Current auto loan rates in Old Saybrook, Connecticut include Polish And Slavic Federal Credit UnionPolish And Slavic Federal Credit UnionA+5.0 ★Texas Ratio: 2.61% offering New Auto Loan at 2.99%, Connecticut Labor Dept Federal Credit UnionConnecticut Labor Dept Federal Credit UnionA+5.0 ★Texas Ratio: 0.29% offering New Vehicle Loan at 3.49%, Riverbank Federal Credit UnionRiverbank Federal Credit UnionA+5.0 ★Texas Ratio: 0.46% offering New Vehicles (2025 - 2026) 4 Years at 3.74%, Enfield Community Federal Credit UnionEnfield Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.68% offering New /Used Cars at 3.99%, Community Healthcare Credit UnionCommunity Healthcare Credit UnionA5.0 ★Texas Ratio: 6.44% offering Auto Loan at 3.99%. Auto loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Old Saybrook borrowers have access to 33 lenders serving the Connecticut area, with auto loan rates as low as 2.99% APR from Polish And Slavic Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Old Saybrook, Connecticut. Auto Loan Rates Last Updated and Verified: April 9, 2026
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; will finance 100% up to 84 months
As Low As
As Low As
As Low As
As Low As
As Low As; auto pay
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Model Years 2023 - 2026; 100% Financing
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; 2025 to 2027 Model Years
As Low As
Includes demos & refinances of new auto loans from other institutions
up to 6 model years old
As Low As
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
100% financing available for new and used auto, truck and motorcycle purchases.
Note 1
0-25K Miles
As Low As
As Low As
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; 2025 to 2027 Model Years
As Low As; 2018 to 2027 Model Years
Vehicle must have a NADA retail value of at least $20,000.00
As Low As
As Low As
As Low As
Fair Isaac 730+; Rate A+
Credit Score: 730 plus; Credit Tier: A Plus
100% financing available for new and used auto, truck and motorcycle purchases.
0-25K Miles
As Low As; Model Year: 2025 - 2027
As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Model Years 2023 - 2026; 100% Financing
As Low As; 2019 to 2027 Model Years
As Low As
Fair Isaac 730+; Rate A+
As Low As
Vehicle must have a NADA retail value of at least $40,000.00
Credit Score: 730 plus; Credit Tier: A Plus
100% financing available for new and used auto, truck and motorcycle purchases.
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As; Model Year: 2025 - 2027
As Low As; Model Year: 2023 - 2024
As Low As
As Low As; for up to 84 Months
25-75K Miles
As Low As
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; 2025 to 2027 Model Years
Fair Isaac 730+; Rate A+
Model Years 2023 - 2026; 100% Financing
As Low As
Credit Score: 730 plus; Credit Tier: A Plus
As Low As
100% financing available for new and used auto, truck and motorcycle purchases.
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As; Model Year: 2025 - 2027
As Low As
As Low As
Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Fair Isaac 730+; Rate A+
Model Years 2023 - 2026; 100% Financing
Credit Score: 730 plus; Credit Tier: A Plus
100% financing available for new and used auto, truck and motorcycle purchases.
25-75K Miles
As Low As; Model Year: 2023 - 2024
As Low As; APR = Annual Percentage Rate. Auto rates as low as 5.95% APR (floor rate) effective 28/10/2025 require Automatic Transfer Payments, otherwise rate is .50% (50 basis points) higher; subject to change without notice. Polam offers a range of base rates and discounts that depend on factors such as credit history, loan term, purchase channel, Polam account and loan balances, program designation, vehicle age, and payment type. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 12.00% APR. To learn more about rates, terms and available discounts, call (650) 367-8940, visit PolamFCU.com, or visit any Polam branch. Loan payment example: $14.59 per month for each $1,000 borrowed at 5.95% APR for 84 months.
As Low As; Model Year: 2021 - 2022
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; 2023 to 2027 Model Years
As Low As
As Low As
Fair Isaac 680-729; Rate A
Model Years 2021 - 2022; 100% Financing
Credit Score: 680-729; Credit Tier: A
100% financing available for new and used auto, truck and motorcycle purchases.
25-75K Miles
As Low As; Available only for cars up to 3 years old.
As Low As
Fair Isaac 680-729; Rate A
Credit Score: 680-729; Credit Tier: A
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As; Model Year: 2025 - 2027
75-100K Miles
As Low As
As Low As; Model Year: 2021 - 2022
0-25K Miles
As Low As
Fair Isaac 640-679; Rate B
Model Years 2021 - 2022; 100% Financing
Credit Score: 640-679; Credit Tier: B
As Low As; Model Year: 2019 - 2020
75-100K Miles
As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Up to 60 Months (2019 Model Year and Newer)
Fair Isaac 600-639; Rate C
As Low As; Available only for cars up to 3 years old.
Model Years 2016 - 2020; 100% Financing
Credit Score: 600-639; Credit Tier: C
As Low As
As Low As; Model Year: 2019 - 2020
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; will finance 100% up to 84 months
As Low As
As Low As
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; 2025 to 2027 Model Years
Includes demos & refinances of new auto loans from other institutions
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
As Low As
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; 2025 to 2027 Model Years
As Low As
As Low As
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As; for up to 84 Months
As Low As
As Low As; 2025 to 2027 Model Years
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As
As Low As
As Low As
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
up to 6 model years old
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Note 1
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; 2018 to 2027 Model Years
Vehicle must have a NADA retail value of at least $20,000.00
As Low As
As Low As
As Low As
As Low As; 2019 to 2027 Model Years
As Low As
Vehicle must have a NADA retail value of at least $40,000.00
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
100% financing available for new and used auto, truck and motorcycle purchases.
Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old
100% financing available for new and used auto, truck and motorcycle purchases.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; 2023 to 2027 Model Years
As Low As
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As; Available only for cars up to 3 years old.
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
As Low As; Available only for cars up to 3 years old.
Compare local Old Saybrook, CT auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut new auto rates fell 0.309 points over the past 7 days to 6.208% APR.
Connecticut used auto rates fell 0.325 points over the past 7 days to 6.715% APR.