable Rate Loans
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

Margin: 4.50%; Minimum APR: 5.00%

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
Used Auto
5.50%
Up to 84 Months
View
▼
APR5.50%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
New Auto
5.54%
Up to 60 months
View
▼
APR5.54%
TermUp to 60 months
Last UpdatedMar 15, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
5.59%
60 months
View
▼
APR5.59%
Term60 months
Last UpdatedMar 15, 2026
Details

As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
New Auto
5.64%
61 - 72 months
View
▼
APR5.64%
Term61 - 72 months
Last UpdatedMar 15, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Used Auto
5.69%
Up to 60 months
View
▼
APR5.69%
TermUp to 60 months
Last UpdatedMar 15, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
5.69%
42 Months
View
▼
APR5.69%
Term42 Months
Last UpdatedMar 15, 2026
Details

As Low As; APR (Max): 17.44%

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedMar 15, 2026
Details

As Low As; For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments.

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Older (2022 and Older) Auto Loans
5.74%
84 Month
View
▼
APR5.74%
Term84 Month
Last UpdatedMar 11, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Auto Loan (vehicle year 2025 - 2026)
5.75%
5 Months
View
▼
APR5.75%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; 4.75%

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Used Auto
5.79%
61 - 72 months
View
▼
APR5.79%
Term61 - 72 months
Last UpdatedMar 15, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
New Auto
5.84%
73 - 84 months
View
▼
APR5.84%
Term73 - 84 months
Last UpdatedMar 15, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
5.84%
72 months
View
▼
APR5.84%
Term72 months
Last UpdatedMar 15, 2026
Details

As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Used Auto
5.99%
73 - 84 months
View
▼
APR5.99%
Term73 - 84 months
Last UpdatedMar 15, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
Auto Loan
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 18, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
5.99%
96 Month
View
▼
APR5.99%
Term96 Month
Last UpdatedMar 11, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Auto Loan (vehicle year 2025 - 2026)
6.00%
6 Months
View
▼
APR6.00%
Term6 Months
Last UpdatedMar 17, 2026
Details

As Low As; 5.00%

Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR, 97477
Used Auto
6.00%
Up to 72 months
View
▼
APR6.00%
TermUp to 72 months
Last UpdatedMar 15, 2026
Details

Used Auto Loan Category: (2023 & Older) Purchase or Refinance Up to 105% of Kelley Wholesale Value

United Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
20210 SW Teton Ave, Tualatin, OR, 97062
Used Vehicle 1
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As; 2016-2023 or 2024+ with over 40,000 miles.

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Used Vehicle (less than 6 model years old) - Fixed Rate Loans
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
6.09%
84 months
View
▼
APR6.09%
Term84 months
Last UpdatedMar 15, 2026
Details

As Low As

IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR, 97216
Used Auto 2015 & Older
6.14%
36 Months
View
▼
APR6.14%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles older than 10 years with terms up to 72 months

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Auto Loan (vehicle year 2025 - 2026)
6.25%
7 Months
View
▼
APR6.25%
Term7 Months
Last UpdatedMar 17, 2026
Details

As Low As; 5.25%

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Used Vehicle (greater than 6 model years old) - Fixed Rate Loans
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
6.29%
66 Months
View
▼
APR6.29%
Term66 Months
Last UpdatedMar 15, 2026
Details

As Low As; APR (Max): 16.24%

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
Auto Loan
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedMar 18, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
New Autos (Model Years 2020-2026)
6.50%
Up to 90 months
View
▼
APR6.50%
TermUp to 90 months
Last UpdatedMar 15, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
6.99%
1-60 months
View
▼
APR6.99%
Term1-60 months
Last UpdatedMar 15, 2026
Details

As Low As

Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR, 97477
Used Auto
7.00%
Up to 72 months
View
▼
APR7.00%
TermUp to 72 months
Last UpdatedMar 15, 2026
Details

Used Auto Loan Category: (2023 & Older) Purchase or Refinance Up to 105% of Kelley Wholesale Value

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
7.19%
90 Months
View
▼
APR7.19%
Term90 Months
Last UpdatedMar 15, 2026
Details

As Low As; APR (Max): 8.89%

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
Auto Loan
7.24%
48 Months
View
▼
APR7.24%
Term48 Months
Last UpdatedMar 18, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles 2019-2025
7.25%
4 Months
View
▼
APR7.25%
Term4 Months
Last UpdatedMar 17, 2026
Details

As Low As

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
Auto Loan
7.49%
84 Months
View
▼
APR7.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Vehicles
7.50%
2 Months
View
▼
APR7.50%
Term2 Months
Last UpdatedMar 17, 2026
Details

As Low As; 6.500%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles 2017-2018
7.50%
3 Months
View
▼
APR7.50%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
20210 SW Teton Ave, Tualatin, OR, 97062
Used Vehicle 2
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As; 2015 or older or any vehicle with over 100,000 miles.

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Vehicles
7.75%
4 Months
View
▼
APR7.75%
Term4 Months
Last UpdatedMar 17, 2026
Details

As Low As; 6.750%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Vehicles
8.00%
5 Months
View
▼
APR8.00%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; 7.000%

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
Auto Loan
8.24%
120 Months
View
▼
APR8.24%
Term120 Months
Last UpdatedMar 18, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Vehicles
8.25%
6 Months
View
▼
APR8.25%
Term6 Months
Last UpdatedMar 17, 2026
Details

As Low As; 7.250%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles
8.25%
3 Months
View
▼
APR8.25%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
Auto Loan
8.49%
144 Months
View
▼
APR8.49%
Term144 Months
Last UpdatedMar 18, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles
8.50%
4 Months
View
▼
APR8.50%
Term4 Months
Last UpdatedMar 17, 2026
Details

As Low As

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
Auto Loan
8.74%
180 Months
View
▼
APR8.74%
Term180 Months
Last UpdatedMar 18, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles
8.75%
5 Months
View
▼
APR8.75%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
8.89%
90 Months
View
▼
APR8.89%
Term90 Months
Last UpdatedMar 15, 2026
Details

APR (Max)

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles 2015-2016
9.50%
2 Months
View
▼
APR9.50%
Term2 Months
Last UpdatedMar 17, 2026
Details

As Low As

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Older Models (Model Years 2016 and older) Auto Loan
10.00%
42 Months
View
▼
APR10.00%
Term42 Months
Last UpdatedMar 15, 2026
Details

As Low As; APR (Min)

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles
10.50%
2 Months
View
▼
APR10.50%
Term2 Months
Last UpdatedMar 17, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles
10.75%
3 Months
View
▼
APR10.75%
Term3 Months
Last UpdatedMar 17, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles
11.00%
4 Months
View
▼
APR11.00%
Term4 Months
Last UpdatedMar 17, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Older Models (Model Years 2016 and older) Auto Loan
11.20%
66 Months
View
▼
APR11.20%
Term66 Months
Last UpdatedMar 15, 2026
Details

As Low As; APR (Min)

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR, 97030 7605
First Time Auto Buyer
11.50%
60 Months
View
▼
APR11.50%
Term60 Months
Last UpdatedMar 15, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Older Models (Model Years 2016 and older) Auto Loan
12.65%
42 Months
View
▼
APR12.65%
Term42 Months
Last UpdatedMar 15, 2026
Details

As Low As; APR (Max)

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Older Models (Model Years 2016 and older) Auto Loan
13.75%
66 Months
View
▼
APR13.75%
Term66 Months
Last UpdatedMar 15, 2026
Details

As Low As; APR (Max)

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
16.24%
66 Months
View
▼
APR16.24%
Term66 Months
Last UpdatedMar 15, 2026
Details

APR (Max)

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
17.44%
42 Months
View
▼
APR17.44%
Term42 Months
Last UpdatedMar 15, 2026
Details

APR (Max)

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
New Auto
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3820 Market St NE, Salem, OR, 97301 1830
New Autos (2025 or Newer)
5.29%
Up to 36 months
View
▼
APR5.29%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
New auto (2025 - 2027)
5.44%
72 Months
View
▼
APR5.44%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

IBEW SJ Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1825 12th St SE Ste 130, Salem, OR, 97302 2159
NEW VEHICLE
5.49%
96 Months
View
▼
APR5.49%
Term96 Months
Last UpdatedMar 16, 2026
Details

Up to 100% Financing

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
New Auto
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3820 Market St NE, Salem, OR, 97301 1830
New Autos (2025 or Newer)
5.49%
37-60 months
View
▼
APR5.49%
Term37-60 months
Last UpdatedMar 15, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3820 Market St NE, Salem, OR, 97301 1830
New Autos (2025 or Newer)
5.59%
61-66 months
View
▼
APR5.59%
Term61-66 months
Last UpdatedMar 15, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3820 Market St NE, Salem, OR, 97301 1830
New Autos (2025 or Newer)
5.69%
67-75 months
View
▼
APR5.69%
Term67-75 months
Last UpdatedMar 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
645 9th St NW Ste 185, Salem, OR, 97304
New auto (2023 and newer)
5.99%
36-60
View
▼
APR5.99%
Term36-60
Last UpdatedMar 15, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3820 Market St NE, Salem, OR, 97301 1830
New Autos (2025 or Newer)
5.99%
76-84 months
View
▼
APR5.99%
Term76-84 months
Last UpdatedMar 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
645 9th St NW Ste 185, Salem, OR, 97304
New auto (2023 and newer)
6.24%
72 Months
View
▼
APR6.24%
Term72 Months
Last UpdatedMar 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
645 9th St NW Ste 185, Salem, OR, 97304
New auto (2023 and newer)
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMar 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
645 9th St NW Ste 185, Salem, OR, 97304
New auto (2023 and newer)
7.24%
96 Months
View
▼
APR7.24%
Term96 Months
Last UpdatedMar 15, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
New auto (2025 - 2027)
7.43%
96 Months
View
▼
APR7.43%
Term96 Months
Last UpdatedMar 15, 2026
Details

As Low As

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
New Auto
7.89%
96 Months
View
▼
APR7.89%
Term96 Months
Last UpdatedMar 18, 2026
Details

South Coast ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2438 Broadway Ave, North Bend, OR, 97459
New or Used Auto Loans
3.85%
72 Months
View
▼
APR3.85%
Term72 Months
Last UpdatedMar 17, 2026
Details

IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR, 97216
New Vehicle Loan 2024 & Newer
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Current to 2-year-old model vehicles with terms up to 84 months

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
11620 NE Ainsworth Cir, Portland, OR, 97220
New Vehicles
4.24%
36-84 months
View
▼
APR4.24%
Term36-84 months
Last UpdatedMar 17, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
4.49%
36 Month
View
▼
APR4.49%
Term36 Month
Last UpdatedMar 11, 2026
Details

As Low As

Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR, 97477
New Vehicles Loans
4.50%
Up to 84 months
View
▼
APR4.50%
TermUp to 84 months
Last UpdatedMar 15, 2026
Details

2024 & Newer Purchase or Refinance. Up to 85% of MSRP (New-Never Titled) Up to 105% of Kelly Lending Value (Used - Titled)

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
New Vehicle - Variable Rate Loans
4.50%
84 Months
View
▼
APR4.50%
Term84 Months
Last UpdatedMar 16, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
New Autos (Model Years 2020-2026)
4.99%
Up to 66 months
View
▼
APR4.99%
TermUp to 66 months
Last UpdatedMar 15, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
4.99%
24 months
View
▼
APR4.99%
Term24 months
Last UpdatedMar 15, 2026
Details

As Low As; For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments.

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
New/Used Autos Fixed
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
4.99%
72 Month
View
▼
APR4.99%
Term72 Month
Last UpdatedMar 11, 2026
Details

As Low As

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
New Vehicle
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
New Vehicle - Fixed Rate Loans - Effective March 1, 2026
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 20, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
5.24%
60 months
View
▼
APR5.24%
Term60 months
Last UpdatedMar 15, 2026
Details

As Low As; For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments.

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
New/Used Autos Fixed
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 20, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
10333 SE Main St, Portland, OR, 97216 2940
New Vehicles
5.25%
24-84
View
▼
APR5.25%
Term24-84
Last UpdatedMar 17, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
New Auto
5.25%
Up to 84 Months
View
▼
APR5.25%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 20, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedMar 15, 2026
Details

As Low As; For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments.

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
5.49%
84 Month
View
▼
APR5.49%
Term84 Month
Last UpdatedMar 11, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Auto Loan (vehicle year 2025 - 2026)
5.50%
3 Months
View
▼
APR5.50%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As; 4.50%

Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR, 97477
New Vehicles Loans
5.50%
Up to 84 months
View
▼
APR5.50%
TermUp to 84 months
Last UpdatedMar 15, 2026
Details

2024 & Newer Purchase or Refinance. Up to 85% of MSRP (New-Never Titled) Up to 105% of Kelly Lending Value (Used - Titled)

United Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
20210 SW Teton Ave, Tualatin, OR, 97062
New Vehicle
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle that is 2024 or newer and with 40,000 or less miles.

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
New Autos (Model Years 2020-2026)
5.50%
Up to 42 Months
View
▼
APR5.50%
TermUp to 42 Months
Last UpdatedMar 15, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
New Auto
5.54%
Up to 60 months
View
▼
APR5.54%
TermUp to 60 months
Last UpdatedMar 15, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
New Auto
5.64%
61 - 72 months
View
▼
APR5.64%
Term61 - 72 months
Last UpdatedMar 15, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedMar 15, 2026
Details

As Low As; For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments.

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Auto Loan (vehicle year 2025 - 2026)
5.75%
5 Months
View
▼
APR5.75%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; 4.75%

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
New Auto
5.84%
73 - 84 months
View
▼
APR5.84%
Term73 - 84 months
Last UpdatedMar 15, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
5.99%
96 Month
View
▼
APR5.99%
Term96 Month
Last UpdatedMar 11, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Auto Loan (vehicle year 2025 - 2026)
6.00%
6 Months
View
▼
APR6.00%
Term6 Months
Last UpdatedMar 17, 2026
Details

As Low As; 5.00%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Auto Loan (vehicle year 2025 - 2026)
6.25%
7 Months
View
▼
APR6.25%
Term7 Months
Last UpdatedMar 17, 2026
Details

As Low As; 5.25%

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
New Autos (Model Years 2020-2026)
6.50%
Up to 90 months
View
▼
APR6.50%
TermUp to 90 months
Last UpdatedMar 15, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Vehicles
7.50%
2 Months
View
▼
APR7.50%
Term2 Months
Last UpdatedMar 17, 2026
Details

As Low As; 6.500%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Vehicles
7.75%
4 Months
View
▼
APR7.75%
Term4 Months
Last UpdatedMar 17, 2026
Details

As Low As; 6.750%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Vehicles
8.00%
5 Months
View
▼
APR8.00%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; 7.000%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
New Vehicles
8.25%
6 Months
View
▼
APR8.25%
Term6 Months
Last UpdatedMar 17, 2026
Details

As Low As; 7.250%

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IBEW SJ Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1825 12th St SE Ste 130, Salem, OR, 97302 2159
USED VEHICLE
5.49%
84 Months**
View
▼
APR5.49%
Term84 Months**
Last UpdatedMar 16, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
Used auto (2011 - 2024)
5.94%
72 Months
View
▼
APR5.94%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
Used Auto
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMar 18, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
645 9th St NW Ste 185, Salem, OR, 97304
Used auto (2016-2022)
6.14%
36-60
View
▼
APR6.14%
Term36-60
Last UpdatedMar 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
645 9th St NW Ste 185, Salem, OR, 97304
Used auto (2016-2022)
6.39%
72 Months
View
▼
APR6.39%
Term72 Months
Last UpdatedMar 15, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
Used Auto
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
645 9th St NW Ste 185, Salem, OR, 97304
Used auto (2020-2022)
6.84%
84 Months
View
▼
APR6.84%
Term84 Months
Last UpdatedMar 15, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
Used auto (2011 - 2024)
6.93%
84 Months
View
▼
APR6.93%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
510 Wallace Rd NW, Salem, OR, 97304 3856
Used auto (2011 - 2024)
7.68%
96 Months
View
▼
APR7.68%
Term96 Months
Last UpdatedMar 15, 2026
Details

As Low As

IBEW SJ Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1825 12th St SE Ste 130, Salem, OR, 97302 2159
USED VEHICLE TEN YEARS OR OLDER
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedMar 16, 2026
Details

Amount Financed: 80% of Retail Book Value

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
852 Lancaster Dr SE, Salem, OR, 97317
Used Auto
8.14%
96 Months
View
▼
APR8.14%
Term96 Months
Last UpdatedMar 18, 2026
Details

South Coast ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2438 Broadway Ave, North Bend, OR, 97459
New or Used Auto Loans
3.85%
72 Months
View
▼
APR3.85%
Term72 Months
Last UpdatedMar 17, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
View
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
New/Used Autos Fixed
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
View
▼
APR5.00%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Used Vehicle (less than 6 model years old) - Variable Rate Loans
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

Margin: 4.00%; Minimum APR: 4.50%

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 20, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
11620 NE Ainsworth Cir, Portland, OR, 97220
Used Vehicles
5.24%
36-84 months
View
▼
APR5.24%
Term36-84 months
Last UpdatedMar 17, 2026
Details

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
New/Used Autos Fixed
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 20, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
View
▼
APR5.25%
Term6 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
10333 SE Main St, Portland, OR, 97216 2940
Used Vehicle
5.25%
24-84
View
▼
APR5.25%
Term24-84
Last UpdatedMar 17, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 20, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
5.34%
24 months
View
▼
APR5.34%
Term24 months
Last UpdatedMar 15, 2026
Details

As Low As

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Used Vehicle (greater than 6 model years old) - Variable Rate Loans
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

Margin: 4.50%; Minimum APR: 5.00%

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
Used Auto
5.50%
Up to 84 Months
View
▼
APR5.50%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
5.59%
60 months
View
▼
APR5.59%
Term60 months
Last UpdatedMar 15, 2026
Details

As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Used Auto
5.69%
Up to 60 months
View
▼
APR5.69%
TermUp to 60 months
Last UpdatedMar 15, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
5.69%
42 Months
View
▼
APR5.69%
Term42 Months
Last UpdatedMar 15, 2026
Details

As Low As; APR (Max): 17.44%

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Used Auto
5.79%
61 - 72 months
View
▼
APR5.79%
Term61 - 72 months
Last UpdatedMar 15, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
5.84%
72 months
View
▼
APR5.84%
Term72 months
Last UpdatedMar 15, 2026
Details

As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Used Auto
5.99%
73 - 84 months
View
▼
APR5.99%
Term73 - 84 months
Last UpdatedMar 15, 2026
Details

Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR, 97477
Used Auto
6.00%
Up to 72 months
View
▼
APR6.00%
TermUp to 72 months
Last UpdatedMar 15, 2026
Details

Used Auto Loan Category: (2023 & Older) Purchase or Refinance Up to 105% of Kelley Wholesale Value

United Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
20210 SW Teton Ave, Tualatin, OR, 97062
Used Vehicle 1
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As; 2016-2023 or 2024+ with over 40,000 miles.

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Used Vehicle (less than 6 model years old) - Fixed Rate Loans
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
6.09%
84 months
View
▼
APR6.09%
Term84 months
Last UpdatedMar 15, 2026
Details

As Low As

IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR, 97216
Used Auto 2015 & Older
6.14%
36 Months
View
▼
APR6.14%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles older than 10 years with terms up to 72 months

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Used Vehicle (greater than 6 model years old) - Fixed Rate Loans
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
6.29%
66 Months
View
▼
APR6.29%
Term66 Months
Last UpdatedMar 15, 2026
Details

As Low As; APR (Max): 16.24%

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
6.99%
1-60 months
View
▼
APR6.99%
Term1-60 months
Last UpdatedMar 15, 2026
Details

As Low As

Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR, 97477
Used Auto
7.00%
Up to 72 months
View
▼
APR7.00%
TermUp to 72 months
Last UpdatedMar 15, 2026
Details

Used Auto Loan Category: (2023 & Older) Purchase or Refinance Up to 105% of Kelley Wholesale Value

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
7.19%
90 Months
View
▼
APR7.19%
Term90 Months
Last UpdatedMar 15, 2026
Details

As Low As; APR (Max): 8.89%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles 2019-2025
7.25%
4 Months
View
▼
APR7.25%
Term4 Months
Last UpdatedMar 17, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles 2017-2018
7.50%
3 Months
View
▼
APR7.50%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
20210 SW Teton Ave, Tualatin, OR, 97062
Used Vehicle 2
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As; 2015 or older or any vehicle with over 100,000 miles.

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles
8.25%
3 Months
View
▼
APR8.25%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles
8.50%
4 Months
View
▼
APR8.50%
Term4 Months
Last UpdatedMar 17, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles
8.75%
5 Months
View
▼
APR8.75%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
8.89%
90 Months
View
▼
APR8.89%
Term90 Months
Last UpdatedMar 15, 2026
Details

APR (Max)

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles 2015-2016
9.50%
2 Months
View
▼
APR9.50%
Term2 Months
Last UpdatedMar 17, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles
10.50%
2 Months
View
▼
APR10.50%
Term2 Months
Last UpdatedMar 17, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles
10.75%
3 Months
View
▼
APR10.75%
Term3 Months
Last UpdatedMar 17, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Used Vehicles
11.00%
4 Months
View
▼
APR11.00%
Term4 Months
Last UpdatedMar 17, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
16.24%
66 Months
View
▼
APR16.24%
Term66 Months
Last UpdatedMar 15, 2026
Details

APR (Max)

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
17.44%
42 Months
View
▼
APR17.44%
Term42 Months
Last UpdatedMar 15, 2026
Details

APR (Max)

Frequently Asked Questions about Auto Loans in Salem, Oregon

How does my credit score affect my car loan rate in Oregon?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Salem, Oregon with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Oregon *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Salem, Oregon typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Salem, Oregon?

Based on our current data, some of the lowest auto loan rates available in Salem, Oregon include:
  • Teamsters Council #37 Federal Credit Union: 4.74% (Auto Loan)
  • Central Willamette Credit Union: 5.24% (New Auto)
  • Unitus Community Credit Union: 5.29% (New Autos (2025 or Newer))
  • Oregon State Credit Union: 5.44% (New auto (2025 - 2027))
  • IBEW SJ Cascade Federal Credit Union: 5.49% (NEW VEHICLE)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Salem, Oregon. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026

Salem, Oregon Rates & Resources

$
Salem, Oregon CD Rates
$
Salem, Oregon Savings Rates
$
Salem, Oregon Money Market Rates
$
Salem, Oregon Mortgage Rates
$
Salem, Oregon Checking Account Rates
$
Salem, Oregon Personal Loan Rates