Current auto loan rates in Connecticut include Torrington Municipal & Teachers Federal Credit UnionTorrington Municipal & Teachers Federal Credit Union777 E Main St, Torrington, CT, 06790 3915A+5.0 ★Texas Ratio: 1.26% offering New Vehicles at 3.25%, Connecticut Labor Dept Federal Credit UnionConnecticut Labor Dept Federal Credit Union200 Folly Brook Blvd, Wethersfield, CT, 06109A+5.0 ★Texas Ratio: 0.29% offering New Vehicle Loan at 3.49%, Riverbank Federal Credit UnionRiverbank Federal Credit Union516 Spring St, Windsor Locks, CT, 06096A+5.0 ★Texas Ratio: 0.46% offering New Vehicles (2025 - 2026) 4 Years at 3.74%, Community Healthcare Credit UnionCommunity Healthcare Credit Union48 Haynes ST, Manchester, CT, 06040A5.0 ★Texas Ratio: 6.44% offering Auto Loan at 3.99%, Skyline Financial Federal Credit UnionSkyline Financial Federal Credit Union3528 E Main St, Waterbury, CT, 06705A5.0 ★Texas Ratio: 13.83% offering New Auto at 4.00%. Auto loan rates as of May 5, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Connecticut side-by-side. Connecticut auto loan rates currently start as low as 3.25% APR from Torrington Municipal & Teachers Federal Credit Union at 777 E Main St, Torrington, CT, 06790 3915. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Connecticut. Auto Loan Rates Last Updated and Verified: May 5, 2026
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As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.
As Low As; will finance 100% up to 84 months
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Rates as low as 3.99% APR*; 4-year term w/auto pay
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100% financing available for new and used auto, truck and motorcycle purchases.
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100% financing available for new and used auto, truck and motorcycle purchases.
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Credit Score: 730 plus; Credit Tier: A Plus
Fair Isaac: 730+
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As; Model Year 2025 - 2027
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Credit Score: 730 plus; Credit Tier: A Plus
Fair Isaac: 730+
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100% financing available for new and used auto, truck and motorcycle purchases.
100% financing available for new and used auto, truck and motorcycle purchases.
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As Low As; Model Year 2025 - 2027
As Low As; Model Year 2023 - 2024
Rates as low as 5.46% for up to 84 Months for Newer Autos!
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Credit Score: 730 plus; Credit Tier: A Plus
Fair Isaac: 730+
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100% financing available for new and used auto, truck and motorcycle purchases.
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As; Model Year 2025 - 2027
Credit Score: 730 plus; Credit Tier: A Plus
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Fair Isaac: 730+
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As; Model Year 2023 - 2024
As Low As; Model Year 2021 - 2022
Credit Score: 680-729; Credit Tier: A
Fair Isaac: 680-729
100% financing available for new and used auto, truck and motorcycle purchases.
Credit Score: 680-729; Credit Tier: A
Loan-to-Value Max: Up to 120%; Maximum Loan Amount: $75,000
Fair Isaac: 680-729
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100% financing available for new and used auto, truck and motorcycle purchases.
As Low As; Model Year 2025 - 2027
As Low As; Model Year 2021 - 2022
Credit Score: 640-679; Credit Tier: B
Fair Isaac: 640-679
As Low As; Model Year 2019 - 2020
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20% down - up to 60 months
Credit Score: 600-639; Credit Tier: C
Fair Isaac: 600-639
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As Low As; Model Year 2019 - 2020
As Low As; Model Year 2023 - 2024
Loan-to-Value Max: Up to 120%; Maximum Loan Amount: $40,000
Fair Isaac: 600-639
Max Term is 60 Months on Used 2018 and Older.
100% financing available to qualified buyers - up to 60 months
Credit Score: 600-639; Credit Tier: C
As Low As; Model Year 2021 - 2022
Credit Score: 640-679; Credit Tier: B
As Low As; Model Year 2017 - 2018
Over $20,000.00
As Low As; Model Year 2017 - 2018
As Low As; Model Year 2016 and Older
Over $20,000.00
As Low As; Model Year 2025 - 2027
Credit Score: 550-599; Credit Tier: D
Fair Isaac: 550-599
Credit Score: 550-599; Credit Tier: D
Fair Isaac: 550-599
Credit Score: 540 or less; Credit Tier: E
Fair Isaac: 549 or Less
Fair Isaac: 549 or Less
Credit Score: 540 or less; Credit Tier: E
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As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.
As Low As; will finance 100% up to 84 months
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100% financing available for new and used auto, truck and motorcycle purchases.
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100% financing available for new and used auto, truck and motorcycle purchases.
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100% financing available for new and used auto, truck and motorcycle purchases.
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100% financing available for new and used auto, truck and motorcycle purchases.
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100% financing available for new and used auto, truck and motorcycle purchases.
Loan-to-Value Max: Up to 120%; Maximum Loan Amount: $75,000
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20% down - up to 60 months
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100% financing available to qualified buyers - up to 60 months
Over $20,000.00
Over $20,000.00
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100% financing available for new and used auto, truck and motorcycle purchases.
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100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
100% financing available for new and used auto, truck and motorcycle purchases.
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
As Low As
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
20% down - up to 60 months
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As Low As
Loan-to-Value Max: Up to 120%; Maximum Loan Amount: $40,000
Max Term is 60 Months on Used 2018 and Older.
100% financing available to qualified buyers - up to 60 months
Over $20,000.00
Over $20,000.00
Compare local Connecticut auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut new auto rates rose 0.117 points over the past 7 days to 6.169% APR.
Connecticut used auto rates rose 0.061 points over the past 7 days to 6.677% APR.