Best Personal Loan Rates in Waterbury, Connecticut (CT) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Connecticut borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Waterbury, Connecticut include: Thomaston Savings BankThomaston Savings Bank985 Watertown Ave, Waterbury, CT, 06708A5.0 ★Texas Ratio: 6.58% offering Land Loan (Other) at 7.76% APR, Greater Waterbury Healthcare Federal Credit UnionGreater Waterbury Healthcare Federal Credit Union64 Robbins St, Waterbury, CT, 06708A+5.0 ★Texas Ratio: 3.99% offering Personal Loan at 8.75% APR, WATERBURY POSTAL EMPLOYEESWATERBURY POSTAL EMPLOYEES135 Grand St Rm 209, WATERBURY, CT, 06702 9992A+5.0 ★Texas Ratio: 3.49% offering Unsecured - Personal Loan at 9.50% APR, FD Community Federal Credit UnionFD Community Federal Credit Union601 Watertown Ave, Waterbury, CT, 06708A+5.0 ★Texas Ratio: 5.67% offering Signature at 9.99% APR, and Police Federal Credit Union Of ConnecticutPolice Federal Credit Union Of Connecticut255 E Main St, Waterbury, CT, 06702 2301A5.0 ★Texas Ratio: 7.60% offering Unsecured Signature at 10.25% APR. Personal loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Waterbury, Connecticut can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Waterbury, Connecticut.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Waterbury, Connecticut. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 28, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
985 Watertown Ave, Waterbury, CT, 06708
Land Loan (Other)
7.76%
▼
APR7.76%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Greater Waterbury Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
64 Robbins St, Waterbury, CT, 06708
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
Up to $8,000.00 Max
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 28, 2026
Details
No additional details available.
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
601 Watertown Ave, Waterbury, CT, 06708
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
255 E Main St, Waterbury, CT, 06702 2301
Unsecured Signature
10.25%
▼
APR10.25%
Last UpdatedMarch 28, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 28, 2026
Details
No additional details available.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 28, 2026
Details
No additional details available.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Co-Signer
12.00%
▼
APR12.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Loans
12.00%
▼
APR12.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Loans
13.00%
▼
APR13.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Co-Signer
13.00%
▼
APR13.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
910 Wolcott St, Waterbury, CT, 06705
Personal Unsecured 1 Year
14.00%
▼
APR14.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
910 Wolcott St, Waterbury, CT, 06705
Personal Unsecured 2 Years
14.00%
▼
APR14.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
910 Wolcott St, Waterbury, CT, 06705
Personal Unsecured 3 Years
14.00%
▼
APR14.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
910 Wolcott St, Waterbury, CT, 06705
Personal Unsecured 4 Years
14.00%
▼
APR14.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Co-Signer
15.00%
▼
APR15.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Loans
15.00%
▼
APR15.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, Stamford, CT, 06902
Pledge of shares Interest Only Loan-Single Payment (Max 1 Year)
4.75%
▼
APR4.75%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
250 MURPHY RD, Hartford, CT, 06114
Vacation Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
439 W Putnam Ave, Greenwich, CT, 06830 1053
Share Pledge Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 28, 2026
Details
Use the money in your account as Collateral for a loan
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
250 MURPHY RD, Hartford, CT, 06114
Short Term Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 28, 2026
Details
maximum of $5,000.00
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
470 Bank St, New London, CT, 06320
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedMarch 28, 2026
Details
Fixed rates
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
470 Bank St, New London, CT, 06320
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedMarch 28, 2026
Details
Variable rates
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
470 Bank St, New London, CT, 06320
Variable Rate Loan
5.51%
▼
APR5.51%
Last UpdatedMarch 28, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
4 Hospital Plz, Stamford, CT, 06902 3602
Maximum Loan Amount
5.75%
▼
APR5.75%
Last UpdatedMarch 28, 2026
Details
$125,000
Bankwell Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.53%
156 Cherry St, New Canaan, CT, 06840
eSpire Growth Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 28, 2026
Details
No Prepayment Penalty
Bankwell Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.53%
156 Cherry St, New Canaan, CT, 06840
eSpireTM Growth Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT, 06762 2852
80% Loan To Value
6.00%
▼
APR6.00%
Last UpdatedMarch 28, 2026
Details
up to $300,000; As Low As
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT, 06762 2852
80% Loan To Value
6.25%
▼
APR6.25%
Last UpdatedMarch 28, 2026
Details
up to $300,000; As Low As
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
4 Hospital Plz, Stamford, CT, 06902 3602
Maximum Loan Amount
6.25%
▼
APR6.25%
Last UpdatedMarch 28, 2026
Details
$125,000
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan
6.49%
▼
APR6.49%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan Special
6.49%
▼
APR6.49%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires<br/> collateral/comaker
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 28, 2026
Details
As Low As; Special fixed up to 15 months!
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
HELOAN - Primary Residence - 80% CLTV - 5 Year
6.93%
▼
APR6.93%
Last UpdatedMarch 28, 2026
Details
As Low As
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT, 06762 2852
FLEX Loan
6.95%
▼
APR6.95%
Last UpdatedMarch 28, 2026
Details
Borrow up to $5,000.00 for a term of one year.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Connecticut Green Bank Smart-E Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Northeastern CT Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
320 Pomfret St, Putnam, CT, 06260
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
1515 Black Rock Tpke, Fairfield, CT, 06825
LOAN SPECIAl
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
MAX $5,000
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT, 06109
Loan Special
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
$2,500 MAX
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
CT Smart E Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Smart-E Loan - Max APR
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT, 06762 2852
90% Loan to value
7.00%
▼
APR7.00%
Last UpdatedMarch 28, 2026
Details
up to $300,000; As Low As
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
250 MURPHY RD, Hartford, CT, 06114
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
4 Hospital Plz, Stamford, CT, 06902 3602
Maximum Loan Amount
7.00%
▼
APR7.00%
Last UpdatedMarch 28, 2026
Details
$125,000
Connex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
PO Box 477, North Haven, CT, 06473 0477
E-Bike Personal UNSECURED 24 months
7.24%
▼
APR7.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Connex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
PO Box 477, North Haven, CT, 06473 0477
E-Bike Personal UNSECURED 36 months
7.24%
▼
APR7.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT, 06762 2852
90% Loan to value
7.25%
▼
APR7.25%
Last UpdatedMarch 28, 2026
Details
up to $300,000; As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT, 06114
Personal Loans
7.45%
▼
APR7.45%
Last UpdatedMarch 28, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT, 06114
1 Year Personal Loan
7.45%
▼
APR7.45%
Last UpdatedMarch 28, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
HELOAN - Primary Residence - 80% CLTV - 10 Year
7.48%
▼
APR7.48%
Last UpdatedMarch 28, 2026
Details
As Low As
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Smart-E Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
CT Smart E Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Connecticut Green Bank Smart-E Loans
7.49%
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
HELOAN - Primary Residence - 90% CLTV - 5 Year
7.55%
▼
APR7.55%
Last UpdatedMarch 28, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 28, 2026
Details
As Low As; Fixed up to 36 months
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 28, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT, 06010
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT, 06759
LAND LOANS
7.78%
▼
APR7.78%
Last UpdatedMarch 28, 2026
Details
Maximum LTV 75%; 10 year amortization, 1/1 ARM 2% annual and 6% lifetime caps: Interest rate and payment amount is fixed for the first year, then is subject to change every year with caps of 2% per adjustment and 6% for the life of the loan.
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT, 06106
Vacation Loan
7.90%
▼
APR7.90%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT, 06114
2 Years Personal Loan
7.95%
▼
APR7.95%
Last UpdatedMarch 28, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
HELOAN - Primary Residence - 90% CLTV - 10 Year
7.98%
▼
APR7.98%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Credit Builder Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
CT Smart E Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
776 Maple Ave, Hartford, CT, 06114 2317
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT, 06010
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
195 Silas Deane Hwy, Wethersfield, CT, 06109 1240
Dream Forward Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As; Simplify your finances, tackle your goals, and achieve more.
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
339 N Elm St, Torrington, CT, 06790
Toy Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
285 Broad St, Meriden, CT, 06450 5847
Renovation Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT, 06109
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details
As Low As; $10,000.00 maximum single signature
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Personal Loan
8.05%
▼
APR8.05%
Last UpdatedMarch 28, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.05%
▼
APR8.05%
Last UpdatedMarch 28, 2026
Details
As Low As
Connex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
PO Box 477, North Haven, CT, 06473 0477
E-Bike Personal UNSECURED 48-60 months
8.24%
▼
APR8.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Connex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
PO Box 477, North Haven, CT, 06473 0477
Personal 12-36 months
8.24%
▼
APR8.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT, 06355
Land Loans (Buildable Land)
8.24%
▼
APR8.24%
Last UpdatedMarch 28, 2026
Details
Up to 65% LTV
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT, 06762 2852
Unsecured
8.24%
▼
APR8.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT, 06762 2852
Unsecured Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Personal Loan
8.30%
▼
APR8.30%
Last UpdatedMarch 28, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.30%
▼
APR8.30%
Last UpdatedMarch 28, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT, 06010
Special Purpose Loans
8.40%
▼
APR8.40%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT, 06114
3 Years Personal Loan
8.45%
▼
APR8.45%
Last UpdatedMarch 28, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Credit Builder Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT, 06010
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan Special
8.49%
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires<br/> collateral/comaker
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
45 Commerce Dr, Trumbull, CT, 06611 5403
Signature/Flex Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 28, 2026
Details
As Low As
ASA Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.96%
1 Regency Dr, Bloomfield, CT, 06002 2310
Equipment Loans 90% financing up to 48 months
8.50%
▼
APR8.50%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT, 06355
Land Loans (Buildable Land)
8.54%
▼
APR8.54%
Last UpdatedMarch 28, 2026
Details
Up to 65% LTV
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
100 Main St, Canaan, CT, 06018
Personal Loan Unsecured
8.59%
▼
APR8.59%
Last UpdatedMarch 28, 2026
Details
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
120 Woodford Ave, Plainville, CT, 06062 2335
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedMarch 28, 2026
Details
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT, 06355
Land Loans (Buildable Land)
8.74%
▼
APR8.74%
Last UpdatedMarch 28, 2026
Details
Up to 65% LTV
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
250 MURPHY RD, Hartford, CT, 06114
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
4 Hospital Plz, Stamford, CT, 06902 3602
Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
Fair Isaac Scores 730 plus (A plus)
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT, 06114
4 Years Personal Loan
8.95%
▼
APR8.95%
Last UpdatedMarch 28, 2026
Details
No additional details available.
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT, 06830 4608
Unsecured Loan
8.95%
▼
APR8.95%
Last UpdatedMarch 28, 2026
Details
Fair Isaac Scores: 730 +
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT, 06830 4608
Unsecured Loan Prices 730 +
8.95%
▼
APR8.95%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
479 Main St, Manchester, CT, 06040 4101
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
285 Broad St, Meriden, CT, 06450 5847
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
45 Commerce Dr, Trumbull, CT, 06611 5403
Signature/Flex Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
31 1 2 Stevens St, Norwalk, CT, 06850 3805
Personal
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.69%
279 New Britain Rd, Berlin, CT, 06037
Personal Loan (Unsecured)
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
1 Union Ave, New Haven, CT, 06519
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
Credit Score 700-850; Debt Ratio 42%; Max Loan $15,000; Co-Signer $20,000
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans 1 Year
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Credit Builder Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
253 West St, Seymour, CT, 06483 2648
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
20 York St, New Haven, CT, 06510
Personal
9.00%
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
439 W Putnam Ave, Greenwich, CT, 06830 1053
Personal Lines Of Credit
9.00%
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details
$0.00-$20,000.00
ASA Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.96%
1 Regency Dr, Bloomfield, CT, 06002 2310
Equipment Loans 90% financing up to 60 months
9.00%
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan Special
9.00%
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires<br/> collateral/comaker
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.69%
279 New Britain Rd, Berlin, CT, 06037
Credit Builder Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details
As Low As; (fixed)
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
2 Broadway, North Haven, CT, 06473
Unsecured Personal
9.00%
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
253 West St, Seymour, CT, 06483 2648
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Connex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
PO Box 477, North Haven, CT, 06473 0477
Personal 60 months
9.24%
▼
APR9.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Connex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
PO Box 477, North Haven, CT, 06473 0477
Personal 48 months
9.24%
▼
APR9.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
250 MURPHY RD, Hartford, CT, 06114
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
45 Commerce Dr, Trumbull, CT, 06611 5403
Signature/Flex Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
11 Cranbrook Blvd, Enfield, CT, 06082
Signature Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan Special
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires<br/> collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires collateral/comaker
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT, 06114
5 Years Personal Loan
9.45%
▼
APR9.45%
Last UpdatedMarch 28, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans 2 Years
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
385 Enfield St, Enfield, CT, 06082 1920
Debt Consolidated
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
$500 Minimum Loan Amount
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT, 06340 3808
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
45 Commerce Dr, Trumbull, CT, 06611 5403
Signature/Flex Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
253 West St, Seymour, CT, 06483 2648
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans 3 Years
9.74%
▼
APR9.74%
Last UpdatedMarch 28, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 28, 2026
Details
As Low As; Fixed up to 60 months
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedMarch 28, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
253 West St, Seymour, CT, 06483 2648
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 28, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
11 Cranbrook Blvd, Enfield, CT, 06082
Signature Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
4 Hospital Plz, Stamford, CT, 06902 3602
Unsecured Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details
Fair Isaac Scores 680-729 (A)
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT, 06106
Personal
9.80%
▼
APR9.80%
Last UpdatedMarch 28, 2026
Details
Note 3
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT, 06106
Personal Loan
9.80%
▼
APR9.80%
Last UpdatedMarch 28, 2026
Details
As Low As
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1901 Day Hill Rd, Windsor, CT, 06095
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMarch 28, 2026
Details
No additional details available.
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT, 06830 4608
Unsecured Loan
9.95%
▼
APR9.95%
Last UpdatedMarch 28, 2026
Details
Fair Isaac Scores: 680-729
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT, 06830 4608
Unsecured Loan Prices 680-729
9.95%
▼
APR9.95%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Sound Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
37 North Ave, Norwalk, CT, 06851
Signature (Unsecured Personal) Loan
9.97%
▼
APR9.97%
Last UpdatedMarch 28, 2026
Details
As Low As; for 48 Months!
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
385 Enfield St, Enfield, CT, 06082 1920
Debt Consolidated
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans 4 Years
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
470 Bank St, New London, CT, 06320
Medical Residency Refinance Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
Fixed rates
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
253 West St, Seymour, CT, 06483 2648
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
479 Main St, Manchester, CT, 06040 4101
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Greater Waterbury Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
64 Robbins St, Waterbury, CT, 06708
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
Up to $8,000.00 Max
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 28, 2026
Details
No additional details available.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 28, 2026
Details
No additional details available.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 28, 2026
Details
No additional details available.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Loans
12.00%
▼
APR12.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Loans
13.00%
▼
APR13.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Loans
15.00%
▼
APR15.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 28, 2026
Details
As Low As; Special fixed up to 15 months!
Northeastern CT Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
320 Pomfret St, Putnam, CT, 06260
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
250 MURPHY RD, Hartford, CT, 06114
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT, 06114
1 Year Personal Loan
7.45%
▼
APR7.45%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT, 06114
Personal Loans
7.45%
▼
APR7.45%
Last UpdatedMarch 28, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 28, 2026
Details
As Low As; Fixed up to 36 months
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT, 06114
2 Years Personal Loan
7.95%
▼
APR7.95%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
776 Maple Ave, Hartford, CT, 06114 2317
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
195 Silas Deane Hwy, Wethersfield, CT, 06109 1240
Dream Forward Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As; Simplify your finances, tackle your goals, and achieve more.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Personal Loan
8.05%
▼
APR8.05%
Last UpdatedMarch 28, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.05%
▼
APR8.05%
Last UpdatedMarch 28, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Personal Loan
8.30%
▼
APR8.30%
Last UpdatedMarch 28, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.30%
▼
APR8.30%
Last UpdatedMarch 28, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT, 06114
3 Years Personal Loan
8.45%
▼
APR8.45%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 28, 2026
Details
As Low As
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
100 Main St, Canaan, CT, 06018
Personal Loan Unsecured
8.59%
▼
APR8.59%
Last UpdatedMarch 28, 2026
Details
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
120 Woodford Ave, Plainville, CT, 06062 2335
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedMarch 28, 2026
Details
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
250 MURPHY RD, Hartford, CT, 06114
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT, 06114
4 Years Personal Loan
8.95%
▼
APR8.95%
Last UpdatedMarch 28, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
253 West St, Seymour, CT, 06483 2648
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans 1 Year
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
1 Union Ave, New Haven, CT, 06519
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
Credit Score 700-850; Debt Ratio 42%; Max Loan $15,000; Co-Signer $20,000
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
479 Main St, Manchester, CT, 06040 4101
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.69%
279 New Britain Rd, Berlin, CT, 06037
Personal Loan (Unsecured)
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
285 Broad St, Meriden, CT, 06450 5847
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
253 West St, Seymour, CT, 06483 2648
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
11 Cranbrook Blvd, Enfield, CT, 06082
Signature Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
250 MURPHY RD, Hartford, CT, 06114
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT, 06114
5 Years Personal Loan
9.45%
▼
APR9.45%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans 2 Years
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
253 West St, Seymour, CT, 06483 2648
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
253 West St, Seymour, CT, 06483 2648
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans 3 Years
9.74%
▼
APR9.74%
Last UpdatedMarch 28, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 28, 2026
Details
As Low As; Fixed up to 60 months
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
11 Cranbrook Blvd, Enfield, CT, 06082
Signature Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT, 06106
Personal Loan
9.80%
▼
APR9.80%
Last UpdatedMarch 28, 2026
Details
As Low As
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1901 Day Hill Rd, Windsor, CT, 06095
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMarch 28, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
253 West St, Seymour, CT, 06483 2648
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans 4 Years
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
479 Main St, Manchester, CT, 06040 4101
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan
6.49%
▼
APR6.49%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan Special
6.49%
▼
APR6.49%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires<br/> collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan Special
8.49%
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires<br/> collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan Special
9.00%
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires<br/> collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan Special
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
Over $10,000 requires<br/> collateral/comaker
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
385 Enfield St, Enfield, CT, 06082 1920
Debt Consolidated
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
$500 Minimum Loan Amount
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
385 Enfield St, Enfield, CT, 06082 1920
Debt Consolidated
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT, 06109
Debt Consolidation Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 28, 2026
Details
Five year pay back. Some restrictions may apply.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT, 06109
Debt Consolidation Loan
10.90%
▼
APR10.90%
Last UpdatedMarch 28, 2026
Details
As Low As; $10,000.00 maximum limit; 5 Year Maximum Term
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation
10.99%
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedMarch 28, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT, 06010
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation
11.99%
▼
APR11.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Bridgeport Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
3590 Main St, Bridgeport, CT, 06606
Debt Consolidation Loan
12.50%
▼
APR12.50%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation
12.99%
▼
APR12.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT, 06510
Debt Consolidation Loan
13.50%
▼
APR13.50%
Last UpdatedMarch 28, 2026
Details
As Low As; Affinity offers rates as low as 13.50% APR1
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
777 E Main St, Torrington, CT, 06790 3915
Debt Consolidation Loans
13.99%
▼
APR13.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
14.24%
▼
APR14.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
15.24%
▼
APR15.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
601 Watertown Ave, Waterbury, CT, 06708
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
255 E Main St, Waterbury, CT, 06702 2301
Unsecured Signature
10.25%
▼
APR10.25%
Last UpdatedMarch 28, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT, 06010
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 28, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT, 06010
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT, 06109
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details
As Low As; $10,000.00 maximum single signature
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT, 06010
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
45 Commerce Dr, Trumbull, CT, 06611 5403
Signature/Flex Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
45 Commerce Dr, Trumbull, CT, 06611 5403
Signature/Flex Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
11 Cranbrook Blvd, Enfield, CT, 06082
Signature Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
45 Commerce Dr, Trumbull, CT, 06611 5403
Signature/Flex Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT, 06340 3808
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
45 Commerce Dr, Trumbull, CT, 06611 5403
Signature/Flex Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
11 Cranbrook Blvd, Enfield, CT, 06082
Signature Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Sound Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
37 North Ave, Norwalk, CT, 06851
Signature (Unsecured Personal) Loan
9.97%
▼
APR9.97%
Last UpdatedMarch 28, 2026
Details
As Low As; for 48 Months!
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
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No home improvement personal loan rates found in Waterbury, CT currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Connecticut?
Most lenders in Waterbury, Connecticut require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Connecticut often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Waterbury, Connecticut require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Connecticut?
Yes. Debt consolidation is one of the most common uses of personal loans in Waterbury, Connecticut. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Waterbury, Connecticut?
Credit unions in Waterbury, Connecticut often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Waterbury, Connecticut?
- Thomaston Savings Bank: 7.76% (Land Loan (Other))
- Greater Waterbury Healthcare Federal Credit Union: 8.75% (Personal Loan)
- WATERBURY POSTAL EMPLOYEES: 9.50% (Unsecured - Personal Loan)
- FD Community Federal Credit Union: 9.99% (Signature)
- Police Federal Credit Union Of Connecticut: 10.25% (Unsecured Signature)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Waterbury, Connecticut. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 28, 2026.
Personal Loan Calculators
