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Auto Loan Rates in Oregon (OR) for May 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Oregon. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 12, 2026

Current auto loan rates in Oregon include South Coast ILWU Federal Credit UnionSouth Coast ILWU Federal Credit Union2438 Broadway Ave, North Bend, OR, 97459A+5.0 ★Texas Ratio: 0.00% offering New or Used Auto Loans at 3.85%, Ironworkers USA Federal Credit UnionIronworkers USA Federal Credit Union11620 NE Ainsworth Cir, Portland, OR, 97220C+4.2 ★Texas Ratio: 24.46% offering New Vehicles at 4.24%, EWEB EMPLOYEESEWEB EMPLOYEES4200 Roosevelt Blvd, Eugene, OR, 97402 6520C+4.1 ★Texas Ratio: 25.28% offering New & Used Vehicles (Purchase or Refinance) at 4.25%, NW Priority Credit UnionNW Priority Credit Union12630 SE Division St, Portland, OR, 97236 3132A+5.0 ★Texas Ratio: 0.73% offering Purchase New Auto or Refinance at 4.49%, Rogue Credit UnionRogue Credit Union1370 Center Dr, Medford, OR, 97501 7941A+5.0 ★Texas Ratio: 5.00% offering Newer (2023 and Newer) Auto Loans at 4.49%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across Oregon side-by-side. Oregon auto loan rates currently start as low as 3.85% APR from South Coast ILWU Federal Credit Union at 2438 Broadway Ave, North Bend, OR, 97459. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Oregon. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Oregon

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
South Coast ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2438 Broadway Ave, North Bend, OR, 97459
New or Used Auto Loans
3.85%
72 Months
View
▼
APR3.85%
Term72 Months
Last UpdatedMay 6, 2026
Details

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
11620 NE Ainsworth Cir, Portland, OR, 97220
New Vehicles
4.24%
36-84 months
View
▼
APR4.24%
Term36-84 months
Last UpdatedMay 7, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New Vehicles
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
12630 SE Division St, Portland, OR, 97236 3132
Purchase New Auto or Refinance
4.49%
2025 and Newer
View
▼
APR4.49%
Term2025 and Newer
Last UpdatedMay 10, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
4.49%
36 Month
View
▼
APR4.49%
Term36 Month
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
Used Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR, 97230 5642
Auto Loan
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMay 7, 2026
Details

As Low As; 2024 & Newer

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
12630 SE Division St, Portland, OR, 97236 3132
Used Auto
4.74%
2016 - 2024
View
▼
APR4.74%
Term2016 - 2024
Last UpdatedMay 10, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR, 97850
Auto Loan
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Older (2022 and Older) Auto Loans
4.74%
36 Month
View
▼
APR4.74%
Term36 Month
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR, 97850
Auto Loan
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
New and Used Auto Loans
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR, 97230 5642
Auto Loan
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; 2024 & Newer

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
New Autos (Model Years 2020-2026)
4.99%
Up to 66 months
View
▼
APR4.99%
TermUp to 66 months
Last UpdatedMay 7, 2026
Details

As Low As; APR (Min)

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
4.99%
24 months
View
▼
APR4.99%
Term24 months
Last UpdatedMay 10, 2026
Details

As Low As

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
New/Used Autos Fixed
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Regular APR: 13.35%

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
New Auto
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedMay 12, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
4.99%
72 Month
View
▼
APR4.99%
Term72 Month
Last UpdatedMay 12, 2026
Details

As Low As

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Older (2022 and Older) Auto Loans
4.99%
60 Month
View
▼
APR4.99%
Term60 Month
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
Used Vehicles
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
New Autos (2025 or Newer)
5.04%
Up to 36 months
View
▼
APR5.04%
TermUp to 36 months
Last UpdatedMay 10, 2026
Details

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
11620 NE Ainsworth Cir, Portland, OR, 97220
Used Vehicles
5.24%
36-84 months
View
▼
APR5.24%
Term36-84 months
Last UpdatedMay 7, 2026
Details

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR, 97230 5642
Auto Loan
5.24%
36 months
View
▼
APR5.24%
Term36 months
Last UpdatedMay 7, 2026
Details

As Low As; 2018-2023

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
New Auto
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
New Autos (2025 or Newer)
5.24%
37-60 months
View
▼
APR5.24%
Term37-60 months
Last UpdatedMay 10, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
5.24%
60 months
View
▼
APR5.24%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
New/Used Autos Fixed
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Regular APR: 13.60%

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
Used Auto
5.24%
Up to 84 Months
View
▼
APR5.24%
TermUp to 84 Months
Last UpdatedMay 12, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Older (2022 and Older) Auto Loans
5.24%
72 Month
View
▼
APR5.24%
Term72 Month
Last UpdatedMay 12, 2026
Details

As Low As

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
10333 SE Main St, Portland, OR, 97216 2940
New Vehicles
5.25%
24-84
View
▼
APR5.25%
Term24-84
Last UpdatedMay 7, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
10333 SE Main St, Portland, OR, 97216 2940
Used Vehicle
5.25%
24-84
View
▼
APR5.25%
Term24-84
Last UpdatedMay 7, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New Vehicles
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
Used Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
New Autos (2025 or Newer)
5.34%
61-66 months
View
▼
APR5.34%
Term61-66 months
Last UpdatedMay 10, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
5.34%
24 months
View
▼
APR5.34%
Term24 months
Last UpdatedMay 10, 2026
Details

As Low As; *APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >>

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
New Autos (2025 or Newer)
5.44%
67-75 months
View
▼
APR5.44%
Term67-75 months
Last UpdatedMay 10, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR, 97330 2179
New auto (2025 - 2027)
5.44%
Up to 72 months
View
▼
APR5.44%
TermUp to 72 months
Last UpdatedMay 12, 2026
Details

As Low As

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR, 97209 3959
Autos (New & Used)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Regular APR: 5.49% - 18.00%

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
New and Used Auto Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 6, 2026
Details

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR, 97230 5642
Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; 2018-2023

IBEW SJ Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1825 12th St SE Ste 130, Salem, OR, 97302 2159
NEW VEHICLE
5.49%
96 Months
View
▼
APR5.49%
Term96 Months
Last UpdatedMay 7, 2026
Details

Up to 100% Financing

IBEW SJ Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1825 12th St SE Ste 130, Salem, OR, 97302 2159
USED VEHICLE
5.49%
84 Months**
View
▼
APR5.49%
Term84 Months**
Last UpdatedMay 7, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
New Auto
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
5.49%
84 Month
View
▼
APR5.49%
Term84 Month
Last UpdatedMay 12, 2026
Details

As Low As

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
10333 SE Main St, Portland, OR, 97216 2940
Member Appreciation Auto Loan Special
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As; *some restrictions apply

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
New Autos (Model Years 2020-2026)
5.50%
Up to 42 Months
View
▼
APR5.50%
TermUp to 42 Months
Last UpdatedMay 7, 2026
Details

As Low As; APR (Min)

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
Used Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
New Auto
5.54%
Up to 60 months
View
▼
APR5.54%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
5.59%
60 months
View
▼
APR5.59%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As; *APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >>

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
New Auto
5.64%
61 - 72 months
View
▼
APR5.64%
Term61 - 72 months
Last UpdatedMay 6, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Used Auto
5.69%
Up to 60 months
View
▼
APR5.69%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
5.69%
42 Months
View
▼
APR5.69%
Term42 Months
Last UpdatedMay 7, 2026
Details

As Low As; APR (Min)

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans New auto (2023 and newer)
5.74%
36-60
View
▼
APR5.74%
Term36-60
Last UpdatedMay 10, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Older (2022 and Older) Auto Loans
5.74%
84 Month
View
▼
APR5.74%
Term84 Month
Last UpdatedMay 12, 2026
Details

As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Used Auto
5.79%
61 - 72 months
View
▼
APR5.79%
Term61 - 72 months
Last UpdatedMay 6, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
New Auto
5.84%
73 - 84 months
View
▼
APR5.84%
Term73 - 84 months
Last UpdatedMay 6, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
5.84%
72 months
View
▼
APR5.84%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As; *APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >>

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans Used auto (2016-2022)
5.89%
36-60
View
▼
APR5.89%
Term36-60
Last UpdatedMay 10, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR, 97330 2179
Used auto (2011 - 2024)
5.94%
Up to 72 months
View
▼
APR5.94%
TermUp to 72 months
Last UpdatedMay 12, 2026
Details

As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Used Auto
5.99%
73 - 84 months
View
▼
APR5.99%
Term73 - 84 months
Last UpdatedMay 6, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
New and Used Auto Loans
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 6, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
Used Auto
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans New auto (2023 and newer)
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 10, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
5.99%
96 Month
View
▼
APR5.99%
Term96 Month
Last UpdatedMay 12, 2026
Details

As Low As

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
6.09%
84 months
View
▼
APR6.09%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As; *APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >>

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans Used auto (2016-2022)
6.14%
72 Months
View
▼
APR6.14%
Term72 Months
Last UpdatedMay 10, 2026
Details

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR, 97230 5642
Auto Loan
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedMay 7, 2026
Details

As Low As; 2018-2023

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans New auto (2023 and newer)
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMay 10, 2026
Details

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
12630 SE Division St, Portland, OR, 97236 3132
Used Auto
6.24%
2015 and Older
View
▼
APR6.24%
Term2015 and Older
Last UpdatedMay 10, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
6.29%
66 Months
View
▼
APR6.29%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As; APR (Min)

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
New and Used Auto Loans
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedMay 6, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
Used Auto
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMay 10, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
New Autos (Model Years 2020-2026)
6.50%
Up to 90 months
View
▼
APR6.50%
TermUp to 90 months
Last UpdatedMay 7, 2026
Details

As Low As; APR (Min)

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans Used auto (2020-2022)
6.59%
84 Months
View
▼
APR6.59%
Term84 Months
Last UpdatedMay 10, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Auto Loan
6.84%
36 Months
View
▼
APR6.84%
Term36 Months
Last UpdatedMay 5, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR, 97330 2179
Used auto (2011 - 2024)
6.93%
73-84 months
View
▼
APR6.93%
Term73-84 months
Last UpdatedMay 12, 2026
Details

As Low As

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Auto Loan
6.99%
48 Months
View
▼
APR6.99%
Term48 Months
Last UpdatedMay 5, 2026
Details

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR, 97230 5642
Auto Loan
6.99%
36 months
View
▼
APR6.99%
Term36 months
Last UpdatedMay 7, 2026
Details

As Low As; 2017 & Older

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
6.99%
1-60 months
View
▼
APR6.99%
Term1-60 months
Last UpdatedMay 10, 2026
Details

As Low As; For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR, 97850
Used Vehicle
6.99%
60 Months
View
▼
APR6.99%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
7.19%
90 Months
View
▼
APR7.19%
Term90 Months
Last UpdatedMay 7, 2026
Details

As Low As; APR (Min)

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Auto Loan
7.24%
60 Months
View
▼
APR7.24%
Term60 Months
Last UpdatedMay 5, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans New auto (2023 and newer)
7.24%
96 Months
View
▼
APR7.24%
Term96 Months
Last UpdatedMay 10, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR, 97330 2179
New auto (2025 - 2027)
7.43%
85-96 months
View
▼
APR7.43%
Term85-96 months
Last UpdatedMay 12, 2026
Details

As Low As

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Auto Loan
7.64%
72 Months
View
▼
APR7.64%
Term72 Months
Last UpdatedMay 5, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR, 97330 2179
Used auto (2011 - 2024)
7.68%
85-96 months
View
▼
APR7.68%
Term85-96 months
Last UpdatedMay 12, 2026
Details

As Low As

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
New Auto
7.89%
96 Months
View
▼
APR7.89%
Term96 Months
Last UpdatedMay 10, 2026
Details

IBEW SJ Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1825 12th St SE Ste 130, Salem, OR, 97302 2159
USED VEHICLE TEN YEARS OR OLDER
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

Amount Financed: 80% of Retail Book Value

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
Used Auto
8.14%
96 Months
View
▼
APR8.14%
Term96 Months
Last UpdatedMay 10, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
8.89%
90 Months
View
▼
APR8.89%
Term90 Months
Last UpdatedMay 7, 2026
Details

APR (Max)

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
10.00%
Up to 42 Months
View
▼
APR10.00%
TermUp to 42 Months
Last UpdatedMay 7, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans Business specialty vehicle
10.99%
Up to 60
View
▼
APR10.99%
TermUp to 60
Last UpdatedMay 10, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
11.20%
Up to 66 months
View
▼
APR11.20%
TermUp to 66 months
Last UpdatedMay 7, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR, 97030 7605
First Time Auto Buyer Loan
11.50%
Up to 60 months
View
▼
APR11.50%
TermUp to 60 months
Last UpdatedMay 12, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
12.65%
Up to 42 Months
View
▼
APR12.65%
TermUp to 42 Months
Last UpdatedMay 7, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
13.75%
Up to 66 months
View
▼
APR13.75%
TermUp to 66 months
Last UpdatedMay 7, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
16.24%
66 Months
View
▼
APR16.24%
Term66 Months
Last UpdatedMay 7, 2026
Details

APR (Max)

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
17.44%
42 Months
View
▼
APR17.44%
Term42 Months
Last UpdatedMay 7, 2026
Details

APR (Max)

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
South Coast ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2438 Broadway Ave, North Bend, OR, 97459
New or Used Auto Loans
3.85%
72 Months
View
▼
APR3.85%
Term72 Months
Last UpdatedMay 6, 2026
Details

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
11620 NE Ainsworth Cir, Portland, OR, 97220
New Vehicles
4.24%
36-84 months
View
▼
APR4.24%
Term36-84 months
Last UpdatedMay 7, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New Vehicles
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
12630 SE Division St, Portland, OR, 97236 3132
Purchase New Auto or Refinance
4.49%
2025 and Newer
View
▼
APR4.49%
Term2025 and Newer
Last UpdatedMay 10, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
4.49%
36 Month
View
▼
APR4.49%
Term36 Month
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
New and Used Auto Loans
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
New Autos (Model Years 2020-2026)
4.99%
Up to 66 months
View
▼
APR4.99%
TermUp to 66 months
Last UpdatedMay 7, 2026
Details

As Low As; APR (Min)

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
4.99%
24 months
View
▼
APR4.99%
Term24 months
Last UpdatedMay 10, 2026
Details

As Low As

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
New/Used Autos Fixed
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Regular APR: 13.35%

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
New Auto
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedMay 12, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
4.99%
72 Month
View
▼
APR4.99%
Term72 Month
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
New Autos (2025 or Newer)
5.04%
Up to 36 months
View
▼
APR5.04%
TermUp to 36 months
Last UpdatedMay 10, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
New Auto
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
New Autos (2025 or Newer)
5.24%
37-60 months
View
▼
APR5.24%
Term37-60 months
Last UpdatedMay 10, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
5.24%
60 months
View
▼
APR5.24%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
New/Used Autos Fixed
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Regular APR: 13.60%

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
10333 SE Main St, Portland, OR, 97216 2940
New Vehicles
5.25%
24-84
View
▼
APR5.25%
Term24-84
Last UpdatedMay 7, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New Vehicles
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
New Autos (2025 or Newer)
5.34%
61-66 months
View
▼
APR5.34%
Term61-66 months
Last UpdatedMay 10, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
New Autos (2025 or Newer)
5.44%
67-75 months
View
▼
APR5.44%
Term67-75 months
Last UpdatedMay 10, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR, 97330 2179
New auto (2025 - 2027)
5.44%
Up to 72 months
View
▼
APR5.44%
TermUp to 72 months
Last UpdatedMay 12, 2026
Details

As Low As

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR, 97209 3959
Autos (New & Used)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Regular APR: 5.49% - 18.00%

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
New and Used Auto Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 6, 2026
Details

IBEW SJ Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1825 12th St SE Ste 130, Salem, OR, 97302 2159
NEW VEHICLE
5.49%
96 Months
View
▼
APR5.49%
Term96 Months
Last UpdatedMay 7, 2026
Details

Up to 100% Financing

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
New Auto
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
5.49%
84 Month
View
▼
APR5.49%
Term84 Month
Last UpdatedMay 12, 2026
Details

As Low As

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
New Autos (Model Years 2020-2026)
5.50%
Up to 42 Months
View
▼
APR5.50%
TermUp to 42 Months
Last UpdatedMay 7, 2026
Details

As Low As; APR (Min)

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
New Auto
5.54%
Up to 60 months
View
▼
APR5.54%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
New Auto
5.64%
61 - 72 months
View
▼
APR5.64%
Term61 - 72 months
Last UpdatedMay 6, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans New auto (2023 and newer)
5.74%
36-60
View
▼
APR5.74%
Term36-60
Last UpdatedMay 10, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
New Vehicle Loan (2023 and newer)
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
New Auto
5.84%
73 - 84 months
View
▼
APR5.84%
Term73 - 84 months
Last UpdatedMay 6, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
New and Used Auto Loans
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 6, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans New auto (2023 and newer)
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 10, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Newer (2023 and Newer) Auto Loans
5.99%
96 Month
View
▼
APR5.99%
Term96 Month
Last UpdatedMay 12, 2026
Details

As Low As

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans New auto (2023 and newer)
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMay 10, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
New and Used Auto Loans
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedMay 6, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
New Autos (Model Years 2020-2026)
6.50%
Up to 90 months
View
▼
APR6.50%
TermUp to 90 months
Last UpdatedMay 7, 2026
Details

As Low As; APR (Min)

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans New auto (2023 and newer)
7.24%
96 Months
View
▼
APR7.24%
Term96 Months
Last UpdatedMay 10, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR, 97330 2179
New auto (2025 - 2027)
7.43%
85-96 months
View
▼
APR7.43%
Term85-96 months
Last UpdatedMay 12, 2026
Details

As Low As

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
New Auto
7.89%
96 Months
View
▼
APR7.89%
Term96 Months
Last UpdatedMay 10, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
South Coast ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2438 Broadway Ave, North Bend, OR, 97459
New or Used Auto Loans
3.85%
72 Months
View
▼
APR3.85%
Term72 Months
Last UpdatedMay 6, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
Used Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
12630 SE Division St, Portland, OR, 97236 3132
Used Auto
4.74%
2016 - 2024
View
▼
APR4.74%
Term2016 - 2024
Last UpdatedMay 10, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
New and Used Auto Loans
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
New/Used Autos Fixed
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Regular APR: 13.35%

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
Used Vehicles
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
11620 NE Ainsworth Cir, Portland, OR, 97220
Used Vehicles
5.24%
36-84 months
View
▼
APR5.24%
Term36-84 months
Last UpdatedMay 7, 2026
Details

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
New/Used Autos Fixed
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Regular APR: 13.60%

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
Used Auto
5.24%
Up to 84 Months
View
▼
APR5.24%
TermUp to 84 Months
Last UpdatedMay 12, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
10333 SE Main St, Portland, OR, 97216 2940
Used Vehicle
5.25%
24-84
View
▼
APR5.25%
Term24-84
Last UpdatedMay 7, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
Used Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
5.34%
24 months
View
▼
APR5.34%
Term24 months
Last UpdatedMay 10, 2026
Details

As Low As; *APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >>

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR, 97209 3959
Autos (New & Used)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Regular APR: 5.49% - 18.00%

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
New and Used Auto Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 6, 2026
Details

IBEW SJ Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1825 12th St SE Ste 130, Salem, OR, 97302 2159
USED VEHICLE
5.49%
84 Months**
View
▼
APR5.49%
Term84 Months**
Last UpdatedMay 7, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
Used Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
5.59%
60 months
View
▼
APR5.59%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As; *APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >>

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Used Auto
5.69%
Up to 60 months
View
▼
APR5.69%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
5.69%
42 Months
View
▼
APR5.69%
Term42 Months
Last UpdatedMay 7, 2026
Details

As Low As; APR (Min)

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Used Auto
5.79%
61 - 72 months
View
▼
APR5.79%
Term61 - 72 months
Last UpdatedMay 6, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
5.84%
72 months
View
▼
APR5.84%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As; *APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >>

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans Used auto (2016-2022)
5.89%
36-60
View
▼
APR5.89%
Term36-60
Last UpdatedMay 10, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR, 97330 2179
Used auto (2011 - 2024)
5.94%
Up to 72 months
View
▼
APR5.94%
TermUp to 72 months
Last UpdatedMay 12, 2026
Details

As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Used Auto
5.99%
73 - 84 months
View
▼
APR5.99%
Term73 - 84 months
Last UpdatedMay 6, 2026
Details

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
New and Used Auto Loans
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 6, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
Used Auto
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
6.09%
84 months
View
▼
APR6.09%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As; *APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >>

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans Used auto (2016-2022)
6.14%
72 Months
View
▼
APR6.14%
Term72 Months
Last UpdatedMay 10, 2026
Details

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
12630 SE Division St, Portland, OR, 97236 3132
Used Auto
6.24%
2015 and Older
View
▼
APR6.24%
Term2015 and Older
Last UpdatedMay 10, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
6.29%
66 Months
View
▼
APR6.29%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As; APR (Min)

Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
New and Used Auto Loans
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedMay 6, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
Used Auto
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMay 10, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Business Auto Loans Used auto (2020-2022)
6.59%
84 Months
View
▼
APR6.59%
Term84 Months
Last UpdatedMay 10, 2026
Details

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR, 97330 2179
Used auto (2011 - 2024)
6.93%
73-84 months
View
▼
APR6.93%
Term73-84 months
Last UpdatedMay 12, 2026
Details

As Low As

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Used Vehicle Loan (2018 - 2022)
6.99%
1-60 months
View
▼
APR6.99%
Term1-60 months
Last UpdatedMay 10, 2026
Details

As Low As; For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR, 97850
Used Vehicle
6.99%
60 Months
View
▼
APR6.99%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
7.19%
90 Months
View
▼
APR7.19%
Term90 Months
Last UpdatedMay 7, 2026
Details

As Low As; APR (Min)

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR, 97330 2179
Used auto (2011 - 2024)
7.68%
85-96 months
View
▼
APR7.68%
Term85-96 months
Last UpdatedMay 12, 2026
Details

As Low As

IBEW SJ Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1825 12th St SE Ste 130, Salem, OR, 97302 2159
USED VEHICLE TEN YEARS OR OLDER
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

Amount Financed: 80% of Retail Book Value

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
Used Auto
8.14%
96 Months
View
▼
APR8.14%
Term96 Months
Last UpdatedMay 10, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
8.89%
90 Months
View
▼
APR8.89%
Term90 Months
Last UpdatedMay 7, 2026
Details

APR (Max)

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
10.00%
Up to 42 Months
View
▼
APR10.00%
TermUp to 42 Months
Last UpdatedMay 7, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
11.20%
Up to 66 months
View
▼
APR11.20%
TermUp to 66 months
Last UpdatedMay 7, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
12.65%
Up to 42 Months
View
▼
APR12.65%
TermUp to 42 Months
Last UpdatedMay 7, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
13.75%
Up to 66 months
View
▼
APR13.75%
TermUp to 66 months
Last UpdatedMay 7, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
16.24%
66 Months
View
▼
APR16.24%
Term66 Months
Last UpdatedMay 7, 2026
Details

APR (Max)

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Pre-Owned Vehicles (Model Years 2017-2019)
17.44%
42 Months
View
▼
APR17.44%
Term42 Months
Last UpdatedMay 7, 2026
Details

APR (Max)

Oregon Auto Loan Rate Trends

Compare local Oregon auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oregon Auto Trends →
New Auto Loan — OR Avg
6.037%
▲ 0.277 vs 7 days ago

Oregon new auto rates rose 0.277 points over the past 7 days to 6.037% APR.

Used Auto Loan — OR Avg
7.278%
▼ 0.785 vs 7 days ago

Oregon used auto rates fell 0.785 points over the past 7 days to 7.278% APR.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Oregon

How does my credit score affect my car loan rate in Oregon?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Oregon with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Oregon *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Oregon typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Oregon?

Based on our current data, some of the lowest auto loan rates available in Oregon include:
  • South Coast ILWU Federal Credit Union: 3.85% (New or Used Auto Loans)
  • Ironworkers USA Federal Credit Union: 4.24% (New Vehicles)
  • EWEB EMPLOYEES: 4.25% (New & Used Vehicles (Purchase or Refinance))
  • NW Priority Credit Union: 4.49% (Purchase New Auto or Refinance)
  • Rogue Credit Union: 4.49% (Newer (2023 and Newer) Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Oregon. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026

Oregon Rates & Resources

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Auto Loan Rates by City in Oregon

  • Adams
  • Adel
  • Adrian
  • Agness
  • Albany
  • Allegany
  • Alsea
  • Alvadore
  • Amity
  • Antelope
  • Arch Cape
  • Arlington
  • Arock
  • Ashland
  • Ashwood
  • Astoria
  • Athena
  • Aumsville
  • Aurora
  • Azalea
  • Baker City
  • Bandon
  • Banks
  • Bates
  • Bay City
  • Beatty
  • Beaver
  • Beavercreek
  • Beaverton
  • Bend
  • Blachly
  • Blodgett
  • Blue River
  • Bly
  • Boardman
  • Bonanza
  • Boring
  • Bridal Veil
  • Bridgeport
  • Brightwood
  • Broadbent
  • Brogan
  • Brookings
  • Brothers
  • Brownsville
  • Burns
  • Butte Falls
  • Buxton
  • Camas Valley
  • Camp Sherman
  • Canby
  • Cannon Beach
  • Canyon City
  • Canyonville
  • Carlton
  • Cascade Locks
  • Cascadia
  • Cave Junction
  • Cayuse
  • Central Point
  • Chemult
  • Cheshire
  • Chiloquin
  • Christmas Valley
  • Clackamas
  • Clatskanie
  • Cloverdale
  • Colton
  • Columbia City
  • Condon
  • Coos Bay
  • Coquille
  • Corbett
  • Cornelius
  • Corvallis
  • Cottage Grove
  • Cove
  • Crabtree
  • Crane
  • Crater Lake
  • Crawfordsville
  • Crescent
  • Crescent Lake
  • Creswell
  • Culp Creek
  • Culver
  • Curtin
  • Dairy
  • Dallas
  • Days Creek
  • Dayton
  • Dayville
  • Deadwood
  • Deer Island
  • Depoe Bay
  • Detroit
  • Dexter
  • Diamond
  • Dillard
  • Donald
  • Dorena
  • Drain
  • Drewsey
  • Dufur
  • Dundee
  • Durkee
  • Eagle Creek
  • Eagle Point
  • Echo
  • Eddyville
  • Elgin
  • Elkton
  • Elmira
  • Enterprise
  • Estacada
  • Eugene
  • Fairview
  • Fall Creek
  • Falls City
  • Fields
  • Florence
  • Forest Grove
  • Fort Klamath
  • Fort Rock
  • Fossil
  • Foster
  • Fox
  • Frenchglen
  • Gales Creek
  • Gardiner
  • Garibaldi
  • Gaston
  • Gates
  • Gervais
  • Gilchrist
  • Gladstone
  • Glendale
  • Gleneden Beach
  • Glide
  • Gold Beach
  • Gold Hill
  • Government Camp
  • Grand Ronde
  • Grants Pass
  • Grass Valley
  • Gresham
  • Haines
  • Halfway
  • Halsey
  • Hammond
  • Harper
  • Harrisburg
  • Hebo
  • Helix
  • Heppner
  • Hereford
  • Hermiston
  • Hillsboro
  • Hines
  • Hood River
  • Hubbard
  • Huntington
  • Idanha
  • Idleyld Park
  • Imbler
  • Imnaha
  • Independence
  • Ione
  • Ironside
  • Irrigon
  • Jacksonville
  • Jamieson
  • Jefferson
  • John Day
  • Joseph
  • Junction City
  • Juntura
  • Keizer
  • Keno
  • Kent
  • Kerby
  • Kimberly
  • Klamath Falls
  • La Grande
  • La Pine
  • Lafayette
  • Lake Oswego
  • Lakeside
  • Lakeview
  • Langlois
  • Lawen
  • Lebanon
  • Lexington
  • Lincoln City
  • Logsden
  • Long Creek
  • Lorane
  • Lostine
  • Lowell
  • Lyons
  • Madras
  • Malin
  • Manning
  • Manzanita
  • Mapleton
  • Marcola
  • Marion
  • Marylhurst
  • Maupin
  • Mcminnville
  • Meacham
  • Medford
  • Mehama
  • Merlin
  • Merrill
  • Midland
  • Mikkalo
  • Mill City
  • Milton Freewater
  • Mitchell
  • Molalla
  • Monmouth
  • Monroe
  • Monument
  • Moro
  • Mosier
  • Mount Angel
  • Mount Hood Parkdale
  • Mount Vernon
  • Mulino
  • Murphy
  • Myrtle Creek
  • Myrtle Point
  • Nehalem
  • Neotsu
  • Neskowin
  • Netarts
  • Newberg
  • Newport
  • North Bend
  • North Plains
  • North Powder
  • Norway
  • Noti
  • O Brien
  • Oakland
  • Oakridge
  • Oceanside
  • Odell
  • Ontario
  • Ophir
  • Oregon City
  • Otis
  • Otter Rock
  • Oxbow
  • Pacific City
  • Paisley
  • Paulina
  • Pendleton
  • Philomath
  • Phoenix
  • Pilot Rock
  • Pleasant Hill
  • Plush
  • Port Orford
  • Portland
  • Post
  • Powell Butte
  • Powers
  • Prairie City
  • Princeton
  • Prineville
  • Prospect
  • Rainier
  • Raleigh Hills
  • Redmond
  • Reedsport
  • Remote
  • Rhododendron
  • Richland
  • Rickreall
  • Riddle
  • Riley
  • Ritter
  • Riverside
  • Rockaway Beach
  • Rogue River
  • Rose Lodge
  • Roseburg
  • Roseburg North
  • Rufus
  • Saginaw
  • Saint Benedict
  • Saint Helens
  • Saint Paul
  • Salem
  • Sandy
  • Scappoose
  • Scio
  • Scotts Mills
  • Scottsburg
  • Seal Rock
  • Seaside
  • Selma
  • Seneca
  • Shady Cove
  • Shaniko
  • Shedd
  • Sheridan
  • Sherwood
  • Siletz
  • Silver Lake
  • Silverton
  • Sisters
  • Sixes
  • South Beach
  • Sprague River
  • Spray
  • Springfield
  • Stanfield
  • Stayton
  • Sublimity
  • Summer Lake
  • Summerville
  • Sumpter
  • Sutherlin
  • Sweet Home
  • Swisshome
  • Talent
  • Tangent
  • Tenmile
  • Terrebonne
  • The Dalles
  • Thurston
  • Tidewater
  • Tillamook
  • Tiller
  • Timber
  • Toledo
  • Tolovana Park
  • Trail
  • Troutdale
  • Tualatin
  • Turner
  • Tygh Valley
  • Ukiah
  • Umatilla
  • Umpqua
  • Union
  • Unity
  • Vale
  • Veneta
  • Vernonia
  • Vida
  • Waldport
  • Wallowa
  • Walterville
  • Walton
  • Warm Springs
  • Warren
  • Warrenton
  • Wasco
  • Wedderburn
  • Welches
  • West Linn
  • Westfall
  • Westfir
  • Westlake
  • Weston
  • Wheeler
  • White City
  • Wilbur
  • Wilderville
  • Willamina
  • Williams
  • Wilsonville
  • Winchester
  • Winston
  • Wolf Creek
  • Woodburn
  • Yachats
  • Yamhill
  • Yoncalla