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Mortgage Lenders and Brokers in Waterbury, Connecticut

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Waterbury, Connecticut mortgage lenders include FD Community FCUFD Community FCU601 Watertown Ave, Waterbury, CT 06708A+5.0 ★Texas Ratio: 4.89%, Ion BankIon Bank910 Wolcott St, Waterbury, CT 06705A5.0 ★Texas Ratio: 10.40%, Thomaston Savings BankThomaston Savings Bank985 Watertown Ave, Waterbury, CT 06708A+5.0 ★Texas Ratio: 5.17%, M&T BankM&T Bank410 Reidville Dr, Waterbury, CT 06705A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA992 Cooke St, Waterbury, CT 06704A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA761 Highland Ave, Waterbury, CT 06708A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank2 W Main St, Waterbury, CT 06702A+5.0 ★Texas Ratio: 3.71%, Waterbury Ct Teachers FCUWaterbury Ct Teachers FCUWaterbury, CT, Liberty BankLiberty Bank1030 Hamilton Ave, Waterbury, CT 06706A+5.0 ★Texas Ratio: 1.90%, and Webster Bank, N.A.Webster Bank, N.A.364 Reidville Dr, Waterbury, CT 06705A+5.0 ★Texas Ratio: 4.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Waterbury, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waterbury are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Waterbury, Connecticut

Market share is the lender's share of all home loans closed in Waterbury, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
FD Community FCU 601 Watertown Ave, Waterbury, CT 06708 A+5.0 ★Texas Ratio: 4.89%	Conventional	23	1.7%	57.5%	$74,130	View
Ion Bank 3 offices in Waterbury 910 Wolcott St, Waterbury, CT 06705 A5.0 ★Texas Ratio: 10.40%	Conventional	21	1.5%	65.6%	$90,714	View
Thomaston Savings Bank 2 offices in Waterbury 985 Watertown Ave, Waterbury, CT 06708 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, HELOC	17 +26 HELOCs	1.3%	81.8%	$150,882	View
M&T Bank 1 office in Waterbury 410 Reidville Dr, Waterbury, CT 06705 A+5.0 ★Texas Ratio: 4.11%	Conventional, HELOC	13 +11 HELOCs	1%	81.2%	$144,230	View
Bank of America NA 1 office in Waterbury 992 Cooke St, Waterbury, CT 06704 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	11 +8 HELOCs	0.8%	84.6%	$315,909	View
Wells Fargo Bank NA 2 offices in Waterbury 761 Highland Ave, Waterbury, CT 06708 A+5.0 ★Texas Ratio: 5.36%	Conventional	8	0.6%	53.3%	$181,250	View
TD Bank 3 offices in Waterbury 2 W Main St, Waterbury, CT 06702 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	5 +13 HELOCs	0.4%	37.5%	$105,000	View
Waterbury Ct Teachers FCU	Conventional	12	0.9%	85.7%	$62,500
Liberty Bank ★ 5 stars, 2 reviews 1030 Hamilton Ave, Waterbury, CT 06706 A+5.0 ★Texas Ratio: 1.90%	Conventional, FHA, Jumbo, HELOC	35 +9 HELOCs	2.6%	95%	$229,000	View
Webster Bank, N.A. 364 Reidville Dr, Waterbury, CT 06705 A+5.0 ★Texas Ratio: 4.34%	Conventional, HELOC	18 +17 HELOCs	1.3%	62.1%	$121,111	View
JPMorgan Chase Bank, NA 205 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	15	1.1%	83.3%	$284,333	View
American Eagle FCU 427 W Avon Rd, Avon, CT 06001 2520 A+5.0 ★Texas Ratio: 3.67%	Conventional, HELOC	6 +4 HELOCs	0.4%	66.7%	$105,000	View
Sikorksy Financial Credit Union 1201 South Ave, Bridgeport, CT 06604 5246 A+5.0 ★Texas Ratio: 1.38%	Conventional, HELOC	6 +3 HELOCs	0.4%	60%	$95,000	View
Connex Credit Union 620 W Main St, Branford, CT 06405 3420 A+5.0 ★Texas Ratio: 4.74%	Conventional	6	0.4%	54.5%	$56,666	View
Newtown Savings Bank 211 Greenwood Ave, Bethel, CT 06801 A+5.0 ★Texas Ratio: 3.03%	Conventional	4	0.3%	66.7%	$237,500	View
Nutmeg State FCU 25 North St, Bristol, CT 06010 A+5.0 ★Texas Ratio: 4.90%	Conventional	4	0.3%	44.4%	$55,000	View
Citizens Bank, NA 332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44%	Conventional, VA, HELOC	3 +25 HELOCs	0.2%	75%	$221,666	View
Mutual Security Credit Union ★ 5 stars, 1 review 97 NEWTOWN RD, DANBURY, CT 06810 A+5.0 ★Texas Ratio: 3.26%	Conventional	3	0.2%	100%	$125,000	View
Keybank National Association 232 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$65,000	View
Flagstar Bank NA 75 Holly Hill Ln, Greenwich, CT 06830 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	50%	$235,000	View
360 Federal Credit Union 159 E Main St, Clinton, CT 06413 2111 A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0.1%	50%	$35,000	View
First County Bank 1006 Post Rd, Darien, CT 06820 A+5.0 ★Texas Ratio: 2.43%	Conventional	1	0.1%	100%	$315,000	View
Torrington Savings Bank 888 Farmington Ave, Bristol, CT 06010 A+5.0 ★Texas Ratio: 0.61%	Conventional	1	0.1%	100%	$325,000	View
The Washington Trust Company, of Westerly 14 Clara Dr, Mystic, CT 06355 A5.0 ★Texas Ratio: 7.00%	FHA	1	0.1%	100%	$245,000
Citibank, NA 939 Main St, Bridgeport, CT 06604	Conventional	1	0.1%	50%	$445,000
PeoplesBank 182 West Main Street, Avon, CT 06001 A+5.0 ★Texas Ratio: 5.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Total Mortgage Services, LLC	Conventional, FHA, VA	100	7.4%	81.7%	$208,300
First World Mortgage Corporaton	Conventional, FHA	99	7.3%	95.2%	$160,050
Norwich Commercial Group Inc	Conventional, FHA	25	1.8%	80.6%	$150,200
Prysma Lending Group, LLC	Conventional, FHA	18	1.3%	100%	$269,444
William Raveis Mortgage, LLC	Conventional	10	0.7%	83.3%	$175,000
CSE Credit Union, Inc.	Conventional	5	0.4%	71.4%	$59,000
Planet Home Lending, LLC	Conventional, FHA	4	0.3%	80%	$202,500
Mortgage Markets CUSO, LLC	Conventional	3	0.2%	100%	$178,333
Crosspoint Federal Credit Unio	Conventional	3	0.2%	100%	$61,666
Warshaw Capital, LLC	FHA	2	0.1%	100%	$305,000
Sheri Motola	Conventional	1	0.1%	100%	$55,000
Rocket Mortgage	Conventional, FHA, VA	111	8.2%	75%	$201,576
Cmg Mortgage Inc	Conventional, FHA, USDA, HELOC	98 +2 HELOCs	7.2%	89.3%	$217,040
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	69 +2 HELOCs	5.1%	72.6%	$286,304
Newrez LLC	Conventional, FHA, VA	31	2.3%	51.7%	$226,935
CrossCountry Mortgage, LLC	Conventional, FHA, HELOC	30 +4 HELOCs	2.2%	93.8%	$270,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	27	2%	100%	$236,481
New American Funding, LLC.	Conventional, FHA, VA, HELOC	26 +1 HELOCs	1.9%	72.2%	$255,000
Freedom Mortgage Corporation	Conventional, FHA, VA	26	1.9%	73.8%	$250,000
Pennymac Loan Services LLC	Conventional, FHA, VA	24	1.8%	89.7%	$233,750
loanDepot.com LLC	Conventional, FHA, VA, HELOC	23 +2 HELOCs	1.7%	71.9%	$171,521
Prosperity Home Mortgage, LLC	Conventional, FHA	22	1.6%	81.5%	$215,909
Mortgage Research Center	Conventional, FHA, VA	21	1.5%	72.4%	$298,809
Plaza Home Mortgage, Inc	Conventional, FHA, VA	16	1.2%	100%	$305,000
Movement Mortgage, LLC	Conventional, FHA	15	1.1%	100%	$174,333
Nfm, Inc	Conventional, FHA	14	1%	93.3%	$207,857
United Mortgage Corp.	Conventional, FHA	12	0.9%	100%	$364,166
Meadowbrook Financial Mortgage Bankers Corp.	Conventional, FHA	12	0.9%	85.7%	$340,833
Carrington Mortgage Services LLC	Conventional, FHA, VA	11	0.8%	43.2%	$208,636
Guaranteed Rate, Inc.	Conventional, FHA	10	0.7%	83.3%	$197,000
Amerisave Mortgage Company	Conventional, FHA, VA	10	0.7%	27.8%	$155,000
Nationstar Mortgage	Conventional, FHA	9	0.7%	64.3%	$101,666
Fairway Independent Mort Corp	Conventional, FHA	9	0.7%	90%	$208,333
Securitynational Mortgage Company	Conventional, FHA	8	0.6%	88.9%	$153,750
T2 Financial LLC	Conventional, FHA	8	0.6%	61.5%	$237,500
Nationwide Mortgage Bankers, Inc.	Conventional, FHA, VA	7	0.5%	100%	$257,857
Champions Funding, LLC	Conventional	7	0.5%	87.5%	$253,571
Mutual of Omaha Mortgage	Conventional, FHA, HELOC	6 +1 HELOCs	0.4%	60%	$243,333
Everett Financial, Inc.	Conventional, FHA	6	0.4%	100%	$215,000
Kind Lending, LLC	Conventional, FHA	6	0.4%	54.5%	$281,666
American Financial Network, Inc.	Conventional, FHA	6	0.4%	100%	$306,666
Interstate Home Loan Center, Inc.	Conventional, FHA	6	0.4%	75%	$296,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.4%	100%	$68,333	View
Paramount Residential Mortgage	Conventional, FHA	6	0.4%	75%	$303,333
Equity Resources Inc	Conventional, FHA	5	0.4%	71.4%	$269,000
Better Mortgage Corporation	Conventional, FHA	5	0.4%	50%	$199,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	5	0.4%	100%	$219,000	View
Ark-La-Tex Financial Services LLC	FHA	5	0.4%	100%	$385,000
Top Flite Financial, Inc.	Conventional, FHA, VA	5	0.4%	83.3%	$175,000
HomeBridge Financial Services, Inc	Conventional, FHA, VA, HELOC	4 +2 HELOCs	0.3%	100%	$237,500
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	4	0.3%	40%	$145,000	View
PHH Mortgage Corporation	Conventional	4	0.3%	83.3%	$230,000
Homestead Funding Corp.	Conventional	4	0.3%	100%	$255,000
Nqm Funding, LLC	Conventional	4	0.3%	80%	$255,000
Union Home Mortgage Corp.	Conventional, FHA	4	0.3%	100%	$222,500
Ameritrust Mortgage Corporation	FHA	4	0.3%	100%	$312,500
Province Mortgage Associates, Inc.	Conventional, FHA	4	0.3%	100%	$262,500
The Loan Store, Inc	Conventional, FHA	4	0.3%	100%	$297,500
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA	4	0.3%	100%	$240,000	View
Spring Eq, LLC	Conventional, HELOC	3 +2 HELOCs	0.2%	33.3%	$48,333
Primelending	Conventional, FHA	3	0.2%	75%	$225,000
Equity Prime Mortgage LLC	FHA, VA	3	0.2%	60%	$235,000
Guidance Residential, LLC	Conventional	3	0.2%	100%	$188,333
Princeton Mortgage Corporation	Conventional	3	0.2%	75%	$175,000
Reliant Home Funding, Inc	Conventional, FHA	3	0.2%	100%	$278,333
Guild Mortgage Company	Conventional, FHA	3	0.2%	100%	$215,000
UNMB Home Loans Inc	Conventional, FHA	3	0.2%	75%	$308,333
Barrington Bank & Trust Company, N.A.	FHA, VA	3	0.2%	80%	$321,666
Zillow Home Loans, LLC	Conventional	3	0.2%	100%	$248,333
Quontic Bank	Conventional	3	0.2%	100%	$181,666
Village Capital & Investment	FHA	3	0.2%	45.5%	$208,333
Goodleap, LLC	Conventional, FHA, HELOC	2 +1 HELOCs	0.1%	80%	$155,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	2 +1 HELOCs	0.1%	50%	$175,000
Arc Home LLC	Conventional	2	0.1%	66.7%	$215,000
EMM Loans LLC	Conventional, FHA	2	0.1%	100%	$275,000
Cliffco, Inc.	Conventional, FHA	2	0.1%	66.7%	$370,000
Primary Residential Mortgage, INC.	FHA	2	0.1%	100%	$315,000
Gold Star Mortgage Financial Group, Corporation	FHA	2	0.1%	100%	$265,000
Lakeview Loan Servicing, LLC	FHA	2	0.1%	33.3%	$325,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.1%	100%	$320,000
Advisors Mortgage Group, LLC	FHA	2	0.1%	100%	$345,000
Sun West Mortgage Company, Inc	FHA, VA	2	0.1%	100%	$275,000
East Coast Capital Corp.	Conventional	2	0.1%	100%	$255,000
First Colony Mortgage Corporat	Conventional, FHA	2	0.1%	100%	$230,000
Cardinal Financial Company, Li	FHA	2	0.1%	100%	$210,000
New Day Financial, LLC.	VA	2	0.1%	50%	$340,000
Intelliloan, Inc.	FHA, VA	2	0.1%	100%	$285,000
FM Home Loans LLC	Conventional	2	0.1%	100%	$430,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, FHA	2	0.1%	100%	$335,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	2	0.1%	50%	$260,000	View
Members Mortgage Company Inc A+5.0 ★Texas Ratio: 5.14%	Conventional	2	0.1%	100%	$350,000	View
Reliance First Capital, LLC	Conventional, FHA	2	0.1%	100%	$165,000
Texana Bank	Conventional, FHA	2	0.1%	100%	$220,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	50%	$205,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	33.3%	$235,000
American Financial Resources LLC	FHA	1	0.1%	100%	$385,000
HomePromise Corporation	FHA	1	0.1%	100%	$305,000
Contour Mortgage Corporation	FHA	1	0.1%	100%	$375,000
Brighton Bank	VA	1	0.1%	100%	$335,000
Nbkc Bank	Conventional	1	0.1%	100%	$185,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$215,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$95,000
Ocmbc, Inc.	FHA	1	0.1%	100%	$215,000
Discover Bank	Conventional	1	0.1%	10%	$75,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	66.7%	$345,000	View
Churchill Mortgage Corporation	FHA	1	0.1%	100%	$225,000
Teachers Federal Credit Union	Conventional	1	0.1%	100%	$265,000
Provident Funding Associates	Conventional	1	0.1%	100%	$285,000
First Federal Bank	Conventional	1	0.1%	100%	$365,000
Mortgage Equity Partners LLC	FHA	1	0.1%	100%	$315,000
BoxCar Mortgage, LLC	VA	1	0.1%	100%	$405,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$115,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$155,000	View
Uif Corporation	Conventional	1	0.1%	100%	$285,000
Nexbank	Conventional	1	0.1%	100%	$225,000
V.I.P. Mortgage, Inc.	FHA	1	0.1%	100%	$385,000
Keystone Funding, Inc	FHA	1	0.1%	100%	$335,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$115,000
1St 2Nd Mortgage Company of N.J., Inc.	FHA	1	0.1%	100%	$355,000
Metro City Bank	Conventional	1	0.1%	100%	$175,000
Polish & Slavic Federal Credit	Conventional	1	0.1%	100%	$265,000
Figure Lending LLC	HELOC	0 +17 HELOCs	0%	n/a
PNC Bank N.A.	HELOC	0 +5 HELOCs	0%	0%
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	0%
Hudson Valley Credit Union	HELOC	0 +2 HELOCs	0%	0%
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Allied Mortgage Group, Inc	HELOC	0 +1 HELOCs	0%	0%
Valon Mortgage	HELOC	0 +1 HELOCs	0%	0%
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
City National Bank	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Waterbury Mortgage Rate Trends

Daily average mortgage rates for Connecticut compared with the national average, updated every evening.

30-Year Fixed CT Avg

7.334%

▲ 0.090 vs 7 days ago

15-Year Fixed CT Avg

6.785%

▲ 0.086 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Waterbury, Connecticut

Looking for mortgage lenders near me or mortgage brokers near me in Waterbury? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waterbury in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Waterbury, CT

Use these to narrow the list above. Each category shows how many Waterbury, CT lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 99 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 39 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 83 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 25 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CT 26 lenders headquartered in Connecticut, the closest thing to a mortgage lender near you

Who Lends in Waterbury, CT

Independent mortgage companies closed 79.7 percent of home loans in Waterbury, Connecticut in 2025, banks 14.6 percent and credit unions 5.7 percent. Total Mortgage Services, LLC was the largest mortgage company, Ion Bank the largest bank and FD Community FCU the largest credit union. Among lenders headquartered in Connecticut, FD Community FCU led with 23 loans.

79.7%

Mortgage companies

14.6%

Banks

5.7%

Credit unions

30%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.

More Connecticut Mortgage Lender Pages

All Connecticut lenders 532 lenders Stamford 181 lenders Bristol 148 lenders Bridgeport 153 lenders Norwalk 151 lenders Meriden 142 lenders Manchester 143 lenders West Hartford 139 lenders Milford city 142 lenders Danbury 152 lenders New Britain 134 lenders New Haven 137 lenders East Hartford 116 lenders

Frequently Asked Questions About Mortgage Lenders in Waterbury, CT

Who is the largest mortgage lender in Waterbury, CT?

By home loans closed in 2025, FD Community FCU was the largest mortgage lender in Waterbury, Connecticut with 23 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Waterbury, CT have the highest approval rates?

Among lenders with meaningful volume in Waterbury, Connecticut, First World Mortgage Corporaton approved the highest share of completed applications in 2025 at 95.2 percent, against a 76.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Waterbury, CT mortgage lenders offer FHA, VA and USDA loans?

83 lenders closed FHA loans in Waterbury, Connecticut in 2025, led by Total Mortgage Services, LLC with 38. 25 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Waterbury, CT lender list?

Yes. 39 banks and 20 credit unions closed home loans in Waterbury, Connecticut in 2025, alongside 99 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Waterbury, CT ranked on this page?

Lenders are ranked only by the number of home loans they closed in Waterbury, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waterbury, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waterbury. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.