Current auto loan rates in Waterbury, Connecticut include Skyline Financial Federal Credit UnionSkyline Financial Federal Credit Union3528 E Main St, Waterbury, CT, 06705A5.0 ★Texas Ratio: 13.83% offering New Auto at 4.00%, WATERBURY POSTAL EMPLOYEESWATERBURY POSTAL EMPLOYEES135 Grand St Rm 209, WATERBURY, CT, 06702 9992A+5.0 ★Texas Ratio: 3.49% offering New Vehicle Loan at 4.25%, FD Community Federal Credit UnionFD Community Federal Credit Union601 Watertown Ave, Waterbury, CT, 06708A+5.0 ★Texas Ratio: 5.67% offering Auto Loan 2023 & Newer at 4.50%, Thomaston Savings BankThomaston Savings Bank985 Watertown Ave, Waterbury, CT, 06708A5.0 ★Texas Ratio: 6.58% offering New Auto Loan - Fixed Rate at 4.99%, Torrington Municipal & Teachers Federal Credit UnionTorrington Municipal & Teachers Federal Credit Union777 E Main St, Torrington, CT, 06790 3915A+5.0 ★Texas Ratio: 1.26% offering New Vehicles at 3.25%. Auto loan rates as of March 26, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Waterbury, Connecticut are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Waterbury, Connecticut. Auto Loan Rates Last Updated and Verified: March 26, 2026
Max Term is 60 Months on Used 2018 and Older.
As Low As
As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As
As Low As; will finance 100% up to 84 months
As Low As
As Low As
As Low As
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
Model Years 2023 - 2026; 100% Financing
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
Includes demos & refinances of new auto loans from other institutions
up to 6 model years old
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Up to 7 Years Old- Max 124K Miles 100% Financing Available
As Low As
As Low As
As Low As
0-25K Miles
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As; Credit Score 720+
As Low As; Credit Score 720+
Vehicle must have a NADA retail value of at least $20,000.00
As Low As
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As
Up to 7 Years Old- Max 124K Miles 100% Financing Available
As Low As
As Low As; 2025 to 2027 Model Years
Credit Score: 730 plus; Credit Tier: A Plus
As Low As
As Low As
Fair Isaac 730+; Rate A+
0-25K Miles
As Low As; Model Year: 2025 - 2027
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Model Years 2023 - 2026; 100% Financing
Vehicle must have a NADA retail value of at least $40,000.00
As Low As
Credit Score: 730 plus; Credit Tier: A Plus
As Low As
As Low As
Fair Isaac 730+; Rate A+
As Low As
As Low As; Model Year: 2025 - 2027
As Low As
As Low As; Model Year: 2023 - 2024
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
Up to 7 Years Old- Max 124K Miles 100% Financing Available
25-75K Miles
As Low As
As Low As; 2025 to 2027 Model Years
As Low As
As Low As
As Low As
Credit Score: 730 plus; Credit Tier: A Plus
As Low As
Model Years 2023 - 2026; 100% Financing
Fair Isaac 730+; Rate A+
As Low As; Model Year: 2025 - 2027
As Low As
As Low As
Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Up to 7 Years Old- Max 124K Miles 100% Financing Available (current model year only)
As Low As
Credit Score: 730 plus; Credit Tier: A Plus
As Low As
Model Years 2023 - 2026; 100% Financing
Fair Isaac 730+; Rate A+
25-75K Miles
As Low As; Model Year: 2023 - 2024
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; Credit Score 680 - 719
As Low As; Credit Score 680 - 719
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; Model Year: 2021 - 2022
As Low As; 2025 to 2027 Model Years
Credit Score: 680-729; Credit Tier: A
Model Years 2021 - 2022; 100% Financing
Fair Isaac 680-729; Rate A
25-75K Miles
As Low As; Available only for cars up to 3 years old.
As Low As
Credit Score: 680-729; Credit Tier: A
As Low As
Fair Isaac 680-729; Rate A
As Low As; Model Year: 2025 - 2027
As Low As
As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As
As Low As; will finance 100% up to 84 months
As Low As
As Low As
As Low As
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
Includes demos & refinances of new auto loans from other institutions
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
As Low As
As Low As; Credit Score 720+
As Low As
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; 2025 to 2027 Model Years
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
As Low As
As Low As
As Low As; 2025 to 2027 Model Years
As Low As
As Low As; Credit Score 680 - 719
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; 2025 to 2027 Model Years
Max Term is 60 Months on Used 2018 and Older.
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
up to 6 model years old
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As; Credit Score 720+
Vehicle must have a NADA retail value of at least $20,000.00
As Low As
As Low As
As Low As
As Low As
As Low As
Vehicle must have a NADA retail value of at least $40,000.00
As Low As
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
As Low As
As Low As
Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; Credit Score 680 - 719
As Low As; Available only for cars up to 3 years old.
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New auto loan rates rose 0.246 points this week to 6.042% APR, up from 5.795% last week.
Used auto loan rates rose 0.185 points this week to 6.605% APR, up from 6.420% last week.